FIVE STAR CREDIT UNION - Cottonwood, AL

Welcome to Five Star Credit Union, where our commitment to serving our members shines bright! Located at 12864 Cottonwood Rd, Cottonwood, AL 36320, we take pride in being a trusted financial partner for over 64,000 members since our establishment in 1964. With total assets reaching an impressive $1,186,990,408 and total deposits of $98,432,540, we stand ready to help you achieve your financial goals. At Five Star Credit Union, we understand that your needs matter. Whether you're looking for a personal loan or seeking guidance on business financing with a net worth of $154,098,680 and total loans amounting to 144,754, we have the resources to support you. Our dedicated team of 226 employees, led by CEO Robert Steensma and Board President Cory Driggers, ensures that you receive personalized service tailored to your unique situation. While members can visit us at our branch location for all their banking needs from checking accounts to auto loans official correspondence should be sent to our mailing address: 12864 N Cottonwood Rd, Cottonwood, AL 36320. We invite you to explore our range of services designed just for you: from online banking and mobile payments to personal loans and business banking solutions. Your financial success is our priority! Ready to get started? Call us today at 334-691-7044 or visit us online at Five Star Credit Union for more information. Let's build a brighter financial future together!

Welcome to Five Star Credit Union, a cornerstone of the Cottonwood community since 1964. Over the decades, we have grown from a small credit union into a trusted financial institution with over 64,000 members and total assets exceeding $1.18 billion. Our branch is located at 12864 Cottonwood Rd, Cottonwood, AL 36320, an accessible spot for our members to receive personalized banking services. Five Star Credit Union began with a simple mission: to provide affordable financial services to our members while fostering community growth. As we evolved, we embraced this mission wholeheartedly, ensuring that every product and service we offer reflects our commitment to enriching the lives of those in our community. Today, we offer a wide range of services including personal banking, auto loans, mortgages, business banking solutions, and innovative online and mobile banking options. In addition to financial services, we are deeply committed to giving back. We actively engage in various outreach programs that support local initiatives and help strengthen the bonds within our community. Our partnerships with local organizations allow us to make a meaningful impact where it matters most. At Five Star Credit Union, we understand that convenience is key. That's why we provide various member-friendly features such as drive-thru banking and ATMs for quick access to your funds. Our lobby hours are Monday through Friday from 9 AM to 5 PM, with a lunch break from 12:45 PM to 2:15 PM. We take pride in being a credit union that listens and adapts to the needs of our members while maintaining compliance with ADA standards. With digital advancements like online banking and mobile payments available at your fingertips, managing your finances has never been easier. While members can visit us at 12864 Cottonwood Rd for all their banking needs, official correspondence should be sent to our mailing address at 12864 N Cottonwood Rd, Cottonwood, AL 36320. Join us at Five Star Credit Union and discover how we can support you on your financial journey. Become part of a community-focused organization that prioritizes your success because when you thrive, we all thrive! For more information or assistance, feel free to reach out at (334) 691-7044 or visit our website at Five Star Credit Union.

At Five Star, we believe that everyone deserves a supportive financial community, and becoming a member is a simple step toward achieving your financial goals. If you're wondering about eligibility, we're excited to share that membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This means whether you're a local resident or just starting out in the Cottonwood area, you can join us at our welcoming branch located at 12864 Cottonwood Rd Cottonwood Al 36320. To get all the details about eligibility requirements, feel free to visit our website at https://apply.fivestarcu.com/ . Joining Five Star offers you a range of benefits, from competitive rates on loans to personalized service tailored to your needs. Opening an account is straightforward; just give us a call at (334) 691-7044, or check out our easy online process for account opening at https://loanapp.fivestarcu.com/ . We can't wait to welcome you into our family!

At Five Star, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to create an environment where you can feel confident in your financial decisions, knowing that your credit union is built on a strong foundation. With a net worth of $154,098,680, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,297 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $478,837,576 in share certificates and $119,661,691 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $98,915,853 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is highlighted by $80,308 in used auto loans and $766,382,961 in total loans and leases, supporting members' financial goals across various sectors. Our $2,199,278 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 220 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 136,457, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five Star is your trusted partner. Visit us at 12864 Cottonwood Rd Cottonwood Al 36320 or call (334) 691-7044 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.