Five County Credit Union Bath ME | Best Auto Loans & Business Banking

Introduction

Welcome to Five County Credit Union, your trusted partner in financial well-being, located at 765 Washington St, Bath, ME 04530. Since our establishment in 1956, we've been dedicated to serving our community with personalized banking solutions that make a difference. With over 30,000 members and total assets exceeding $378 million, we pride ourselves on being a cornerstone of financial support in the Bath area. At Five County Credit Union, we understand that every member's financial journey is unique. Our offerings include everything from checking and savings accounts to auto loans, mortgage financing, and business loans. With total deposits of $16,804,202 and a robust loan portfolio of 26,280, we ensure that your funds are secure while also providing opportunities for growth. Our commitment to our members goes beyond traditional banking. We maintain a strong community focus, with initiatives designed to support local events and promote financial literacy. Under the leadership of our CEO, Julie Marquis, and Board President, Merlin Suggs, we strive to create an inclusive environment where everyone can thrive financially. While you can reach us directly at 207-443-3528, feel free to explore more about our services online at fivecounty.com. If you need to send official correspondence, please use our mailing address: PO Box 598, Bath, ME 4530. Join us today and experience the benefits of membership with Five County Credit Union where your financial goals are our top priority! Visit us or give us a call; we're excited to help you on your path to financial success!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Five County embraces digital advancements while ensuring accessibility for all. Our online banking services make managing your finances easier than ever. Plus, with features like mobile payments and e-statements, staying on top of your finances is convenient and secure. We ensure ADA compliance in all our facilities so that everyone can access our services without barriers. With an ATM available at our branch and drive-thru services for quick transactions, we're here to meet your needs wherever you are.

Join Us

We invite you to become part of the Five County family! Whether you're looking for personal banking solutions or seeking guidance on your financial journey, we're here for you. Visit us at 765 Washington St or reach out at 207-443-3528 for more information about membership benefits. Together, let's build a brighter financial future!

Our Mission

At Five County Credit Union, our mission is more than just words; it reflects our dedication to serving you. We strive to empower our members by providing personal banking solutions that include checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We understand that financial decisions can be overwhelming, which is why we prioritize education and support at every step. As part of this mission, we also focus on community involvement. We believe in giving back through partnerships and outreach initiatives that uplift those around us. Whether it's sponsoring local events or supporting charitable causes, we are committed to making Bath and its surrounding areas a better place for all.

Branch Location & Accessibility

Call to Action

If you have any questions or would like to learn more about how we can assist you on your financial journey, don't hesitate to give us a call at 207-443-3528. We invite you to stop by Five County Credit Union today and experience the difference of a community-focused credit union!

Operating Hours

We understand that life can be busy, so we offer flexible hours to accommodate your schedule. Our lobby is open Monday through Friday from 8:30 AM to 5:00 PM and Saturdays from 9:00 AM to 12:00 PM. If you're in need of assistance outside of these times, our Service Center is available Monday through Saturday until 7:00 PM.

Services Offered

At Five County Credit Union, we provide a range of services designed to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we're here to help you manage your finances effectively. We also offer ATM services for quick cash withdrawals and drive-thru banking for added convenience perfect for those on the go! While members can visit us at 765 Washington St for all their banking needs, official correspondence should be sent to PO Box 598, Bath, ME 04530.

Member Eligibility

Becoming a member of Five County is like stepping into a warm and welcoming community where your financial goals are prioritized. If you live, work, or worship in the areas served by us, you can easily join our family! We embrace individuals from various backgrounds, ensuring everyone has access to our friendly and supportive services. Whether you're looking for personal banking options, auto loans, or credit cards with rewards, being part of Five County opens up a world of benefits tailored just for you. To get started on your membership journey, simply visit us at 765 Washington St Bath Me 04530 or give us a call at (207) 443-3528 for more details. You can also check out the full eligibility criteria on our website at https://www.fivecounty.com/become-a-member . Once you're ready to open an account, just follow the easy steps outlined here: https://www.fivecounty.com/loan-application . Join us today and experience the difference that community-focused banking can make!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $91 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $66 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,724,805, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local bakery bustling with customers. With our merchant services, they can easily accept payments from credit cards or mobile wallets, making transactions smooth and simple. This not only enhances customer satisfaction but also helps streamline their operations. Whether you're a startup or an established enterprise, our merchant services are designed to meet your needs. Visit us at 765 Washington St Bath Me 04530 in Bath, ME, or call us at (207) 443-3528 to discover how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we understand the importance of having reliable financial services. Our Business Banking solutions include Merchant Services & Business Loans tailored to help your business grow while managing cash flow effectively. We are here to partner with you on your journey to success.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why at Five County Credit Union, we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. From making deposits to transferring money using our Person-to-Person payment option, everything is just a click away. You can also take advantage of our ATM & Cash Withdrawal Services for easy access to cash when you need it.

Drive-Thru and Shared Branch Access

We know sometimes you just want quick service without leaving your car. Our Basic Drive-Thru Banking offers simple transactions like deposits and withdrawals efficiently. Plus, if you're a member of a partner credit union, our Basic Shared Branch Transactions let you complete deposits and withdrawals conveniently at other locations. At Five County, we are committed to serving our members with integrity and care. Whether you're visiting us in person or using our online services, we're here to help you navigate your financial journey confidently. If you're ready to explore how our comprehensive services can benefit you, don't hesitate! Call us today at (207) 443-3528 or visit us online at https://www.fivecounty.com/ for more information on how we can assist you!

Loans Made Simple

Life can be unpredictable, which is why having access to funds when you need them is crucial. Our Personal Loans & Debt Consolidation options provide the support you need to handle unexpected expenses or consolidate existing debt into one manageable payment. And for those who enjoy rewards for their spending, our Credit Cards with Rewards offer benefits that can enhance your purchasing power.

Personal Banking Solutions

Whether you're opening a checking account for daily expenses or setting up a savings account for future goals, our personal banking services are designed with you in mind. We offer flexible Checking & Savings Accounts that help you manage your money effectively. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options can get you behind the wheel quickly and affordably. Looking to buy a home? Our Mortgage Loans & Refinancing services ensure you have competitive rates and terms that fit your budget.

Digital & Online Banking

Key Features

With our user-friendly online banking platform, accessible at https://www.fivecounty.com/ , you can take control of your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills, it's all just a few clicks away. Plus, our 24/7 online banking services ensure you can manage your money whenever it suits you. Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents securely without ever needing to visit a branch. This means fewer trips out and more time for what matters most in your life.

Mobile Banking Made Easy

For those who prefer using their mobile devices, our mobile application puts banking right in your pocket. You can enjoy mobile payments for quick transactions, send money easily with our person-to-person transfer feature, and stay updated on your accounts with just a tap on your phone. With all these features combined, managing your finances has never been easier. At Five County, we're committed to providing tools that make banking simple and efficient so that you can focus on reaching your financial goals. Visit us today at https://www.fivecounty.com/ to learn more about how we can help you manage your money better!

Stay Updated with E-Statements

Say goodbye to paper clutter! With e-statements available at Five County, you can access your account statements online whenever you need them. This not only saves paper but also allows you to keep track of your finances in real-time.

Financial Strength

A Growing Community Trusts Us

We have achieved significant milestones with 72,651 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $626,226, further emphasizing our commitment to providing valuable services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five County is your trusted partner. Visit us at 765 Washington St Bath Me 04530 or call (207) 443-3528 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 132 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investment in Your Future

With $34,225,965 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $6,986 in used auto loans and $290,506,253 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $65,512,009 in share certificates and $22,585,217 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $36,057,814, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $979 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $59,415,705 in used vehicle loans and $28,332,778 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have financing solutions tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $17,724,805 provide the capital needed to grow and expand your business. Whether you're starting out or looking to scale up operations, we are ready to support your entrepreneurial journey. If you're interested in refinancing any existing loans or would like to explore eligibility options for any of our products, please don't hesitate to reach out. Our friendly team is here to guide you through the process and answer any questions you may have. You can contact us at 207-443-3528 for more information or visit us at 765 Washington St Bath Me 04530. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Five County, we're dedicated to helping you achieve your financial dreams with confidence and ease. Explore your options today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,262,230, make buying or refinancing simple. We are here to assist you every step of the way as you navigate through this important investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,292,697 in loans helping members manage their finances effectively. This can be a great way to help you handle unexpected expenses or simply provide added purchasing power when you need it most.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for users. Each loan comparison reflects current market conditions and reliable information.

FIVE COUNTY CREDIT UNION