Five Star Credit Union Headland AL | Convenient ATM Services Only

Introduction

Welcome to Five Star Credit Union, where your financial well-being is our top priority! Nestled in the heart of Headland at 16706 Us Highway 431 S, we have proudly served our community since 1964. With a strong commitment to our members, we are dedicated to providing personalized financial solutions that help you achieve your goals. At Five Star Credit Union, we understand the importance of trust and reliability when it comes to managing your finances. That's why we are thrilled to support over 64,955 members with a robust portfolio that includes total assets of $1,186,990,408 and total deposits amounting to $98,432,540. Our team, led by CEO Robert Steensma and Board President Cory Driggers, works diligently to ensure you receive exceptional service tailored just for you. We are more than just numbers; our focus is on building lasting relationships within the community. Our total loans amount to 144,754, demonstrating our commitment to providing financial assistance that empowers individuals and families alike. Plus, with a net worth of $154,098,680, you can feel confident knowing that we're financially stable and ready to serve your needs. While members can visit us at 16706 Us Highway 431 S, official correspondence should be sent to PO Box 2028, Dothan, AL 36302. We invite you to explore our range of services designed with you in mind from personal loans to savings accounts because at Five Star Credit Union, your success is our mission. Ready to take the next step? Contact us at 334-793-7714 or visit our website at www.fivestarcu.com today! Your journey toward financial empowerment starts here!

Branch History & Mission

Community Commitment

At Five Star Credit Union, we're more than just a financial institution; we're part of the fabric of Headland. We actively engage in community outreach efforts aimed at improving lives through education and support. Whether it's sponsoring local events or providing resources for financial literacy programs, we strive to make a positive impact in every way we can. As we look ahead, our dedication remains steadfast. We invite you to join us on this journey. Experience the difference of being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future! For more information or to become a member today, please call us at 334-793-7714 or visit Five Star Credit Union. Your journey towards financial empowerment starts here!

Our Journey

Five Star Credit Union began as a small financial institution with a simple goal: to provide affordable financial services to individuals and families in our area. Over the years, we have expanded our offerings and evolved with changing times while staying true to our core values. From humble beginnings, we have grown into a trusted partner for our members, offering everything from personal loans to business financing. As we celebrate our journey, it's essential to recognize the milestones that have defined us. Our commitment to innovation has led us to embrace technology and enhance our services. We now offer online banking, mobile payments, and e-statements, ensuring that our members can manage their finances conveniently and securely.

Our Mission

Our mission at Five Star Credit Union is clear: we strive to empower our members by providing them with reliable financial services that promote growth and stability. We believe in putting people before profits, which means every decision we make prioritizes the well-being of our community. Our team works tirelessly to support local initiatives and partnerships that uplift those around us. While members can visit us at 16706 Us Highway 431 S for all their banking needs, official correspondence should be sent to PO Box 2028, Dothan, AL 36302. This location not only serves as a hub for transactions but also as a place where relationships are built on trust and mutual respect.

Branch Location & Accessibility

Accessibility Features

At Five Star Credit Union, we prioritize accessibility for all of our members. Our branch is designed with ADA-compliant features and ramps to ensure everyone can navigate smoothly. We want every visit to be comfortable and welcoming.

Conveniently Located

Situated near local landmarks and just off the main highway, our location makes it simple for you to drop by. Whether you're heading home from a busy day or running errands in town, we're here to serve you. With ample parking available right outside our doors, visiting us is hassle-free.

Join Us Today!

We invite you to come by Five Star Credit Union and experience a personal touch in banking. Whether you're looking to open an account or simply have questions about our services, we're here for you every step of the way. Your financial journey matters to us!

Operating Hours & Services

While we currently do not have drive-thru services or ATMs available at this location, we encourage you to call us directly at 334-793-7714 for any assistance you may need. Our team is ready to help during our operating hours, which are tailored to fit your schedule.

Member Eligibility

At Five Star, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is easy and open to those who live, work, or worship in the area. Whether you're a young professional just starting out or a long-time resident looking for better financial services, we're here for you. We offer a variety of benefits designed to help you succeed, including competitive rates on loans and savings accounts. If you're ready to take the next step, visit our eligibility page at https://apply.fivestarcu.com/ for more details on how you can qualify. Once you're ready to open an account, simply head over to our account opening page at https://loanapp.fivestarcu.com/ . Have questions? Feel free to call us at (334) 793-7714 we're happy to help! Join us today at our branch located at 16706 Us Highway 431 S Headland Al 36345, and let's build your financial future together.

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a payment solution that adapts to your business needs. Our merchant services simplify transactions, allowing you to focus more on what you do best serving your customers. From credit card processing to mobile payments, we provide practical tools that make daily operations easier. Visit us at 16706 Us Highway 431 S Headland Al 36345 in Headland, AL or call us at (334) 793-7714 to learn how we can partner together for your business success!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $911 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,326,904, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Get Started Today!

If you're looking for a financial partner that values community and member satisfaction, look no further than Five Star Credit Union. Visit us at fivestarcu.com for more information on all the ways we can assist you. We invite you to become part of our family where your financial success is our top priority! Explore the variety of services available at Five Star today and see how we can help make your financial journey smoother and more rewarding!

Member Support at Its Best

Should you have any questions or require assistance, our friendly team is always ready to help. You can reach us at 334-793-7714 for personalized support. Whether it's about accessing your accounts online or understanding how to use our ATM services effectively, we're here for you every step of the way. As part of our commitment to excellence, we continuously seek ways to enhance your experience with us. Your feedback is invaluable as we strive to provide services that truly resonate with your needs.

Our Core Offerings

Whether you're managing day-to-day expenses, planning for future goals, or seeking financial guidance, Five Star has got you covered. We offer ATM services to provide quick and easy access to your funds whenever you need them. Picture this: it's late in the evening, and you've just realized you need cash for an unexpected expense. With our ATM services, you can quickly get what you need without any hassle. In addition to traditional banking services, we understand the importance of digital access in today's fast-paced world. That's why we've equipped our members with robust online banking capabilities. Imagine checking your account balance or transferring funds from the comfort of your home or on-the-go using our mobile app. It's all about making banking easier and more convenient for you.

Digital & Online Banking

Key Services

Our online banking services provide real-time account management, allowing you to check balances, pay bills, and transfer funds with just a few clicks. If you're always on the go, our mobile application is here to help. It offers the same features as online banking right in the palm of your hand, making it easy to stay connected to your finances wherever life takes you. We also know that sharing money with friends or family can sometimes be a hassle. That's why our person-to-person transfer feature allows you to send money quickly and easily no cash needed! Plus, if you're looking to reduce paper clutter, our e-statements option lets you view your statements electronically, keeping everything organized and accessible.

Security and Accessibility

Your security is important to us. That's why we utilize electronic signature authorization for certain transactions, ensuring that your information remains safe while giving you peace of mind. Our systems are designed with user-friendly features that make navigating your accounts simple and straightforward. In addition, if you're ready to embrace modern payment methods, our mobile payments feature allows you to make purchases directly from your phone. This means no more fumbling for cash or cards just tap and go! With all these features available at Five Star, managing your finances has never been easier or more secure. Experience the freedom of digital banking today!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 136,457, showing a strong and growing member base that trusts us with their finances. Our commitment to your success is reflected in every aspect of our operations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five Star is your trusted partner. Visit us at 16706 Us Highway 431 S Headland Al 36345 or call (334) 793-7714 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $478,837,576 in share certificates and $119,661,691 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $98,915,853 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $2,199,278 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Foundation

With a net worth of $154,098,680, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,297 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We're here to help you achieve your goals. With $80,308 in used auto loans and $766,382,961 in total loans and leases, our lending capacity supports members' financial aspirations across various sectors. We also take pride in having 220 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $125,822,723 in used vehicle loans and $15,284,884 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our team is here to guide you through the application process and find the right fit for your budget.

Business Loans

If you're a business owner, our outstanding commercial loans totaling $231,326,904 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and aim to support you with tailored solutions. At Five Star, we strive to make lending easy and accessible. If you're considering refinancing options or want to learn more about eligibility requirements for any of our loan products, please don't hesitate to reach out. You can contact us at (334) 793-7714 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success is important to us; let's work together toward achieving it!

Credit Lines

For those who prefer flexibility, our total credit lines amounting to $363,018,217 allow you to borrow as needed while keeping your payments manageable. This option is perfect for unexpected expenses or planned purchases where you want to maintain control over your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,046,795, make buying or refinancing simple. We offer competitive rates and flexible terms, ensuring that your path to homeownership is straightforward and manageable.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $27,484,130 in loans helping members manage their finances effectively, our credit cards are designed to give you access to funds when you need them without the burden of high interest rates.

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FIVE STAR CREDIT UNION