Five Star Credit Union Cedar Springs GA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Five Star Credit Union, where we believe that financial services should be personal, accessible, and community-focused. Located at Ga Hwy 370 Bldg 4637, Cedar Springs, GA 39832, we have been proudly serving our members since 1964. With a strong commitment to your financial well-being, we've grown to serve over 64,955 members and manage assets totaling an impressive $1,186,990,408. At Five Star Credit Union, we understand that every member's journey is unique. That's why our experienced team is dedicated to providing tailored solutions whether you're looking for an auto loan or want to explore savings accounts. Our total loans and leases stand at 144,754, showcasing our dedication to supporting your dreams. While members can visit us at our Cedar Springs location, official correspondence should be sent to P.O. Box 265, Cedar Springs, GA 39832 if you need assistance outside of regular visits. We also offer a variety of services including online banking and mobile payments for your convenience. Under the leadership of CEO Robert Steensma and Board President Cory Driggers, our team of 226 employees works diligently to ensure that you feel valued and understood every step of the way. Our net worth has reached $154,098,680, reflecting our sound financial management and commitment to long-term stability for our members. We invite you to reach out to us at (229) 372-4586 or visit our website at Five Star Credit Union for more information about how we can assist you in achieving your financial goals. Let's work together towards a brighter financial future!

Branch History & Mission

Commitment to Accessibility

We understand that accessibility is crucial for all members of our community. That's why we ensure ADA compliance across our facilities and offer convenient ATM access for easy transactions. While we do not have drive-thru banking at this location, we are always available by appointment during our operating hours: Monday, Wednesday, and Friday from 9 am - 5 pm. As you explore your options for financial services in Cedar Springs, consider joining Five Star Credit Union. Experience firsthand the benefits of being part of a member-focused organization that genuinely cares about your success. Together, let's build a brighter future for you and your family! For more information or assistance, feel free to reach out at 229-372-4586 or visit us online at Five Star Credit Union.

Our Evolution

Since opening our doors at Ga Hwy 370 Bldg 4637, Cedar Springs, GA 39832, we have continually adapted to meet the changing needs of our members. Over the years, we have embraced technology and innovation while ensuring that our services remain accessible and user-friendly. We are proud to offer online banking, mobile payments, and other digital solutions that enhance your banking experience. Whether you need personal loans, auto financing, or business services, we strive to provide comprehensive support tailored to your unique circumstances. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to P.O. Box 265, Cedar Springs, GA 39832 if necessary.

Our Mission Statement

Our mission at Five Star Credit Union is simple yet powerful: to provide exceptional financial services while fostering a sense of community among our members. We believe that everyone deserves access to affordable financial solutions that empower them to achieve their goals. As part of this mission, we actively engage in community outreach efforts and partnerships that uplift those around us. From educational workshops on financial literacy to local sponsorships and charitable initiatives, we are dedicated to making a positive impact in Cedar Springs and beyond.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Located near local landmarks, our branch is not far from the beautiful Cedar Springs community park. This prime location ensures that you can drop by with ease. We have ample parking available right outside the entrance, so you won't have to worry about finding a spot. Our branch is fully accessible, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably.

Get in Touch

If you have any questions or want to learn more about what we offer, don't hesitate to call us at 229-372-4586. We invite you to visit our branch today and discover how Five Star Credit Union can help meet your financial needs!

Operating Hours and Services

At Five Star Credit Union, we aim to fit your schedule. Our lobby hours are open on Monday, Wednesday, and Friday from 9 AM to 5 PM. We also offer ATM services for those times when you need quick access to your funds outside of regular hours. While we don't currently have drive-thru banking available, our team is here to assist you by appointment during standard hours. Whether you're looking for personal banking services like checking and savings accounts or loans for vehicles and mortgages, we've got you covered.

Member Eligibility

At Five Star, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're looking to take part in our community, you'll be pleased to know that eligibility is quite straightforward! Our members typically include anyone who lives, works, or worships in the local area. We welcome individuals from all walks of life, making it easy for you to enjoy the benefits of membership, including personalized service and competitive rates on loans and savings. To get more details about what it takes to become a member, you can visit our eligibility page at https://apply.fivestarcu.com/ . Opening an account with us is just as simple! You can easily start your journey by visiting our account opening page at https://loanapp.fivestarcu.com/ . If you have any questions or need assistance, feel free to give us a call at (229) 372-4586. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $911 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,326,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make it easier for you to manage daily transactions. Whether you're a small shop or a larger enterprise, having reliable payment processing can streamline operations and improve customer satisfaction. Imagine accepting payments effortlessly while tracking sales data in real-time all designed to help you focus on what you do best: running your business. Located at Ga Hwy 370 Bldg 4637 Cedar Springs Ga 39832 in Cedar Springs, GA, we invite you to visit us or call (229) 372-4586 for personalized assistance with all your business banking needs. Together, let's unlock your business's full potential!

Comprehensive List Of Services

Convenient Access Anytime, Anywhere

We know how important convenience is in today's fast-paced world. That's why at Five Star Credit Union, we emphasize easy access through our online and mobile banking platforms. With these tools, you can check balances, transfer funds, and make payments from anywhere at any time. Our physical location also provides essential services like ATM access for cash withdrawals and balance checks. Although we currently operate drive-thru service only on select days (Monday, Wednesday, and Friday from 9 am - 5 pm), members can always reach us by appointment for personalized assistance. Whether you're stopping by our branch located at Ga Hwy 370 Bldg 4637 Cedar Springs Ga 39832, or giving us a call at 229-372-4586, we look forward to serving your financial needs with care and commitment. Explore all that Five Star has to offer today! Visit us online at Five Star Credit Union or stop by our branch we're excited to help you achieve your financial goals!

Home Financing Made Easy

Looking to buy a home? We provide mortgage loans and refinancing solutions that can help turn your dream into reality. Our knowledgeable staff will guide you through the process, ensuring that you find the right mortgage option to fit your budget and needs. In addition, we understand that sometimes life can throw unexpected challenges your way. Our personal loans and debt consolidation services are designed to provide quick financial relief when you need it most. This means you can focus on what truly matters without being burdened by financial stress.

Personal Banking Solutions

For individuals seeking to manage their finances effectively, we offer checking and savings accounts tailored to fit your lifestyle. Imagine having a reliable place for your funds while earning interest on your savings. With features like online banking and mobile payments, managing your money is just a few taps away. If you're considering purchasing a new vehicle or refinancing an existing loan, our auto loans and vehicle financing options are designed with competitive rates and flexible terms. Picture yourself driving that new car without the stress of complicated financing our team is here to help you every step of the way.

Rewards and Business Banking

For those who enjoy the benefits of credit cards, our credit cards with rewards program offers great perks for everyday spending. You can earn points or cash back while making purchases what's not to love about that? If you're a business owner, our business banking services, including merchant services and business loans, will help you take your venture to new heights. With tailored solutions, you can manage cash flow more effectively and invest in growth opportunities.

Digital & Online Banking

Key Features

Our services include electronic signature authorization, making it easier than ever to sign documents securely from the comfort of your home. Plus, with e-statements readily available, you can say goodbye to paper clutter while still keeping track of your transactions. If you're looking to manage payments more conveniently, our mobile payments feature allows you to make quick transactions directly from your phone. Our dedicated mobile application further enhances this experience by providing a sleek interface where you can perform banking tasks seamlessly. Need to send money to a friend? Our person-to-person transfer service lets you do just that with just a few taps on your device. It's fast and simple no need for cash or checks! At Five Star, we prioritize not just accessibility but also the security of your information. Our online banking services are designed with safety measures that protect your data while offering ease-of-use. With all these features combined, managing your finances has never been more straightforward or secure. Experience the ease of digital banking today!

Financial Strength

Commitment to Growth

With $98,915,853 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our robust lending capacity featuring $80,308 in used auto loans and $766,382,961 in total loans and leases supporting your financial goals across various sectors.

Growing Member Base

Our strong performance is underscored by our growing member base with a total of 136,457 share and deposit accounts. This growth demonstrates the trust our members place in us as their preferred financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five Star is your trusted partner. Visit us at Ga Hwy 370 Bldg 4637 Cedar Springs Ga 39832 or call (229) 372-4586 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Your savings are secured through $478,837,576 in share certificates and $119,661,691 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $2,199,278, which empowers us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 220 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $154,098,680, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,297 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners looking to grow and expand their operations, we have outstanding commercial loans totaling $231,326,904 available. These loans provide the capital needed for various business endeavors. If you're considering refinancing or would like to explore eligibility options for any of our products, please don't hesitate to reach out. We are committed to finding solutions that work for you. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Five Star Credit Union, we're dedicated to providing personalized service and support as you navigate your financial journey.

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $16,061,600 in total auto loans, including $12,584,723 in used vehicle loans and $1,528,488 in new vehicle loans. Whether you're looking for a reliable used car or a brand-new model, our auto financing options can get you on the road with ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed to make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $19,046,795, we offer flexible terms and competitive rates to fit your budget and lifestyle.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we offer flexible terms on unsecured credit card loans, with a total of $27,484,130 helping members effectively manage their spending and improve their financial health.

Loan Aggregator

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FIVE STAR CREDIT UNION - Cedar Springs, GA