Fivepoint Credit Union Spring TX | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Fivepoint Credit Union, your trusted partner in financial services located at 1021 Sawdust Rd Ste 150, Spring, TX 77380. Since our establishment in 1935, we have been dedicated to serving our community with a commitment to trust and reliability. With a total membership of 56,245 individuals, we're proud to have created a strong network of support for our members. At Fivepoint, we believe in the power of community. Our assets now exceed an impressive $1,026,340,817, reflecting our strength and stability as a financial institution. We take pride in offering various services tailored to meet your needs, from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. Our leadership team is here to guide you every step of the way. Under the direction of CEO Erik Shaw and Board President Glenn Johnson, we ensure that our members receive exceptional service. With a dedicated workforce of 210 employees, we're always ready to assist you. While you can visit us at our branch location, any official correspondence should be sent to PO Box 1366, Nederland, TX 77627. Our doors are open Monday through Friday from 9:00 AM to 5:00 PM for lobby services, while our drive-thru operates until 6:00 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays. We encourage you to explore all that Fivepoint Credit Union has to offer. Whether you're looking for a loan or simply want guidance on managing your finances, we're here for you. Feel free to call us at 832-823-7481 or visit our website at Fivepoint Credit Union for more information. Join us as we continue to strengthen our community through financial empowerment!

Branch History & Mission

Fivepoint Credit Union has a rich history that dates back to 1935, when it first opened its doors to serve the community. Located at 1021 Sawdust Rd Ste 150 in Spring, TX, this branch has grown significantly over the years, now proudly serving a total membership of 56,245 members. With assets totaling over $1 billion, specifically $1,026,340,817, Fivepoint has established itself as a trusted financial partner in the region. Our mission is clear and impactful: to provide comprehensive financial services while actively supporting our local community. We believe in empowering our members by offering a range of products and services tailored to meet their needs, including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking options. We understand that financial stability is vital for every individual and family; therefore, we strive to create opportunities that help our members thrive. Over the years, Fivepoint Credit Union has embraced modern advancements to enhance member experiences. Our commitment to digital banking means you can access your accounts anytime through online and mobile platforms. Our ATM services are available 24 hours a day, ensuring that you have convenient access to your funds whenever you need them. Additionally, we offer drive-thru banking for quick transactions during our extended hours 8:00 AM to 6:00 PM on weekdays and 9:00 AM to 1:00 PM on Saturdays. Community outreach is at the heart of what we do. We regularly engage with local organizations and initiatives aimed at improving the lives of those around us. By fostering partnerships within Spring and beyond, we aim to uplift our community and provide support where it's needed most. While you can visit us at our branch address for personalized service, please note that official correspondence should be sent to PO Box 1366 in Nederland, TX. Join us at Fivepoint Credit Union and experience the difference that comes from being part of a community-focused financial institution. Whether you're looking for basic banking services or more complex financial solutions, we are here to guide you every step of the way. Contact us today at 832-823-7481 or visit our website at Fivepoint Credit Union to learn more about how we can serve you better!

Branch Location & Accessibility

A Full Suite of Services

At Fivepoint Credit Union, we offer a range of banking services designed to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, our knowledgeable staff is here to guide you through every step. We also provide online and mobile banking options for those who enjoy managing their finances on the go. While members can visit us at 1021 Sawdust Rd Ste 150 Spring Tx 77380, official correspondence should be sent to PO Box 1366 in Nederland if needed.

Convenient Access and Parking

At Fivepoint, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can access our services with ease. Plus, ample parking is available right outside the building, so you won't have to worry about finding a spot.

Get in Touch

Ready to experience convenient banking? Stop by Fivepoint Credit Union or give us a call at 832-823-7481. We look forward to welcoming you into our community!

Operating Hours Tailored for You

We understand that your time is valuable. That's why our lobby is open from 9 AM to 5 PM, Monday through Friday, allowing you to manage your banking needs during regular business hours. For those who prefer drive-thru services, we're available from 8 AM to 6 PM on weekdays and even offer Saturday hours from 9 AM to 1 PM. And if you're ever in need of cash after hours, our ATM is accessible 24/7 for your convenience.

Member Eligibility

At Fivepoint, we believe that everyone deserves the opportunity to be part of a supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the areas we serve, you're likely eligible to join our family. We also extend membership to family members of current members, making it even easier for you and your loved ones to benefit from our services. For more detailed information on eligibility criteria, feel free to visit our dedicated page at http://www.5pointcu.org/become-a-member/ . Opening an account with us is straightforward and designed to fit into your life. You can start the process online by visiting https://www.tfcuhb.com/dbank/live/app/register or give us a call at (832) 823-7481 if you have any questions or need assistance. We're located at 1021 Sawdust Rd Ste 150 Spring Tx 77380, ready to help you take this exciting step towards better financial health. Join us at Fivepoint, where your journey towards financial empowerment begins!

Business Banking & Commercial Services

Practical Merchant Services

Imagine being able to process payments seamlessly at your retail location or online. Our merchant services make it easy for you to accept various payment methods, ensuring your customers can shop with convenience. This means more sales for you and happier customers. Plus, our easy-to-use tools help you manage transactions efficiently, giving you more time to focus on what matters most growing your business. Located conveniently at 1021 Sawdust Rd Ste 150 Spring Tx 77380, Spring, TX, we're here to empower your business dreams. Connect with us today at (832) 823-7481 to explore how we can assist you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $260 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $64,454,315, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer specialized services including merchant services and business loans. Running a business comes with its own set of challenges; let us help lighten the load with financial tools designed specifically for entrepreneurs.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Need cash? Our ATMs are available 24/7 for withdrawals and balance checks. Our drive-thru banking offers quick access for deposits and simple transactions without leaving your car. No more long lines just quick service when you need it most!

Flexible Loan Options

Life can be unpredictable, which is why having access to personal loans and debt consolidation options can be a lifesaver. Whether it's for unexpected expenses or consolidating debt into one manageable payment, we're here to provide flexible solutions tailored just for you.

Get Started Today!

We invite you to explore all that Fivepoint has to offer. Whether you're opening a new account or considering a loan, our friendly staff is here to assist you at every turn. For more information or to get started on your financial journey today, give us a call at (832) 823-7481, or visit us online at https://www.5pointcu.org/ . Let's work together toward achieving your financial goals!

Home Financing Made Easy

Dreaming of owning a home? Our mortgage loans and refinancing options are designed to support you every step of the way. We take the time to explain the details, so you can make informed decisions that align with your financial future.

Personal Banking Solutions

Whether you're looking to set up a new checking or savings account, we have options that cater to your lifestyle and financial goals. Imagine having the peace of mind that comes with knowing your money is safe and accessible. With our personal banking services, you can easily manage your funds while enjoying competitive rates. If you're in the market for a vehicle, our auto loans and vehicle financing services can help you get behind the wheel without breaking the bank. Picture yourself driving off in your dream car, all thanks to our straightforward loan process.

Rewards for Everyday Spending

Don't forget about our credit cards with rewards! You can earn points on everyday purchases that can lead to exciting rewards. It's like getting paid for spending wisely!

Digital & Online Banking

Key Features

One of the standout features of our digital banking experience is the ability to send money easily through person-to-person transfers. Need to pay a friend back for lunch? You can do it quickly and securely right from your phone or computer. Our mobile application makes this process even smoother, giving you access to all these features right in the palm of your hand. For added convenience, we also offer electronic signature authorization. This means you can sign documents digitally without the hassle of printing or mailing them. You'll save time and have peace of mind knowing your information is safe with us.

Security & Accessibility

We prioritize your security while making banking easy for you. Our systems are designed to keep your data safe so that you can use our services worry-free. You can also opt for e-statements, which help reduce paper clutter while ensuring you receive important account updates electronically. And if you're someone who loves using mobile payments, you'll be pleased to know that we support this feature too! You can make purchases directly from your smartphone, simplifying your shopping experience. At Fivepoint, we believe managing your money should be straightforward and efficient. With our comprehensive suite of digital and online banking services, including everything from e-statements to mobile applications, we're here to help you take control of your financial journey easily and securely.

Financial Strength

Commitment to Service

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 200 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We understand that trust is built on transparency. That's why we want you to know that net shares available for lending stand at $0, further showcasing our capacity to support your financial needs. With a total of 117,625 share accounts, it's clear that many have placed their trust in us.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fivepoint is your trusted partner. Visit us at 1021 Sawdust Rd Ste 150 Spring Tx 77380 or call (832) 823-7481 to learn more about how we can help you achieve your financial goals.

Investments in Your Future

With $91,899,957 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $9,849 in used auto loans and $786,275,145 in total loans and leases.

Secure Savings Options

Members' savings are secured through $267,145,935 in share certificates and $73,872,772 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $116,981,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $92,814,633, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $904 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $219,689,810 in used vehicle loans and $126,719,267 in new vehicle loans already helping members get on the road. We also provide financing options for both new and used vehicles. If you're considering refinancing your existing auto loan or want to know about eligibility options, we're happy to assist!

Business Loans

For business owners, our outstanding commercial loans totaling $64,454,315 provide the capital needed to grow and expand your business. Whether it's for equipment purchases or working capital needs, we are committed to supporting local businesses. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Fivepoint Credit Union, we strive to make your borrowing experience smooth and straightforward. No matter what type of loan you need auto financing, mortgages, personal credit lines or business loans we're here to help. Visit us today at our Spring location or give us a call at 832-823-7481 to learn more about how we can assist you in reaching your financial objectives!

Credit Lines and Unsecured Credit Cards

For those who need flexibility in managing expenses, we offer credit lines totaling $128,198,793. Additionally, we have flexible terms on unsecured credit card loans with a total of $30,089,979 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,425,856, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team can guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to regulatory guidelines ensures fair and transparent offers for all users.

FIVEPOINT CREDIT UNION