Five County Credit Union Scarborough ME | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Five County Credit Union, your trusted financial partner located at 500 Gallery Blvd, Scarborough, ME 04074. Since our establishment in 1956, we have dedicated ourselves to serving our community with a personal touch and a commitment to member satisfaction. With over 30,000 members and assets totaling $378,315,835, we pride ourselves on being a reliable resource for all your banking needs. At Five County Credit Union, we understand that your financial journey is unique. That's why we offer a variety of services designed to meet the diverse needs of our members. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we have you covered. Our total deposits currently stand at $16,804,202, reflecting the trust placed in us by our members. Our leadership team is here to guide you every step of the way. Led by CEO Julie Marquis and Board President Merlin Suggs, we are committed to ensuring that your experience with us is exceptional. With 133 employees working diligently to serve you, you can count on us for personalized service that makes banking easier and more accessible. While members can visit us at our Scarborough branch, official correspondence should be sent to our mailing address: PO Box 598, Bath, ME 4530. If you have any questions or need assistance, don't hesitate to reach out at 800-750-0959. Our friendly team is here to help you during lobby hours from Monday through Friday from 8:30 AM to 7:00 PM and Saturdays from 9:00 AM to 3:00 PM. Join us today at Five County Credit Union where community matters and your financial success is our priority! Visit us online at fivecounty.com or stop by our branch to learn more about how we can help you thrive financially.

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of our family at Five County Credit Union. Whether you're looking for personal banking solutions or seeking advice on your financial journey, we're here for you every step of the way. Experience the benefits of membership today by visiting us or calling us at 800-750-0959. Together, let's build a brighter future!

Our Journey

Five County began with a simple mission: to provide accessible financial services tailored to the needs of our members and the community. Over the years, we have evolved into a full-service credit union offering a range of products from personal banking options like checking and savings accounts to auto loans and mortgages. Our commitment to fostering financial wellness is evident in our growth from humble beginnings to becoming a trusted financial partner. In this journey, we've embraced advancements in technology while ensuring that our services remain inclusive and accessible. We are proud to offer online banking and mobile payment options that make managing finances easier than ever. Our branch also features an ATM for quick cash access, although we do not have drive-thru service available.

Our Mission

At Five County Credit Union, our mission goes beyond just banking; it's about building strong communities. We believe in supporting local initiatives and partnerships that uplift those around us. Our goal is to empower members through education and resources that foster financial stability and growth. We are dedicated to providing not only exceptional service but also community outreach programs that make a real difference. By prioritizing member needs alongside community welfare, we create an environment where everyone can thrive financially.

Branch Location & Accessibility

Get in Touch

Ready to experience personalized banking? We invite you to visit us at Five County Credit Union or give us a call at 800-750-0959 for any questions or assistance. Our dedicated team looks forward to serving you!

Operating Hours

Our lobby hours are set to accommodate your busy schedule: we're open Monday through Friday from 8:30 AM to 7:00 PM and Saturdays from 9:00 AM to 3:00 PM. This means you can pop in before or after work or even on weekends. Our team is ready to assist you with all your banking needs.

Parking and Accessibility

We offer ample parking right outside our branch, making it easy for you to stop by anytime during our convenient hours. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances. Everyone is welcome here!

Services Offered

At Five County Credit Union, we pride ourselves on offering a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need help with business banking? We provide merchant services and business loans too! Plus, with ATM availability right on-site, accessing your funds is quick and easy. While we don't have a drive-thru service available at this location, our shared service center allows you to conduct basic transactions like deposits and withdrawals if you're a member of one of our partner credit unions.

Member Eligibility

Becoming a member of Five County is like joining a family that truly cares about your financial well-being. If you're looking to join us at our welcoming branch located at 500 Gallery Blvd Scarborough Me 04074, you'll be pleased to know that eligibility is designed to be inclusive. We invite individuals who live, work, worship, or attend school in our service area, as well as their family members, to become part of our community. This means that if you have connections in the area, you're likely eligible! For more detailed information on the specific criteria and any updates, feel free to check out our dedicated page at https://www.fivecounty.com/become-a-member . Opening an account with us is a simple process that allows you to access all the benefits we offer, from personal banking services to loans tailored just for you. To get started on your journey with Five County, visit our account opening section at https://www.fivecounty.com/loan-application . If you have any questions or need assistance, don't hesitate to reach out to us at (800) 750-0959. We're here for you every step of the way!

Business Banking & Commercial Services

Commercial Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $91 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $66 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,724,805, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments easily from customers, whether they pay by card or mobile app. Our tools help streamline sales processes, giving you more time to focus on what you do best: running your business. Visit us at 500 Gallery Blvd Scarborough Me 04074 or call us at (800) 750-0959 to discover how we can help your business thrive!

Comprehensive List Of Services

Accessing Cash Made Simple

Need cash in a pinch? We offer convenient ATM & Cash Withdrawal Services, ensuring you can get what you need without hassle. And if you're a member of a partner credit union, enjoy the ease of basic shared branch transactions like deposits and withdrawals. At Five County, we're committed to being more than just a place where you keep your money; we aim to be a supportive partner in all aspects of your financial journey. If you'd like to learn more about any of these services or have questions about how we can assist you further, don't hesitate to reach out at (800) 750-0959 or visit us online at Five County Credit Union. We invite you to explore everything we have to offer and see how we can help make banking work for you!

Banking Anytime, Anywhere

With the rise of technology, we know how important it is for our members to access their accounts easily. That's why we provide comprehensive Online & Mobile Banking features. Whether you're checking balances on-the-go or making transfers from the comfort of your home, our digital banking platform makes managing your finances simple and secure.

Credit That Rewards You

Looking for a way to earn while you spend? Our Credit Cards with Rewards program offers benefits that fit your lifestyle. Whether it's cash back on groceries or travel points for your next adventure, we have options that cater to how you live and spend.

Home Sweet Home

For those dreaming of homeownership, our Mortgage Loans & Refinancing solutions are here to guide you through the process. We understand that buying a home is a significant step, which is why we strive to make it easier and more accessible for you. Plus, if you're managing multiple debts, consider our Personal Loans & Debt Consolidation options, which can simplify your payments and potentially lower your interest rates.

Personal Banking Made Easy

Whether you're looking to save for a rainy day or manage your daily expenses, we offer various Personal Banking options. Our checking and savings accounts are designed for both convenience and growth, ensuring that your money works as hard as you do. If you're planning to purchase a new car or refinance an existing loan, our Auto Loans & Vehicle Financing can help put you behind the wheel without breaking the bank.

Supporting Local Businesses

We're proud to support local entrepreneurs through our Business Banking services. From merchant services that help streamline transactions to flexible business loans designed to fuel growth, we're dedicated to helping your business thrive.

Digital & Online Banking

Always Available

With our 24/7 Online Banking Services, you have the power to manage your money whenever it suits you. Whether it's late at night or early in the morning, we're always available for you. At Five County, we prioritize your experience by ensuring that our digital services are not only efficient but also safe. Join us today and experience how easy banking can be!

Explore Our Services

Our online banking platform at https://www.fivecounty.com/ makes it easy to keep track of your accounts. You can check balances, transfer funds, and pay bills all with user-friendly navigation. Plus, if you're someone who loves going paperless, we offer E-Statements to help you stay organized and reduce clutter. Need to sign documents quickly? No problem! Our Electronic Signature Authorization feature allows you to sign forms securely without needing to visit us in person. This means faster processing times for loans and other transactions.

On-the-Go Banking

For those busy days when you're out and about, our mobile application is your best friend. It lets you access all your banking needs right from your smartphone. You can even enjoy Mobile Payments, making it easier than ever to pay for everyday purchases without carrying cash or cards. If you want to send money to a friend or family member instantly, our Person-to-Person Transfers feature is here to help. It's simple, quick, and secure perfect for splitting bills or sending gifts.

Financial Strength

Continuous Improvement

With $34,225,965 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our robust lending capacity is illustrated by $6,986 in used auto loans and $290,506,253 in total loans and leases, supporting your financial goals across various sectors.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Together

With net shares available for lending and investments totaling $626,226, along with a strong member base evidenced by 72,651, we are well-positioned to meet the needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five County is your trusted partner. Visit us at 500 Gallery Blvd Scarborough Me 04074 or call (800) 750-0959 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 132 full-time employees and 1 part-time employees who are dedicated to serving you with knowledge and care.

Secure Savings Opportunities

Members' savings are secured through $65,512,009 in share certificates and $22,585,217 in money market shares, offering stable and rewarding financial growth opportunities. This reflects our commitment to helping you grow your wealth while enjoying peace of mind.

Solid Financial Foundation

With a net worth of $36,057,814, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $979 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $59,415,705 in used vehicle loans and $28,332,778 in new vehicle loans already helping members get on the road. We provide competitive financing for both new and used vehicles, ensuring you find the best fit for your budget.

Credit Lines and Business Loans

For those needing additional flexibility, we provide credit lines totaling $39,408,500. These are ideal for managing cash flow or unexpected expenses. Additionally, if you're a business owner, our outstanding commercial loans totaling $17,724,805 provide the capital needed to grow and expand your operations. If you're interested in refinancing options or want to learn more about eligibility requirements, please visit our website or contact us directly. We're committed to supporting you in making informed financial decisions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Five County, we're more than just a lender; we're your partner in achieving financial success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,262,230, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team can guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,292,697 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards, making it easier for you to handle everyday expenses.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that the offers you see are fair and transparent, allowing you to make informed decisions about your finances.

FIVE COUNTY CREDIT UNION - Scarborough, ME