Firstenergy Choice Greensburg PA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Firstenergy Choice Federal Credit Union, your trusted partner in financial well-being since 1935. Located at 161 Old Route 30, Greensburg, PA 15601, we proudly serve a vibrant community of over 3,650 members. With total assets of $53,653,384 and total deposits reaching $5,197,221, we are committed to providing you with secure and personalized financial solutions. At Firstenergy Choice, our focus is on you the member. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans and mortgages, we've got you covered. We also offer business banking services to help local entrepreneurs thrive. Under the leadership of CEO Diane Momeyer and Board President Yvonne Phillips, our dedicated team of 10 employees works hard to ensure that your experience with us is both friendly and efficient. Our commitment to excellence is reflected in our net worth of $10,407,950 and a cash reserve of $134,253, which underscores our stability and reliability. While you can visit us at our branch for all your financial needs, official correspondence should be directed to the same address: 161 Old Route 30, Greensburg, PA 15601. We're here to support you every step of the way. For more information about our services or to become a member today, please explore our website at fechoice.com or give us a call at 724-830-5984. Your financial journey starts here!

Branch History & Mission

Welcome to Firstenergy Choice, a credit union with deep roots in the heart of Greensburg, PA. Established in 1935, our branch has grown alongside the community, evolving from its humble beginnings into a thriving financial institution that proudly serves over 3,650 members today. Located at 161 Old Route 30, our branch is not only a place for banking but also a hub of support for local families and businesses. As we reflect on our history, we celebrate significant milestones that have shaped our journey. From our initial charter to becoming an integral part of the community, Firstenergy Choice has always focused on member service and community engagement. Our total assets now stand at an impressive $53,653,384, reflecting our commitment to responsible growth and financial stability. Our mission is clear: to provide exceptional financial services while fostering community support and empowerment. We believe that everyone deserves access to quality banking options, whether it's personal checking accounts, auto loans, or mortgage refinancing. Our goal is to help each member achieve their financial dreams while making a positive impact in the neighborhoods we serve. While members can visit us at 161 Old Route 30, official correspondence should be sent to 161 Old Route 30, Suite 2, Greensburg, PA 15601. Our operating hours are designed for your convenience: Monday through Thursday from 8:00 AM to 4:00 PM, and Friday from 8:00 AM to 5:30 PM. At Firstenergy Choice, we understand the importance of adapting to modern needs. While we currently do not offer ATMs or drive-thru banking services, we are committed to providing robust online and mobile banking options. This ensures that you can manage your finances anytime, anywhere because your convenience matters to us. Community outreach remains at the forefront of what we do. We actively partner with local organizations and participate in various initiatives aimed at enhancing the lives of those around us. Whether it's supporting educational programs or contributing to local charities, our commitment goes beyond banking; it's about building a better future together. If you're looking for a credit union that truly cares about its members and community, we invite you to join us at Firstenergy Choice. Experience firsthand how we can help you reach your financial goals while making a meaningful difference in Greensburg and beyond. For more information or to become a member today, please call us at 724-830-5984 or visit our website at fechoice.com.

Branch Location & Accessibility

Welcome to Firstenergy Choice Federal Credit Union, located at 161 Old Route 30, Greensburg, PA 15601. Nestled in Westmoreland County, our branch is easily accessible and conveniently situated near popular landmarks, making it a great place for all your banking needs. Whether you're stopping by after visiting the nearby parks or running errands in town, we are here to assist you. At our branch, we prioritize accessibility for all our members. Our location features ADA-compliant entrances and parking, ensuring that everyone can visit us without any hassle. While you're here, you'll find a friendly team ready to help with everything from opening new accounts to discussing loan options tailored just for you. Our lobby hours are designed to fit your busy schedule. We're open from 8:00 AM to 4:00 PM Monday through Thursday, and extend our hours until 5:30 PM on Fridays. If you ever need assistance outside of these hours, feel free to give us a call at 724-830-5984; our team will be happy to answer any questions. Currently, we do not have ATM or drive-thru services available at this location. However, we provide a wide range of services including personal banking, auto loans, mortgage refinancing, and more all aimed at helping you achieve your financial goals. For official correspondence or additional inquiries, while members can visit us at 161 Old Route 30, official mail should be sent to the same address. We invite you to stop by and discover how Firstenergy Choice can support your financial journey. We look forward to welcoming you!

Member Eligibility

At Firstenergy Choice, we believe that becoming a member is like joining a family that cares about your financial well-being. If you're looking to be part of a community that puts you first, you'll be glad to know that eligibility is quite welcoming! To join us, you simply need to live, work, or worship in the areas we serve, which is a great way to connect with local neighbors and friends. You can find more specific details about who qualifies for membership by visiting our eligibility page at http://www.fechoice.com/membership. Once you're ready to open an account, the process is straightforward and friendly. Just reach out to us at (724) 830-5984, and we'll guide you through everything you need to get started. For additional details on opening an account, feel free to check out this link: https://www.loanliner.com/loanrequest/presenter/loanlist/03720633/1865?isframed=f&cuid=03720633&loanlistid=1865&channelid=6022210514260180533&locationid=6658785614197185403. We can't wait to welcome you into the Firstenergy Choice family at our branch located at 161 Old Route 30 Greensburg Pa 15601!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running a busy café or retail shop. You want every customer interaction to be smooth and efficient. Our merchant services make it easy for you to accept payments, track sales, and manage cash flow all vital components for thriving in today's market. With tools designed specifically for small businesses, you can focus on what you do best while we take care of the financial details. Explore how Firstenergy Choice, located at 161 Old Route 30 Greensburg Pa 15601 in Greensburg, PA, can help elevate your business today! For more information or assistance, feel free to call us at (724) 830-5984.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently don't have ATMs on site, our cash withdrawal services ensure that accessing your funds is straightforward when you need cash on the go. No matter what financial service you're interested in, our friendly staff at Firstenergy Choice is here to assist you every step of the way. To learn more about how we can support your financial journey or if you have any questions, feel free to call us at (724) 830-5984. Ready to take the next step? Visit us today or check out our website at Firstenergy Choice Federal Credit Union for more information on how we can help you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about buying a new car? At Firstenergy Choice, we offer competitive auto loans that can help turn your dream of owning a vehicle into reality. Our financing options cater to various budgets and needs, ensuring that you can hit the road without breaking the bank.

Business Banking Services

For our business members, we offer tailored banking solutions including merchant services and business loans. We understand how important it is for businesses to have reliable financial support. Let us help you grow and manage your enterprise efficiently.

Credit Cards with Rewards

Our credit cards come with rewards that fit your lifestyle. Whether you're shopping for groceries or planning a vacation, every purchase brings you closer to great benefits. It's not just about spending; it's about earning as you go!

Mortgage Loans & Refinancing

If you're ready to buy a home or refinance your current mortgage, we've got you covered. Our mortgage loans are structured to make homeownership achievable for everyone. With flexible terms and competitive rates, we aim to simplify the process so you can focus on settling into your new space.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why Firstenergy Choice provides robust online and mobile banking services. Manage your accounts, pay bills, and transfer money at any time from anywhere all at the touch of a button.

Personal Banking Solutions

Whether you're just starting out or looking to manage your finances more effectively, our personal banking services include both checking and savings accounts. Imagine having a safe place for your money while also earning interest! Our accounts are designed with your convenience in mind, making it easy to access your funds whenever you need them.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our personal loans come in handy! Whether it's for home improvements or consolidating debt, we provide solutions that help ease financial burdens. Imagine simplifying your monthly payments into one manageable loan!

Digital & Online Banking

Key Features

By visiting https://www.fechoice.com/, you can explore all the ways we're making banking convenient for you. Our online platform allows you to check your account balances, pay bills, and transfer money between accounts all in real-time. Plus, with our person-to-person transfer feature, sending money to friends or family is just a few clicks away. For those who prefer using their mobile devices, our mobile application is available for download, giving you full control over your banking needs wherever you are. You can easily deposit checks, view e-statements, and manage transactions at your fingertips.

Security and Convenience

Your security is our top priority. While we currently do not offer electronic signature authorization for certain transactions, rest assured that our online banking system employs robust security measures to keep your information safe. We want you to feel confident when accessing your accounts digitally. Additionally, our e-statements make it easy to keep track of your finances without the clutter of paper statements. You'll receive timely updates on your account activity while helping the environment by going paperless. With these user-friendly features at Firstenergy Choice, we aim to provide an accessible and efficient banking experience tailored to meet your needs. Whether you're checking balances or making transfers, our digital services are here to support you every step of the way.

Financial Strength

A Growing Community

Total Share Accounts stand at 6,102, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments standing at $0, we are well-positioned to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Firstenergy Choice is your trusted partner. Visit us at 161 Old Route 30 Greensburg Pa 15601 or call (724) 830-5984 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $1,596,197 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Although we have $0 in non-member deposits, our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $169,148, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 1 part-time employees ready to serve you with a knowledgeable team.

Reinvesting for Growth

With $8,149,255 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We support your financial aspirations with $369 in used auto loans and $15,043,647 in total loans and leases across various sectors.

Strong Capital Foundation

With a net worth of $10,407,950, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,666,465 in used vehicle loans and $2,778,232 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, making it easy for you to choose what fits your lifestyle best.

Credit Lines

Need extra flexibility? Our total credit lines available amount to $6,000,000, providing you with access to funds when you need them most. This option is great for those who want a safety net for emergencies or large purchases without having to apply for multiple loans. If you're interested in any of these loan products or want more information about refinancing or eligibility options, feel free to reach out! You can contact us at 724-830-5984 or visit us at our branch located at 161 Old Route 30, Greensburg, PA 15601. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are dedicated to supporting our community with reliable financial solutions that empower you to take charge of your future.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,912,636, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,870,739 in loans helping members manage their finances effectively. With no collateral required and various repayment options available, our credit cards can help you cover unexpected costs while building your credit score.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This innovative tool is designed to help borrowers make informed decisions without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that users receive fair and clear offers without hidden terms or conditions. One of the standout features of LendMesh is its dedication to verified data. All loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information presented. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings. The goal is to provide unbiased results, allowing users to focus solely on finding the best rates available. With real-time rate comparisons, LendMesh keeps its database up-to-date with the latest loan rates from multiple institutions. This feature empowers users to make decisions based on current market conditions rather than outdated information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback underscores LendMesh's effectiveness in helping borrowers secure better deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FIRSTENERGY CHOICE FEDERAL CREDIT UNION - Greensburg, PA

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