Five County Credit Union Augusta ME | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Five County Credit Union, where your financial well-being is our top priority! Established in 1956, we have proudly served our community for over six decades, offering a friendly and supportive environment for all your banking needs. Located at 201 Civic Center Dr, Augusta, ME 04330, our branch is easily accessible to members in the area. If you need to send us official correspondence, please use our mailing address: PO Box 598, Bath, ME 4530. At Five County Credit Union, we are committed to empowering our 30,773 members with tailored financial solutions. With total assets exceeding $378 million and a robust net worth of $36 million, you can trust that your money is safe and sound with us. Our dedicated team of 133 employees, led by CEO Julie Marquis and Board President Merlin Suggs, works tirelessly to provide exceptional service and foster a sense of community. Whether you're looking for a new auto loan where we've successfully financed over 26,280 loans or need assistance with personal banking services like checking accounts or credit cards with rewards, we've got you covered. With total deposits reaching $16,804,202 and cash in hand amounting to $4,608,331, we are well-equipped to meet your financial goals. We understand that every member's journey is unique. That's why we offer convenient online and mobile banking options alongside traditional services like ATM access and shared branch transactions for partner credit union members. Our goal is to make banking as easy as possible so you can focus on what matters most. Ready to take the next step? Feel free to visit us or call us at 800-750-0959 during our lobby hours from Monday to Friday, 8:30 AM - 7:00 PM and Saturday from 9:00 AM - 3:00 PM. Join us today at Five County Credit Union where your financial future begins! For more information about our services or to become a member, visit us at Five County Credit Union.

Branch History & Mission

Community Engagement

Five County Credit Union actively participates in community outreach efforts that strengthen ties with local organizations and residents. We understand that true success comes from collaboration and mutual support. Through various programs and events, we strive to give back and invest in the future of Augusta and its surrounding areas. Our branch operates with flexible hours Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM to accommodate your busy lifestyle. And with ATM availability on-site and shared service center options for partner credit union members, accessing your funds has never been easier. Join us at Five County Credit Union today! Experience firsthand how our dedication to member service can help you achieve your financial dreams while contributing positively to our wonderful community. For more information or to open an account today, visit us online at fivecounty.com or give us a call at 800-750-0959. Together, let's build a brighter future!

Our Mission

At Five County Credit Union, our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community. We are dedicated to helping our members achieve their financial goals through a variety of offerings including personal banking accounts, auto loans, mortgage financing, and business banking solutions. Our commitment extends beyond transactions; we aim to support local initiatives and partnerships that enrich the lives of those around us. As part of this mission, we have embraced digital advancements that make banking more accessible than ever. With features like online banking, mobile payments, and e-statements available to our members, we ensure that your banking experience is not only convenient but also secure. Our commitment to accessibility also includes ADA compliance for all our facilities.

Branch Location & Accessibility

Accessibility Features and Parking

Accessibility is important to us. Our branch is ADA compliant, featuring ramps and other accommodations to ensure everyone can access our services comfortably. Ample parking is available nearby, making it easy for you to come in without the hassle of searching for a spot. Whether you're a long-time member or considering joining our community, we invite you to visit us at Five County Credit Union. If you have any questions or need assistance before stopping by, feel free to give us a call at 800-750-0959. We look forward to welcoming you!

Operating Hours and Services

We know that life can be busy, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 8:30 AM to 7:00 PM and on Saturday from 9:00 AM to 3:00 PM. We strive to accommodate your schedule so that banking fits seamlessly into your day. At Five County Credit Union, we offer a range of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need a quick cash withdrawal? Our ATM is available for your convenience. While we don't have drive-thru service, our friendly staff are ready to assist you inside the branch.

Member Eligibility

At Five County, we believe in the power of community and are excited to welcome you as a member! Joining our credit union is simple and open to anyone who lives, works, worships, or attends school in Kennebec County. We want to make sure that everyone has access to the financial services they need. If you have any questions about whether you qualify, feel free to call us at (800) 750-0959 or check out the detailed eligibility criteria at https://www.fivecounty.com/become-a-member. Becoming a member not only gives you access to a range of financial products like checking and savings accounts, loans, and credit cards but also means you're part of a supportive network dedicated to helping you reach your financial goals. Opening an account is straightforward and can be done online just visit us at https://www.fivecounty.com/loan-application to get started today. We can't wait for you to join our Five County family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $91 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $66 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,724,805, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make it easy for businesses to manage transactions efficiently. Imagine having the ability to accept payments anytime, anywhere. From credit card processing to online payment solutions, we equip you with the tools you need to serve your customers better and streamline operations. Whether you're starting fresh or seeking to elevate your established business, Five County is here to help. Visit us at 201 Civic Center Dr Augusta Me 04330 or call us at (800) 750-0959 to explore how we can assist you on your journey!

Comprehensive List Of Services

Business Banking Services

At Five County, we also understand the needs of local businesses. Our business banking services, including merchant services and business loans, cater to entrepreneurs looking to expand their operations or manage cash flow effectively. We're committed to helping local businesses thrive.

Convenient Access and Support

We believe that banking should be accessible anytime, anywhere. That's why we offer comprehensive online and mobile banking options that allow you to check balances, transfer funds, and make payments from the comfort of your home or on the go. For immediate cash needs, visit one of our ATMs for quick withdrawals or balance checks without any hassle. And if you're a member of a partner credit union, you can take advantage of basic shared branch transactions right here at our location.

Credit Cards and Rewards

Our credit cards with rewards are perfect for savvy shoppers who want to earn while they spend. You can accumulate points for travel, merchandise, or cashback simply by using your card for everyday purchases. It's like getting paid back for what you already buy!

Get in Touch

If you have questions about any of our services or need assistance with your financial needs, don't hesitate to reach out! Call us at 800-750-0959, or stop by our branch during lobby hours: Monday-Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 3:00 PM. Join us at Five County Credit Union, where we are dedicated to helping you achieve your financial goals with personalized service and a wide array of offerings tailored just for you!

Personal Banking Solutions

For those managing everyday expenses or planning for future goals, our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your money effectively. With online and mobile banking features, accessing your funds is as easy as tapping your phone or clicking your mouse. If you're considering purchasing a new vehicle or refinancing an existing loan, our auto loans and vehicle financing options provide competitive rates and flexible terms. Imagine driving off in the car of your dreams without worrying about high monthly payments! When it comes to homeownership, our mortgage loans and refinancing services can simplify the process. We guide you through each step so you can focus on making your new house a home. For those unexpected expenses or consolidating debt, our personal loans can be a lifeline providing quick access to cash when you need it most.

Digital & Online Banking

Key Services Available

With just a few clicks at https://www.fivecounty.com/, you can access your accounts through our robust online banking platform. Whether you're checking your balance or transferring funds, everything you need is right at your fingertips. Our 24/7 online banking services ensure you can handle your financial matters whenever it suits you. Need to send money to a friend? With our person-to-person transfer feature, it's as simple as sending a text! Plus, our electronic signature authorization makes it easy to complete transactions without the hassle of printing and mailing documents.

User-Friendly Features

We also offer e-statements, so you'll never have to worry about paper clutter again. Stay organized and keep track of your finances with electronic statements that are easy to access and download. And for those on the go, our mobile application provides all the functionalities of online banking right in your pocket. You can even make mobile payments directly from your phone another way we keep banking convenient. Security is always a priority for us at Five County. Our digital services come equipped with strong protections to ensure that your information stays safe while you enjoy managing your accounts with ease. In summary, whether you're at home or out and about, Five County makes it simple for you to stay on top of your finances with our digital and online banking services. Embrace the freedom of managing your money whenever and however you like!

Financial Strength

Growing Together

Total Share Accounts: 72,651, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $626,226. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Five County is your trusted partner. Visit us at 201 Civic Center Dr Augusta Me 04330 or call (800) 750-0959 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investment in Your Future

With $34,225,965 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to providing $6,986 in used auto loans and $290,506,253 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $1,404,315, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 132 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Focused Savings

Members' savings are secured through $65,512,009 in share certificates and $22,585,217 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $36,057,814, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.79% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $59,415,705 in used vehicle loans and $28,332,778 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we are committed to making the financing process straightforward and affordable.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans total $17,724,805. These options allow entrepreneurs to invest in their businesses without unnecessary stress. At Five County Credit Union, we also recognize the importance of refinancing options. If you're considering refinancing any existing loans or mortgages for better rates or terms, we can help assess your eligibility and provide guidance tailored to your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore our loan offerings further by visiting our website or applying directly online through this link. Your journey toward financial wellness starts here!

Credit Lines

If you're looking for additional flexibility in managing expenses or planning for unforeseen costs, our total credit lines amounting to $39,408,500 are available to provide you with the financial cushion you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $16,262,230, ensuring that you have access to competitive rates and flexible terms. Whether you're a first-time buyer or looking to refinance your existing mortgage, we can guide you every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $13,292,697 in unsecured credit card loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have support when needed.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent. By relying on verified financial institutions, users can trust that the information provided reflects genuine offers rather than promotional fluff.

ANCORUM CREDIT UNION - Augusta, ME

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