Five Star Credit Union Bainbridge GA | Quick Personal Loans & ATM Access

Introduction

Welcome to Five Star Credit Union, where our commitment to serving the Bainbridge community shines brightly. Established in 1964, we have proudly grown alongside our members, currently boasting a total membership of 64,955 individuals who trust us with their financial needs. Located at 1027 E Shotwell St, Bainbridge, GA 39819, we are dedicated to providing personalized banking solutions that help our members achieve their financial goals. At Five Star Credit Union, we understand that your finances are important. With total assets exceeding $1.18 billion and deposits reaching $98,432,540, we provide a solid foundation for your savings and lending needs. Our diverse range of services includes personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards tailored to fit your lifestyle. Led by CEO Robert Steensma and Board President Cory Driggers, our team is passionate about building lasting relationships with our members. We currently employ 226 dedicated staff members who are here to assist you at every turn. Our experienced team is available during lobby hours from 9 AM to 5 PM, Monday through Friday, while our drive-up ATM remains accessible 24/7 for your convenience. While members can visit us at 1027 E Shotwell St, official correspondence should be sent to the same address. Our impressive net worth of $154,098,680 highlights our stability and reliability as a trusted financial partner in the community. Join us at Five Star Credit Union today! Whether you want to explore loan options or simply open an account, we're here for you every step of the way. For more information or assistance, feel free to call us at (229) 493-0421 or visit our website at www.fivestarcu.com. Your journey toward financial success starts here!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Five Star family. Experience firsthand how we blend tradition with modern banking solutions tailored just for you. Whether you're looking for personal loans or business banking solutions, we're here to help you achieve your financial goals. Join us at Five Star Credit Union today where your financial success is our mission! Visit us online at Five Star Credit Union for more information on how you can get started on your journey with us.

Our Journey

From the moment we opened our doors at 1027 E Shotwell St, Bainbridge, GA 39819, we have dedicated ourselves to enhancing the financial well-being of our members. Over the years, Five Star Credit Union has evolved significantly while staying true to our core values of integrity, innovation, and community support. We are proud to be part of Bainbridge's rich tapestry, providing essential services such as personal banking accounts, auto loans, mortgages, and credit cards with rewards. As we progressed through the decades, we embraced advancements in technology to make banking easier for our members. Today, we offer robust online and mobile banking options that allow you to manage your finances anytime and anywhere. Our commitment extends beyond traditional banking; we prioritize ADA compliance and customer-centric initiatives to ensure every member feels valued and supported.

Our Mission

At Five Star Credit Union, our mission is clear: we aim to provide exceptional financial services while fostering a strong sense of community. We believe that when our members thrive financially, so does the entire community. This belief drives us to actively participate in local events and outreach programs that uplift those around us. While members can visit us at 1027 E Shotwell St for all their banking needs, official correspondence should be sent to the same address. We are also here for you via phone at 229-493-0421 during our lobby hours from Monday to Friday from 9 AM to 5 PM. While we currently do not have drive-thru service available, our ATMs are accessible around the clock for your convenience.

Branch Location & Accessibility

Accessibility and Features

At our Bainbridge branch, we prioritize accessibility for all members. The building is ADA compliant, featuring ramps and spacious entryways to accommodate everyone. Parking is ample and conveniently located right outside the entrance, so you can easily visit us without worrying about where to leave your vehicle. While members can visit us at 1027 E Shotwell St, official correspondence should be sent to the same address. For any inquiries or assistance, feel free to give us a call at 229-493-0421.

Operating Hours

Our lobby hours are designed with your convenience in mind. We're open Monday through Friday from 9 AM to 5 PM, giving you plenty of time to drop by before or after work. If you need access outside of these hours, don't worry! We offer 24/7 access through our drive-thru ITMs (Interactive Teller Machines), allowing you to complete transactions whenever it suits you best.

Services Offered

At Five Star Credit Union, we take pride in offering a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have everything covered. Our ATM services are readily available for cash withdrawals and balance checks, ensuring that accessing your funds is straightforward and efficient. While we currently do not offer drive-thru service directly at this location, our ATMs are always ready to assist you quickly and easily. We invite you to visit us at Five Star Credit Union in Bainbridge! Whether you're looking for financial advice or need help with your accounts, our friendly team is here to assist you every step of the way. Stop by today or give us a call we're eager to help!

Member Eligibility

At Five Star, we believe that everyone deserves a place in our supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Decatur County or surrounding areas, you're already eligible to join us. We also invite family members of existing members to take part in our services. By joining Five Star, you'll gain access to a variety of financial products tailored just for you, like personalized banking options, competitive loan rates, and robust online services designed to make your financial journey smoother. To learn more about the specific eligibility criteria and how you can start your membership journey with us at 1027 E Shotwell St, Bainbridge, GA 39819, please visit our detailed page at https://apply.fivestarcu.com/ . Ready to open an account? It's easy! Just check out this link for more information. If you have any questions or need assistance, feel free to call us at (229) 493-0421. We can't wait to welcome you into the Five Star family!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $911 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,326,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Beyond loans, our merchant services offer practical tools that make daily operations smoother. Imagine being able to accept payments quickly and easily from your customers whether they prefer credit cards, mobile payments, or online transactions. This allows you to focus on what matters most: running your business effectively. Located at 1027 E Shotwell St Bainbridge Ga 39819, Bainbridge, GA 39819, we're here to partner with you every step of the way. For inquiries or assistance, call us at (229) 493-0421 or visit us online at Five Star Credit Union. Let's work together to achieve your business goals!

Comprehensive List Of Services

Accessibility

With our commitment to accessibility, members can take advantage of basic ATM access available around the clock. Our drive-thru service may not be available; however, our ITM's (Interactive Teller Machines) are operational 24/7 for all your banking needs. We invite you to reach out with any questions or visit us in person! Call us at 229-493-0421 or explore more about our offerings by visiting our website at Five Star Credit Union. Let us help you achieve your financial goals today!

Business Banking

We understand that businesses have unique financial needs too. That's why we offer specialized services like merchant services to help streamline transactions and business loans designed to support growth and expansion. Our team is here to assist local entrepreneurs in making their dreams a reality.

Digital Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your finances from anywhere, at any time. Whether you're checking balances, transferring funds, or applying for loans, everything is just a few clicks away. You can also enjoy the ease of using our ATMs for cash withdrawals and balance checks without any hassle.

Personal Banking

Our personal banking services offer you the flexibility and support to handle your daily financial needs. With checking and savings accounts, you can easily manage your money while earning interest on your savings. If you're considering a new car, our auto loans and vehicle financing options make it easy for you to get behind the wheel without breaking the bank. We also provide mortgage loans and refinancing solutions that cater to homebuyers at different stages of life. For those times when unexpected expenses arise, our personal loans and debt consolidation options can provide the relief you need. Plus, with our credit cards featuring rewards, you can earn points on everyday purchases that translate into valuable perks.

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services available at https://www.fivestarcu.com/ , you can check your account balance, pay bills, and transfer funds whenever it suits you. No more rushing to the bank before closing time; everything you need is right at your fingertips.

Security You Can Trust

We prioritize your security in all our digital services. Our robust systems protect your personal information while giving you the freedom to bank wherever you are. With Five Star, you can feel confident knowing that your data is safe. In summary, our digital and online banking services ensure that managing your money is not only accessible but also secure and efficient. Join us today at Five Star and experience banking made easy!

Stay Organized with E-Statements

Keeping track of your finances is simple with e-statements available at Yes. You'll receive your account statements electronically, making it easy to review transactions and manage budgets without cluttering your mailbox.

User-Friendly Features

Our mobile application makes banking even more convenient. You can use features like mobile payments to easily make purchases directly from your phone, and person-to-person transfers allow you to send money to friends or family instantly. Plus, with electronic signature authorization, signing documents is quick and secure no need for paper forms!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 136,457, showing a strong and growing member base that trusts us with their finances. This is a testament to our commitment to providing excellent service and financial solutions tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five Star is your trusted partner. Visit us at 1027 E Shotwell St Bainbridge Ga 39819 or call (229) 493-0421 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $98,915,853 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is strong; we have $80,308 in used auto loans and $766,382,961 in total loans and leases available to support your financial goals.

Member Savings

Members' savings are secured through $478,837,576 in share certificates and $119,661,691 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,199,278 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 220 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $154,098,680, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,297 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $12,584,884 in new vehicle loans and $125,822,723 in used vehicle loans to help members get on the road with ease. Whether you're looking for a brand-new model or a reliable used car, we have financing options that fit your budget.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans total $231,326,904. These loans are designed to provide the capital needed to expand your business operations successfully.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We provide Junior Lien 1-4 Family Residential Properties loans totaling $19,046,795, which can assist you in purchasing your dream home or refinancing an existing mortgage.

Refinancing Options

If you're looking to lower your monthly payments or tap into equity for other expenses, ask us about our refinancing options available across all loan types. We believe that everyone deserves access to affordable financing solutions. At Five Star Credit Union, we're dedicated to providing personalized service and competitive rates tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to stop by our branch or visit our website at Five Star Credit Union for more information on how we can assist you with your financial journey!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $27,484,130 in loans helping members manage their finances effectively, our credit cards come with various benefits to suit your lifestyle.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. By gathering information from trusted sources, LendMesh guarantees that all comparisons reflect accurate loan terms.

Benefits of Using LendMesh

LendMesh stands out in several key areas: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for reliable information to guide your borrowing decisions, look no further than LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FIVE STAR CREDIT UNION