Five Star Credit Union Enterprise AL | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Five Star Credit Union, your trusted financial partner located at 1231 Neil Metcalf Rd, Enterprise, AL 36330. Since our establishment in 1964, we have proudly served our community by offering a wide range of financial services designed to meet the unique needs of our members. With over 64,955 satisfied members and total assets exceeding $1.18 billion, we are dedicated to providing personalized banking solutions that empower individuals and families to achieve their financial goals. At Five Star Credit Union, we understand that banking is not just about numbers; it's about relationships. That's why our experienced team, led by CEO Robert Steensma and Board President Cory Driggers, is committed to fostering a supportive environment where everyone feels valued. Our staff of 226 employees works tirelessly to ensure that each member receives top-notch service and guidance. While you can visit us at our branch in Enterprise for all your banking needs, if you need to send official correspondence, please address it to our mailing location at 5105 Montgomery Hwy, Dothan, AL 36303. We offer a variety of services including personal banking accounts, auto loans, mortgage options, and business banking solutions all designed with your convenience in mind. With total deposits amounting to $98,432,540 and robust loan offerings of 144,754, we're well-equipped to help you navigate your financial journey. Discover how we can assist you today! Feel free to reach out at 334-793-7714 or visit our website at www.fivestarcu.com. Join us at Five Star Credit Union where you're not just a member; you're part of our family!

Branch History & Mission

Join Us

As we continue on this journey together, we invite you to be part of our growing family at Five Star Credit Union. Whether you're looking for a checking account, seeking competitive rates on loans, or exploring business services tailored for your needs, we're here to help you every step of the way. Experience firsthand what it means to be a member of Five Star where your financial success is our top priority! For more information or assistance, feel free to reach us at (334) 793-7714 or visit us online at Five Star Credit Union.

Our Journey

Over the years, Five Star Credit Union has evolved significantly. From our initial focus on basic savings and loan products, we have expanded our offerings to include a wide range of services like personal banking, auto loans, mortgage financing, and business banking solutions. Our journey reflects a steadfast dedication to meeting the diverse needs of our members. Today, we proudly serve a vibrant community that includes families and businesses across Coffee County and beyond.

Our Mission

At the core of Five Star's mission is a commitment to enhancing the financial well-being of our members while contributing positively to the communities we serve. We believe that everyone deserves access to quality financial services without barriers. This means providing ADA-compliant facilities and innovative digital solutions like online banking and mobile payments for convenience and accessibility. Our mission goes beyond transactions; it's about building relationships. We actively engage in community outreach efforts, partnering with local organizations to support education, health initiatives, and economic development. By doing so, we aim to uplift not just individual members but also the broader community. While members can visit us at 1231 Neil Metcalf Rd Enterprise Al 36330, official correspondence should be sent to 5105 Montgomery Hwy, Dothan, AL 36303 in Dothan for any inquiries or services needed outside regular visits.

Branch Location & Accessibility

Welcome to Five Star Credit Union, your friendly financial partner located conveniently at 1231 Neil Metcalf Rd in beautiful Enterprise, Alabama. We are proud to serve the Coffee County community with a range of banking services tailored just for you. Our branch is easily accessible, making it simple for you to visit us for all your financial needs. If you're coming from downtown Enterprise or nearby landmarks like the Enterprise State Community College, you'll find our location is just a quick drive away. We ensure that parking is available right outside our door, so you can hop in and out without any hassle. Plus, we're committed to accessibility for all members, featuring ADA-compliant entrances and facilities. Our operating hours are designed with your convenience in mind. You can drop by Monday through Friday from 9 AM to 6 PM, and on Saturday, we're open from 9 AM to 1 PM for your banking needs. While we do not have a drive-thru service, our ATM is available around the clock, giving you access to cash whenever you need it. For any official correspondence, please note that while you can visit us at our branch address, you may also send mail to our mailing address at 5105 Montgomery Hwy, Dothan, AL 36303 if needed. Have questions? Don't hesitate to call us at 334-793-7714. We're here to help! Come visit us at Five Star Credit Union where your financial journey begins!

Member Eligibility

At Five Star, we believe that everyone deserves a chance to be part of a community that prioritizes their financial well-being. Joining us is simple and welcoming! If you live, work, worship, or attend school in our area, you're likely eligible to become a member. We also welcome family members of existing members, which makes it easy for your loved ones to benefit from our services too. Being part of Five Star means access to personalized banking options and competitive rates that help you achieve your goals. To get started on your journey with us, visit our eligibility page at https://apply.fivestarcu.com/ for more detailed information on the criteria. When you're ready to open an account, just follow the straightforward steps outlined at https://loanapp.fivestarcu.com/ . If you have any questions or need assistance, feel free to give us a call at (334) 793-7714. We can't wait to welcome you into our 1231 Neil Metcalf Rd Enterprise Al 36330 family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $911 in commercial loans for our members, helping businesses scale and succeed. This support means you can invest in new equipment, hire more staff, or even open a new location. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions for all entrepreneurs in the area. - With an outstanding commercial loan portfolio of $231,326,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify transactions and improve cash flow. Imagine having a reliable partner for payment processing that saves you time and money. Our solutions ensure that you can focus on running your business while we handle the payments seamlessly. Visit us at 1231 Neil Metcalf Rd Enterprise Al 36330 in Enterprise, AL, or call us at (334) 793-7714 to learn how our business banking solutions can empower your success!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, Five Star offers dedicated business banking services including merchant services and business loans. We understand the challenges of running a business and are committed to helping you succeed by providing flexible financial solutions tailored to your specific needs.

Credit Cards with Benefits

Don't forget about our credit cards! With rewards programs available, you can earn points on everyday purchases, making each transaction more rewarding.

Digital Banking for Convenience

In today's fast-paced world, we know convenience is key. That's why we've invested in robust online and mobile banking platforms. Access your accounts anytime, anywhere with ease. From mobile payments to person-to-person transfers, managing your finances has never been easier. Plus, with basic ATM access for withdrawals and balance checks, you can get cash when you need it most.

Personal Banking Made Easy

Our personal banking services are designed to make managing your finances simple and straightforward. You can open checking and savings accounts that help you save for the future while enjoying easy access to your money. When it comes to financing your next vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, so you can drive away in the car you want without stress. Homeownership dreams? We offer mortgage loans and refinancing solutions that can help make owning a home more achievable. If you're facing unexpected expenses or looking to consolidate debt, our personal loans provide the support you need without complicated processes.

Reach Out Anytime

We invite you to visit us at Five Star or give us a call at 334-793-7714 if you have any questions about our services or need assistance. Our friendly team is ready to help you navigate your financial journey. Explore all the ways we can serve you today by visiting our website at Five Star Credit Union. Your financial goals are within reach with Five Star by your side!

Digital & Online Banking

At Five Star, we understand that banking should fit seamlessly into your busy life. That's why we offer a range of digital and online banking services designed for your convenience and security. With just a few clicks or taps, you can manage your finances from anywhere, anytime. One of the standout features is our comprehensive online banking platform, accessible through https://www.fivestarcu.com/ . Here, you can check your account balance, transfer funds, and pay bills without the hassle of visiting a branch. Plus, with 24/7 online banking services, you have complete control over your money whenever you need it. For those who prefer using their mobile devices, our user-friendly mobile application is at your fingertips. It allows you to make mobile payments easily, ensuring that transactions are quick and secure. Whether you're splitting dinner costs with friends through person-to-person transfers or simply checking your e-statements, managing your finances has never been easier. Security is always a priority at Five Star. We offer electronic signature authorization to ensure that your transactions are safe and verified. And if you prefer going paperless, e-statements are available to keep you organized while also helping the environment. With our digital banking services, managing your finances is not only easy but also secure. Join us at Five Star today and experience how our online services can enhance your banking experience!

Financial Strength

Growing Together

We have a strong member base with a total of 136,457 share accounts, showing that more people trust us with their finances each day. Our net shares available for lending stand at $0, which helps us support our community's needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five Star is your trusted partner. Visit us at 1231 Neil Metcalf Rd Enterprise Al 36330 or call (334) 793-7714 to learn more about how we can help you achieve your financial goals.

Investment in Our Future

With $98,915,853 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $80,308 in used auto loans and $766,382,961 in total loans and leases.

Member Savings and Security

Members' savings are secured through $478,837,576 in share certificates and $119,661,691 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,199,278 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 220 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $154,098,680, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,297 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $125,822,723 in used vehicle loans and $15,284,884 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing your next vehicle easy and accessible.

Business Loans

For business owners, our outstanding commercial loans totaling $231,326,904 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to providing support through tailored lending solutions. If you're considering refinancing any of these loans, we encourage you to reach out for details on eligibility options available at Five Star. Our experienced team is ready to assist you in finding the best loan product for your needs. For more information about our loan offerings or to start an application, please visit us at 1231 Neil Metcalf Rd Enterprise Al 36330, call us at (334) 793-7714, or check out our website at Five Star Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,046,795, make buying or refinancing simple. We work with you to find the right mortgage solution tailored to your financial situation. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $27,484,130 in loans helping members manage their finances effectively. These cards come with various rewards and benefits designed to suit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all loan offers presented are fair and transparent. Users can trust that they are viewing current and accurate information tailored to their specific needs.

FIVE STAR CREDIT UNION