Fivepoint Credit Union Conroe TX | Best Auto Loans & Business Banking

Introduction

Welcome to Fivepoint Credit Union, your trusted partner in financial wellness since 1935. Nestled in the heart of Conroe, Texas, at 3570 Fm 1488 Rd Ste 700, TX 77384, we have proudly served our community for nearly nine decades. With a strong commitment to our members, we focus on providing personalized banking solutions that meet your unique needs. As a member-focused credit union, we understand the importance of transparency and reliability in managing your finances. Our total assets stand at an impressive $970,947,758, reflecting our stability and dedication to serving over 55,000 members. We offer a range of services including checking and savings accounts, auto loans, mortgage options, and business banking services all designed with you in mind. At Fivepoint Credit Union, we take pride in our robust financial standing with $24,698,445 in total deposits and a solid net worth of $91,594,811. Our team of dedicated professionals is here to support you through every financial decision you make. Under the leadership of CEO Erik Shaw and Board President Glenn Johnson, we strive to create a welcoming environment where all members feel valued. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: P.O. Box 1366, Nederland, TX 77627. Join us today by calling us at 936-703-1265 or visiting our website at Fivepoint Credit Union. Experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Community Engagement

We understand that being a part of the community means more than just providing financial products. It means actively engaging in initiatives that uplift those around us. From local sponsorships to educational workshops on financial literacy, Fivepoint is proud to contribute positively within Conroe and beyond. As technology advances, we are also committed to offering modern solutions such as online and mobile banking options that make managing finances easier for everyone. We ensure that all services are accessible and user-friendly for every member.

Join Us Today!

Whether you're looking for a reliable place to save your money or seeking financing options tailored just for you, Fivepoint Credit Union invites you to join us on this journey toward financial empowerment. Experience firsthand how we're not just a credit union we're your trusted partner in achieving your dreams. For inquiries or more information about membership opportunities, please feel free to call us at 936-703-1265 or visit our website at Fivepoint Credit Union. Together, let's build a brighter future!

Our Mission

At Fivepoint Credit Union, our mission is clear: we strive to provide personalized financial services while supporting the communities we serve. We focus on helping individuals achieve their financial goals through a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. But our dedication goes beyond just banking; it extends into community outreach and partnerships aimed at making a positive impact locally. Our mission reflects our values integrity, commitment to service, and a genuine desire to help others succeed financially. We believe that when our members thrive, so does the community as a whole.

Our Story

Fivepoint Credit Union began as a small institution with big dreams. Over the decades, we have transformed and expanded our offerings to meet the changing needs of our members. Located at 3570 FM 1488 Rd Ste 700, Conroe, TX 77384, we are easily accessible to those in the area. Our branch features both drive-thru banking and ATM services available 24 hours a day, ensuring that we are here for you whenever you need us. While members can visit us at 3570 Fm 1488 Rd Ste 700 Conroe Tx 77384, official correspondence should be sent to P.O. Box 1366, Nederland, TX 77627.

Branch Location & Accessibility

Welcome to the Fivepoint Credit Union branch located at 3570 FM 1488 Rd Ste 700 in beautiful Conroe, TX! Our convenient location is easy to reach and just a stone's throw away from popular local spots like the Conroe Outlet Center and the scenic Lake Conroe. Whether you're running errands or enjoying a day out, we're here to provide you with the financial services you need. At our branch, we prioritize accessibility for all our members. The facility features ADA-compliant entrances and ramps, ensuring everyone can easily access our services. We also have ample parking available, making your visit hassle-free. If you're in a hurry, take advantage of our drive-thru banking services. We're open from 8:00 AM to 6:00 PM on weekdays and even offer drive-thru hours on Saturdays from 9:00 AM to 1:00 PM! For your convenience, our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM. Need assistance outside of these hours? No problem! Our ATM is available 24/7 for cash withdrawals and balance checks. While members can visit us at this branch for all their personal banking needs like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more please note that official correspondence should be sent to our mailing address at P.O. Box 1366, Nederland, TX 77627. Feel free to give us a call at 936-703-1265 if you have any questions or need assistance before your visit. We look forward to welcoming you to Fivepoint Credit Union where your financial well-being is our priority!

Member Eligibility

Becoming a member of Fivepoint is like joining a family that truly cares about your financial well-being. If you're in the community or have ties to it, you're likely eligible to join us! At Fivepoint, we welcome anyone who lives, works, worships, or attends school in our area. This means that whether you're just starting out or looking for a place to grow your savings and investments, we have something special for you. With personalized service and a range of financial products tailored to meet your needs, becoming a member here can open the door to better banking experiences. Joining is straightforward! You can find more details on eligibility by visiting our website at http://www.5pointcu.org/become-a-member/ . Once you're ready to take the next step, opening an account is just a click away at https://www.tfcuhb.com/dbank/live/app/register . Should you have any questions or need assistance, feel free to give us a call at (936) 703-1265. We're excited to welcome you to the Fivepoint community at 3570 Fm 1488 Rd Ste 700 Conroe Tx 77384, where your financial journey begins!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business smoothly with efficient payment solutions. Our merchant services offer you the tools needed to accept payments easily, whether online or in-store. You can focus on what matters most serving your customers while we handle the details. Located at 3570 Fm 1488 Rd Ste 700 Conroe Tx 77384 in Conroe, TX, our team is ready to help you navigate the world of business finance. Reach us at (936) 703-1265 for personalized service that meets your needs. Let's work together to make your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $263 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $62,604,710, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Fingertips

We know that convenience is key in today's fast-paced world. That's why Fivepoint Credit Union offers online and mobile banking features that allow you to manage your finances anytime, anywhere. From checking balances to transferring funds or paying bills, everything is just a few taps away. Need cash? Our ATM services are available 24/7 for quick withdrawals or balance checks.

Business Banking Solutions

For our business members, we provide robust banking solutions including merchant services and business loans. These tools are essential for managing cash flow and ensuring that your business thrives in today's competitive market.

Drive-Thru Convenience

If you prefer face-to-face interactions but need speed and efficiency, our basic drive-thru banking provides a quick solution for deposits, withdrawals, and simple transactions. You can also drop by during lobby hours from Monday to Friday for more personalized assistance. We invite you to experience the comprehensive services available at Fivepoint Credit Union firsthand. For more information or to get started with any of our offerings, don't hesitate to reach out at 936-703-1265 or visit us online at www.5pointcu.org. Join us today and take charge of your financial future!

Personal Banking Made Easy

Our personal banking options include checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds with competitive interest rates and low fees. We also offer auto loans and vehicle financing, making it easier than ever to drive off in the car you want without breaking the bank. If you're looking to buy a home or refinance your existing mortgage, our mortgage loans provide flexible terms to help you secure your future.

Support When You Need It

In life, unexpected expenses can pop up, which is why we offer personal loans and debt consolidation options. These services give you the freedom to manage your finances effectively, helping you focus on what matters most. Plus, if you're looking to earn rewards while spending, check out our credit cards with rewards that add value every time you swipe.

Digital & Online Banking

Accessibility and Security

We prioritize your security. All transactions are protected with top-notch security measures so you can bank confidently knowing that your information is safe. Our platform is designed not only for accessibility but also for ease-of-use, ensuring that everyone can navigate their finances with confidence. At Fivepoint, we're committed to providing you with the best digital banking experience possible. Join us today and take control of your financial journey with our comprehensive online services!

Key Features

One of the standout features is our mobile application, which allows you to bank on the go. With just a few taps, you can access essential services like account balances, transaction history, and even make payments. Plus, our mobile payments feature lets you pay for purchases directly from your smartphone, making shopping a breeze. Need to send money to a friend? With our person-to-person transfers, sending cash is quick and easy. It's perfect for splitting bills or sending gifts without needing cash on hand. For those who prefer paperless options, we provide e-statements so you can keep track of your finances without clutter. And if you ever need to sign documents digitally, our electronic signature authorization makes it hassle-free.

Financial Strength

Commitment to Innovation

With $90,009,602 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $9,683 in used auto loans and $764,257,193 in total loans and leases supporting your financial goals across various sectors.

Growing Membership Trust

Total Share Accounts stand at 115,259, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fivepoint is your trusted partner. Visit us at 3570 Fm 1488 Rd Ste 700 Conroe Tx 77384 or call (936) 703-1265 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $240,279,340 in share certificates and $72,309,398 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $110,787,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $91,594,811, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $942 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $124,118,794 in new vehicle loans and $214,240,740 in used vehicle loans, helping our members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used car, we have options tailored for you.

Commercial Loans

For business owners seeking capital to grow and expand their operations, our outstanding commercial loans total $62,604,710. These loans are tailored to support your business needs and foster growth within the community. Our dedicated team is here to guide you through each step of the borrowing process. If you're unsure about eligibility or how refinancing works, don't hesitate to reach out for assistance. You can call us at 936-703-1265 or visit us at 3570 Fm 1488 Rd Ste 700 Conroe Tx 77384. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and see how we can assist you in achieving your financial dreams!

Credit Lines and Personal Loans

For those looking for flexibility in managing expenses, we provide credit lines with a total of $133,825,201 available. This option allows you to borrow as needed while only paying interest on what you use. Additionally, our unsecured credit card loans can help you manage your finances more effectively; we currently have $30,376,482 in these loans assisting our members.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $3,264,697, giving you the opportunity to invest in your future. Our refinancing options are also available to help you manage your current mortgage more effectively.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means users can trust the information they receive, leading to more informed financial decisions.

FIVEPOINT CREDIT UNION