Five Star Credit Union Georgetown GA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Five Star Credit Union, where your financial well-being is our top priority. Located at 78 Main St, Georgetown, GA 39854, our credit union has been serving the community since 1964. With a strong commitment to our members, we proudly support over 64,955 individuals and families in achieving their financial goals. At Five Star Credit Union, we believe in building trust through transparency and service. Our total assets have reached an impressive $1,186,990,408, reflecting our stability and ability to provide robust financial solutions. Whether you're looking for personal banking services such as checking and savings accounts or financing options like auto loans and mortgages, we are equipped to help you every step of the way. While members can visit us at our branch location, any official correspondence should be sent to the same address: 78 Main St, Georgetown, GA 39854. We offer a range of services tailored to meet your needs, including online and mobile banking for your convenience. Under the leadership of our CEO, Robert Steensma, and Board President, Cory Driggers, we strive to make a positive impact in our community. With 226 dedicated employees, we ensure that each member receives personalized attention and expert guidance. Our financial strength is evident with total deposits amounting to $98,432,540 and a net worth of $154,098,680. We invite you to explore what Five Star Credit Union has to offer. For more information or if you have any questions, please don't hesitate to call us at (229) 334-8585. Experience the difference of being part of a community-focused credit union today!

Branch History & Mission

Join Us Today!

As we look forward to the future, we invite you to be part of our journey at Five Star Credit Union. Discover how membership can benefit you through personalized service and a community-focused approach. Together, let's build a brighter financial future! Visit us today or explore more about what we offer on our website at Five Star Credit Union.

Our Mission

At Five Star Credit Union, our mission is simple yet profound: to provide exceptional financial services while fostering a sense of community and support among our members. We understand that every member has unique needs and aspirations. That's why we offer a wide range of services from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We believe in empowering our members with the resources they need to achieve their financial goals. Our commitment goes beyond banking; we actively engage in community outreach initiatives that strengthen ties within Georgetown and surrounding areas. By partnering with local organizations and participating in events, we aim to make a positive impact on the lives of those we serve. In an ever-changing world, we also embrace technology to enhance your banking experience. With features like online banking, mobile payments, and electronic statements available, managing your finances has never been easier. We ensure that all our digital platforms are ADA compliant so everyone can enjoy seamless access to their accounts. While members can visit us at 78 Main St Georgetown Ga 39854, official correspondence should be sent to 78 Main St, Georgetown, GA 39854. If you have any questions or need assistance, don't hesitate to reach out at 229-334-8585.

Branch Location & Accessibility

Accessibility Features

At Five Star Credit Union, we prioritize accessibility. Our branch is designed to accommodate everyone, with ADA-compliant features and ramps available for those who may need them. Parking is ample and convenient, so you can easily find a space when you visit.

Connect With Us

Ready to see how we can help you achieve your financial goals? We invite you to visit us at Five Star Credit Union in Georgetown or give us a call at 229-334-8585. Our friendly staff looks forward to welcoming you and assisting with all your banking needs!

Operating Hours

We're here for you Monday through Friday from 9 AM to 5 PM, with a brief lunch break from 12:45 PM to 2:15 PM. Whether you're looking to open an account or discuss loan options, our team is ready to assist during these hours.

Services Offered

Our branch offers a range of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Our ATM is available on-site for quick withdrawals or balance checks. Plus, enjoy the convenience of drive-thru banking for simple transactions without leaving your car. If you're looking for more than just traditional banking services, we also provide business banking solutions including merchant services and business loans.

Member Eligibility

Joining Five Star is like stepping into a warm, welcoming community where your financial needs are prioritized and supported. To become a member at our branch located at 78 Main St Georgetown Ga 39854, you'll find that eligibility is designed to be inclusive. Whether you're a resident of the area, work here, or have family ties to our community, you're likely to qualify. We believe in making banking accessible for everyone, so if you want to know more about the specific criteria, feel free to check out the details at https://apply.fivestarcu.com/ . Opening an account with us is easy and straightforward. You can start your journey toward membership right from the comfort of your home by visiting our account opening page at https://loanapp.fivestarcu.com/ . If you have any questions or need assistance, don't hesitate to reach out at (229) 334-8585. We're excited to help you become part of the Five Star family!

Business Banking & Commercial Services

Streamlined Merchant Services

Imagine being able to process payments easily while focusing on what you do best running your business. Our merchant services are tailored to fit your needs, allowing you to accept payments quickly and efficiently. This means less time worrying about transactions and more time serving your customers. Visit us at 78 Main St Georgetown Ga 39854 in Georgetown, GA or give us a call at (229) 334-8585 to discover how our business banking and commercial services can benefit you today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $911 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,326,904, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive business banking solutions, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the resources to support your growth.

Convenient Digital Banking

At Five Star Credit Union, convenience is key. Our robust online and mobile banking platforms allow you to manage your accounts from anywhere. Need to transfer money? Check your balance? Make payments? You can do it all at the touch of a button, 24/7. We also offer ATM and cash withdrawal services, ensuring that access to your funds is always easy and hassle-free. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for those busy days!

Credit Cards & Rewards

Don't forget about our credit card offerings! With cards that come with rewards programs, you can earn points on everyday purchases. It's like getting paid back just for using your card!

Get Started Today

Ready to explore what Five Star can do for you? We invite you to visit us at 78 Main St Georgetown Ga 39854 or give us a call at (229) 334-8585. Our team is eager to assist with any questions and help guide you through our wide array of services tailored just for you. Let's work together towards a brighter financial future!

Personal Banking Solutions

For individuals, we offer a variety of personal banking options that cater to everyday financial needs. Our checking and savings accounts provide the perfect foundation for managing your money, helping you save for future endeavors or simply keep your funds secure. If you're considering a new vehicle, our auto loans and vehicle financing options can make the buying process smoother. Imagine driving off in your dream car with manageable monthly payments tailored just for you! Need a place to call home? Our mortgage loans and refinancing services are designed to assist you in purchasing or upgrading your property. And if you find yourself needing extra cash for unexpected expenses, our personal loans and debt consolidation options can help ease financial burdens.

Digital & Online Banking

Accessibility and Security

We prioritize security in everything we do. Your personal information is protected with advanced security measures, so you can bank with confidence. Our user-friendly interface makes it simple for anyone to navigate their accounts without feeling overwhelmed. Join us at Five Star today and explore how our digital and online banking services can enhance your banking experience! Visit us at https://www.fivestarcu.com/ for more information.

Key Features

Enjoy the ease of E-Statements with Yes availability, which allows you to access your financial documents quickly without the clutter of paper. Plus, with our Electronic Signature Authorization feature, signing important documents is straightforward and secure no need to visit a branch. If you're always on the move, our Mobile Application, available through Yes, brings banking right to your fingertips. You can make Mobile Payments effortlessly and even send money directly to friends or family using our Person-to-Person Transfers feature.

Financial Strength

Member-Focused Savings

Members' savings are secured through $478,837,576 in share certificates and $119,661,691 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,199,278 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 220 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In total, we manage 136,457 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five Star is your trusted partner. Visit us at 78 Main St Georgetown Ga 39854 or call (229) 334-8585 to learn more about how we can help you achieve your financial goals.

Reinvesting in Your Future

With $98,915,853 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $80,308 in used auto loans and $766,382,961 in total loans and leases.

Strong Financial Position

With a net worth of $154,098,680, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,297 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $125,822,723 in used vehicle loans and $15,284,884 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or reduce your interest rate.

Business Financing

For business owners, our outstanding commercial loans totaling $231,326,904 provide the capital needed to grow and expand. We understand the challenges of running a business and aim to support you with financing solutions that work for you. At Five Star Credit Union in Georgetown, GA, we are dedicated to providing transparent and straightforward lending options. If you're interested in exploring our loan offerings further or learning about eligibility requirements for any product, feel free to reach out at 229-334-8585 or visit us online at Five Star Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you find the right loan that fits your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $19,046,795, making it easier than ever to secure your dream home. With competitive rates and flexible terms, we can guide you through the process from start to finish.

Unsecured Credit Card Loans

Managing daily expenses? We also offer flexible terms on unsecured credit card loans, with a total of $27,484,130 in loans helping members manage their finances effectively. This option allows you to access funds without needing collateral while enjoying rewards that fit your lifestyle.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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FIVE STAR CREDIT UNION - Georgetown, GA