Five Star Credit Union Eufaula AL | Top Auto Loans & Personal Banking

Introduction

Welcome to Five Star Credit Union, your trusted financial partner since 1964. Located at 1905 S Eufaula Ave, Eufaula, AL 36027, we pride ourselves on offering a personal touch in banking that you won't find anywhere else. With a strong commitment to our community and an ever-growing membership of 64,955, we are here to support your financial goals. At Five Star, we understand that every member's journey is unique. That's why we provide a comprehensive range of services from checking and savings accounts to auto loans and mortgage options. With total assets exceeding $1.18 billion and total deposits of $98,432,540, we have the stability you need when it comes to managing your finances. Our experienced team, led by CEO Robert Steensma and Board President Cory Driggers, is dedicated to ensuring you receive the best possible service. We currently employ 226 individuals who are ready to assist you with any inquiries or needs you may have. Whether you prefer visiting us in person during our lobby hours from 8:30 AM to 5 PM, Monday through Friday, or taking advantage of our online and mobile banking services available 24/7, we've got you covered. While members can visit us at our branch address, official correspondence should be sent to 1905 South Eufaula Ave, Eufaula, AL 36027. We invite you to reach out at (229) 372-4586 for any questions or assistance. Join us today at Five Star Credit Union where community matters and financial success is within your reach! For more information about our services or to open an account, visit us online at Five Star Credit Union. Let's achieve your financial dreams together!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch embraces digital advancements that enhance your banking experience. With online banking options available 24/7 and features like mobile payments and e-statements, managing your finances has never been easier or more convenient. We are also proud to maintain ADA compliance ensuring accessibility for all members.

Join Us

With one ATM on-site and lobby hours from Monday through Friday (8:30 AM - 5 PM), we're here for you when you need us most. If you're looking for a credit union that prioritizes your needs while enriching the community around you, look no further than Five Star Credit Union. We invite you to become part of our family today! Experience the benefits of being a member who is not just a number but a valued individual in our community. Visit us online at Five Star Credit Union or call us at 229-372-4586 for more information on how to join. Together, let's continue this journey towards financial well-being!

Our Journey

Our story began in a small office, where dedicated staff worked tirelessly to provide exceptional service. As we gained the trust of local residents, we expanded our services from simple savings accounts to a comprehensive range of financial solutions including auto loans, mortgages, and credit cards with rewards. Each milestone has been fueled by our commitment to member satisfaction and community support. While members can visit us at 1905 S Eufaula Ave for their banking needs, official correspondence should be sent to our mailing address: 1905 South Eufaula Ave, Eufaula, AL 36027. This location is conveniently situated near popular landmarks that make us easily accessible for everyone in Barbour County.

Our Mission

At Five Star Credit Union, our mission is clear: to empower our members through exceptional financial services while enhancing the communities we serve. We believe that banking should be about more than just transactions; it should be about building relationships and making a positive impact in people's lives. We strive to offer personalized solutions that help individuals and families achieve their financial goals. Our commitment extends beyond just providing banking services. We actively engage in community outreach initiatives and partnerships aimed at supporting local organizations and causes. Whether it's sponsoring events or offering financial education workshops, we are dedicated to giving back and strengthening the fabric of our community.

Branch Location & Accessibility

Additional Services

At Five Star Credit Union, we offer a wide range of services tailored to fit your financial needs whether it's personal banking options like checking and savings accounts, auto loans, or business banking services. Plus, if you're ever in need of cash on the go, we have ATMs available right here at our branch. While members can visit us at 1905 S Eufaula Ave, official correspondence should be sent to the same address for simplicity. If you have any questions or would like more information about our services, feel free to give us a call at 229-372-4586. Come see us today at Five Star Credit Union where your financial success is our priority!

Convenient Access

Whether you're stopping by for a quick transaction or need more extensive assistance, our lobby is open Monday through Friday from 8:30 AM to 5 PM. While our drive-thru service isn't available, we offer 24/7 access to ITMs (Interactive Teller Machines) for your convenience. This means you can manage your banking anytime, day or night!

Parking and Accessibility

Parking is readily available, so you won't have to worry about finding a spot when you visit us. We take pride in ensuring our branch is accessible for everyone. Our facilities comply with ADA standards, providing ramps and other features that make banking easier for all members of our community.

Member Eligibility

Becoming a member of Five Star is like joining a family where your financial well-being is our top priority. If you're living, working, or attending school in the area, you're likely already eligible to join us! We welcome everyone from local residents to those who have connections in our community, ensuring that you can access a range of services tailored just for you. By choosing Five Star, you're not just opening an account; you're gaining access to personalized banking solutions that can help you thrive financially. Ready to take the next step? It's easy! Simply visit us at 1905 S Eufaula Ave Eufaula Al 36027 or give us a call at (229) 372-4586 for more information. For detailed eligibility criteria and the latest updates, check out our website at https://apply.fivestarcu.com/ . We're excited to support you on your financial journey!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In today's fast-paced world, having reliable merchant services is crucial. Imagine this: You're a local café owner who needs a seamless way to accept payments from customers. Our merchant services allow you to process transactions quickly and efficiently, so you can focus on delivering great food and service. Plus, with tools like mobile payment options and online banking access, managing your finances becomes straightforward. Located at 1905 S Eufaula Ave Eufaula Al 36027 in Eufaula, AL, we are here to partner with you on your journey toward success. Let's work together to make your business dreams a reality! For more information, call us at (229) 372-4586 or visit our website at https://www.fivestarcu.com/ .

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $911 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,326,904, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer robust solutions including merchant services and business loans. If you're starting a new venture or expanding an existing one, having reliable financial support is crucial. Our team is dedicated to understanding your business goals so we can provide tailored advice and services.

Convenience at Your Fingertips

We understand that convenience matters. With 24/7 access through our ATMs and comprehensive online banking features, managing your finances has never been easier. You can make payments, transfer funds between accounts, and even send money directly to friends with our person-to-person service all from the comfort of your home. If you're ready to explore how Five Star can support your financial journey, we invite you to visit us at 1905 S Eufaula Ave, Eufaula, AL 36027 or give us a call at 229-372-4586. Our friendly team is eager to assist you in discovering all that we have to offer! Join us today and see how we can make banking work for you!

Loans for Every Need

Sometimes life throws unexpected expenses our way. That's where our personal loans and debt consolidation services come into play. These loans can help you manage debt or cover personal projects without the hassle. And if you're considering a credit card, our cards come with rewards that let you earn while you spend!

Personal Banking Solutions

For those managing day-to-day finances, our checking and savings accounts provide flexible options tailored to your needs. You can easily access your funds through online and mobile banking, making it simple to check balances, transfer money, or pay bills right from your smartphone. Plus, with our basic ATM access, withdrawing cash or checking your balance is just around the corner. When it comes to financing, we offer auto loans and vehicle financing that can help you get on the road quickly. Imagine driving off in that new car with affordable payments that fit comfortably within your budget. We also provide mortgage loans and refinancing options, so whether you're purchasing a new home or looking to lower your current mortgage payment, we have competitive rates to assist you.

Digital & Online Banking

Key Services

With 24/7 online banking services, you can manage your finances at your own pace. Whether you need to check your balance, transfer funds, or pay bills, everything is right at your fingertips. Plus, our mobile application makes it even easier to bank on the go. You can download it today and enjoy features like mobile payments, which allow you to make purchases directly from your smartphone. We also offer person-to-person transfers, making it simple to send money to friends or family without any hassle. And if you're looking for an eco-friendly option, e-statements are available so you can keep track of your account activity without the clutter of paper statements.

Security and Accessibility

Your security is our priority. Our electronic signature authorization feature ensures that all your transactions are verified securely. This means you can sign documents electronically without worrying about the safety of your information. At Five Star, we believe in making banking accessible for everyone. Our digital tools are designed for ease of use, so whether you're tech-savvy or new to online banking, you'll find navigating your accounts straightforward. With these innovative services at Five Star, managing your money has never been easier or more secure. We're here to support you every step of the way!

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts: 136,457, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five Star is your trusted partner. Visit us at 1905 S Eufaula Ave Eufaula Al 36027 or call (229) 372-4586 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $478,837,576 in share certificates and $119,661,691 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $2,199,278, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 220 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $98,915,853 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $80,308 in used auto loans and $766,382,961 in total loans and leases.

Strong Capital Base

With a net worth of $154,098,680, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,297 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $125,822,723 in used vehicle loans and $15,284,884 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the right financing for your next vehicle purchase.

Business Financing

For business owners, our outstanding commercial loans totaling $231,326,904 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your ventures with tailored financing solutions. If you're interested in exploring these loan options further or checking your eligibility for any of our products, please reach out to us at (229) 372-4586 or visit us at our branch located at 1905 S Eufaula Ave Eufaula AL 36027. You can also access more information online at Five Star Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Five Star, we're committed to providing you with reliable financial solutions that empower you to achieve your goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,046,795, make buying or refinancing simple. We offer guidance through every step of the process and have refinancing options available if you're looking to adjust your current mortgage terms.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $27,484,130 in loans helping members manage their finances effectively. These cards can be an excellent way to handle everyday purchases while earning rewards.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data from legitimate institutions guarantees fair and transparent offers.

FIVE STAR CREDIT UNION