FIRSTLIGHT FEDERAL CREDIT UNION

Welcome to Firstlight, your trusted credit union located at 300 E Foster Rd, Las Cruces, NM 88005. Since our establishment in 1955, we have been dedicated to serving the financial needs of our community with integrity and reliability. With a proud membership of 100,989 individuals, we are committed to providing personalized banking solutions that empower you to reach your financial goals. At Firstlight, we understand that managing your finances can sometimes feel overwhelming. That's why we offer a comprehensive range of services tailored just for you whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking options. Our total assets stand at an impressive $1,599,326,350, reflecting our strong position in the community and our ability to support your financial journey. Our leadership team is here to guide you every step of the way. Under the direction of CEO Margarita Salazar and Board President Joshua Orozco, we strive to create an environment where members feel valued and supported. With a team of 351 dedicated employees, we're always ready to assist you with any questions or concerns. While members can visit us at 300 E Foster Rd, official correspondence should be sent to the same address. For your convenience, we also offer online services through our website at firstlightfcu.org, making it easier than ever to manage your accounts from anywhere. With total deposits reaching $46,122,707 and total loans exceeding 51,756, Firstlight is not just a bank; it's a community partner invested in your success. We invite you to explore how we can help you achieve your financial aspirations. Don't hesitate to give us a call at 575-526-4401 or visit us during our operating hours: - Monday - Thursday: 9:00 AM - 5:00 PM - Friday: 9:00 AM - 6:00 PM - Saturday: 9:00 AM - 1:00 PM Join us today at Firstlight where your future shines bright!

At Firstlight, our story began in 1955 when we opened our doors in the heart of Las Cruces, NM. Over the decades, we have proudly grown from a small credit union to a vital financial institution serving over 100,000 members. Our commitment to community and member service has been the cornerstone of our journey, and today, we manage total assets of approximately $1.6 billion. You can find us conveniently located at 300 E Foster Rd, Las Cruces, NM 88005. This location is not just a place for transactions; it serves as a hub where our members come together to discuss their financial goals and dreams. We are close to local landmarks that make us easily accessible, ensuring that your visit is both convenient and welcoming. Our mission at Firstlight is simple yet powerful: to provide exceptional financial services while fostering a sense of community and belonging among our members. We strive to empower individuals and families by offering personal banking solutions such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our team is dedicated to supporting you not only in achieving your financial aspirations but also in enhancing your overall well-being. We embrace technology and ensure that our services are accessible to everyone. With features like online banking, mobile payments, and video teller hours extending into the evening, we make it easy for you to manage your finances on your own schedule. Additionally, we take pride in being ADA compliant so that all members can access our facilities without barriers. As part of our commitment to the community, we regularly engage in outreach efforts and partnerships that benefit local organizations and initiatives. We believe in giving back because when our community thrives, we all succeed together. While members can visit us at 300 E Foster Rd Las Cruces Nm 88005, official correspondence should be sent to 300 E Foster Rd, Las Cruces, NM 88005. If you have any questions or would like assistance with your financial needs, feel free to reach out at 575-526-4401. Join us at Firstlight! Experience firsthand how we can help you achieve your financial goals while becoming an integral part of our vibrant community. Together, let's illuminate a brighter financial future!

At Firstlight, we believe that joining our community is about more than just banking it's about becoming part of a supportive family that genuinely cares for your financial well-being. If you're interested in becoming a member, we welcome individuals from various backgrounds! Typically, eligibility includes anyone who lives, works, or worships in the areas we serve, as well as their family members. This means you could be joining us in no time! For those wanting to know more about the specific criteria and details, feel free to check out our website at . Opening an account with us is a straightforward process designed to be as welcoming as possible. You can get started by visiting our account opening page at https://loans.firstlightfcu.org/products/portal . If you have any questions or need assistance along the way, don't hesitate to call us at (575) 526-4401. We're here to help you take this important step toward financial empowerment right here at 300 E Foster Rd Las Cruces Nm 88005!

At Firstlight, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health, which is vital for your peace of mind. With a net worth of $160,060,041, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 998 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $367,242,231 in share certificates and $254,089,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $156,226,779 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $1,319,838,284 in total loans and leases supporting various financial goals across sectors like auto financing. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 349 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With funds available for lending and investments totaling $5,724,636, along with a growing member base represented by 200,203 total share accounts, we are well-equipped to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Firstlight is your trusted partner. Visit us at 300 E Foster Rd Las Cruces NM 88005 or call 575-526-4401 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

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