Five County Credit Union Portland ME | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Five County Credit Union, your trusted partner in financial growth since 1956! Located at 19 Commercial St, Portland, ME 04101, we are committed to serving our community with integrity and dedication. With a membership base of over 30,773 members, we pride ourselves on being more than just a credit union; we're a family that supports each other's financial journeys. At Five County, we understand the importance of reliable banking services. Our total assets amount to an impressive $378,315,835, ensuring that your money is safe and sound with us. Whether you're looking for personal banking solutions, auto loans, or business financing options, our diverse range of services is designed to meet your needs. While members can visit us at our Portland branch, official correspondence should be sent to our mailing address: PO Box 598, Bath, ME 4530. Feel free to reach out to us anytime at 800-750-0959 for any inquiries or assistance. Under the leadership of CEO Julie Marquis and Board President Merlin Suggs, we focus on creating a positive impact in the community. With a solid net worth of $36,057,814 and total deposits reaching $16,804,202, you can trust that we have the resources to help you achieve your financial goals. We invite you to explore our website at fivecounty.com for more information about our offerings or stop by during lobby hours from Monday to Friday between 8:30 AM and 5:00 PM. Experience the difference of banking with a credit union that truly cares about its members!

Branch History & Mission

Community Focus

Five County Credit Union isn't just about transactions; it's about making a positive impact in Portland and surrounding areas. We actively engage in community outreach efforts and partnerships that uplift those around us. From supporting local events to offering financial literacy programs, we strive to be an active participant in enhancing the lives of our neighbors. We understand that modern banking requires flexibility and convenience. That's why we offer ATM access and shared service center availability for easy transactions wherever you are. You can also manage your finances on-the-go with online and mobile banking options designed for your convenience. As we look forward to continuing this journey together, we invite you to become part of the Five County family. Experience the benefits of membership by visiting us today or exploring more about joining at Five County Credit Union. Together, let's build a brighter financial future!

Our Mission

Our mission is clear: to empower our members through financial education and resources while fostering community growth. We believe in creating lasting relationships built on trust and transparency. Our team is dedicated to providing personalized support tailored to each member's unique situation. Whether you're opening your first checking account or seeking assistance with a loan application, we're here for you every step of the way. While members can visit us at 19 Commercial St for all their banking needs, official correspondence should be sent to PO Box 598, Bath, ME 4530. Our branch hours are convenient for busy lifestyles Monday through Friday from 8:30 AM to 5:00 PM ensuring that we are available when you need us most.

Branch Location & Accessibility

Connecting with Us

If you need assistance or have questions about our services, feel free to give us a call at 800-750-0959. Our friendly team is here to help! And while you're welcome to visit us at 19 Commercial St, please note that any official correspondence should be sent to our mailing address: PO Box 598, Bath, ME 4530. We invite you to stop by and discover how Five County Credit Union can support your financial journey today!

Convenient Access and Services

At Five County Credit Union, we understand that accessibility is key. Our branch is equipped with features that ensure everyone can visit us comfortably. From ample parking spaces to ADA-compliant entrances, we strive to make your visit as smooth as possible. Although we don't have drive-thru banking available, our lobby hours are accommodating open Monday through Friday from 8:30 AM to 5:00 PM so you can easily find a time that works for you. For those who prefer digital banking solutions, we offer a range of online and mobile services. You can manage your accounts, apply for loans, and even make deposits from the comfort of your home or on the go. Plus, with an ATM on-site, cash withdrawals are always within reach.

Member Eligibility

At Five County, we believe that becoming a member is like joining a warm and welcoming family. If you're looking to be part of a community that truly cares about your financial well-being, you're in the right place! To become a member at our branch located at 19 Commercial St Portland Me 04101, you'll need to meet some simple eligibility requirements. Generally, anyone who lives, works, worships, or attends school in our service area can join us. We aim to create an inclusive environment where everyone has the opportunity to benefit from our range of services, whether it's for personal banking, loans, or financial advice. If you want to learn more about the specific eligibility criteria, feel free to check out this resource: https://www.fivecounty.com/become-a-member . Once you see that you qualify, opening an account is easy and straightforward! You can start the process online by visiting https://www.fivecounty.com/loan-application or give us a call at (800) 750-0959 if you have any questions. We're here to help you every step of the way as you embark on your financial journey with us!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services designed to simplify transactions for businesses. Imagine having a reliable partner that allows you to accept payments seamlessly whether in-store or online. Our services help you manage cash flow effectively, ensuring you can focus on what matters most: growing your business. Visit us at 19 Commercial St Portland Me 04101 in Portland, ME, or call us at (800) 750-0959 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $91 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $66 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,724,805, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local entrepreneurs, we understand that running a business comes with its own set of challenges. Our Business Banking services, including merchant services and business loans, are crafted to support your growth and financial health. From cash management solutions to funding opportunities, we've got your back.

Credit Cards

Looking for rewards while you spend? Our Credit Cards with Rewards program allows you to earn points or cashback on every purchase. Whether it's groceries or travel expenses, make your spending work for you.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. You can easily transfer funds, pay bills, or check your balance right from your smartphone. Plus, with our ATM services available at multiple locations, accessing cash has never been easier.

Loans & Financing

Whether you're planning to buy a new car or dreaming of owning a home, our Auto Loans & Vehicle Financing are here to help you hit the road in style without breaking the bank. If you're considering homeownership, explore our Mortgage Loans & Refinancing options that can help turn your dream into reality with competitive rates and flexible terms. But life isn't just about big purchases; sometimes unexpected expenses arise. That's where our Personal Loans & Debt Consolidation options come in handy. We provide solutions that can assist you in managing debt more effectively, giving you peace of mind during challenging times.

Personal Banking

For those looking to manage their everyday finances, we offer Personal Banking options that include checking and savings accounts. Imagine having a secure place for your money while earning interest on your savings. Our accounts come with features designed to help you keep track of your spending and save for future goals.

Shared Branch Services

As part of our commitment to community banking, we also provide Basic Shared Branch Transactions for partner credit union members. This means you can make deposits and withdrawals without hassle when visiting us or any participating branches. At Five County, we're more than just a bank; we're your financial partner committed to helping you achieve your goals. To learn more about how we can assist you or if you have any questions about our services, don't hesitate to reach out at (800) 750-0959 or visit us online at Five County Credit Union. Join us today and experience the difference of personalized service!

Digital & Online Banking

Always Accessible

Our 24/7 online banking services mean that your accounts are always accessible whenever you need them. You have the freedom to manage your finances in real-time, giving you peace of mind knowing that you're always in control. At Five County, we're committed to providing a user-friendly experience that fits into your lifestyle. Explore all these features today by visiting us at https://www.fivecounty.com/ and see how we can help simplify your banking experience!

Key Services

With our online banking services, you can easily check your account balances, pay bills, and transfer money all from the comfort of your own device. Plus, our mobile application makes it even simpler to stay connected to your finances while you're out and about. You can also enjoy the convenience of mobile payments, allowing you to make purchases quickly and securely.

Security & Ease of Use

We take security seriously at Five County. With features like electronic signature authorization, you can complete transactions without worrying about safety. And if you prefer going paperless, our e-statements are available to help you keep track of your financial activity without cluttering up your mailbox. Managing money is not just about transactions; it's also about having control over how you send and receive funds. Our person-to-person transfer feature lets you send money to friends or family quickly and easily no cash required!

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts stand at 72,651, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $626,226, further underscoring our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five County is your trusted partner. Visit us at 19 Commercial St Portland Me 04101 or call (800) 750-0959 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $34,225,965 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,986 in used auto loans and $290,506,253 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 132 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $65,512,009 in share certificates and $22,585,217 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $36,057,814, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $979 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $59,415,705 in used vehicle loans and $28,332,778 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget. Whether you're interested in a brand-new model or a reliable used car, we can assist you in finding the perfect financing option.

Credit Lines and Business Loans

For those looking for additional flexibility or running a business, our credit lines provide access to funds when you need them most. With total credit lines amounting to $39,408,500, our offerings are ideal for managing cash flow or unexpected expenses. Additionally, we support local entrepreneurs with outstanding commercial loans totaling $17,724,805, providing the capital needed to grow and expand. At Five County, we pride ourselves on understanding our members' needs and delivering personalized service. If you're interested in any of our loan offerings or want to explore eligibility options further, feel free to reach out at 800-750-0959 or visit us at 19 Commercial St Portland Me 04101. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $16,262,230, ensuring that you can find a solution that fits your financial situation. We also provide refinancing options if you're looking to lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $13,292,697 in loans helping our members manage their finances effectively. These cards come with competitive rates and rewards programs designed to enhance your purchasing power while keeping costs manageable.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool allows users to easily navigate through various options, ensuring they make informed decisions without the stress. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers tailored to their needs. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced exclusively from legitimate financial institutions, which adds a layer of transparency and trust. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, the focus is on delivering unbiased results that empower users to find the best deals available. With real-time rate comparisons from multiple institutions, LendMesh keeps its users up-to-date with current loan offerings. This feature is crucial for anyone looking to secure a loan as it enables them to compare different options side by side and choose what suits them best. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the reliability and effectiveness of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FIVE COUNTY CREDIT UNION