Five Star Credit Union Lumpkin GA | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Five Star Credit Union, your trusted financial partner in Lumpkin, GA. Located at 1689 Broad St, we have been proudly serving our community since 1964. With a strong commitment to our members, we aim to provide personalized banking solutions tailored to meet your needs. At Five Star Credit Union, we understand that financial stability is essential for achieving your dreams. That's why we've grown our total assets to an impressive $1,186,990,408 and maintain a strong net worth of $154,098,680. Our total deposits currently stand at $98,432,540, ensuring that we have the resources necessary to support our members effectively. With over 64,955 members relying on us for their banking needs, our dedicated team of 226 employees is here to assist you every step of the way. Under the leadership of CEO Robert Steensma and Board President Cory Driggers, we're focused on building lasting relationships with our community while offering a wide range of services including personal banking, auto loans, mortgages, and business loans. While you can visit us at our branch in Lumpkin for all your banking needs, official correspondence should be sent to the same address: 1689 Broad St, Lumpkin, GA 31815. Feel free to reach out to us at (229) 838-4326 or explore more about what we offer by visiting our website at Five Star Credit Union. Join us today and experience the Five Star difference where community matters and your financial goals are our priority!

Branch History & Mission

Modern Services and Accessibility

At Five Star Credit Union, we recognize the importance of adapting to the needs of our members. We offer robust online and mobile banking options that allow you to manage your finances anytime, anywhere. Our facilities are designed to be ADA compliant, ensuring everyone can access our services comfortably. Our branch features both ATM availability and drive-thru banking for added convenience. While members can visit us at 1689 Broad St, official correspondence should be sent to 1689 Broad St, Lumpkin, GA 31815 if needed. We invite you to experience all that Five Star Credit Union has to offer become part of a community that values service, accessibility, and personal connections. Join us today and take the first step toward achieving your financial dreams! For more information or assistance, call us at (229) 838-4326 or visit our website at Five Star Credit Union.

Our Mission

Our mission is simple yet profound: to enhance the financial lives of our members while giving back to the communities we serve. We strive to provide accessible financial solutions that empower individuals and families. Whether you're looking for a checking account or need assistance with a loan, our team is here to help you achieve your goals. In addition to our financial products, we actively engage with the community through various outreach efforts. We believe in supporting local organizations and initiatives that make a difference in people's lives. This commitment not only strengthens ties within our community but also aligns with our values as a credit union.

Branch Location & Accessibility

Accessibility Features

At Five Star Credit Union, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps for easy access. No matter your needs, we strive to ensure everyone feels comfortable visiting us.

Operating Hours

We know that life can be busy, so we've made sure our operating hours fit into your schedule. Our lobby is open Monday through Friday from 9 AM to 5 PM, providing plenty of time during the week for you to stop by. Prefer a drive-thru option? We have that too! You can take care of deposits and withdrawals from your car during the same hours.

Services Available

When you walk into Five Star Credit Union, you'll find a wide range of services available to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgages, we're here for you every step of the way. Need quick cash? Enjoy the convenience of our ATM service available on-site! Our drive-thru also allows for basic transactions without leaving your vehicle. If you need assistance or have any questions about our services, don't hesitate to call us at 229-838-4326. In summary, whether you're looking for everyday banking solutions or financial advice tailored just for you, we invite you to come visit us at Five Star Credit Union in Lumpkin. Your journey toward financial wellness starts here!

Member Eligibility

At Five Star, becoming a member is more than just opening an account; it's about joining a caring community where your financial well-being is our priority. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to become part of our family! We believe in inclusivity and support for all members, so whether you're looking to save for the future or get assistance with loans, we've got you covered. To learn more about specific eligibility criteria, feel free to check out our detailed information at https://apply.fivestarcu.com/ . Getting started is easy! You can open your account right here at our branch located at 1689 Broad St Lumpkin Ga 31815, or online through this link: https://loanapp.fivestarcu.com/ . If you have any questions or need assistance, don't hesitate to give us a call at (229) 838-4326. We're excited to welcome you aboard and help you achieve your financial goals with the personal touch that sets us apart!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $911 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,326,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily from your customers without hassle. Our merchant services make this possible. Whether you're a retail store or a service provider, having reliable payment processing can enhance customer satisfaction and streamline your operations. From card processing to mobile payment options, we provide tools that help you manage transactions efficiently. If you're ready to take your business to the next level, visit us at 1689 Broad St, Lumpkin, GA 31815, or call us at 229-838-4326. Let's work together to build the future of your business!

Comprehensive List Of Services

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking options. Whether you're checking your balance at home or transferring funds on the go, our digital platforms are designed with you in mind. You can easily access ATM and cash withdrawal services whenever you need them. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. And if you're ever unsure about your account status, our basic ATM access lets you check balances or withdraw cash quickly.

Join Us Today!

We invite you to experience everything Five Star has to offer at our branch located at 1689 Broad St, Lumpkin, GA 31815. If you have questions or want more information about any of our services, please don't hesitate to call us at 229-838-4326. Your financial journey deserves a partner who truly cares let's start this journey together! Visit us online at Five Star Credit Union today!

Personal Banking Made Simple

Managing your finances is easier with our personal banking options. At Five Star Credit Union, we offer checking and savings accounts designed for your everyday needs. Imagine having a safe place for your money while earning interest to grow your savings. Plus, our auto loans and vehicle financing make it simple to get behind the wheel of that new car you've been eyeing. Need more space? Our mortgage loans and refinancing options can help you turn that dream home into a reality. Whether you're buying a house for the first time or looking to lower your monthly payments, we have solutions for you. If life throws unexpected expenses your way, consider our personal loans and debt consolidation services. We aim to make borrowing straightforward and affordable, ensuring that you can get back on track without stress.

Rewards and Business Solutions

We understand that credit cards can be more than just a payment method; they can also provide valuable rewards. Our credit cards with rewards give you the chance to earn points or cash back for everyday purchases, making it even more rewarding to shop. For local businesses, we offer comprehensive business banking services, including merchant services and business loans. Your success is important to us, and we're dedicated to helping you thrive in today's competitive landscape.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check your balance, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before it closes; you have the power of banking right at your fingertips. Our mobile application enhances this experience further, allowing you to manage your accounts on the go. For those who prefer a paperless approach, we provide e-statements that are not only eco-friendly but also allow for easy tracking of your financial activity. Plus, with electronic signature authorization available, signing documents is quick and secure no need for printing or mailing. Our innovative mobile payments feature means you can pay friends or family instantly using person-to-person transfers, making sharing expenses a breeze. Whether it's splitting a dinner bill or sending money for a birthday gift, our platform simplifies these transactions while keeping your information safe.

Security and Accessibility

Security is paramount at Five Star. We utilize advanced encryption technology to ensure that all of your personal and financial information remains protected as you bank online. You can rest easy knowing that your data is safe while you enjoy the flexibility of managing your accounts anytime, anywhere. Accessibility is key in today's fast-paced world, and that's exactly what we aim to provide with our digital banking services. Our intuitive interface makes navigation simple for everyone from tech-savvy users to those new to online banking. Discover how easy managing your money can be with Five Star's digital solutions. Visit us online at https://www.fivestarcu.com/ today!

Financial Strength

Commitment to Growth

With $98,915,853 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $80,308 in used auto loans and a total of $766,382,961 in loans and leases available for various needs.

Member Trust

Total Share and Deposit Accounts stand at 136,457, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $0, your community credit union is well-equipped to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five Star is your trusted partner. Visit us at 1689 Broad St Lumpkin Ga 31815 or call (229) 838-4326 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is evident with a net income of $2,199,278, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 220 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $478,837,576 in share certificates and $119,661,691 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $154,098,680, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,297 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $125,822,723 in used vehicle loans and $15,284,884 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your purchase easier.

Business Loans

For business owners, our outstanding commercial loans totaling $231,326,904 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve your existing business operations, we can help you find the right financing solutions. If you're interested in refinancing any existing loans or exploring eligibility options for our products, please don't hesitate to reach out. For more information or assistance with applying for a loan, feel free to contact us at (229) 838-4326 or visit us at our branch located at 1689 Broad St Lumpkin Ga 31815 in Lumpkin, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,046,795, make buying or refinancing simple. We guide you through the process, ensuring that you have the support needed to secure your dream home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $27,484,130 in loans helping members manage their finances effectively. These cards come with benefits designed to reward your spending while providing financial flexibility.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh stands out as a trusted tool for consumers seeking the best financing options. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence is based on the latest results (Source: https://www.ncua.gov ), which guarantees that users receive fair and transparent offers. By working only with verified financial institutions, LendMesh eliminates guesswork, allowing users to trust the information they receive. One of the primary benefits of using LendMesh is its focus on verified data. Loan offers are sourced exclusively from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions; instead, it aims to provide unbiased results that reflect true market conditions. Users can rely on real-time rate comparisons to make informed decisions about their financial futures. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh can be in helping individuals secure better financial terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FIVE STAR CREDIT UNION