Five Star Credit Union Abbeville AL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Five Star Credit Union, your trusted financial partner located at 513 Kirkland St, Abbeville, AL 36310. Since our establishment in 1964, we have been dedicated to serving our community with a commitment that reflects in every interaction and service we provide. With a proud membership of 64,955 individuals, we strive to empower our members with tools and resources that enhance their financial well-being. At Five Star Credit Union, we understand the importance of stability and growth. Our total assets stand strong at an impressive $1,186,990,408, demonstrating our ability to support your financial needs effectively. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options through auto loans and mortgages, we offer a wide range of services tailored just for you. While members can visit us at our branch address, official correspondence should be sent to PO Box 2028, Dothan, AL 36302. Our friendly team of 226 employees, led by CEO Robert Steensma and Board President Cory Driggers, is here to assist you every step of the way. We take pride in being accessible; feel free to reach out via phone at 334-793-7714 or explore our services online at Five Star Credit Union. With total deposits amounting to $98,432,540 and cash reserves of $31,199,942, we are well-equipped to meet your borrowing needs. As a member-focused credit union, we prioritize your financial goals above all else. Join us today and discover how Five Star Credit Union can help you achieve more!

Branch History & Mission

Community Focus

We pride ourselves on being more than just a financial institution; we're part of the fabric of Abbeville. Our involvement in local events and initiatives demonstrates our dedication to giving back. From sponsoring educational programs to supporting local charities, we aim to make a positive impact wherever possible. In addition to traditional banking hours from Monday to Friday (9 AM - 5 PM), we offer advanced services such as online banking and mobile payments for greater convenience. You can also access ATMs anytime since they are available at our branch.

Join Us Today!

As we look toward the future, we invite you to become part of the Five Star family. Experience firsthand the benefits of joining a member-focused credit union where your voice matters. Together, let's build a brighter financial future for you and your loved ones! For more information or to open an account today, please call us at 334-793-7714 or visit our website. Your journey towards financial wellness starts here at Five Star Credit Union!

Our Journey

Located at 513 Kirkland St, Abbeville, AL 36310, our branch has deep roots in this vibrant community. From our humble beginnings as a local credit union focused on providing accessible financial services, we have evolved into a trusted partner for countless individuals and families. Our mission is simple yet profound: to provide exceptional financial services while fostering a spirit of community and cooperation. As we expanded our offerings beyond basic banking services, we introduced various personal banking solutions like checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. Each new service was designed with our members' needs in mind ensuring that everyone has the opportunity to achieve their financial goals.

Our Mission

At Five Star Credit Union, we believe that everyone deserves access to reliable financial resources. Our mission statement reflects this commitment: "To enhance the quality of life for our members by providing superior financial services." This guiding principle drives us to not only offer competitive rates and innovative products but also to engage actively with our community through outreach programs and partnerships. While members can visit us at 513 Kirkland St for all their banking needs, official correspondence should be sent to PO Box 2028, Dothan, AL 36302. We want you to feel comfortable reaching out whether you're stopping by or sending a letter.

Branch Location & Accessibility

Accessibility Features

At Five Star Credit Union, we prioritize accessibility for all members. Our location features ADA-compliant entrances and ample parking spaces, ensuring that everyone can easily access our services. While we currently do not offer drive-thru banking, our friendly staff is always available to help during lobby hours.

Operating Hours

We're open Monday through Friday from 9 AM to 5 PM, providing plenty of time for you to visit us. If you need assistance outside of these hours, our Interactive Teller Machine (ITM) is available 24/7 for your convenience.

Services Offered

Our branch provides a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. We also cater to business banking needs with merchant services and business loans. Plus, take advantage of online and mobile banking options for banking on the go! For any inquiries or assistance, feel free to give us a call at 334-793-7714. We invite you to come visit us at Five Star Credit Union in Abbeville and discover how we can support your financial journey!

Member Eligibility

At Five Star, we believe that everyone deserves a chance to be part of a caring community. Joining us is simple and welcoming! To become a member, you just need to meet a few friendly criteria. If you're a resident or employed in the areas we serve, including Abbeville, AL, you're likely eligible. We also open our doors to family members of current members, making it easy for loved ones to enjoy the benefits together. You can find all the details about eligibility on our website at https://apply.fivestarcu.com/ . Once you're ready to take the next step, opening an account is just as straightforward. You can start the process online or reach out to us directly at (334) 793-7714 for assistance. Our branch is located at 513 Kirkland St Abbeville Al 36310, and we'd love to help you join our family and enjoy all the fantastic advantages that come with being a member of Five Star!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $911 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $231,326,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing can set your business apart. Our merchant services provide you with the tools necessary to accept payments easily, whether online or in-person. This means quicker transactions and happier customers, allowing you to focus on what truly matters growing your business. Located conveniently at 513 Kirkland St Abbeville Al 36310 in Abbeville, AL, we invite you to explore how our business banking solutions can empower your entrepreneurial journey. For more information, give us a call at (334) 793-7714 or visit our website at Five Star Credit Union.

Comprehensive List Of Services

ATM Services

Need cash quickly? Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. With an ATM available right at our branch location, accessing funds is hassle-free. Our commitment at Five Star goes beyond traditional banking; it's about building relationships with our members and supporting their financial journeys every day. If you're interested in any of these services or have questions about how we can assist you further, please don't hesitate to reach out at (334) 793-7714 or visit us online at Five Star Credit Union. We look forward to serving you!

Auto Loans and Vehicle Financing

Thinking about a new vehicle? Our Auto Loans & Vehicle Financing make it straightforward and affordable to get behind the wheel. With competitive rates and flexible terms, we help ensure that your car purchase fits within your budget. Plus, with online applications available, you can apply from the comfort of your home no need to rush around.

Business Banking Solutions

For business owners, we offer robust Business Banking services, including Merchant Services & Business Loans. We recognize how vital it is for local businesses to thrive, and our tailored solutions are designed with your success in mind. Whether you're just starting out or looking to expand, we provide the resources necessary for growth.

Credit Cards with Rewards

Looking for ways to earn while you spend? Our Credit Cards with Rewards give back on everyday purchases perfect for those who want their spending to work harder for them. Use it for groceries, gas, or travel; the rewards can add up quickly!

Digital Banking Features

We also prioritize convenience through our Online & Mobile Banking services. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. Accessing your accounts is simple whether you're at home or on the go.

Mortgage Loans and Refinancing

If you're ready to make a house a home, our Mortgage Loans & Refinancing options can help turn your dreams into reality. We understand that buying a home is one of the biggest decisions you'll ever make. That's why our knowledgeable staff is here to guide you through the process, making it easier than ever.

Personal Banking

For those who want easy access to their finances, our Personal Banking options are perfect. From Checking & Savings Accounts that help you manage everyday expenses to Personal Loans & Debt Consolidation solutions tailored to simplify your financial journey, we aim to provide flexibility and support every step of the way. Imagine having the peace of mind knowing that your savings are not only secure but also earning you interest.

Digital & Online Banking

Key Features

Our online banking platform makes it easy for you to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Whether you're using a desktop or our user-friendly mobile application, you'll find everything you need right at your fingertips. Plus, we offer electronic statements for easy access to your account information without the clutter of paper. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with a few simple clicks. And if you're ever in a hurry, our mobile payments option lets you make quick transactions directly from your phone perfect for those busy days.

Security You Can Trust

Security is a top priority for us. Our electronic signature authorization ensures that your transactions are safe and secure, giving you peace of mind when managing your finances online. You can rest easy knowing that we're committed to keeping your personal information protected. At Five Star, we aim to provide accessible banking solutions tailored to meet your needs. From real-time account management to effortless mobile payments, our digital services are designed with you in mind. Experience the convenience of banking on your terms today!

Financial Strength

Commitment to Growth

With $98,915,853 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is further highlighted by $80,308 in used auto loans and $766,382,961 in total loans and leases, supporting members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $478,837,576 in share certificates and $119,661,691 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,199,278 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 220 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 136,457, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five Star is your trusted partner. Visit us at 513 Kirkland St Abbeville Al 36310 or call (334) 793-7714 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Solid Financial Health

With a net worth of $154,098,680, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,297 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $231326904 provide the capital needed to grow and expand your business. We understand the challenges entrepreneurs face and are here to support your ambitions with tailored financing options. If you're interested in any of these loan products or want to explore refinancing options, don't hesitate to reach out! Our team is ready to assist you in finding the best fit for your financial situation. For more details or assistance, please call us at 3347937714. You can also visit our website at Five Star Credit Union for additional information and resources. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $15284884 in new vehicle loans and $125822723 in used vehicle loans to help our members get on the road. With flexible terms and competitive interest rates, you can drive away in your dream car with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $19046795, allowing you to navigate the home-buying process smoothly. Whether you're purchasing your first home or looking to refinance an existing mortgage, we have solutions tailored for you.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $27484130 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your budget on track.

Loan Aggregator

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users can trust that the offers they see are fair and transparent. LendMesh prioritizes verified data, ensuring that all loan offers come from legitimate financial institutions. Importantly, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. The goal is to provide unbiased results, allowing users to compare loan options without any hidden agendas. With real-time rate comparisons available from multiple institutions, users can make informed decisions that best fit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of the tool in delivering valuable insights.

FIVE STAR CREDIT UNION