Five County Credit Union Topsham ME | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Five County Credit Union, your trusted financial partner in Topsham, Maine! Located at 3 Hamilton Ct, we have been serving our community since 1956. With a strong commitment to our members, we proudly support over 30,773 individuals and families who call Five County their financial home. At Five County, we understand the importance of having a reliable banking experience tailored to your needs. That's why we offer a wide range of services, from personal checking and savings accounts to auto loans and mortgage financing. Our total assets amount to an impressive $378,315,835, ensuring that we can meet your financial requirements effectively. Our dedicated team is led by CEO Julie Marquis and Board President Merlin Suggs, who both emphasize the value of community and member-focused service. With a robust staff of 133 employees, we are always here to provide personalized assistance when you need it. While members can visit us at our branch in Topsham, official correspondence should be sent to our mailing address: PO Box 598, Bath, ME 4530. At Five County Credit Union, we're not just about numbers; we're about relationships. Our total deposits stand at $16,804,202, reflecting the trust our members place in us. We also maintain a healthy net worth of $36,057,814 and have cash in hand totaling $4,608,331 to ensure that we're prepared for all your banking needs. Join us in building a stronger community together! Visit our website at fivecounty.com or give us a call at 800-750-0959 today. Whether you're looking for a loan or simply want to learn more about how we can help you achieve your financial goals, we're here for you every step of the way!

Branch History & Mission

A Legacy of Growth

From our humble beginnings, Five County Credit Union has witnessed remarkable growth over the decades. We have cultivated a strong membership base that now exceeds 30,773 individuals. With total assets reaching an impressive $378,315,835, we are well-equipped to offer a wide range of financial services tailored to meet the diverse needs of our community. Our commitment to innovation has driven us to embrace digital advancements while ensuring ADA compliance for all members. We provide online and mobile banking options, allowing you to manage your finances with ease and convenience. Our ATM availability and drive-thru services enhance accessibility, ensuring that whether you're on-the-go or prefer traditional banking methods, we've got you covered.

Join Us Today!

If you're looking for a credit union that genuinely cares about its members and the community, look no further than Five County Credit Union. We invite you to join us on this journey towards financial wellness. Experience firsthand the benefits of membership whether it's securing an auto loan, opening a savings account, or simply having access to reliable customer service. Feel free to reach out at 800-750-0959 or explore more about us at Five County Credit Union. Together, let's build a brighter financial future!

Our Mission: Empowering Community

At Five County Credit Union, our mission is clear: to provide exceptional financial services while supporting the communities we serve. We believe in fostering relationships built on trust and transparency. Our goal is not just to offer loans and accounts but also to empower our members through education and resources that help them achieve their financial dreams. We actively participate in community outreach initiatives and form partnerships with local organizations to uplift those around us. Whether through educational workshops or financial literacy programs, we strive to make a positive impact beyond banking. While members can visit us at 3 Hamilton Ct, official correspondence should be sent to PO Box 598, Bath, ME 4530.

Branch Location & Accessibility

Accessibility and Features

At Five County, we prioritize accessibility for all our members. Our branch features ADA-compliant ramps and spacious parking to ensure everyone can easily access our services. Whether you prefer to walk in or use our drive-thru service, we strive to make your banking experience as smooth as possible.

Connect With Us

Got questions or ready to start your journey with us? Don't hesitate to call us at 800-750-0959! We're eager to assist you in any way possible. Come visit us at Five County Credit Union we're here for all your financial needs!

Operating Hours

We understand that life can get busy. That's why we're here for you! Our lobby is open Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM. For those quick transactions, our drive-up service shares the same hours, allowing you the flexibility you need.

Services Offered

At Five County Credit Union, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, with ATM availability on-site and shared services for members of partner credit unions, accessing your funds has never been easier. While members can visit us at 3 Hamilton Ct for all their banking needs, official correspondence should be sent to PO Box 598, Bath, ME 4530.

Member Eligibility

Becoming a member of Five County feels like joining a warm, welcoming community where your financial needs are understood and prioritized. If you live, work, worship, or attend school in the area around Topsham, ME, you're likely eligible to join us! We believe that everyone deserves access to friendly service and beneficial financial products. To learn more about specific eligibility criteria, feel free to check out our detailed information at https://www.fivecounty.com/become-a-member . Opening an account with us is a breeze! Just visit our website to get started on the application process through this link: https://www.fivecounty.com/loan-application . If you have any questions or need assistance, don't hesitate to reach out at (800) 750-0959. We're here to help you every step of the way as you embark on your journey with Five County, located at 3 Hamilton Ct Topsham Me 04086. Welcome aboard!

Business Banking & Commercial Services

At Five County, we understand that running a business is both rewarding and challenging. Whether you're starting out or looking to expand, having the right financial support can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $91 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $66 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,724,805, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services designed to streamline your daily operations. Imagine being able to accept payments easily from your customers, manage transactions effortlessly, and keep your cash flow steady all while having access to real-time insights into your business performance. Located at 3 Hamilton Ct Topsham Me 04086 in Topsham, ME, our team is ready to help you navigate your financial journey. Whether it's a loan or merchant service you need, we're here to empower your business every step of the way. Contact us today at (800) 750-0959 to learn more!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, Five County provides tailored business banking services. From merchant services that facilitate smooth transactions to business loans that fuel growth, we're here to support your ventures every step of the way.

Convenient Access Points

We know convenience matters. That's why we offer ATM and cash withdrawal services throughout the region. Plus, our basic drive-thru banking allows for hassle-free deposits and withdrawals without leaving your car! If you're a member of a partner credit union, take advantage of basic shared branch transactions at our location. If you ever have questions or need assistance, feel free to reach out by calling us at (800) 750-0959. Our lobby hours are designed for your convenience: Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM. We invite you to explore all that Five County Credit Union has to offer. Visit us today or check out our website at https://www.fivecounty.com/ for more information about our services and how we can help you achieve your financial goals!

Credit Cards with Rewards

Why not earn while you spend? With our credit cards featuring rewards programs, every purchase brings you closer to exciting benefits. Whether it's cash back or travel points, you'll find that using our credit card adds value to your everyday expenses.

Loans and Financing

When it comes to financing your dreams, we have you covered. Our auto loans and vehicle financing options can help you hit the road in no time. Planning to buy a home? We offer mortgage loans and refinancing solutions that make homeownership accessible and manageable. If you're facing unexpected expenses or want to consolidate debt, our personal loans provide quick access to cash when you need it most.

Personal Banking

Whether you're looking to open a checking or savings account, Five County offers personal banking options tailored just for you. Our accounts come with features that help you manage your money efficiently, making it easy to keep track of your finances. Imagine being able to access your funds anytime, anywhere through our robust online and mobile banking platforms. You can check balances, transfer funds, and even pay bills right from your smartphone!

Digital & Online Banking

Key Features

Our online banking platform lets you access your accounts anytime, anywhere. You can check balances, pay bills, and transfer funds all from the comfort of your home or on the go. Plus, with our mobile application, you'll have all these features right at your fingertips. Need to send money to a friend? Our person-to-person transfer feature makes it simple to send money quickly without any hassle. And if you're looking for secure ways to sign documents, our electronic signature authorization allows you to complete transactions safely and conveniently.

Security and Accessibility

We prioritize your security while ensuring that our services are user-friendly. With options like e-statements available, you can manage your statements digitally while reducing paper waste. You'll receive instant notifications about transactions, helping you keep track of your spending in real time. Additionally, our mobile payments feature allows you to make purchases directly from your smartphone no need for cash or cards. Whether you're shopping at a local store or paying for coffee, we've got you covered. Join us at Five County for a smarter way to bank! With easy access to all these features through https://www.fivecounty.com/ , managing your finances is not only straightforward but also enjoyable. Experience the freedom of modern banking today!

Financial Strength

Growth in Membership

Total Share and Deposit Accounts stand at 72,651, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $626,226. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five County is your trusted partner. Visit us at 3 Hamilton Ct Topsham Me 04086 or call (800) 750-0959 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $65,512,009 in share certificates and $22,585,217 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 132 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $36,057,814, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $979 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Improvement

With $34,225,965 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $6,986 in used auto loans and $290,506,253 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $59,415,705 in used vehicle loans and $28,332,778 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or take advantage of better rates.

Business Loans

For business owners, our outstanding commercial loans totaling $17,724,805 provide the capital needed to grow and expand. Whether you're looking for financing for equipment or working capital, we have solutions tailored for your business needs. At Five County, we're committed to transparency and support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in any of our loan products or would like to explore eligibility options, please don't hesitate to reach out! You can contact us at (800) 750-0959 or visit us at our location at 3 Hamilton Ct Topsham Me 04086 in Topsham, ME. Let us help you find the perfect loan solution tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,262,230, make buying or refinancing simple. We're here to guide you through every step of the process, ensuring that you understand your options and feel confident in your choices.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We offer flexible terms on unsecured credit card loans, with a total of $13,292,697 in loans helping members manage their finances effectively. Our credit cards come with rewards that can help you save while you spend.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing ensures that users receive fair and transparent offers that reflect current market conditions. Every lender listed on the platform undergoes rigorous verification to maintain integrity in the comparison process.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach empowers users to compare options without influence from advertising. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Whether you're looking for an auto loan or refinancing your mortgage, LendMesh presents all available options clearly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of using LendMesh in finding favorable loan rates. Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FIVE COUNTY CREDIT UNION