Five County Credit Union Skowhegan ME | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Five County Credit Union, your trusted financial partner since 1956. Located at 60 Fairgrounds Mkt Pl, Skowhegan, ME 04976, we are proud to serve a community of over 30,773 members, providing personalized banking solutions tailored to meet your unique needs. At Five County, our commitment goes beyond just numbers; it's about building relationships. With total assets of $378,315,835 and a robust net worth of $36,057,814, we ensure that your deposits are safe and growing. Our diverse range of services includes everything from checking and savings accounts to auto loans, mortgages, and credit cards with rewards all designed to help you achieve your financial goals. While members can visit us at our Skowhegan branch for face-to-face support and advice, official correspondence should be sent to our mailing address: PO Box 598, Bath, ME 4530. Our dedicated team of 133 employees, led by CEO Julie Marquis and Board President Merlin Suggs, is here to assist you every step of the way. With total loans amounting to 26,280 and deposits reaching $16,804,202, we pride ourselves on being a stable institution that prioritizes member satisfaction. Whether you're looking for personal banking or business solutions including our net member business loan balance of $18,683,825 we have the resources you need to thrive. Don't hesitate to reach out! Call us today at 800-750-0959 or explore more about our offerings at Five County Credit Union. We look forward to helping you on your financial journey!

Branch History & Mission

At Five County Credit Union, we celebrate a rich legacy of service and community engagement that dates back to our founding in 1956. Located at 60 Fairgrounds Mkt Pl, Skowhegan, ME 04976, our branch has grown alongside our members, evolving from humble beginnings into a robust financial institution with over 30,773 members and assets totaling $378,315,835. Our mission is simple yet profound: to empower our members with accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals. Whether you are looking for personal banking solutions, auto loans, mortgage refinancing, or business banking services, we are dedicated to providing the support you need. Our commitment extends beyond just banking; we actively engage in community outreach efforts and partnerships that uplift those around us. Five County Credit Union takes pride in offering state-of-the-art digital services. Members can enjoy the convenience of online banking, mobile payments, and e-statements, all designed to make managing finances easier. We also ensure accessibility for all with ADA-compliant facilities and services. While members can visit us at 60 Fairgrounds Mkt Pl, official correspondence should be sent to PO Box 598, Bath, ME 4530. Our operating hours are tailored to fit your schedule: the lobby is open Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM. Additionally, we offer ATM access for those needing quick cash withdrawals. As we look ahead, our focus remains on enhancing member experience and expanding our offerings while staying true to our roots. We invite you to join the Five County family and experience firsthand the benefits of being a member of a credit union that truly cares about your financial wellbeing. Let's build a brighter future together! For more information or to become a member today, visit us at Five County Credit Union.

Branch Location & Accessibility

Welcome to Five County Credit Union, your friendly financial partner located at 60 Fairgrounds Market Place in Skowhegan, Maine. Our branch is easy to find and conveniently situated near local favorites, making it a breeze for you to drop by. Whether you're heading to the nearby Skowhegan Fairgrounds or enjoying a day out in town, stopping by our branch fits seamlessly into your plans. At Five County, we prioritize accessibility for all members. Our location features ample parking and ADA-compliant access, ensuring everyone can easily visit us without hassle. While you're here, you'll find that our lobby is open Monday through Friday from 8:30 AM to 7:00 PM and on Saturdays from 9:00 AM to 3:00 PM, perfect for those busy schedules. For your convenience, we offer an ATM available on-site for quick cash withdrawals and balance checks. Although we don't have drive-thru service at this location, our welcoming staff is always ready to assist you inside the branch with any banking needs you may have. If you need to send official correspondence, please remember that while members can visit us at our Skowhegan address, official mail should be sent to our mailing address at PO Box 598, Bath, ME 4530. Feel free to call us anytime at 800-750-0959 if you have questions or need assistance. We can't wait to help you with all your banking needs!

Member Eligibility

At Five County, we believe that joining our community is more than just opening an account it's about becoming part of a family that supports your financial goals. If you live, work, worship, or attend school in the Somerset County area, you're already eligible to become a member! We welcome individuals from all walks of life, and our goal is to make banking accessible and beneficial for everyone. By choosing Five County, you gain access to a range of services designed to help you thrive, including personal banking options, loans, and online banking features that make managing your money easy. Getting started is simple! To learn more about the eligibility criteria and ensure you have everything you need to join us, feel free to visit our detailed page at https://www.fivecounty.com/become-a-member . Once you're ready, opening an account can be done effortlessly online through this link: https://www.fivecounty.com/loan-application . If you have any questions or would like to talk to someone directly, don't hesitate to call us at (800) 750-0959. We're here to help you every step of the way as you embark on this exciting journey with us at Five County!

Business Banking & Commercial Services

At Five County, we understand that running a business is both rewarding and challenging. That's why we offer tailored business banking solutions to help you thrive. Imagine securing the funds you need to expand your operations or invest in new equipment this is where our commercial loan options come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $91 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $66 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,724,805, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services designed to simplify your payment processes. Whether you're a local retailer or an online service provider, our tools can help you accept payments easily, manage transactions efficiently, and keep your cash flow healthy. Visit us at 60 Fairgrounds Mkt Pl Skowhegan Me 04976 in Skowhegan, ME, or call us at (800) 750-0959 to learn how we can support your business journey today!

Comprehensive List Of Services

Business Banking Solutions

For our local entrepreneurs, we offer tailored business banking solutions including merchant services and business loans. We know how hard you work to build your business; let us provide the financial support you need to grow.

Call Us Today!

Ready to take the next step in managing your finances? Reach out to us at (800) 750-0959 or visit us at 60 Fairgrounds Mkt Pl Skowhegan Me 04976 in Skowhegan, ME. Our team at Five County is excited to assist you with all of your financial needs! Explore how we can serve you better by visiting our website at https://www.fivecounty.com/. Join us today!

Credit Cards with Rewards

Who doesn't love rewards? Our credit cards with rewards allow you to earn while you spend. Whether it's cash back on everyday purchases or points for travel, our credit card options can enhance your buying power without breaking the bank.

Digital Banking Features

With today's fast-paced world, convenience is key. That's why at Five County Credit Union, we provide robust online and mobile banking services. You can manage your accounts from anywhere check balances, pay bills, transfer money, or deposit checks with just a few taps on your phone. Plus, our ATM services ensure that you have access to your cash whenever you need it.

Home Financing

If homeownership is on your horizon, explore our mortgage loans and refinancing options. We understand that buying a home is one of the biggest decisions you'll make, so we're here to guide you through every step. Our friendly team will help you find the right mortgage plan that fits your budget and lifestyle.

Loans Made Simple

In addition to auto loans, we offer various personal loans and debt consolidation options. Life can throw unexpected expenses your way, and when it does, having access to funds can provide peace of mind. With flexible terms and repayment plans, we aim to make borrowing straightforward and manageable.

Personal Banking

Managing your finances has never been easier with our personal banking services. Our checking and savings accounts are designed for flexibility and convenience, allowing you to track your spending and save for your future goals. For those looking to finance their next vehicle, our auto loans and vehicle financing options offer competitive rates and easy application processes.

Digital & Online Banking

Always Available

With 24/7 online banking services at Five County, you're never out of touch with your finances. Whether it's day or night, managing your money has never been easier. Enjoy real-time account management that puts you in control. Experience the convenience of modern banking at Five County today! Visit us at https://www.fivecounty.com/ to explore all our digital services and see how we can help simplify your financial journey.

Key Features

Our online banking services are not just convenient; they are also packed with user-friendly features. You can check your balance, transfer funds, and even manage your loans all with just a few clicks. If you're always on the go, our mobile application makes it easy to handle your banking tasks right from your smartphone. And yes, we support mobile payments so you can make purchases directly from your device! Security is a top priority for us. You can sign documents electronically with our electronic signature authorization feature, making transactions quicker and hassle-free. Plus, you'll appreciate the option to receive e-statements, helping you stay organized while reducing paper clutter. Need to send money to a friend? Our person-to-person transfer service lets you do just that without any fuss. Whether you're splitting a dinner bill or paying back a loan, it's quick and straightforward.

Financial Strength

Commitment to Operational Efficiency

Our operations reflect our efficiency, as shown by our $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 132 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

With total share accounts reaching 72,651, this shows a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $626,226, showcasing our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five County is your trusted partner. Visit us at 60 Fairgrounds Mkt Pl Skowhegan Me 04976 or call (800) 750-0959 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $65,512,009 in share certificates and $22,585,217 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Your Benefit

With $34,225,965 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust: we have $6,986 in used auto loans and $290,506,253 in total loans and leases supporting your financial goals across various sectors.

Strong Financial Position

With a net worth of $36,057,814, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $979 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $59,415,705 in used vehicle loans and $28,332,778 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or secure better terms on an existing auto loan.

Credit Lines and Business Loans

For those needing more extensive financing options, our total credit lines amount to $39,408,500, providing essential support for various financial needs. Additionally, for business owners, our outstanding commercial loans totaling $17,724,805 offer the capital required for growth and expansion. Our commitment at Five County extends beyond just offering loans; we prioritize making financial management accessible and straightforward for all our members. If you're interested in learning more about eligibility requirements or how to apply for any of these loan products, please visit our website or contact us directly at 800-750-0959. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $16,262,230. Whether you're purchasing your first home or refinancing an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We recognize the importance of flexibility when managing finances. That's why we offer unsecured credit card loans with a total of $13,292,697 available to help you navigate unexpected expenses or consolidate debt. Our competitive rates and straightforward terms ensure you can use credit effectively without added stress.

Loan Aggregator

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Ensuring Accurate Comparisons

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FIVE COUNTY CREDIT UNION - Skowhegan, ME