Five County Credit Union Bowdoinham ME | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Five County Credit Union, your trusted financial partner since 1956. Located at 9 Main St, Bowdoinham, ME 04008, we have proudly served our community for over six decades. With a strong commitment to our members, we currently support a vibrant membership of 30,773 individuals and families in the area. At Five County Credit Union, we believe that everyone deserves access to financial services that meet their unique needs. Our total assets stand at an impressive $378,315,835, reflecting our stability and ability to provide valuable services to you. We understand that financial decisions can be overwhelming; that's why our friendly team is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to PO Box 598, Bath, ME 4530. This ensures that your important documents reach us safely and efficiently. Our experienced leadership team is dedicated to your success. Under the guidance of CEO Julie Marquis and Board President Merlin Suggs, Five County Credit Union continues to innovate and adapt to the needs of our members. With a total of 133 employees, we're here for you during our lobby hours: Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we have you covered. With total deposits reaching $16,804,202 and net worth of $36,057,814, you can trust that your finances are in safe hands. Join us today and experience the difference that a member-focused credit union can make! For more information or assistance, feel free to call us at 800-750-0959 or visit our website at fivecounty.com. We're excited to support your financial journey!

Branch History & Mission

A Rich Legacy

Five County Credit Union began its journey with a simple mission: to empower individuals and families by providing them with reliable financial solutions. Over the years, we have evolved alongside our members' needs, adapting our services to ensure that we remain relevant and impactful. Our branch at 9 Main St, Bowdoinham, ME 04008 is not just a place for transactions; it's where relationships are built and dreams are nurtured. Our growth story includes not only the expansion of our membership but also significant milestones that reflect our dedication to community development. As we celebrate decades of service, we take pride in knowing that each member's success contributes to the greater good of our community.

Community Focus

Community engagement is at the heart of what we do. Our partnerships with local organizations reinforce our belief in giving back to those who support us. We actively participate in initiatives that uplift the community and foster growth among local businesses. While you can visit us at 9 Main St Bowdoinham Me 04008, official correspondence should be sent to PO Box 598, Bath, ME 4530 if needed. For inquiries or assistance, don't hesitate to call us at (800) 750-0959.

Join Us Today!

As we look forward to the future, we invite you to become part of the Five County family. Experience firsthand the benefits of being a member of a credit union that truly cares about your financial well-being and community impact. Visit us today or learn more about membership options at Five County Credit Union. Together, let's build a brighter future!

Our Mission

At Five County Credit Union, our mission extends beyond just offering banking products. We strive to enhance the quality of life for our members through personalized financial services and community support. Whether you need help with checking accounts, auto loans, mortgages, or business banking solutions, we are here for you every step of the way. Our goal is to empower you with the knowledge and tools necessary for financial success. We believe in creating inclusive opportunities for all. Our commitment includes ensuring ADA compliance and improving access to digital resources like online banking and mobile payments. This way, our members can manage their finances conveniently from anywhere.

Branch Location & Accessibility

Convenient Access

Our branch is conveniently situated near local landmarks, making it an accessible stop for residents and visitors alike. With ample parking available, you can easily hop in and out without hassle. We also ensure that our facilities are ADA compliant, featuring ramps and accessible entrances for everyone. While members can visit us at our Bowdoinham location, official correspondence should be sent to our mailing address at PO Box 598, Bath, ME 4530.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy schedule. Our lobby is open Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM. Feel free to drop by during these hours; our friendly team is eager to assist you.

Services Offered

At Five County Credit Union, we pride ourselves on providing a variety of services tailored to meet your financial goals. From checking and savings accounts to auto loans and mortgages, we have solutions designed with you in mind. While we currently do not have ATM or drive-thru services available, our dedicated staff is always ready to help you with transactions directly inside the branch. If you have questions or need assistance, don't hesitate to give us a call at 800-750-0959. We look forward to welcoming you into the Five County family!

Member Eligibility

At Five County, we believe that becoming a member means joining a supportive community where your financial well-being is our priority. If you're looking to become part of our family, the process is straightforward and welcoming. Membership is open to individuals who live, work, worship, or attend school in our local communities. This includes residents of Sagadahoc County and surrounding areas. We also extend membership to family members of current members, ensuring that your loved ones can benefit from our services too. Once you meet these simple eligibility criteria, opening an account is just a click away! You can learn more about the specifics on our website at https://www.fivecounty.com/become-a-member , where you'll find all the details you need. If you're ready to take the next step, check out how to open an account through this link: https://www.fivecounty.com/loan-application . Should you have any questions or need assistance along the way, feel free to reach out to us at (800) 750-0959. We're excited to welcome you to Five County, located at 9 Main St Bowdoinham Me 04008, and help you achieve your financial goals!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $91 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $66 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,724,805, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide merchant services that simplify payment processing for your business. Imagine a busy café where customers can pay effortlessly with their cards or mobile devices. Our services ensure you have the tools you need to serve your clients effectively while keeping track of your transactions smoothly. By choosing Five County, you're not just accessing financial products; you're partnering with a team dedicated to your success. Let's grow together! For more information, call us at (800) 750-0959 or visit our website at Five County Credit Union.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we recognize that every dollar counts. Our business banking services, including merchant services and business loans, are designed to support entrepreneurs like you. Whether you're starting a new venture or expanding an existing one, we are here to help.

Digital Convenience

In today's fast-paced world, convenience is key. That's why Five County offers robust online and mobile banking options. You can access your accounts anytime and anywhere through our user-friendly platform. Need to transfer funds? Want to check your balance? It's all just a few taps away! Plus, with features like ATM and cash withdrawal services, managing your cash flow is easier than ever.

Financial Freedom at Your Fingertips

Life can sometimes throw unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. We work closely with you to find solutions that fit your budget, helping you regain control of your finances. Additionally, our credit cards with rewards not only give you purchasing power but also offer benefits that can enhance your shopping experience.

Personal Banking Made Easy

Starting with personal banking, we provide various options to help you manage your money effectively. Our checking and savings accounts come with features that make it easy to save for future goals or daily expenses. For those considering a new vehicle, our auto loans and vehicle financing options ensure you can hit the road without breaking the bank. If you're dreaming of homeownership, our mortgage loans and refinancing services make the process straightforward and accessible.

We're Here for You

If you're ready to explore these services or have questions about how we can assist you further, don't hesitate to reach out! Give us a call at (800) 750-0959 or visit us at 9 Main St Bowdoinham Me 04008 in Bowdoinham, ME. Our friendly staff is always eager to help you find the best financial solutions tailored just for you. Join the Five County Credit Union family today and discover how we can support your financial journey!

Digital & Online Banking

Key Features

Our online banking services at https://www.fivecounty.com/ are user-friendly and packed with features to help you manage your money effectively. You can easily check balances, transfer funds, and pay bills without the hassle of visiting a branch. Plus, with 24/7 online banking access, you can conduct transactions whenever it suits you. Need to send money to friends or family? Our person-to-person transfer feature makes it simple and quick. You can also enjoy the benefits of e-statements, giving you a paperless way to keep track of your finances while helping the environment.

Mobile Banking

For those on the go, our mobile application offers all the functionalities you need right at your fingertips. Whether you're making mobile payments or checking your account balance, our app provides a secure and convenient way to bank from anywhere. And with electronic signature authorization, signing documents is as easy as a few taps on your screen no more printing or mailing required!

Security Matters

We prioritize your security with robust measures in place to protect your information. From encrypted transactions to secure logins, you can feel confident that your financial data is safe with us. At Five County, we're committed to providing accessible and efficient banking solutions tailored to meet your needs. Explore our digital services today at https://www.fivecounty.com/ and experience the ease of banking on your terms!

Financial Strength

A Growing Community

Total Share Accounts stand at 72,651, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments): $626,226 further demonstrate our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five County is your trusted partner. Visit us at 9 Main St Bowdoinham Me 04008 or call (800) 750-0959 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $34,225,965 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,986 in used auto loans and $290,506,253 in total loans and leases, we support members' financial goals across various sectors.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 132 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $65,512,009 in share certificates and $22,585,217 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $36,057,814, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $979 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $59,415,705 in used vehicle loans and $28,332,778 in new vehicle loans to help members get on the road confidently. Whether you're eyeing a brand-new model or a dependable used vehicle, our competitive financing options can make your purchase easier.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $17,724,805 provide the capital needed to expand operations or invest in new ventures. At Five County Credit Union, we prioritize making borrowing straightforward and accessible. We offer refinancing options for many of our loan products to help you adjust your financial commitments as life changes. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in learning more about how we can assist you financially or if you'd like to explore eligibility options for membership and loans alike, please call us at 800-750-0959 or visit our website at Five County Credit Union. We're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $16,262,230. We simplify the process of buying or refinancing your home so you can focus on what truly matters settling into your new space.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $13,292,697 in loans helping members manage their finances effectively, our credit cards come with features designed to fit your lifestyle and spending habits.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh stands out as a trustworthy tool for anyone looking to make informed borrowing decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers, allowing them to easily evaluate their options. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, which means users can trust the information they see. Additionally, LendMesh does not feature sponsored listings. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh focuses on providing unbiased results. This integrity helps users find the best rates without any hidden agendas. Another significant advantage is LendMesh's real-time rate comparisons. Users have access to up-to-date loan rates from multiple institutions, which aids them in making informed decisions that align with their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To experience the clarity and ease of comparing loans, visit LendMesh today and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FIVE COUNTY CREDIT UNION