Five Star Of Maryland Credit Union Baltimore MD | Best Auto Loans & Mobile Banking

Introduction

Welcome to Five Star Of Maryland, your trusted financial partner located at 5500 Chemical Rd, Baltimore, MD 21226. Established in 1969, we have proudly served our community for over five decades, providing a range of financial services tailored to meet the needs of our valued members. With a total membership of 5,950 and assets exceeding $63,924,026, we are committed to fostering financial growth and security for all who walk through our doors. Our branch is more than just a place for transactions; it's a hub for building relationships and supporting local families and businesses. Under the leadership of CEO James Whipp and Board President Paul Coakley, we prioritize member satisfaction and community engagement. While you can visit us at our branch address, official correspondence should be sent to 716 Maiden Choice Lane, Suite 101, Baltimore, MD 21228. At Five Star Of Maryland, we're proud to offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our community-oriented approach ensures that you receive personalized attention while enjoying competitive rates on loans totaling 2,349 and deposits amounting to $2,671,056. With cash in hand totaling $802,257 and a net worth of $7,715,903, we stand strong in our commitment to you. Our dedicated team of 16 employees is here to assist you during our lobby hours on Tuesday and Thursday from 9 AM to 4 PM. Whether you're looking for guidance on financial decisions or simply need assistance with your accounts, we invite you to reach out at 855-597-5766. Join us at Five Star Of Maryland today where your financial success is our mission! Explore more about our services or apply for a loan by visiting our website at fivestarfcu.org. We look forward to helping you achieve your financial goals!

Branch History & Mission

Community Commitment

At Five Star Of Maryland, community is at the heart of everything we do. We actively engage in various outreach programs designed to uplift local residents and foster financial literacy within our neighborhoods. By partnering with local organizations and participating in community events, we strive to make a positive impact beyond just banking. In addition to serving members face-to-face at our branch, we're dedicated to providing excellent customer service through various channels. Our team is always ready to assist you with your financial needs, whether in person or via our online platforms. We invite you to join us at Five Star Of Maryland and experience the difference for yourself. Whether you're looking for a loan or simply want reliable banking services, we're here for you every step of the way. Together, let's build a brighter financial future for you and our community!

Our Mission

Our mission is clear: to provide exceptional financial services tailored to the needs of our members while fostering a spirit of community support and outreach. We believe that everyone deserves access to quality financial products and services. That's why we offer personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our business banking services include merchant services and business loans. We understand that today's world requires convenience and accessibility. That's why we have embraced digital advancements such as online banking and mobile payments, ensuring our members can manage their finances anytime, anywhere. With an ATM available on-site for quick cash withdrawals and balance checks, we aim to make banking as easy as possible. While our physical branch hours are Tuesday and Thursday from 9 AM to 4 PM, we encourage you to reach out anytime through our dedicated phone line at 855-597-5766 for any inquiries or support.

Branch Location & Accessibility

Accessibility Features

At Five Star Of Maryland, we believe banking should be accessible to everyone. Our branch is equipped with ADA-compliant features and ramps to ensure that all members can comfortably access our services. Parking is available nearby, making it easy for you to pop in and take care of your banking needs.

Get in Touch

We invite you to visit us at Five Star Of Maryland! If you have any questions or need assistance before coming in, feel free to call us at 855-597-5766. Our team looks forward to serving you!

Operating Hours

We're here for you on Tuesdays and Thursdays from 9 AM to 4 PM. Whether you want to open an account, discuss loan options, or simply ask questions about your finances, our friendly staff is ready to assist you during these hours.

Services Offered

Our branch provides a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we are committed to helping you achieve your financial goals. We also offer online and mobile banking services for added convenience. For those needing quick cash withdrawals or balance checks, we have an ATM available on-site. However, please note that we do not currently offer drive-thru banking services.

Member Eligibility

At Five Star Of Maryland, becoming a member feels like joining a welcoming family where your financial needs are our priority. If you live, work, or worship in the area, you're likely eligible to join us! We strive to keep things simple and friendly, so anyone who meets these criteria can take advantage of our community-focused services. Plus, our members enjoy exclusive benefits like lower loan rates and personalized service that truly understands their needs. To get more detailed information about eligibility requirements, feel free to check out our website at https://www.fivestarfcu.org/membership/locations-hours/ . When you're ready to open an account, it's easy just visit us online at https://www.fivestarfcu.org/apply-for-a-loan/ or give us a call at (855) 597-5766. We're located at 5500 Chemical Rd Baltimore Md 21226, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support you need to turn your ideas into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $43,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. From accepting credit cards to managing transactions easily, we provide the tools you need to keep your cash flow smooth. Picture this: a busy day at your shop with customers eager to buy. With our merchant services, you can focus on serving them while we handle the payments securely and efficiently. Located at 5500 Chemical Rd Baltimore Md 21226 in Baltimore, MD, we're here to partner with you on your journey toward success. For more information, contact us at (855) 597-5766 or visit our website at https://www.fivestarfcu.org/ .

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we offer specialized business banking services, including merchant services and business loans. We know running a business requires financial flexibility, so let us support you with the tools necessary for growth.

Convenient Access

Accessing your money should never be a hassle. With our ATM services available at multiple locations, cash withdrawals are quick and easy whenever you need them. Plus, our basic ATM access allows for balance checks so you always know where you stand financially.

Credit Cards with Rewards

Don't forget about our credit cards! Our credit cards with rewards give you the chance to earn while you spend. Perfect for everyday purchases or travel expenses, these cards come with benefits designed to reward loyal members like you.

Get Started Today!

At Five Star Of Maryland, we are committed to providing accessible and convenient financial solutions tailored just for you. Our friendly staff is ready to assist you during lobby hours on Tuesday and Thursday from 9 AM to 4 PM. Have questions? Feel free to reach out at (855) 597-5766 or visit us online at W R Grace Office to learn more about how we can help enhance your financial journey!

Loans Tailored to You

When it comes to financing, we've got you covered with our auto loans and vehicle financing options. Whether you're buying your first car or upgrading your ride, our competitive rates help make ownership affordable. And if you're looking for something bigger, consider our mortgage loans and refinancing options that allow you to own a home without breaking the bank. Additionally, our personal loans and debt consolidation services can help streamline your payments and ease financial stress.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer a variety of personal banking services including checking and savings accounts that fit your lifestyle. Imagine having a checking account that helps you track your spending and save for future goals all in one place. With our online and mobile banking features, accessing your accounts is easy and secure, allowing you to check balances, transfer funds, and pay bills from anywhere.

Digital & Online Banking

Key Features for Your Convenience

Take advantage of our electronic signature authorization feature, which allows you to sign documents securely from the comfort of your home. No more printing and mailing forms just a few clicks, and you're done! We also offer e-statements, so you can go paperless while keeping track of your transactions effortlessly. If you're always on the move, our mobile application is designed just for you. With this app, you can make mobile payments with ease, ensuring that your purchases are quick and simple. Plus, sending money to friends or family is a breeze with our person-to-person transfer feature. It's all about making your banking experience smoother and more efficient.

Security You Can Trust

We prioritize your security at every step. Our digital banking services are equipped with advanced security measures to keep your information safe. You can bank confidently knowing that your data is protected while enjoying easy access to your financial resources. In summary, Five Star Of Maryland provides a suite of digital banking services tailored to meet your needs. Explore the benefits today by visiting https://www.fivestarfcu.org/ because managing your money should be easy and secure!

Financial Strength

Member-Centric Savings Options

Members' savings are secured through $6,460,702 in share certificates, offering stable and rewarding financial growth opportunities. While we prioritize our members over traditional banking practices, it's also noteworthy that we have $0 in non-member deposits. This approach ensures that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We proudly employ 16 full-time employees who are committed to serving you with knowledge and care.

Reinvestment in Member Services

With $5,432,399 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $238 in used auto loans and $26,113,034 in total loans and leases. This broad range of offerings supports our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $7,715,903, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,207 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

We have built a robust community with a total of 10,136 share accounts. This growing member base reflects the trust placed in us by those we serve. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five Star Of Maryland is your trusted partner. Visit us at 5500 Chemical Rd Baltimore Md 21226 or call (855) 597-5766 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,826,019 in used vehicle loans and $3,556,608 in new vehicle loans already helping members get on the road. We provide flexible terms and financing options to ensure that you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $43,049 provide the capital needed to grow and expand your operations. We're committed to supporting local businesses and providing the resources they need to thrive. At Five Star Of Maryland, we strive to make lending straightforward and accessible. If you're considering refinancing or want to explore eligibility options for any of our loan products, please reach out. You can contact us at 855-597-5766 during our lobby hours on Tuesday and Thursday from 9 AM to 4 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey with ease!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,716,699, make buying or refinancing simple. We help guide you through the process and offer competitive rates to fit your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,899,868 in loans helping members manage their finances effectively. This option allows you to make purchases when you need them while maintaining control over your spending.

Loan Aggregator

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FIVE STAR OF MARYLAND FEDERAL CREDIT UNION - Baltimore, MD