FirstLight Credit Union El Paso TX | Affordable Auto Loans & Business Banking

Introduction

At Firstlight, we believe in building a brighter financial future for our community. Located at 9993 Kenworthy St, El Paso, TX 79924, our Kenworthy Branch has been serving members since 1955. With a strong commitment to providing personalized banking solutions, we are proud to support nearly 99,843 members and manage total assets of over $1.57 billion. Our branch is more than just a financial institution; it's a place where relationships matter. Under the leadership of our dedicated CEO, Margarita Salazar, and Board President, Joshua Orozco, we strive to foster an environment of trust and reliability. Together with our team of 354 employees, we aim to cater to your financial needs through services like checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. We are delighted to announce that our total deposits amount to $143,505,374, and our net worth stands at an impressive $157,650,839. Our members can also feel secure knowing that we have over $48,500,612 in cash on hand and no borrowings on record. While members can visit us at 9993 Kenworthy St, official correspondence should be sent to the same address as our mailing address remains unchanged. We invite you to explore how Firstlight can help you achieve your financial goals whether you're looking for loans or want to open a new account. For any inquiries or assistance, please don't hesitate to reach out at 915-562-1172 or visit us online at Firstlight. Your journey towards a better financial future starts here!

Branch History & Mission

Community Engagement

Our branch not only focuses on banking but also on building lasting relationships within the community. Through various outreach efforts, we work closely with local organizations to promote financial literacy and provide essential resources for those who need it most. We understand that modern technology plays a significant role in how people manage their finances today. That's why we offer online and mobile banking options for added convenience alongside traditional services like drive-thru banking and ATMs available on-site. While members can visit us at 9993 Kenworthy St for all their banking needs, official correspondence should be sent to our mailing address at the same location. Our team is here for you during operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you're looking for a credit union that genuinely cares about its members and community, look no further than Firstlight. We invite you to join us on this journey toward financial empowerment and community enrichment. Experience the benefits of being part of a dedicated credit union family visit us today! For inquiries or assistance, feel free to call us at 915-562-1172.

Our Mission

Our mission at Firstlight is simple yet powerful: to provide accessible financial services that empower individuals and families in our community. We believe that everyone deserves a chance to achieve their financial goals, whether it's saving for a home, financing a vehicle, or managing day-to-day expenses. We strive to create a supportive environment where members can feel confident in their financial decisions. In addition to traditional banking services such as checking and savings accounts, auto loans, and mortgages, we are committed to enhancing the lives of our members through various outreach programs and partnerships within El Paso. By investing in local initiatives and supporting community development projects, we aim to foster growth and prosperity for all.

Branch Location & Accessibility

Call-to-Action

We invite you to stop by the Firstlight Kenworthy Branch today or give us a call at 915-562-1172. Our team is excited to help you with all your banking needs! Remember, while members can visit us at our branch address, official correspondence should be sent to the same address for your convenience. Come see how we can support your financial journey!

Nearby Landmarks and Accessibility

Situated in the heart of El Paso, our branch is just a short drive from popular local spots like the scenic Ascarate Park and the bustling Zaragoza Plaza. With ample parking available right outside, visiting us is hassle-free. We also take pride in being accessible to everyone; our facility complies with ADA standards, featuring ramps and other accommodations to ensure all members can enjoy our services comfortably.

Operating Hours and Services

Our doors are open for you Monday through Thursday from 9:00 AM to 5:00 PM, extending until 6:00 PM on Fridays, and we're here on Saturdays from 9:00 AM to 1:00 PM. For those who prefer more flexible options, we offer video teller services available from 8:00 AM to 8:00 PM on weekdays and until 3:00 PM on Saturdays. At Firstlight, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to various loan products including auto loans and mortgages, we've got you covered. Plus, our ATM services are readily available for quick cash withdrawals and balance checks.

Member Eligibility

Welcome to the community at Firstlight! Joining us is a simple and rewarding experience. If you live, work, or worship in the area, you're likely eligible for membership. We warmly welcome everyone who shares our values and goals, so whether you're looking to save for your future or secure a loan for that dream car, we are here for you. Being part of Firstlight means access to a range of financial services designed with you in mind, like personalized banking options and competitive loan rates. To get started on your journey with us, you can visit our branch at 9993 Kenworthy St El Paso Tx 79924, or give us a call at (915) 562-1172 for more information. For those interested in understanding the detailed eligibility criteria, we encourage you to. Once you're ready to open an account, simply follow the easy steps outlined at https://loans.firstlightfcu.org/products/portal. We look forward to welcoming you into our supportive family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $605 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $375,092,392, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine running your shop or service without worrying about payment processing. Our merchant services make transactions easy and efficient. Whether it's swiping a card at the register or managing online payments, we provide tools that simplify your operations. This way, you can focus more on serving your customers and less on the complexities of payment systems. For personalized assistance or to explore how our business banking solutions can benefit your organization, visit us at 9993 Kenworthy St El Paso Tx 79924 in El Paso, TX, or give us a call at (915) 562-1172. Let's work together to fuel your business's success!

Comprehensive List Of Services

Business Services

For entrepreneurs and small business owners, we offer specialized business banking services, including merchant services and business loans. We know how important it is to keep your business thriving, so we aim to provide solutions that fit your unique needs.

Call Us Today!

With everything from personal banking options to robust business services available at Firstlight, we're here to support your financial journey every step of the way. If you'd like more information about our offerings or have questions about how we can assist you further, don't hesitate to reach out! Call us at (915) 562-1172 or visit us at our branch located at 9993 Kenworthy St El Paso Tx 79924 in El Paso, TX. Your financial success is just a conversation away!

Digital Banking Convenience

In today's fast-paced world, managing finances digitally has become essential. At Firstlight, we take pride in our online and mobile banking capabilities that let you check balances, transfer funds, or pay bills from anywhere at any time. Our ATM services ensure quick cash withdrawals while our drive-thru banking provides a convenient way to complete simple transactions without leaving your car.

Loans & Credit Options

Life can be unpredictable, which is why having access to personal loans and debt consolidation solutions is essential. We understand that sometimes unexpected expenses arise, and we're here to provide financial support when you need it most. Additionally, our credit cards come with rewards programs that allow you to earn while you spend.

Personal Banking

We offer a variety of personal banking options designed to help you manage your money effectively. Our checking and savings accounts come with competitive rates and user-friendly features. For those moments when you need extra funds, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. If homeownership is on your mind, consider our mortgage loans and refinancing services that can guide you through the process smoothly.

Digital & Online Banking

Key Services

Our robust online banking platform, available at https://www.firstlightfcu.org/, allows you to check your account balance, transfer funds, and pay bills with just a few clicks. You can also enjoy the ease of electronic statements, which means you'll never have to worry about paper clutter again just sign up for e-statements and get all your financial information in one secure place. Need to send money to a friend? With our person-to-person transfer feature, sending cash is simple and quick. Just log into your account and follow the prompts; it's that easy! Plus, if you're out shopping or dining, our mobile payments option lets you make transactions directly from your smartphone.

Security and Accessibility

Security is our top priority at Firstlight. Our electronic signature authorization provides an extra layer of protection when managing transactions online. With 24/7 access through our user-friendly mobile application, you can monitor your accounts in real-time. Whether it's checking recent transactions or transferring funds between accounts, everything is just a tap away. With these digital tools at your disposal, you'll find managing your finances not only accessible but also enjoyable. Join us today and experience the freedom of seamless banking right from your device!

Financial Strength

At Firstlight, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that you can trust us with your hard-earned money. With a net worth of $157,650,839, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $406,875,574 in share certificates and $249,470,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,655,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $153,817,577 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $12,027 in used auto loans and $1,267,154,082 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While our current net income stands at $2,897,725, this reflects our operational efficiency and positions us well for future growth. We also take pride in having 352 full-time employees and 2 part-time employees who ensure our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,488,125. The total number of share accounts stands at 200,535, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Firstlight is your trusted partner. Visit us at 9993 Kenworthy St El Paso Tx 79924 or call (915) 562-1172 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $263,395,095 in used vehicle loans and $164,990,883 in new vehicle loans already helping members get on the road. We cater to both new and used vehicle purchases, making it easier than ever for you to find the right financing option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $375,092,392 provide the capital needed to grow and expand. We're committed to supporting local businesses and helping them thrive in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,954,884, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process and answer any questions you may have.

Refinancing Options

If you're considering refinancing your current loans, we invite you to explore our options. We work with our members to ensure they find the best rates available, making it easy for you to save money over time. You can reach us at (915) 562-1172 if you have any questions or would like more information about our loan products. Visit us at 9993 Kenworthy St El Paso Tx 79924, El Paso, TX 79924, or check out our website at https://www.firstlightfcu.org/ for further details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $60,614,354 in loans helping members manage their finances effectively. These cards provide convenience and can be an excellent tool for budgeting when used responsibly.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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FIRSTLIGHT FEDERAL CREDIT UNION - El Paso, TX

Type of Loan Offerings

Personal Loans

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