Five Star Of Maryland Credit Union Baltimore MD | Best Auto Loans & Mobile Banking

Introduction

Welcome to Five Star Of Maryland, your trusted financial partner located at 5500 Chemical Rd, Baltimore, MD 21226. Established in 1969, our credit union has proudly served over 5,000 members, helping them achieve their financial goals with personalized banking solutions. With a total asset base of $55,789,737 and deposits amounting to $2,259,422, we are committed to offering reliable services that empower our community. At Five Star Of Maryland, we believe in the power of community. Our dedicated team of 13 employees, led by our CEO James Whipp and Board President Paul Coakley, works tirelessly to ensure that every member receives the support they need. We offer a range of services including checking and savings accounts, auto loans, mortgage loans, and business banking solutions. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be directed to our mailing address at 716 Maiden Choice Lane, Suite 101, Baltimore, MD 21228. Our commitment goes beyond just numbers; it's about building relationships and fostering trust. With a net worth of $7,101,046 and cash reserves of $581,865, we stand strong as a pillar in the community. Whether you're looking to open an account or apply for a loan, we invite you to reach out to us at 855-597-5766 or explore our website at Five Star Of Maryland for more information. Join us on this journey towards financial success!

Branch History & Mission

Welcome to Five Star Of Maryland, where our journey began in 1969 with a commitment to serve the community of Baltimore, MD. Over the years, we have grown from humble beginnings into a thriving credit union with over 5,000 members and total assets reaching an impressive $55,789,737. Located at 5500 Chemical Rd, Baltimore, MD 21226, our branch is ideally situated near local landmarks that make it accessible for all our members. Our mission is simple yet powerful: to provide exceptional financial services while supporting the communities we serve. We believe in empowering our members through personal banking solutions, including checking and savings accounts, auto loans, mortgage financing, and business banking services. Our dedicated team works tirelessly to ensure that each member feels valued and supported on their financial journey. While you can visit us at our branch location for assistance during our lobby hours on Tuesday and Thursday from 9 AM to 4 PM, we also encourage official correspondence to be sent to our mailing address at 716 Maiden Choice Lane, Suite 101, Baltimore, MD 21228. At Five Star Of Maryland, we're not just about transactions; we're about building relationships. Our commitment extends beyond banking as we actively engage in community outreach efforts and partnerships that enrich the lives of those around us. We recognize the importance of digital advancements as well; that's why we offer online and mobile banking services to enhance your experience with us. We are proud of our achievements and look forward to welcoming new members who want to be part of a credit union that genuinely cares. Join us today at Five Star Of Maryland and discover how we can help you achieve your financial goals! For more information or to start your membership journey, please give us a call at 855-597-5766 or visit our website at Five Star Of Maryland.

Branch Location & Accessibility

Get In Touch!

If you're ready to take the next step towards achieving your financial goals or simply have questions about our services, don't hesitate to give us a call at 855-597-5766. Our team at Five Star Of Maryland is excited to welcome you into our branch! Visit us soon we're here for you!

Operating Hours and Services

We know how busy life can get! That's why we're open on Tuesday and Thursday from 9 AM to 4 PM. During these hours, our friendly team is here to help you with a variety of financial services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. If you're looking for business banking solutions like merchant services or business loans, we've got those too! In addition to our standard services, we also offer an ATM on-site for your convenience. While we currently do not have drive-thru banking available, we invite you to come inside where our staff can provide personalized service tailored just for you.

Our Location and Accessibility

While you can visit us directly at our branch address, please note that any official correspondence should be sent to our mailing address: 716 Maiden Choice Lane, Suite 101, Baltimore, MD 21228. We are proud to be situated in Baltimore City, making it easy for you to stop by whenever you need assistance. Our branch is fully equipped to accommodate all members of the community. With ADA-compliant features and ample parking available, we strive to ensure that everyone feels welcome. Whether you're coming in for personal banking services or to discuss loan options, you'll find our staff ready and eager to assist you.

Member Eligibility

Joining the Five Star Of Maryland family means stepping into a community that truly cares about your financial well-being. To become a member, you'll need to meet some simple eligibility criteria. If you live, work, worship, or attend school in Baltimore City, you're already on the right track! We welcome everyone who shares our values and commitment to supporting one another. Plus, being a member opens doors to fantastic benefits like personalized service and competitive rates on loans and savings. If you're curious about the specifics of what it takes to join us, check out more details at this link. When you're ready to start your journey with us, opening an account is a breeze! Just visit our website for the easy steps at this page, or give us a call at 855-597-5766 if you have any questions. We're excited to welcome you to our branch located at 5500 Chemical Rd, Baltimore, MD 21226!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $47,114, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that help you manage transactions smoothly. Imagine having the ability to accept payments easily from your customers whether in-person or online. Our services ensure that you can focus on what you do best: running your business. Visit us at 5500 Chemical Rd Baltimore Md 21226 or call us at (855) 597-5766 to learn how our business banking and commercial services can support your journey toward success. Let's grow together!

Comprehensive List Of Services

Accessibility at Your Fingertips

We know that managing finances should be simple and straightforward. That's why we focus on providing excellent digital banking features. With our online banking platform, mobile app, and person-to-person payment options, staying on top of your finances has never been easier. At Five Star Of Maryland, we pride ourselves on being more than just a financial institution; we're part of the community. If you have any questions about how we can assist you, don't hesitate to reach out at (855) 597-5766. Come visit us during our lobby hours on Tuesday and Thursday from 9 AM to 4 PM, or explore our services online at W R Grace Office. Your financial future starts here let's build it together!

Credit Cards with Benefits

We also provide credit cards with rewards so that every purchase works in your favor. Enjoy cashback on everyday spending or earn points towards exciting rewards it's an easy way to make the most out of your purchases.

Loans That Fit Your Life

If you're considering buying a vehicle or refinancing your mortgage, look no further than our auto loans and vehicle financing options. We work closely with you to find loan terms that suit your budget. Need extra cash? Our personal loans can assist with debt consolidation or help fund your next big project without the stress of high-interest rates.

Personal Banking Made Easy

For everyday banking, we offer personal banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that provides easy access to your funds while helping you save for special occasions or unexpected expenses. With our online and mobile banking options, you can manage your accounts anytime, anywhere. Plus, our ATM services ensure you have access to cash when you need it most.

Support for Businesses

For our business members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're just starting out or looking to expand, we have the resources and expertise to support your goals.

Digital & Online Banking

Key Services Offered

Our online banking platform is available 24/7 at https://www.fivestarfcu.org/, allowing you to check balances, pay bills, and monitor transactions anytime you need. You can also enjoy the ease of electronic signature authorization, making it simple to complete important transactions without the hassle of paperwork. For those who prefer to stay organized, e-statements are readily available, offering a secure and eco-friendly way to keep track of your financial records. No more cluttered mailboxes just clear, accessible information at your fingertips.

Mobile Access

On top of that, our mobile application brings all these features directly to your smartphone. Whether you're making person-to-person transfers or using mobile payments for quick purchases, we ensure your experience is both user-friendly and secure. Imagine being able to send money to friends or family with just a tap on your screen!

Security Matters

We prioritize the security of your information with advanced protection measures in place. Rest assured that whether you're logging in from home or out shopping, your data remains safe and sound. In a world where time is precious, Five Star Of Maryland is committed to providing you with accessible tools that empower you to take control of your finances effortlessly. Explore our digital offerings today and discover how we can help simplify your banking experience!

Financial Strength

At Five Star Of Maryland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With robust financial health and a commitment to serving our community, we strive to provide the best possible experience for our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $7,101,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,273 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,361,236 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to our solid savings offerings, we have $5,334,160 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $196 in used auto loans and $25,491,531 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees ready to assist you with any questions or needs you may have. Total Share Accounts stand at 9,562, showing a strong and growing member base that trusts us with their finances. This level of engagement reflects the confidence our members have placed in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five Star Of Maryland is your trusted partner. Visit us at 5500 Chemical Rd Baltimore Md 21226 or call (855) 597-5766 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,145,712 in used vehicle loans and $3,027,982 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable pre-owned vehicle, we have options that can work for you.

Business Loans

For business owners, our outstanding commercial loans totaling $47,114 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or operational expenses, our business loan specialists are here to guide you through the process.

Credit Lines

Our credit lines, amounting to $27,707,675, offer flexibility when unexpected expenses arise. They allow you to access funds as needed without having to apply for a new loan each time. At Five Star Of Maryland, we pride ourselves on being more than just a lender; we're your partner in financial success. For more information about our loan offerings and how they can benefit you, feel free to reach out at (855) 597-5766 or visit us at 5500 Chemical Rd Baltimore Md 21226 in Baltimore, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,790,384, make buying or refinancing simple. We offer competitive rates and flexible terms to fit your budget. Refinancing is also an option if you're looking to lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,967,481 in loans helping members manage their finances effectively. These cards come with benefits like rewards programs and no annual fees, making them an excellent choice for everyday purchases.

Loan Aggregator

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