Fivepoint Credit Union began its journey nearly nine decades ago with a vision to provide accessible financial services to all members of the community. Since our inception, we have remained committed to our core values: integrity, service, and collaboration. Throughout the years, we have celebrated many milestones, from expanding our range of services to enhancing our technological offerings always with the goal of better serving our members. Our branch is not just a place for transactions; it's a space where relationships are built and dreams are nurtured. We understand that every member's story is unique, and we strive to create personalized banking experiences that support their financial goals.
We recognize that a strong credit union is one that actively participates in its community. Over the years, we have partnered with local organizations and schools to support various outreach efforts aimed at improving lives in Orange and surrounding areas. From financial literacy programs to local sponsorships, we take pride in giving back and making a positive impact. Our branch features both drive-thru banking for your convenience and an ATM available 24/7 for those late-night withdrawals or balance checks. If you need assistance or wish to learn more about how we can help you achieve your financial aspirations, don't hesitate to reach out! Call us at 800-825-8829 during our lobby hours from 9:00 AM to 5:00 PM Monday through Friday or visit us during drive-thru hours which extend until 6:00 PM on weekdays. While members can visit us at 3728 N 16th St in Orange for all their banking needs, official correspondence should be sent to our mailing address at 3700 Skyline Drive, Nederland, TX 77627.
Experience the Fivepoint difference for yourself! As we continue to grow and adapt to meet the needs of our members and community, we invite you to join us on this journey. Together, let's build a brighter future one financial solution at a time. Visit our website today to learn more about becoming a member!
At Fivepoint Credit Union, our mission is clear: to empower our members by providing trustworthy financial solutions while fostering community growth and well-being. We believe in putting people before profits and prioritize serving those in need. Whether it's through affordable auto loans, rewarding credit card options, or personal banking services, we are here to help you navigate your financial journey. In addition to traditional banking services like checking and savings accounts, we offer modern conveniences such as online and mobile banking. Our commitment to accessibility means that you can manage your finances on your terms whenever and wherever suits you best.
We invite you to come visit us at Fivepoint Credit Union in Orange! If you have any questions or need assistance before your visit, don't hesitate to give us a call at 800-825-8829. We look forward to helping you achieve your financial dreams!
Located near popular landmarks, our branch is easily accessible and situated within a vibrant community. You'll find ample parking available, ensuring that your visit is hassle-free. We prioritize accessibility for all our members, featuring ADA-compliant ramps and entrances so everyone can comfortably access our services.
Our lobby is open from 9 AM to 5 PM Monday through Friday, making it simple for you to fit us into your busy schedule. If you prefer using our drive-thru service, we welcome you from 8 AM to 6 PM on weekdays and from 9 AM to 1 PM on Saturdays. And remember, if you need access outside these hours, our ATM is available around the clock for your convenience!
At Fivepoint Credit Union, we pride ourselves on offering a wide range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need help with business banking? We provide merchant services and business loans as well! Plus, with online and mobile banking options available, managing your finances has never been easier.
In addition to loans, we offer comprehensive merchant services designed to streamline your payment processes. Imagine running a busy café; our point-of-sale systems make it easy for you to accept payments swiftly, ensuring customer satisfaction while keeping your operations smooth. At Fivepoint, we're dedicated to providing the resources you need to thrive. Let us be your partner in success! For more information, visit us at 3728 N 16Th St Orange Tx 77632 or call us at (800) 825-8829.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $263 in commercial loans for our members, helping businesses scale and succeed. This financing has empowered local entrepreneurs to invest in equipment, hire staff, and increase their inventory. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. Whether it's a short-term cash flow need or a long-term investment, we're here to help. - With an outstanding commercial loan portfolio of $62,604,710, we continue to drive economic growth by financing new and expanding businesses across Orange, TX.
For entrepreneurs, we offer comprehensive business banking services, including merchant services and business loans tailored to support your venture's growth. We understand how important it is to have reliable financial backing as you build your business.
At Fivepoint Credit Union, we prioritize convenience. You'll find an ATM on-site, available 24/7 for cash withdrawals and balance checks. If you prefer face-to-face transactions, our friendly staff is ready to assist you at the drive-thru from 8:00 AM to 6:00 PM Monday through Friday, and from 9:00 AM to 1:00 PM on Saturday.
Managing your everyday purchases has never been easier with our credit cards that come with rewards. Whether it's cashback on groceries or points for travel, you'll find that using our credit card can be both practical and rewarding.
Need a new car? Our auto loans and vehicle financing options help you hit the road in no time. With competitive rates and flexible terms, we ensure that financing is straightforward. If you're considering buying a home, our mortgage loans and refinancing services are designed to guide you through every step of the process. We also offer personal loans for debt consolidation or unexpected expenses, making sure you're covered when life surprises you.
Whether you're saving for a dream vacation or managing daily expenses, our checking and savings accounts provide the flexibility you need. Imagine effortlessly transferring funds or checking your balance from your phone our online and mobile banking features make it simple. You can also take advantage of our e-statements to keep track of your finances without the paper clutter.
Our commitment goes beyond just providing services; we aim to build lasting relationships with our members. Whether you need assistance choosing the right loan or guidance on saving for the future, we're here for you every step of the way. To learn more about how Fivepoint Credit Union can support your financial journey, give us a call at 800-825-8829 or visit us online at www.5pointcu.org. Join us today and experience banking that puts you first!
Our online banking services empower you to take control of your finances with ease. Whether you're checking your account balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, we prioritize your security with features like electronic signature authorization, ensuring that your transactions are both safe and simple. You can also say goodbye to paper clutter with our e-statements availability. Enjoy the convenience of viewing your statements online whenever you want, making it easier to stay organized and track your spending.
For those who prefer banking on the go, our mobile application is here to help! Available for download on major platforms, our app allows you to manage your accounts right from your smartphone. With features like mobile payments and person-to-person transfers, sending money to friends or family has never been easier.
With all these features at your fingertips, real-time account management becomes second nature. You'll have instant access to all necessary tools to monitor your financial health closely. Whether you're using our web platform or mobile app, you can enjoy a user-friendly experience designed for all members. Join us at Fivepoint today and discover how easy and secure digital banking can be! For more information about our services or to get started, visit us at https://www.5pointcu.org/.
With a net worth of $91,594,811, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 942 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
With $90,009,602 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $9,683 in used auto loans and a total of $764,257,193 in loans and leases.
We secure our members' savings through $240,279,340 in share certificates and $72,309,398 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $110,787,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our operational efficiency is reflected in our financial performance with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.
Net Shares available for lending and investments stand at $0, while total share accounts have reached an impressive 115,259, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fivepoint is your trusted partner. Visit us at 3728 N 16Th St Orange Tx 77632 or call 800-825-8829 to learn more about how we can help you achieve your financial goals.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $214,240,740 in used vehicle loans and $124,118,794 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure you find the right fit for your financial situation.
If you're a business owner looking for support to grow and expand your operations, our outstanding commercial loans totaling $62,604,710 provide the capital needed to take your business to the next level. At Fivepoint Credit Union, we prioritize making financing accessible and straightforward. For any questions regarding eligibility or refinancing options for our loans, feel free to reach out at 800-825-8829. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the perfect loan product that meets your needs today!
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,264,697, make buying or refinancing simple. We can guide you through the process so that owning a home becomes an attainable goal.
For those who need extra flexibility in managing their finances, we also offer unsecured credit card loans. With a total of $30,376,482 in loans available, these can help cover unexpected expenses or support your everyday purchases without the worry of collateral.
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