Five Star Credit Union Macon GA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Five Star Credit Union, where your financial goals are our top priority! Nestled at 498 Poplar St, Macon, GA 31201, we have been serving our community since 1964. With a strong commitment to member satisfaction and a robust membership base of 64,955, we pride ourselves on being more than just a financial institution; we are your trusted partner in achieving financial success. At Five Star, we understand that each member has unique needs. That's why we offer a comprehensive range of services, from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. With total assets exceeding $1.19 billion and total deposits of $98,432,540, you can trust us to safeguard your funds while providing competitive loan options totaling 144,754. While members can visit us at our Macon branch for all their banking needs, official correspondence should be sent to our mailing address: 5105 Montgomery Hwy, Dothan, AL 36303. We believe in transparency and community engagement. Under the guidance of our CEO, Robert Steensma, and Board President, Cory Driggers, we work tirelessly to ensure that every interaction reflects our core values of integrity and support. With a dedicated team of 226 employees, we're here to help you navigate your financial journey with personalized service and expert advice. Whether you're looking for a new vehicle loan or need assistance with business banking solutions, we're ready to assist you. Experience the difference at Five Star Credit Union! Feel free to reach out by calling us at 888-619-1711 or visit our website at fivestarcu.com to learn more about how we can help you thrive financially. Together, let's make your dreams a reality!

Branch History & Mission

Five Star Credit Union has a proud history that dates back to 1964 when it first opened its doors in Macon, Georgia. Since then, we have dedicated ourselves to providing exceptional financial services to our growing community. Over the years, we have evolved from a small credit union into a trusted institution, now serving over 64,000 members and managing total assets of more than $1.18 billion. Our branch is located at 498 Poplar St, Macon, GA 31201, a vibrant area that reflects our commitment to being an integral part of the local community. Our mission at Five Star is simple yet powerful: to enhance the lives of our members through outstanding service and financial solutions tailored to their needs. We believe that everyone deserves access to affordable banking options, and we strive to make financial wellness achievable for all our members. We offer a variety of personal and business banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. While members can visit us at 498 Poplar St Macon Ga 31201, official correspondence should be sent to our mailing address at 5105 Montgomery Hwy, Dothan, AL 36303. This ensures that all communications are handled promptly and efficiently. In addition to traditional banking services, Five Star embraces technology to provide convenient online and mobile banking options. This includes features like electronic signatures and person-to-person payments. We are committed to ADA compliance so that all members can access our services comfortably. Community outreach is also at the heart of what we do. We regularly partner with local organizations to support initiatives that uplift those in need. Whether through financial literacy programs or charitable contributions, we aim to make a positive impact beyond just numbers. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 5 PM. While we do not currently offer drive-thru or ATM services at this location, our dedicated team is always here to assist you directly. Join us at Five Star Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community-focused organization. Call us at 888-619-1711 for more information or visit our website at Five Star Credit Union. Your journey towards financial empowerment starts here!

Branch Location & Accessibility

Get in Touch!

Have questions or want to learn more? Feel free to give us a call at 888-619-1711 or simply stop by our Macon branch! We're excited to welcome you and help you achieve your financial goals. Visit us today and discover how Five Star Credit Union can be your trusted partner in banking!

Nearby Landmarks and Accessibility

Located near popular spots like the Macon Mall and the historic Grand Opera House, our branch is easily accessible whether you're running errands or enjoying a day out. We prioritize convenience and accessibility for all members. The branch features ADA-compliant facilities including ramps for easy entry. Plus, there's ample parking available so you can visit us without hassle.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours: from Monday to Thursday, we're open from 9 AM to 4 PM, and on Fridays, we extend our hours until 5 PM. Come in during these times for personalized service tailored to your needs!

Services Offered

At Five Star Credit Union, we pride ourselves on offering a range of services designed with you in mind. Whether you need assistance with personal banking like checking and savings accounts or looking for auto loans, mortgages, or credit cards with rewards, we've got you covered. While we currently do not have ATM availability or drive-thru service at this location, our friendly staff is always ready to assist you inside the branch.

Member Eligibility

Joining the Five Star community means stepping into a supportive family where your financial needs are prioritized. To become a member of Five Star, you'll find that eligibility is quite accessible. If you live, work, worship, or attend school in certain areas of Georgia, including Bibb County, you can easily join us. This opens up a world of benefits, from personalized banking services to competitive loan rates. If you're interested in learning more about who can join and the specifics, feel free to check out our detailed eligibility information at this link. Getting started is simple! You can open an account with us online or by visiting our branch at 498 Poplar St, Macon, GA 31201. If you have any questions or need assistance along the way, don't hesitate to reach out to us at 888-619-1711. We're here to help you every step of the way as you embark on your journey with Five Star!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $911 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,326,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your operations. Picture this: your customers can pay easily with various options, while you manage transactions seamlessly from your smartphone or computer. This practical approach not only saves time but also enhances customer satisfaction. Join us at Five Star, located at 498 Poplar St Macon Ga 31201 in Macon, GA, and discover how we can empower your business journey today! For more information, give us a call at (888) 619-1711 or visit our website at Five Star Credit Union.

Comprehensive List Of Services

Business Banking

For small business owners, we offer specialized services through our business banking sector. From merchant services that facilitate seamless transactions to business loans designed to support growth and expansion, we're here to help your business thrive.

Credit Cards

Looking for rewards while you spend? Our credit cards with rewards allow you to earn points on everyday purchases, which can be redeemed for travel, merchandise, or cash back making each purchase more rewarding.

Digital Banking

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking features that allow you to manage your finances anytime, anywhere. You can check balances, transfer funds, pay bills, and even send money directly through our person-to-person payment options all from the palm of your hand. While we currently do not have ATMs available at this branch or drive-thru services, our online capabilities ensure that access is never an issue for our members. --- At Five Star Credit Union, we're committed to serving our community with comprehensive financial solutions tailored just for you. Whether you're starting out on your financial journey or looking for ways to enhance your current situation, we invite you to visit us or call us at 888-619-1711 today! Experience the difference in member-focused banking where your needs come first.

Personal Banking

We understand that managing personal finances can be a challenge. That's why we provide various checking and savings accounts tailored to fit different lifestyles. From everyday spending to long-term saving goals, our accounts come with competitive interest rates and no hidden fees. When it comes to financing your vehicle, our auto loans and vehicle financing options are designed to help you get behind the wheel without breaking the bank. We offer flexible terms and competitive rates, ensuring that your dream car is within reach. For those considering homeownership or looking to refinance, our mortgage loans and refinancing solutions simplify the process. With personalized service and expert guidance, we help you navigate the journey to owning your home. If unexpected expenses arise or you're seeking a way to consolidate debt, our personal loans can provide the relief you need. We work with you to find a plan that fits your budget and helps you regain control of your finances.

Digital & Online Banking

Key Features

With our online banking platform, accessible at https://www.fivestarcu.com/ , you can manage your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or paying bills, everything is just a few clicks away. Plus, our 24/7 online banking services ensure that you're always in control of your finances. Security is our top priority. You can trust that your information is safe with features like electronic signature authorization, allowing you to sign documents securely without the hassle of paper forms. And for those who prefer going green, e-statements are available so you can view your account statements digitally no more clutter!

Mobile Banking Convenience

For on-the-go banking, our mobile application makes it even easier to keep track of your finances. With mobile payments enabled, you can pay for purchases directly from your phone making transactions quick and hassle-free. Want to send money to a friend? Our person-to-person transfer feature allows you to easily send money without needing cash. In short, Five Star is committed to providing accessible and user-friendly banking solutions that fit into your lifestyle. Experience the ease of digital banking today!

Financial Strength

A Growing Community

With total share accounts reaching 136,457, it's clear that more individuals are trusting us with their finances. Our net shares available for lending stand at $0, reinforcing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five Star is your trusted partner. Visit us at 498 Poplar St Macon Ga 31201 or call (888) 619-1711 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $98,915,853 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $80,308 in used auto loans and $766,382,961 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $478,837,576 in share certificates and $119,661,691 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,199,278 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 220 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $154,098,680, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,297 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $125,822,723 in used vehicle loans and $15,284,884 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates so you can choose a plan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $231,326,904 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to helping you secure financing that supports your vision. If you're interested in refinancing any of these options or want to check your eligibility for a loan product that fits your needs, please don't hesitate to reach out. For more information or to discuss which loan option is right for you, feel free to contact us at 888-619-1711 or visit us at our branch located at 498 Poplar St, Macon GA 31201. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $19,046,795. Whether you're purchasing your first home or looking to refinance your existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $27,484,130 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that can benefit your everyday spending.

Loan Aggregator

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FIVE STAR CREDIT UNION - Macon, GA