FIVE STAR CREDIT UNION

Welcome to Five Star Credit Union, your trusted financial partner located at 990 Highway 84 E, Cairo, GA 39828. Since our establishment in 1964, we have been dedicated to serving our community and supporting our members with a range of financial products tailored to meet their needs. With a total membership of 64,955 and assets exceeding $1.18 billion, we pride ourselves on being a reliable resource for all your banking needs. At Five Star Credit Union, we understand that each member's financial journey is unique. That's why we offer services like personal checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Our commitment to excellent service has led us to accumulate total deposits of $98,432,540 and total loans of 144,754 across various sectors. Our branch is led by experienced professionals who are passionate about helping you achieve your financial goals. Under the leadership of CEO Robert Steensma and Board President Cory Driggers, our team is here to provide you with personalized assistance every step of the way. We employ 226 dedicated staff members who are ready to serve you during lobby hours from Monday to Friday, 9 AM to 5 PM. You can also access our services anytime through online and mobile banking options. While members can visit us at 990 Highway 84 E, official correspondence should be sent to the same address as our mailing address: 990 Highway 84 E, Cairo, GA 39828-2207. We invite you to explore what Five Star Credit Union has to offer by visiting our website at fivestarcu.com or calling us directly at (229) 377-8965. Join us today and experience the difference that a member-focused credit union can make in your financial life!

At Five Star, we believe that everyone deserves a place in our supportive community. Becoming a member is simple and welcoming, and we're excited to have you join us! If you're looking to become part of Five Star, you'll be pleased to know that our eligibility criteria are straightforward. Generally, anyone who lives, works, worships, or attends school in the areas we serve can become a member. This means whether you're new to the area or have deep roots here, there's a spot for you at our table. To get all the details about eligibility, feel free to visit our website at https://apply.fivestarcu.com/ . Once you're ready to take the next step, opening an account with us is just as easy. We offer a range of personal banking services tailored to fit your needs and support your financial journey. If you want to learn more about how to open an account, just check out this link: https://loanapp.fivestarcu.com/ . Should you have any questions or need assistance, don't hesitate to reach out by calling us at (229) 377-8965. We can't wait to welcome you into the Five Star family!

At Five Star, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial journey, ensuring that you can rely on us for all your banking needs. With a net worth of $154,098,680, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,297 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $478,837,576 in share certificates and $119,661,691 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $98,915,853 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $80,308 in used auto loans and $766,382,961 in total loans and leases. Our operational efficiency is evident with a net income of $2,199,278, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 220 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In total, we have 136,457 share and deposit accounts, reflecting a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $0, we're prepared to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five Star is your trusted partner. Visit us at 990 Highway 84 E Cairo Ga 39828 or call (229) 377-8965 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.