Fivepoint Credit Union Magnolia TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Fivepoint Credit Union, your trusted financial partner located at 13341 Fm 1488, Magnolia, TX 77354. Since our establishment in 1935, we have proudly served over 55,000 members, offering a wide range of financial services tailored to meet the needs of our community. With total assets reaching an impressive $970,947,758, we are committed to ensuring your financial security and prosperity. At Fivepoint, we believe that banking should be accessible and friendly. Our dedicated team of 215 employees, led by CEO Erik Shaw and Board President Glenn Johnson, is here to assist you with everything from personal banking to business loans. Whether you're looking to open a checking account, finance a vehicle, or explore mortgage options, we have the resources and expertise to help you achieve your goals. While members can visit us at our branch for in-person assistance, official correspondence should be sent to the same address: 13341 FM 1488, Magnolia, TX 77354. Our lobby hours are convenient for you: open Monday through Friday from 9:00 AM to 5:00 PM and drive-thru service available until 6:00 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays. With total deposits of $24,698,445 and a net worth of $91,594,811, we prioritize your savings and investments. Our strong foundation allows us to offer competitive rates on loans currently totaling 39,676 and ensure that you can access the cash you need when it matters most. Join us at Fivepoint Credit Union today! Visit our website at www.5pointcu.org or give us a call at 800-825-8829 to learn more about how we can help you secure your financial future. We look forward to welcoming you into our family!

Branch History & Mission

At Fivepoint Credit Union, our story is one of community growth and commitment. Since we opened our doors in 1935, we've grown from a small local institution into a vital financial partner for over 55,000 members in Magnolia, TX, and beyond. Our branch is located at 13341 FM 1488, a central spot that makes it easy for our members to access the services they need. From our humble beginnings, we have achieved significant milestones. With total assets now exceeding $970 million, we have continuously adapted to meet the needs of our community while providing personal banking solutions that truly make a difference. Our mission is simple yet profound: to empower our members through accessible financial services while fostering a spirit of community support and engagement. At Fivepoint Credit Union, we believe in putting people first. We offer a range of services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our operating hours are designed with convenience in mind; you can visit us Monday through Friday from 9:00 AM to 5:00 PM or utilize our drive-thru service from 8:00 AM to 6:00 PM on weekdays and 9:00 AM to 1:00 PM on Saturdays. For those who prefer self-service, our ATM is available 24/7. Our commitment extends beyond banking services. We actively engage with our community through various outreach programs and partnerships aimed at improving the lives of those we serve. Whether it's through financial education initiatives or support for local events, we're dedicated to making a positive impact. While members can visit us at 13341 Fm 1488 Magnolia Tx 77354, official correspondence should be sent to 13341 FM 1488, Magnolia, TX 77354 if it differs from our branch address. If you're looking for a financial institution that prioritizes your needs and invests in the community's well-being, look no further than Fivepoint Credit Union. Join us today and experience the benefits of being part of a cooperative that cares about your financial journey! For more information or to become a member, call us at (800) 825-8829 or visit our website at Fivepoint Credit Union.

Branch Location & Accessibility

Accessibility Features

At Fivepoint Credit Union, we prioritize your comfort and convenience. Our branch features ADA-compliant facilities, including ramps and accessible parking spaces. You can easily navigate through our space whether you're walking in or using a wheelchair.

Call to Action

We invite you to visit us at Fivepoint Credit Union! Feel free to call us at 800-825-8829 if you have any questions or need assistance before your visit. We look forward to serving you soon!

Nearby Landmarks

Located near popular spots like the Magnolia City Park and just a short drive from local shopping centers, our branch is perfectly situated for both residents and visitors alike. Whether you're stopping by for banking services or just passing through, you'll appreciate the ease of access.

Operating Hours

We understand that your time is valuable. That's why we offer convenient operating hours to fit your schedule. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM. If you prefer to use our drive-thru service, it's available Monday through Friday from 8:00 AM to 6:00 PM and even on Saturday from 9:00 AM to 1:00 PM! Plus, if you need cash or want to check your balance outside of business hours, our ATM is available 24/7 for your convenience.

Services Offered

At Fivepoint Credit Union, we provide a range of services designed to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and mortgage financing, we've got you covered. Our drive-thru also allows for quick deposits and withdrawals so you can get back to your day without missing a beat.

Member Eligibility

Becoming a member of Fivepoint is like joining a warm, welcoming family that genuinely cares about your financial well-being. At Fivepoint, located at 13341 Fm 1488 Magnolia Tx 77354, we're proud to open our doors to anyone who lives, works, or worships in the communities we serve. Whether you're looking for a safe place to save, low-interest loans, or personalized banking services, our membership offers unique benefits tailored just for you. For those who qualify, it's an easy and straightforward process to join us and start enjoying all that we have to offer. To get started, simply visit our website for detailed eligibility criteria at http://www.5pointcu.org/become-a-member/. If you're ready to take the next step in opening an account, check out the simple application process outlined here: https://www.tfcuhb.com/dbank/live/app/register. If you have any questions or need assistance, feel free to give us a call at (800) 825-8829 we're here to help! Join us today and experience the advantages of being part of the Fivepoint community.

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $263 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $62,604,710, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having the tools you need to manage transactions smoothly, all while enhancing customer satisfaction. Our merchant services allow you to accept payments easily, whether in-store or online. This means you can focus on what truly matters growing your business and serving your customers well. Located at 13341 Fm 1488 Magnolia Tx 77354, Magnolia, TX, our team is here to guide you every step of the way. Reach out to us at (800) 825-8829 to learn how we can support your business journey!

Comprehensive List Of Services

Additional Services

For quick transactions, our basic drive-thru service covers deposits, withdrawals, and simple transactions without the need to leave your vehicle. And if you prefer using an ATM, rest assured that access is available 24 hours a day for added flexibility. At Fivepoint, we believe that banking should cater to your lifestyle while providing peace of mind. To learn more about how we can assist you with your financial needs or to become a member today, please contact us at (800) 825-8829 or visit our website at https://www.5pointcu.org/. We're excited to support your journey towards financial well-being!

Business Banking Essentials

For entrepreneurs and small business owners, we provide robust Business Banking solutions including Merchant Services and Business Loans that support your growth ambitions. We understand that running a business requires reliable banking tools, and we're here to help simplify those processes.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking services that allow you to manage your finances anytime, anywhere. With features like ATM access for cash withdrawals and balance checks available around the clock, banking has never been easier.

Flexible Loan Options

Life can be unpredictable, but your finances don't have to be. With our Personal Loans & Debt Consolidation, you can manage expenses more effectively and regain control over your budget. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases, making it easier to enjoy what you love.

Personal Banking Solutions

When it comes to personal finance, having the right accounts can make all the difference. That's why we offer Checking & Savings Accounts tailored to fit various lifestyles and goals. Need to purchase a new car? Our Auto Loans & Vehicle Financing options are designed to help you hit the road without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services will guide you through every step of the process.

Digital & Online Banking

Key Features

One standout feature is our Mobile Application, which allows you to perform banking tasks right from your smartphone. Whether you're making person-to-person transfers or setting up e-statements for easy access to your financial documents, everything is just a tap away. Plus, with mobile payments, you can make purchases directly from your phone, adding another layer of convenience to your daily transactions. Security is a top priority for us. We use electronic signature authorization, so you can sign documents digitally without any hassle. This ensures that all your transactions are secure and verified. We also know that being eco-friendly matters to many of our members. That's why we provide e-statements, allowing you to receive your bank statements electronically instead of through the mail. This not only helps save paper but also gives you quicker access to important information. At Fivepoint, we're committed to providing a user-friendly experience. Our digital banking tools are designed with you in mind easy to navigate and efficient, so managing your finances feels less like a chore and more like an everyday convenience. Join us at Fivepoint today and take full advantage of our digital banking services! If you have any questions or need assistance, feel free to call us at (800) 825-8829.

Financial Strength

At Fivepoint, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which allows us to serve you better every day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $91,594,811, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $240,279,340 in share certificates and $72,309,398 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $110,787,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $90,009,602 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $9,683 in used auto loans and $764,257,193 in total loans and leases. Our operational efficiency is evident with a net income of $-$12,531, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 115,259, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fivepoint is your trusted partner. Visit us at 13341 Fm 1488 Magnolia Tx 77354 or call (800) 825-8829 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $214,240,740 in used vehicle loans and $124,118,794 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options tailored for you.

Business Financing

For business owners, our outstanding commercial loans totaling $62,604,710 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support you with financing solutions that meet your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,264,697, make buying or refinancing simple. We work with you through every step of the process to ensure that your mortgage fits your budget and long-term plans.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we can guide you through eligibility options and help you find a plan that works best for your situation. At Fivepoint Credit Union, we are committed to helping our members navigate their financial journeys. For more information about our loan offerings and how we can assist you further, visit us online at Fivepoint Credit Union or call us directly at 800-825-8829. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $30,376,482 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday purchases while providing the flexibility you need.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This ensures you see only trustworthy options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results, so you can trust that your comparison reflects true market conditions. - Real-Time Rate Comparisons: Rates are updated in real-time from multiple institutions. This feature helps users make timely and informed choices about their financing needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the impact of using a reliable tool for financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that you receive fair and transparent offers, allowing you to compare loans with confidence.

FIVEPOINT CREDIT UNION - Magnolia, TX

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Magnolia, TX (77354)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Nearby Landmarks

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Your Vision

Merchant Services That Matter

Comprehensive List Of Services

Additional Services

Business Banking Essentials

Convenient Online & Mobile Banking

Flexible Loan Options

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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