Firstmark Credit Union La Vernia TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Firstmark, your trusted financial partner right here in La Vernia, Texas. Since our establishment in 1932, we've dedicated ourselves to providing exceptional banking services to our community. Located at 194 S Fm 1346 Ste 101, La Vernia, TX 78121, we invite you to explore the variety of personal and business banking options we offer. With a robust membership base of 91,444 and total assets exceeding $1.2 billion, Firstmark stands as a pillar of financial strength and reliability. Our commitment to serving you is demonstrated through our impressive total deposits of $66,331,827 and total loans that have reached 40,833. Under the leadership of CEO Gregg Thorne and Board President Donald Pinson, our team of 243 employees is here to support you in achieving your financial goals. We believe in fostering strong relationships with our members, ensuring that every interaction is rooted in trust and personalized service. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 701650, San Antonio, TX 78270-1650. We are proud to be a part of this vibrant community and continually seek ways to contribute positively. Whether you're looking for checking accounts, auto loans, mortgages, or business banking solutions, we are here to help you navigate your financial journey with confidence. For any inquiries or assistance, don't hesitate to reach out by calling us at 210-342-8484. Visit our website at Firstmark for more information about our services or to start your application today!

Branch History & Mission

Community Engagement

Our commitment extends into various outreach programs aimed at improving lives within La Vernia and surrounding areas. Through partnerships with local organizations and schools, we strive to make a positive impact on those around us. Whether it's through financial literacy workshops or community sponsorships, Firstmark is here for you. While members can visit us at 194 S Fm 1346 Ste 101, official correspondence should be sent to P.O. Box 701650, San Antonio, TX 78270-1650.

Join Us Today!

As we continue to grow together with our community, we invite you to experience the benefits of being part of Firstmark Credit Union. Whether you need personal banking solutions or business support, we're here for all your financial needs. Stop by or give us a call at 210-342-8484 during our operating hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM and see how we can help you achieve your financial dreams!

Our Journey

Firstmark began its journey with a simple mission: to provide accessible financial services to the people of our community. Over the years, we have grown significantly, now boasting a membership of 91,444 and total assets exceeding $1.2 billion. Each milestone we've reached reflects our commitment to serving our members better every day. As we evolved through changing economic times, we remained focused on our core values: trust, integrity, and community support. From humble beginnings, we have adapted and expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We are proud to offer these services while ensuring that we give back to the community that has supported us throughout the years.

Our Mission

At Firstmark Credit Union, our mission goes beyond just providing financial products. We are dedicated to enhancing the lives of our members and enriching the communities we serve. We believe in empowering individuals by helping them achieve their financial goals through education and personalized service. Our goal is not only to help you manage your money but also to support your aspirations for a brighter future. We also recognize the importance of accessibility in today's world. That's why we have embraced digital advancements such as online banking and mobile payments, allowing our members to manage their finances conveniently from anywhere. Our branch is ADA compliant, ensuring that everyone can access our services with ease.

Branch Location & Accessibility

Convenient Access and Amenities

At Firstmark, we believe banking should be simple and accessible for everyone. Our location features plenty of parking and is designed with accessibility in mind, ensuring that all members can visit us comfortably. If you need to make a quick transaction, take advantage of our drive-thru service, available Monday through Saturday. While you can come see us at our La Vernia address for all your banking needs, official correspondence should be sent to our mailing address: P.O. Box 701650, San Antonio, TX 78270-1650.

Operating Hours

We're here to serve you during convenient hours! Our lobby is open from 9:00 AM to 5:30 PM Monday through Friday and from 9:00 AM to 1:00 PM on Saturdays. The drive-thru operates on the same schedule, making it easy for you to bank when it fits your busy lifestyle.

Services Just for You

At Firstmark, we offer a variety of services tailored to meet your financial needs. Whether you're interested in personal banking options like checking and savings accounts, auto loans, or mortgage financing, we've got you covered. Plus, our ATM is always available for cash withdrawals and balance inquiries. We invite you to drop by and experience the friendly service that makes Firstmark a trusted partner in your financial journey. Have questions? Don't hesitate to give us a call at 210-342-8484; we're here to help! We look forward to seeing you soon!

Member Eligibility

At Firstmark, we believe that becoming a member means joining a community where your financial well-being is the top priority. If you're looking to become part of our family, we welcome individuals who live, work, worship, or attend school in the areas we serve. This makes it easy for many in our community to join us! Once you're eligible, opening an account is a breeze. We offer a simple process designed to make your experience smooth and hassle-free. Just visit us at 194 S Fm 1346 Ste 101 La Vernia Tx 78121 or check out the details on our website for more information about eligibility criteria: . If you have any questions or need assistance, feel free to give us a call at (210) 342-8484. We're here to help you take that important step toward financial empowerment and to enjoy all the benefits that come with being a member of Firstmark! To get started with your account opening, simply visit https://apply.firstmarkcu.org/. Join us today and discover how we can support you on your financial journey!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $76 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $92,899,339, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make transactions easier for your customers. Whether you run a local shop or an online store, our payment processing solutions simplify how you accept payments. You can focus on what matters most growing your business while we handle the details. Visit us at 194 S Fm 1346 Ste 101 La Vernia Tx 78121 in La Vernia, TX, or call us at (210) 342-8484 to learn more about how Firstmark can be your partner in success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, Firstmark provides comprehensive business banking solutions. Our merchant services streamline payment processing, allowing you to focus on what matters most: growing your business. Additionally, our business loans give you the capital needed to expand or invest in new opportunities.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to manage your accounts from anywhere at any time. You can check balances, transfer funds, and even make person-to-person payments all from the palm of your hand. Our ATM services further enhance accessibility, ensuring that withdrawing cash or checking your balance is never a hassle.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions or need quick service on-the-go, our basic drive-thru banking offers simple transactions like deposits and withdrawals without leaving your car. And if you're in a hurry? Our ATMs provide easy access for quick cash withdrawals and balance checks whenever you need them. At Firstmark, we pride ourselves on offering personalized service with a community touch. With our friendly staff ready to assist you at (210) 342-8484, we invite you to explore how our comprehensive suite of services can enhance your financial journey. Ready to take the next step? Visit us today at 194 S Fm 1346 Ste 101 La Vernia Tx 78121 or check out more about what we offer by visiting our website at La Vernia Branch. Join us as we work together towards achieving your financial dreams!

Personal Banking Solutions

Our personal banking services begin with checking and savings accounts that help you manage your money effortlessly. Imagine having easy access to your funds while earning interest on your savings this is just one way we support your financial goals. For those considering a new vehicle, our auto loans and vehicle financing options make it easier than ever to hit the road in style. We also offer mortgage loans and refinancing opportunities that can help you find the perfect home without breaking the bank. If you need extra cash for unexpected expenses, our personal loans and debt consolidation options are here for you. Plus, with our credit cards featuring rewards programs, every purchase can bring you closer to exciting benefits.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service provides real-time account management, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can take advantage of our e-statements feature, which means no more waiting for paper statements in the mail. Instead, enjoy the benefits of going green while keeping your financial information right at your fingertips. If you're always on the move, our mobile application is here to help. Available for download, it includes features like mobile payments, making it simple to make purchases directly from your phone. Plus, with person-to-person transfers, sending money to friends or family is quick and hassle-free no need for cash or checks. Security is a top priority at Firstmark. We use electronic signature authorization for many transactions, ensuring that your personal information remains protected. Our commitment to safety means you can bank with confidence. In summary, whether you prefer using a desktop or your smartphone, our digital banking services are designed to provide convenience without compromising security. With features like 24/7 online access and easy-to-use mobile applications, managing your finances has never been easier! Explore all that we have to offer by visiting https://www.firstmarkcu.org/ today!

Financial Strength

At Firstmark, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that supports your needs and helps you achieve your goals. With a net worth of $124,773,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,038 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $303,536,162 in share certificates and $147,869,586 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial success is evident with $120,054,772 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $10,895 in used auto loans and $693,807,704 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 240 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $947,709. Total Share and Deposit Accounts: 174,947, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Firstmark is your trusted partner. Visit us at 194 S Fm 1346 Ste 101 La Vernia Tx 78121 or call (210) 342-8484 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $221,973,502 in used vehicle loans and $54,801,478 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or the latest model, our flexible financing options can make it happen.

Business Loans

For business owners, our outstanding commercial loans totaling $92,899,339 provide the capital needed to grow and expand. We recognize that every business has unique needs, and our team is here to support your journey toward success. At Firstmark, we're committed to making financing accessible and straightforward. If you're interested in refinancing options or want to know if you qualify for any of our loan products, don't hesitate to reach out. You can call us at (210) 342-8484 or visit us at our location: 194 S Fm 1346 Ste 101 La Vernia Tx 78121, La Vernia, TX. Explore how we can support your financial journey today!

Credit Lines and Unsecured Credit Cards

For those needing extra cash flow, our total credit lines amount to $485,275,713, offering a safety net for unexpected expenses. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $36,272,675 in loans helping members manage their finances effectively. These products can provide peace of mind when you need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $28,117,213, make buying or refinancing simple. We provide personalized service to help you navigate through the process smoothly, ensuring that you understand your options and find the right fit for your budget.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that the offers they see are fair and transparent. Each lender featured on LendMesh has been carefully vetted to ensure compliance with these established standards.

Firstmark