Five Star Of Maryland Credit Union Baltimore MD | Low Mortgage Rates & Business Banking

Introduction

Welcome to Five Star Of Maryland, your trusted partner in financial growth and community support. Located at 716 Maiden Choice Ln, Baltimore, MD 21228, our credit union has proudly served our members since 1969. We are more than just a financial institution; we're a dedicated team of professionals committed to enhancing the lives of over 5,000 members in our vibrant community. At Five Star Of Maryland, we understand that every member's needs are unique. With total assets exceeding $55.7 million and a robust deposit base of $2,259,422, we're equipped to provide personalized services that include checking and savings accounts, auto loans, mortgages, and business banking solutions. Our net worth stands strong at $7,101,046, showcasing our stability and dedication to safeguarding your financial future. Our leadership team is here to support you every step of the way. Under the guidance of CEO James Whipp and Board President Paul Coakley, we strive to foster a welcoming environment where you can thrive financially. Whether you're looking for assistance with loans or exploring investment opportunities, our experienced staff is ready to help. While you can visit us at our branch for any inquiries or services, please note that official correspondence should be sent to 716 Maiden Choice Lane, Suite 101, Baltimore, MD 21228 if different from our physical location. We invite you to explore how Five Star Of Maryland can help you achieve your financial goals. Feel free to reach out at 443-844-3242 or visit us online at Five Star Of Maryland for more information about our offerings and how you can become part of our growing family. Let's build a brighter financial future together!

Branch History & Mission

Welcome to Five Star Of Maryland, a credit union that has been a cornerstone of the Baltimore community since its opening in 1969. Located at 716 Maiden Choice Ln, Baltimore, MD 21228, our branch has grown alongside our members, nurturing relationships built on trust and service. Over the years, we have evolved from a small financial institution into a thriving credit union with a total membership of 5,000 and assets reaching an impressive $55,789,737. At Five Star Of Maryland, we pride ourselves on our mission to provide accessible financial services while actively supporting the community. Our commitment goes beyond banking; we aim to empower our members by offering resources for personal growth and financial stability. We believe that when our members succeed, our community flourishes. From the very beginning, our goal has been to offer personalized services tailored to meet individual needs. Whether it's personal banking options like checking and savings accounts or loans for vehicles and mortgages, we strive to make banking straightforward and beneficial. Our operating hours reflect our dedication to convenience: Monday and Wednesday from 8:30 AM to 3 PM, Tuesday from 8:30 AM to 4:40 PM, Thursday from 8:30 AM to noon, and Friday from 8:30 AM to 5 PM. While members can visit us at 716 Maiden Choice Ln for all their banking needs, official correspondence should be sent to our mailing address at Suite 101, Baltimore, MD 21228. Five Star Of Maryland is also dedicated to embracing modern technology. We offer online banking and mobile payment options that ensure you can manage your finances anytime and anywhere. With features like electronic signatures and e-statements, we make banking not just easier but also more secure. Our commitment extends into community outreach as well. Through various partnerships and initiatives, we work tirelessly to support local organizations and programs that uplift those in need. We invite you to join us at Five Star Of Maryland. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Call us today at 443-844-3242 or visit our website for more information on becoming a member!

Branch Location & Accessibility

A Warm Invitation

We invite you to stop by and explore all the personal banking services we offer from checking and savings accounts to auto loans and credit cards with rewards. Our dedicated team is here to help you navigate your financial journey with ease. If you have any questions or need assistance before visiting us, feel free to call us at 443-844-3242. We look forward to welcoming you soon!

Convenient Access

At Five Star Of Maryland, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and parking options that make your visit smooth and hassle-free. While we currently do not offer ATM or drive-thru services, our friendly staff is always ready to assist you inside during our operating hours.

Operating Hours

Our doors are open at convenient times throughout the week: - On Mondays and Wednesdays from 8:30 AM to 3:00 PM, - Tuesdays from 8:30 AM to 4:40 PM, - Thursdays from 8:30 AM to 12:00 PM, - And Fridays from 8:30 AM to 5:00 PM. We understand that banking needs can arise at any time, which is why we strive to accommodate as many members as possible with these varied hours.

Member Eligibility

At Five Star Of Maryland, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Baltimore area, you're likely eligible to join us. We also invite family members of current members to come on board. This inclusivity means you can access our great services, like personal banking, auto loans, and more tailored just for you. For more detailed eligibility information, feel free to check out our resource at https://www.fivestarfcu.org/membership/locations-hours/ . Opening an account with us is straightforward and designed with your convenience in mind. You can start your journey by visiting this link: https://www.fivestarfcu.org/apply-for-a-loan/ . If you have any questions or need assistance, don't hesitate to give us a call at (443) 844-3242. We're excited to welcome you to the Five Star Of Maryland family!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $47,114, we continue to drive economic growth by financing new and expanding businesses. Imagine having access to funds when you need them most whether it's for purchasing new equipment or expanding your storefront. That's what we aim to provide.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Picture this: a busy Saturday at your store where every second counts. With our merchant solutions, you can process payments swiftly and securely, keeping lines moving and customers satisfied. Located at 716 Maiden Choice Ln Baltimore Md 21228 in Baltimore, MD, our team is here to help your business thrive. Ready to take the next step? Reach out to us at (443) 844-3242 or visit us online at https://www.fivestarfcu.org/ for more information. Your success is our priority!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are here to help make that dream a reality. With competitive rates and flexible terms, you can find the perfect loan that fits your budget. Imagine driving off in your new vehicle without the stress of high payments!

Business Banking Solutions

At Five Star Of Maryland, we also cater to local businesses through our comprehensive business banking services. From merchant services that help streamline transactions to business loans designed for growth and expansion, we're committed to supporting the entrepreneurial spirit in our community.

Credit Cards with Rewards

For those who enjoy earning rewards while spending, our credit cards with rewards program offers points for purchases that can be redeemed for travel, merchandise, and more. This is an excellent way to get more out of everyday spending!

Easy Access with Technology

In today's fast-paced world, convenience matters. That's why we emphasize easy access through features like mobile payments, person-to-person transfers, and e-statements. Everything you need is just a click away! If you have any questions or would like to learn more about how we can assist you financially, don't hesitate to reach out! You can contact us at (443) 844-3242 or visit us at 716 Maiden Choice Ln Baltimore Md 21228. Join us today at Maiden Choice Lane Office, where financial empowerment begins!

Mortgage Loans & Refinancing

Homeownership is a significant milestone for many, and we're here to assist with our mortgage loans and refinancing services. If you're ready to buy your first home or refinance an existing mortgage for better rates, our friendly team will guide you through every step of the process.

Personal Banking

We understand that personal banking is at the heart of our members' lives. That's why we offer various checking and savings accounts designed for every financial situation. Whether you're saving for a vacation or managing monthly expenses, our accounts provide the flexibility you need. Plus, with our online and mobile banking options, you can access your accounts anytime, anywhere, making it easier than ever to stay on top of your finances.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans provide a solution for those moments when you need extra cash. Additionally, if you're feeling overwhelmed by debt, we offer debt consolidation options that can simplify your payments and potentially lower your interest rates.

Digital & Online Banking

Key Features

Our online banking includes features like e-statements, which let you view and manage your statements online instead of waiting for them in the mail. This not only saves paper but also gives you quicker access to important information. Plus, with electronic signature authorization, signing documents is a breeze no more printing or mailing! For those who prefer banking on-the-go, our mobile application provides a seamless experience right from your smartphone. You can make mobile payments, ensuring that paying bills or making purchases is as easy as tapping a button. Our person-to-person transfer feature lets you send money to friends or family instantly, making it simpler to split expenses or help someone in need.

Security and Ease-of-Use

We prioritize your security while using our digital services. Our platforms use advanced security measures to protect your information, giving you peace of mind every time you log in. The design is intuitive and straightforward, so you won't have to worry about navigating complicated menus. At Five Star Of Maryland, we are committed to making banking accessible for everyone. With real-time account management and a host of convenient features, managing your finances has never been easier!

Financial Strength

Commitment to Service

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Focused on You

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Together

Total Share Accounts stand at 9,562, showing a strong and growing member base that trusts us with their finances. This growth is not just a number; it represents the community we build together. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five Star Of Maryland is your trusted partner. Visit us at 716 Maiden Choice Ln Baltimore Md 21228 or call (443) 844-3242 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $6,361,236 in share certificates, offering stable and rewarding financial growth opportunities. This reflects our commitment to helping you grow your savings safely and effectively.

Reinvesting for Growth

With $5,334,160 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in our $196 in used auto loans and $25,491,531 in total loans and leases, supporting your financial goals across various sectors.

Strong Financial Foundation

With a net worth of $7,101,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,273 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,145,712 in used vehicle loans and $3,027,982 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier than ever to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $47,114 provide the capital needed to grow and expand your business. We recognize that every business has unique needs, which is why we tailor our solutions to fit your specific situation. If you're interested in exploring refinancing options or checking eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at (443) 844-3242 or visit us at our branch located at 716 Maiden Choice Ln Baltimore Md 21228 in Baltimore, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey today!

Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,967,481 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,790,384, make buying or refinancing simple. We work closely with our members to provide personalized service and assistance throughout the process.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for users. Each loan option presented has been verified for accuracy, allowing users to make informed decisions based on reliable information.

FIVE STAR OF MARYLAND FEDERAL CREDIT UNION