Five Star Credit Union Dothan AL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Five Star Credit Union, where we believe that financial well-being is a right for everyone in our community. Located at 2356 Murphy Mill Rd, Dothan, AL 36303, our credit union has proudly served the needs of our members since 1964. With over 64,955 members and total assets exceeding $1.18 billion, we are committed to providing personalized service and a range of financial solutions that empower you to achieve your goals. At Five Star Credit Union, we understand that life can bring unexpected twists and turns. That's why we offer a variety of products tailored to your unique needs, from auto loans and mortgages to personal loans and credit cards with rewards. Our dedication to exceptional service is evident in our total deposits of $98,432,540 and a robust net worth of $154,098,680, ensuring that your funds are secure with us. While members can visit us at our branch location, official correspondence should be sent to the same address: 2356 Murphy Mill Rd, Dothan, AL 36303. We want you to feel confident and connected when you reach out to us. Our leadership team, including CEO Robert Steensma and Board President Cory Driggers, works tirelessly to ensure that every member feels valued and supported. With a dedicated staff of 226 employees, we strive to create an environment where your financial dreams can flourish. We invite you to explore all that Five Star Credit Union has to offer. Visit our website at Five Star Credit Union or give us a call at 334-793-7714. Join us in building a brighter financial future together!

Branch History & Mission

Community Focus

Five Star Credit Union takes pride in its deep-rooted connections within the Dothan area. Through various partnerships and outreach programs, it actively supports local initiatives aimed at improving lives in the community. Whether it's sponsoring educational programs or providing financial literacy workshops, Five Star strives to make a positive impact beyond just banking.

Join Us!

As we continue to grow and adapt to serve you better, we invite you to become a part of our family. Experience firsthand the benefits of membership with Five Star Credit Union where your financial success is our mission. For more information or to join today, please call us at 334-793-7714 or visit our website at Five Star Credit Union. Together, let's build a brighter financial future!

Our Evolution

Since opening its doors, Five Star has continually evolved to meet the changing needs of its members. With modern advancements like online and mobile banking, as well as 24/7 ATM access, convenience is always a priority. The credit union also emphasizes accessibility by being ADA compliant and ensuring that all services are user-friendly for every member of the community.

Branch Location & Accessibility

Convenient Access and Surroundings

Our branch sits near several local landmarks, making it easy to fit a visit into your day. You can find us close to popular spots in Dothan, ensuring that while you're out running errands or enjoying the area, you can easily drop by. We have ample parking available, and our facilities are designed for accessibility, including ADA-compliant features that ensure everyone can visit us comfortably.

Get in Touch!

We invite you to stop by or give us a call at 334-793-7714. Our dedicated staff is eager to help you with all your banking needs. At Five Star Credit Union, we're here to support you every step of the way!

Operating Hours That Work for You

We understand that life can be busy, which is why we offer flexible operating hours. Visit us Monday through Friday from 9 AM to 6 PM and on Saturday from 9 AM to 1 PM. For those late-night banking needs, our ATMs are accessible 24/7 right in the drive-thru for your convenience.

Services Tailored for You

At Five Star Credit Union, we provide a variety of services to meet your financial goals. From checking and savings accounts to auto loans and mortgage options, we have solutions tailored just for you. Need quick cash? Our ATM services make withdrawals and balance checks a breeze. If you ever need to send official correspondence, please note that our mailing address remains the same: 2356 Murphy Mill Rd, Dothan, AL 36303.

Member Eligibility

At Five Star, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is not just about opening an account; it's about joining a family that prioritizes your financial well-being. If you live, work, worship, or attend school in the area, you're likely eligible to join us! We welcome individuals from various backgrounds and experiences, making it easy for you to take advantage of our tailored services designed just for you. To explore more about the specific eligibility criteria, feel free to visit this link. Opening an account with us is simple and straightforward. You can start the process online by visiting this page, or if you prefer speaking to someone directly, don't hesitate to call us at (334) 793-7714. We're here to help you every step of the way as you embark on your journey with Five Star at our welcoming location at 2356 Murphy Mill Rd Dothan Al 36303. Join us today and experience the many advantages of membership!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $911 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,326,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easier for you and your customers. Imagine being able to accept payments anytime, anywhere. Our tools can help streamline your payment process, giving you more time to focus on what matters growing your business. Visit us at 2356 Murphy Mill Rd Dothan Al 36303 in Dothan, AL or call us at (334) 793-7714 to learn how our tailored banking solutions can empower your business.

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive banking solutions including merchant services and business loans. We know how important it is for small businesses to have access to funds and resources; that's why we're dedicated to helping you grow and succeed.

Credit Cards

Don't forget about our credit cards with rewards! These cards not only give you purchasing power but also earn points for every dollar spent. Enjoy benefits like cashback offers and travel rewards that add value to your everyday purchases.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why Five Star Credit Union provides robust online and mobile banking features. Access your accounts anytime, anywhere with tools that let you check balances, transfer funds, and pay bills at your fingertips. Our ATMs are readily available for quick cash withdrawals and balance checks without any hassle. If you're ready to take the next step towards achieving your financial goals or have questions about our services, feel free to reach out! You can contact us at 334-793-7714 or visit us at 2356 Murphy Mill Rd, Dothan, AL 36303. We look forward to serving you at Five Star Credit Union, where your financial success is our priority!

Home Financing

Are you ready to purchase your first home or refinance your existing mortgage? Our mortgage loans offer flexible options tailored to your financial situation. With guidance from our friendly staff, you can navigate the home-buying process smoothly and with confidence.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your daily finances effortlessly. Imagine having a secure place for your money while also earning interest through our competitive savings options. If you're considering buying a car, our auto loans and vehicle financing make it easy to drive away in your dream vehicle with favorable terms that fit your budget.

Personal Loans

For those unexpected expenses or consolidation needs, we provide personal loans that can help lighten your financial load. Whether it's medical bills or home repairs, our debt consolidation services allow you to combine multiple debts into one manageable payment.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! With e-statements available, you can view and manage your bank statements online whenever you want. This not only keeps things tidy but also enhances security since you'll have less sensitive information floating around. For those who prefer banking on the go, our mobile application is a game-changer. You can make mobile payments effortlessly and even send money through person-to-person transfers perfect for splitting bills or sending gifts without needing cash.

Security and Accessibility

Security is our top priority at Five Star. We use advanced encryption technologies to keep your information safe while ensuring that accessing your accounts remains straightforward and efficient. With all these features, managing your finances has never been easier. In summary, whether you're at home or out and about, Five Star provides the tools you need to stay connected with your finances securely. Experience the convenience of modern banking today!

Financial Strength

Dedicated Team

We take pride in having 220 full-time employees and 6 part-time employees who are always ready to assist you with their knowledge and commitment. Our team ensures that you receive the best support whenever you need it.

Lending Support

Our capacity to lend is robust. With $80,308 in used auto loans and $766,382,961 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our strong performance is reflected in our $2,199,278, which showcases our operational efficiency.

Member Trust

Total Share Accounts: 136,457, showing a strong and growing member base that trusts us with their finances. This trust is a testament to our reliable services and solid financial foundation. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five Star is your trusted partner. Visit us at 2356 Murphy Mill Rd Dothan Al 36303 or call (334) 793-7714 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Reinvestment for Growth

With $98,915,853 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment strategy supports our mission to provide excellent service while maintaining financial strength.

Secure Savings Options

Members' savings are secured through $478,837,576 in share certificates and $119,661,691 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Base

With a net worth of $154,098,680, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,297 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $125,822,723 in used vehicle loans and $15,284,884 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes to get you behind the wheel in no time.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $231,326,904 provide the support you need. Whether you're starting a new venture or looking to expand an existing one, we have options tailored for businesses of all sizes.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $19,046,795. With tailored solutions for first-time buyers and those looking to refinance, our team is here to guide you every step of the way.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility options for new ones, we're here to help. Our experienced staff can assist you in finding the best solution tailored to your financial situation. At Five Star Credit Union, we strive to provide accessible financial products that empower you to achieve your dreams. For more information or to apply for a loan today, please contact us at 334-793-7714 or visit us online at Five Star Credit Union. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We currently have a total of $27,484,130 in these loans helping members manage their finances effectively. Enjoy flexible terms that fit your lifestyle and budgeting needs.

Loan Aggregator

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FIVE STAR CREDIT UNION