At Fivepoint Credit Union, we offer a range of banking services designed to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, our knowledgeable staff is here to guide you through every step. We also provide online and mobile banking options for those who enjoy managing their finances on the go. While members can visit us at 1021 Sawdust Rd Ste 150 Spring Tx 77380, official correspondence should be sent to PO Box 1366 in Nederland if needed.
At Fivepoint, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can access our services with ease. Plus, ample parking is available right outside the building, so you won't have to worry about finding a spot.
Ready to experience convenient banking? Stop by Fivepoint Credit Union or give us a call at 832-823-7481. We look forward to welcoming you into our community!
We understand that your time is valuable. That's why our lobby is open from 9 AM to 5 PM, Monday through Friday, allowing you to manage your banking needs during regular business hours. For those who prefer drive-thru services, we're available from 8 AM to 6 PM on weekdays and even offer Saturday hours from 9 AM to 1 PM. And if you're ever in need of cash after hours, our ATM is accessible 24/7 for your convenience.
Imagine being able to process payments seamlessly at your retail location or online. Our merchant services make it easy for you to accept various payment methods, ensuring your customers can shop with convenience. This means more sales for you and happier customers. Plus, our easy-to-use tools help you manage transactions efficiently, giving you more time to focus on what matters most growing your business. Located conveniently at 1021 Sawdust Rd Ste 150 Spring Tx 77380, Spring, TX, we're here to empower your business dreams. Connect with us today at (832) 823-7481 to explore how we can assist you!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $260 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $64,454,315, we continue to drive economic growth by financing new and expanding businesses.
For our business members, we offer specialized services including merchant services and business loans. Running a business comes with its own set of challenges; let us help lighten the load with financial tools designed specifically for entrepreneurs.
In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Need cash? Our ATMs are available 24/7 for withdrawals and balance checks. Our drive-thru banking offers quick access for deposits and simple transactions without leaving your car. No more long lines just quick service when you need it most!
Life can be unpredictable, which is why having access to personal loans and debt consolidation options can be a lifesaver. Whether it's for unexpected expenses or consolidating debt into one manageable payment, we're here to provide flexible solutions tailored just for you.
We invite you to explore all that Fivepoint has to offer. Whether you're opening a new account or considering a loan, our friendly staff is here to assist you at every turn. For more information or to get started on your financial journey today, give us a call at (832) 823-7481, or visit us online at https://www.5pointcu.org/. Let's work together toward achieving your financial goals!
Dreaming of owning a home? Our mortgage loans and refinancing options are designed to support you every step of the way. We take the time to explain the details, so you can make informed decisions that align with your financial future.
Whether you're looking to set up a new checking or savings account, we have options that cater to your lifestyle and financial goals. Imagine having the peace of mind that comes with knowing your money is safe and accessible. With our personal banking services, you can easily manage your funds while enjoying competitive rates. If you're in the market for a vehicle, our auto loans and vehicle financing services can help you get behind the wheel without breaking the bank. Picture yourself driving off in your dream car, all thanks to our straightforward loan process.
Don't forget about our credit cards with rewards! You can earn points on everyday purchases that can lead to exciting rewards. It's like getting paid for spending wisely!
One of the standout features of our digital banking experience is the ability to send money easily through person-to-person transfers. Need to pay a friend back for lunch? You can do it quickly and securely right from your phone or computer. Our mobile application makes this process even smoother, giving you access to all these features right in the palm of your hand. For added convenience, we also offer electronic signature authorization. This means you can sign documents digitally without the hassle of printing or mailing them. You'll save time and have peace of mind knowing your information is safe with us.
We prioritize your security while making banking easy for you. Our systems are designed to keep your data safe so that you can use our services worry-free. You can also opt for e-statements, which help reduce paper clutter while ensuring you receive important account updates electronically. And if you're someone who loves using mobile payments, you'll be pleased to know that we support this feature too! You can make purchases directly from your smartphone, simplifying your shopping experience. At Fivepoint, we believe managing your money should be straightforward and efficient. With our comprehensive suite of digital and online banking services, including everything from e-statements to mobile applications, we're here to help you take control of your financial journey easily and securely.
Our $-$12,531 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 200 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We understand that trust is built on transparency. That's why we want you to know that net shares available for lending stand at $0, further showcasing our capacity to support your financial needs. With a total of 117,625 share accounts, it's clear that many have placed their trust in us.
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fivepoint is your trusted partner. Visit us at 1021 Sawdust Rd Ste 150 Spring Tx 77380 or call (832) 823-7481 to learn more about how we can help you achieve your financial goals.
With $91,899,957 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $9,849 in used auto loans and $786,275,145 in total loans and leases.
Members' savings are secured through $267,145,935 in share certificates and $73,872,772 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $116,981,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $92,814,633, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $219,689,810 in used vehicle loans and $126,719,267 in new vehicle loans already helping members get on the road. We also provide financing options for both new and used vehicles. If you're considering refinancing your existing auto loan or want to know about eligibility options, we're happy to assist!
For business owners, our outstanding commercial loans totaling $64,454,315 provide the capital needed to grow and expand your business. Whether it's for equipment purchases or working capital needs, we are committed to supporting local businesses. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Fivepoint Credit Union, we strive to make your borrowing experience smooth and straightforward. No matter what type of loan you need auto financing, mortgages, personal credit lines or business loans we're here to help. Visit us today at our Spring location or give us a call at 832-823-7481 to learn more about how we can assist you in reaching your financial objectives!
For those who need flexibility in managing expenses, we offer credit lines totaling $128,198,793. Additionally, we have flexible terms on unsecured credit card loans with a total of $30,089,979 in loans helping members manage their finances effectively.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,425,856, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team can guide you through the process.
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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory guidelines ensures fair and transparent offers for all users.