Over the decades, Fivepoint has evolved to meet the changing needs of our members. Our commitment to community-focused banking has driven us to expand our services while maintaining a personal touch. With each passing year, we have embraced new technologies and practices that enhance member experience without losing sight of our core values: integrity, service, and community involvement. At Fivepoint Credit Union, we understand that financial well-being is not just about numbers; it's about people. That's why we are proud to offer a wide range of services designed with our members in mind. From auto loans to savings accounts, our mission is to empower individuals and families on their financial journeys.
Our mission extends beyond providing financial services. We strive to uplift the communities we serve through outreach programs and partnerships that make a difference. We believe in fostering strong relationships with local organizations and initiatives that enhance the quality of life in Nederland and surrounding areas. While members can visit us at 3700 Skyline Dr for all their banking needs, official correspondence should be sent to our mailing address at the same location. Our branch operates Monday through Friday from 8:30 AM to 5:30 PM. Unfortunately, we currently do not offer ATM or drive-thru services; however, we are committed to providing accessible online banking options for all members.
At Fivepoint Credit Union, you are more than just an account holder you are part of a family dedicated to your financial success. If you're looking for personalized banking experiences with a community focus, we invite you to become a member today! Visit our website or give us a call at 800-825-8829 for more information on how you can join our growing family and enjoy the benefits of being part of Fivepoint Credit Union.
At Fivepoint, we understand the importance of accessibility. Our location offers ample parking with easy access for everyone, including features that comply with ADA standards, ensuring that all members can visit us comfortably. If you need to get in touch or have any questions, feel free to call us at 800-825-8829; we're always here to help!
We know how busy life can get, which is why we offer convenient operating hours. Our lobby is open Monday through Friday from 8:30 AM to 5:30 PM, making it easy for you to stop by before or after work or during your lunch break.
While our branch does not currently have an ATM or drive-thru service, we are dedicated to providing the best in-person service possible within our lobby. If you're looking for additional services or information about membership options, don't hesitate to reach out! While members can visit us at 3700 Skyline Dr, official correspondence should be sent to the same address for convenience. We invite you to come by and experience the personalized service that sets Fivepoint apart. We're excited to welcome you into our community! Visit us soon and discover how we can support your financial journey today.
In addition to loans, we provide merchant services that simplify transactions and enhance customer experiences. Picture a bustling retail store where payments are processed seamlessly, allowing you to focus on what matters most your customers. Our services streamline payment processing, giving you more time to grow your business. Located at 3700 Skyline Dr Nederland Tx 77642 in Nederland, TX, we're here to partner with you on your path to success. Reach out today at (800) 825-8829 to discover how we can help your business thrive!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $263 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $62,604,710, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to invest in new equipment, hire additional staff, or expand your facilities. With our flexible loan options, you can turn those dreams into reality.
In today's fast-paced world, having access to banking services at your fingertips is essential. That's why we offer robust ATM Services Only. Members can easily withdraw cash or check their balances anytime they need, ensuring you stay on top of your finances without any hassle. With our ATM network, you can find convenient locations throughout the community, making it easier than ever to access your funds.
We understand that technology plays a big role in how you manage your money. At Fivepoint Credit Union, we provide digital banking options that allow you to handle your financial matters from the comfort of your home or on the go. Our online banking platform offers a simple way to view your accounts, make transfers, and pay bills. Plus, with our mobile application, you can manage your finances right from your smartphone.
While digital solutions are important, we also value personal connections. Our friendly staff is always here to help with any questions or concerns you may have regarding your account or financial services. You can reach us at (800) 825-8829 during our operating hours Monday through Friday from 8:30 AM to 5:30 PM. At Fivepoint, we aim to provide a welcoming environment where members feel valued and supported. We encourage you to explore all that we offer and see how we can assist in achieving your financial goals. Ready to get started? Visit us at 3700 Skyline Dr Nederland Tx 77642 or check out our website at https://www.5pointcu.org/ for more information on becoming a member! Your journey towards better financial management begins here!
Our 24/7 online banking services allow you to check balances, pay bills, and transfer funds anytime, anywhere. Whether you're at home or on the go, managing your account is just a click away. With our user-friendly interface, navigating through your financial options has never been easier.
Say goodbye to paper clutter! We provide e-statements, which not only help you keep track of your finances but also support our commitment to the environment. You can easily access your statements online whenever you need them.
For those who prefer using their smartphones, our mobile application offers all the functionalities you need right in your pocket. From mobile payments to checking your account balance, everything is streamlined for your convenience. Plus, if you're out shopping or dining, our mobile payments feature makes transactions effortless. In summary, Fivepoint strives to provide its members with accessible, secure, and easy-to-use digital banking solutions. Join us today and experience financial management like never before!
Security is a top priority for us at Fivepoint. Our electronic signature authorization feature ensures that your transactions are safe and verified. Plus, with person-to-person transfers available, sending money to friends or family is quick and secure no need for cash or checks!
With $90,009,602 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,683 in used auto loans and a total of $764,257,193 in loans and leases.
Members' savings are secured through $240,279,340 in share certificates and $72,309,398 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $110,787,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our commitment to excellence is reflected in our operational efficiency with a net income of $-$12,531. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $91,594,811, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Total Share and Deposit Accounts stand at 115,259, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending amount to $0, reinforcing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fivepoint is your trusted partner. Visit us at 3700 Skyline Dr Nederland Tx 77642 or call (800) 825-8829 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $214,240,740 in used vehicle loans and $124,118,794 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our team can guide you through the financing process effortlessly.
For business owners, our outstanding commercial loans totaling $62,604,710 provide the capital needed to grow and expand your business operations. Whether you're starting a new venture or looking to invest in your existing one, we're here to support your ambitions. We invite you to visit us at our branch located at 3700 Skyline Dr, Nederland TX 77642, or call us at 800-825-8829 during our lobby hours from Monday to Friday between 8:30 AM and 5:30 PM. Explore how our loan offerings can benefit you today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
If you need quick access to funds for any unexpected expenses or opportunities that arise, our credit lines totaling $133,825,201 are readily available. This gives you peace of mind knowing that extra cash is just a draw away when you need it most.
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $3,264,697, ensuring you have access to the funding necessary for your dream home. We also offer refinancing options for those looking to lower their monthly payments or tap into their home's equity.
Managing everyday expenses can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $30,376,482 in loans helping members manage their finances effectively. These cards come with benefits designed to make your spending easier and more manageable.
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