Five County Credit Union Lisbon ME | Affordable Auto Loans & Business Banking

Introduction

Welcome to Five County Credit Union, your trusted partner in financial success since 1956. Located at 218 Lisbon St, Lisbon, ME 04250, we pride ourselves on being more than just a credit union; we are a vibrant part of our community with over 30,000 members who rely on us for their banking needs. With total assets exceeding $378 million and deposits amounting to $16,804,202, we are committed to providing you with exceptional service and financial solutions tailored to your needs. At Five County, we understand that every member has unique financial goals. Whether you're looking for a new vehicle with one of our competitive auto loans or planning to buy your dream home through our mortgage options, we're here to help. Our dedicated team, led by CEO Julie Marquis and Board President Merlin Suggs, is focused on ensuring that you have access to the best products and services in personal banking, business loans, and much more. While members can visit us at our Lisbon branch, official correspondence should be sent to our mailing address: PO Box 598, Bath, ME 4530. With over 133 employees, we strive to create an environment where everyone feels welcomed and valued. With a commitment to transparency and trustworthiness, our net worth stands at an impressive $36,057,814, ensuring that your funds are safe with us. We also maintain a healthy cash reserve of $4,608,331 so that we can respond quickly to your financial needs. If you're ready to take the next step in your financial journey or have any questions about our services including online banking options don't hesitate to reach out. Give us a call at 800-750-0959 or visit our website at fivecounty.com for more information. Your future starts here!

Branch History & Mission

Commitment to Innovation

As technology continues to evolve, so do we. Five County Credit Union embraces digital advancements to provide our members with convenient online and mobile banking options. Members can easily manage their finances from anywhere while enjoying features like electronic signatures and mobile payments for added convenience. Accessibility is also important to us. Our branch is ADA compliant, ensuring that all members can easily access our services without barriers. Additionally, with ATM availability and drive-thru banking options available during extended hours, we aim to accommodate everyone's needs.

Join Us Today!

Whether you're looking for your first loan or seeking expert advice on managing your finances better, Five County Credit Union is here for you. With a history rooted in community support and a mission focused on enhancing financial well-being, we invite you to experience the difference of being a member with us. Visit us today or learn more about joining at Five County Credit Union!

Our Mission

At Five County Credit Union, our mission is straightforward yet impactful: to enhance the financial well-being of our members while actively contributing to the community's growth and prosperity. We believe that everyone deserves access to affordable financial services tailored to their unique circumstances. From personal checking and savings accounts to auto loans and credit cards with rewards, we strive to offer comprehensive solutions that empower our members. Our commitment extends beyond just providing financial products. We are dedicated to supporting local initiatives and partnerships that foster community development. Through outreach programs and collaborations with various organizations, we aim to uplift those around us and create lasting positive change.

Branch Location & Accessibility

Accessibility Features

At Five County Credit Union, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and spacious layouts to accommodate everyone comfortably. You'll find ample parking available close to the entrance, ensuring a hassle-free experience when you arrive.

Operating Hours

We know that convenience matters! That's why our lobby and drive-thru hours are designed with your busy schedule in mind. Visit us Monday through Friday from 8:30 AM to 5:00 PM and on Saturday from 9:00 AM to 12:00 PM. If you need to use our drive-thru service, we're open until 7:00 PM during weekdays and until 3:00 PM on Saturdays.

Services Offered

At our Five County Credit Union branch, we provide a wide range of services tailored to meet your personal banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need quick cash? Our ATM is available for your convenience. Plus, if you're a member of another partnering credit union, you can utilize our shared services for deposits and withdrawals. Feel free to reach out at 800-750-0959 if you have any questions or need assistance. We invite you to visit us soon come see how we can help make your banking experience better!

Member Eligibility

At Five County, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to experience the benefits of our community-focused services, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the areas we serve. Plus, if you have a family member who's already a member, you're welcome to join too! This means a wealth of services tailored just for you, whether it's personal banking, auto loans, or other financial needs. To learn more about our eligibility criteria, feel free to check out this resource: https://www.fivecounty.com/become-a-member. Getting started is simple! You can open an account by visiting us at our branch located at 218 Lisbon St Lisbon Me 04250 or by calling us at (800) 750-0959 for assistance. Ready to take the first step toward becoming part of our community? Head over to our account opening page here: https://www.fivecounty.com/loan-application. We can't wait to welcome you into the Five County family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $91 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $66 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,724,805, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced marketplace, having efficient payment solutions is crucial. Our merchant services simplify transactions for businesses of all sizes. Imagine a bustling café where customers can pay seamlessly using their mobile devices or credit cards this is what we enable! With our services, you can focus on what you do best while we handle the payments. Located at 218 Lisbon St Lisbon Me 04250, Lisbon, ME, we're here to partner with you every step of the way. For inquiries, reach us at (800) 750-0959. Join us at Five County and watch your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For local businesses, we offer robust Business Banking solutions including merchant services and business loans. Our team understands the unique challenges small businesses face and is here to support your growth with personalized financial products.

Convenient Access and Support

With Online & Mobile Banking, managing your accounts has never been easier. You can access services anytime, anywhere perfect for today's busy lifestyles. Additionally, our branch features ATM & cash withdrawal services for quick transactions when you're on the go. We also provide essential drive-thru banking for basic transactions like deposits and withdrawals, making it easy to bank without leaving your vehicle. Plus, if you're a member of a partner credit union, our shared branch transactions allow you to conduct deposits and withdrawals seamlessly.

Get Started Today!

At Five County Credit Union, we strive to meet all of your financial needs while ensuring convenience every step of the way. With our friendly staff ready to assist you and a variety of services available, why wait? Contact us at 800-750-0959 or visit us in person at our Lisbon branch. Experience the difference with Five County today!

Loans for Every Need

Need a new vehicle? Our Auto Loans & Vehicle Financing make it simple to drive off in your dream car with competitive rates and flexible terms. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options provide tailored solutions that help you save money in the long run. If life throws unexpected expenses your way, consider our Personal Loans & Debt Consolidation services. We can help consolidate multiple debts into one manageable payment, reducing stress and simplifying your finances.

Personal Banking

Whether you are looking to open a checking or savings account, we have options that fit your lifestyle. Our Personal Banking services ensure that your funds are managed efficiently, helping you reach your financial goals. Imagine starting your day knowing your finances are secure and easily accessible through our online and mobile banking platforms. You can check balances, make transfers, and pay bills all from the comfort of your home.

Rewarding Credit Options

Our Credit Cards with Rewards offer members the chance to earn points on everyday purchases. Whether you're buying groceries or planning a vacation, you'll be rewarded just for using your card.

Digital & Online Banking

Key Features

Our online banking experience includes e-Statements, allowing you to receive your financial statements electronically. This not only keeps your information secure but also helps reduce paper clutter. If you prefer signing documents digitally, our Electronic Signature Authorization feature makes it easy to complete transactions without needing to visit a branch. For those who love using their smartphones, our Mobile Application is available for download, bringing all the features of online banking right to your fingertips. You can even make purchases effortlessly with our Mobile Payments Feature, making everyday transactions a breeze. Want to send money to friends or family? Our Person-to-Person Transfers feature lets you send cash quickly and securely, without the hassle of checks or cash. At Five County, we prioritize making banking accessible for everyone. Our user-friendly interface ensures that even those new to digital banking can navigate it easily. So whether you're checking balances or transferring funds, managing your finances has never been easier or more secure. Explore all these fantastic features today by visiting us at https://www.fivecounty.com/! Your financial freedom is just a click away.

Financial Strength

A Growing Community

Total Share Accounts: 72,651, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $626,226 also signify our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five County is your trusted partner. Visit us at 218 Lisbon St Lisbon Me 04250 or call (800) 750-0959 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member Savings Security

Members' savings are secured through $65,512,009 in share certificates and $22,585,217 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $36,057,814, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid capital base is crucial in providing you with the peace of mind you deserve when managing your finances. Furthermore, our net worth ratio of 9.79% demonstrates our commitment to maintaining a robust capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $34,225,965 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $1,404,315 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. We have $6,986 in used auto loans and $290,506,253 in total loans and leases available to help you achieve your dreams whether it's buying a car or investing in a new home. We also take pride in having 132 full-time employees and 1 part-time employees who are dedicated to serving you with a knowledgeable team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $59,415,705 in used vehicle loans and $28,332,778 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find what fits your budget best.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,292,697 in loans helping members manage their finances effectively. These options can assist with unexpected expenses or simply provide a way to build your credit history responsibly.

Credit Lines and Business Loans

If you're looking for additional financial flexibility, consider our credit lines totaling $39,408,500. For business owners, our outstanding commercial loans totaling $17,724,805 provide the capital needed to grow and expand your business operations. At Five County, we believe in making borrowing straightforward and accessible. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, feel free to reach out. Our team is ready to assist you in finding the right solution. For more information about our loan offerings or to start your application process today, please contact us at 800-750-0959 or visit us at our branch located at 218 Lisbon St, Lisbon ME 04250. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,262,230, make buying or refinancing simple. We are here to guide you through the process and help you secure the financing needed for your dream home.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You won't find hidden fees or misleading terms here. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your best interests. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of using this tool in securing better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive when comparing different loan products.

ANCORUM CREDIT UNION - Lisbon, ME

Compare Loan Rates Near You

Loan rates in Lisbon, ME (04250)