Five County Credit Union Lewiston ME | Quick Personal Loans & Auto Financing

Introduction

Welcome to Five County Credit Union, where community and trust come first! Located at 35 Ash St, Lewiston, ME 04240, our branch has been serving members since 1956. With a commitment to providing personalized financial solutions, we proudly support over 30,773 members in achieving their financial goals. At Five County, we believe in empowering our members with the tools they need to succeed. Our total assets of $378,315,835 and total deposits reaching $16,804,202 reflect our strong foundation and dedication to your financial well-being. We are not just a credit union; we are your financial partner in the journey towards stability and growth. Led by our passionate CEO, Julie Marquis, and Board President, Merlin Suggs, our team of 133 employees is ready to assist you with various services including personal banking, auto loans, mortgages, and business banking solutions. Our aim is to make every interaction meaningful and impactful for you. While members can visit us at our main branch address, official correspondence should be sent to our mailing address: PO Box 598, Bath, ME 4530. We invite you to explore all that Five County has to offer. Whether you're looking for a loan or want to open an account online through our website at fivecounty.com, we're here for you. Feel free to reach out at 800-750-0959 or stop by during our lobby hours from Monday to Friday from 8:30 AM to 5:00 PM. Join us today and experience the difference a community-focused credit union can make in your life!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to experience all that Five County Credit Union has to offer. Whether you're looking for a new loan or want to explore our various accounts and services, we're here for you every step of the way. Join us today and become part of a community-focused credit union that truly cares about your financial future. For more information or assistance, please feel free to reach out at 800-750-0959 or visit our website at Five County Credit Union. We look forward to welcoming you!

Our Journey

Since opening our doors, we have been dedicated to providing exceptional financial services tailored to meet the diverse needs of our members. Over the years, we've expanded our offerings to include personal banking, auto loans, mortgages, and business banking solutions. We've also embraced technology by offering online and mobile banking options that empower our members to manage their finances conveniently and securely. Our commitment to innovation is evident in our operating hours: our lobby is open Monday through Friday from 8:30 AM to 5:00 PM, while our drive-thru service operates until 7:00 PM on weekdays and until 3:00 PM on Saturdays. This flexibility ensures that we are here for you when you need us most. With ATM availability and shared service center options, we strive to make banking as easy as possible for everyone in Lewiston.

Our Mission

At Five County Credit Union, our mission goes beyond just providing financial services; we aim to uplift our community. We believe in supporting local initiatives and fostering partnerships that enrich the lives of those around us. Our members are not just account holders; they are part of a larger family that values trust, integrity, and mutual respect. While members can visit us at 35 Ash St Lewiston Me 04240, official correspondence should be sent to PO Box 598, Bath, ME 4530. This dedication extends into every aspect of our operations from ensuring ADA compliance to enhancing customer experience through ongoing training and support for our staff.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch is designed with features such as ADA compliance and ramps to ensure everyone can visit us comfortably. Plus, ample parking is available, making it hassle-free for you to stop in.

Conveniently Situated

Nestled in the heart of Lewiston, our branch is just a stone's throw from popular landmarks like the vibrant Kennedy Park and the scenic Androscoggin River. This prime location makes it convenient for you to swing by while running errands or enjoying a day out in the city.

Join Us Today!

We invite you to stop by our Lewiston branch or give us a call at 800-750-0959. Experience the welcoming atmosphere and personalized service that makes Five County Credit Union a trusted financial partner in your community!

Operating Hours

Our lobby is open from Monday to Friday, 8:30 AM to 5:00 PM, so you have plenty of time during the week to come in. If you're looking for extended hours, our drive-thru service operates until 7:00 PM on weekdays and from 9:00 AM to 3:00 PM on Saturdays. This flexibility allows you to bank at your convenience!

Services Tailored for You

At Five County Credit Union, we offer a range of services designed with your needs in mind from checking and savings accounts to auto loans and mortgage refinancing. With an ATM readily available and drive-thru banking options, accessing your funds has never been easier. Additionally, we participate in shared services, allowing members of partner credit unions to conduct transactions seamlessly. While members can visit us at 35 Ash St, official correspondence should be sent to PO Box 598, Bath, ME 4530.

Member Eligibility

At Five County, we believe that everyone deserves a chance to thrive, and becoming a member is your first step into a supportive community that prioritizes your financial well-being. If you live, work, or attend school in Androscoggin County or surrounding areas, you're likely eligible to join us! Our membership is open to individuals who meet these simple criteria, ensuring that our community remains inclusive and welcoming. You can explore the detailed eligibility requirements at https://www.fivecounty.com/become-a-member for the latest updates. Joining is easy! Once you confirm your eligibility, you can open an account online or visit us at our branch located at 35 Ash St Lewiston Me 04240. We're here to assist you every step of the way, whether it's through personal banking services or lending options tailored to your needs. If you have any questions or need assistance, feel free to call us at (800) 750-0959. We can't wait to welcome you into the Five County family!

Business Banking & Commercial Services

At Five County, we understand that every business has unique needs. Whether you're a small startup or an established company, our business banking and commercial services are designed to help you thrive. Imagine having access to the funds necessary for that new project or expansion this is where our commercial loans come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $91 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $66 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,724,805, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify daily operations. Imagine the ease of processing payments swiftly and securely, allowing you to focus on what really matters growing your business. From payment processing to payroll solutions, we offer practical tools that can make a significant difference in your day-to-day activities. Located at 35 Ash St Lewiston Me 04240 in Lewiston, ME, we're here to support your journey toward success. Reach out today at (800) 750-0959 to explore how we can partner with you!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessibility matters! With our ATM services available 24/7, you can withdraw cash anytime you need it. Whether you're making a quick stop on the way home from work or need cash for an outing over the weekend, we've got you covered.

Business Banking Services

For entrepreneurs and business owners, we offer specialized services including merchant services and business loans. Our team understands the unique challenges faced by businesses today and is here to support your growth with tailored financial solutions.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Five County offers robust online and mobile banking services that let you manage your accounts from anywhere. Need to check your balance or make a transfer? You can do it all through our user-friendly mobile app or website. With features like person-to-person payments, electronic statements, and mobile payments, managing your money has never been easier.

Credit Options That Work for You

Life can bring unexpected expenses, and that's where our personal loans and debt consolidation options come in handy. These loans provide the financial flexibility you need during challenging times. Plus, if you're looking to earn rewards while you spend, check out our credit cards with rewards that cater to your lifestyle.

Drive-Thru & Shared Branch Transactions

Our branch also features basic drive-thru banking for deposits, withdrawals, and other simple transactions. Plus, if you're a member of a partnering credit union, you can take advantage of shared branch transactions right here at Five County. We invite you to experience all that we have to offer! For more information about our services or to speak with one of our knowledgeable staff members, feel free to call us at 800-750-0959. Join us at Five County today and discover how we can help simplify your financial life!

Personal Banking Solutions

Whether you're opening your first checking account or looking for a way to save for a big purchase, our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your day-to-day finances easily. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. For those considering homeownership or refinancing, our mortgage loans can help turn your dreams into reality.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services, you can access your accounts whenever you need to. Whether you're at home, at work, or on the go, managing your finances is just a click away through our website at https://www.fivecounty.com/ . You can check balances, transfer funds, and pay bills all from the comfort of your own space.

Enhanced Security Features

Your security is our top priority. We utilize electronic signature authorization to ensure that your transactions are safe and secure. Additionally, e-statements are available for those who want to keep their banking records organized without the clutter of paper statements.

Mobile Convenience

For those who prefer banking on their smartphones, our mobile application provides an easy and intuitive way to manage your accounts. With features like mobile payments, making purchases has never been easier. Plus, you can send money directly to friends or family with our person-to-person transfer feature no need for cash or checks.

Real-Time Management

Keeping track of your finances in real-time is crucial in today's fast-paced world. Our digital banking services allow you to monitor your spending and saving habits easily. With everything at your fingertips, you'll have the power to make informed decisions about your money. At Five County, we're committed to making banking simple and accessible for all our members. Whether you prefer traditional methods or modern technology, we've got you covered!

Financial Strength

Growing Membership Base

The trust our members place in us is evident as we manage a total of 72,651 accounts. This growing member base highlights the confidence people have in Five County as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five County is your trusted partner. Visit us at 35 Ash St Lewiston Me 04240 or call (800) 750-0959 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $34,225,965 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,986 in used auto loans and $290,506,253 in total loans and leases, we support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $65,512,009 in share certificates and $22,585,217 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 132 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $36,057,814, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $979 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $59,415,705 in used vehicle loans and $28,332,778 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we can guide you through the process smoothly.

Credit Lines and Commercial Loans

For those looking for additional financial support, we offer credit lines with a total availability of $39,408,500. If you're a business owner, consider our outstanding commercial loans totaling $17,724,805, which provide the capital needed to grow and expand your operations. Our dedicated team is here to answer any questions you may have about our loan products or help you navigate the application process. You can reach us at (800) 750-0959 during our operating hours: Lobby: Monday-Friday 8:30 am - 5:00 pm; Drive-Up ITM: Monday-Friday 8:30 am - 7:00 pm; Saturday 9:00 am - 3:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Five County, we're committed to supporting your journey toward financial success with the right tools and resources tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,262,230, make buying or refinancing simple. We can help you understand your eligibility and provide refinancing options to suit your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $13,292,697 in loans available, we offer solutions that help our members manage their finances effectively.

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FIVE COUNTY CREDIT UNION