FIRST U.S. COMMUNITY CREDIT UNION - Sacramento, CA

Welcome to First U.S. Community, your trusted financial partner located at 2150 Watt Ave, Sacramento, CA 95825. Since our establishment in 1936, we have proudly served our community, growing to a membership of over 28,463 members. With total assets exceeding $544 million, we are committed to providing personalized banking solutions tailored to your needs. At First U.S. Community, we believe that your financial success is our priority. That's why we offer a wide range of services, including personal and business banking options, auto loans, mortgages, and credit cards with rewards. Our dedicated team of 78 employees, led by CEO Shonna Shearson and Board President Dennis Cook, is here to assist you every step of the way. While members can visit us at our branch on Watt Avenue, official correspondence should be directed to the same address. We take pride in not just being a credit union but a vital part of our local community supporting businesses and families alike. With total deposits amounting to $29,798,654 and a net worth of $62,895,992, we ensure your money is secure while helping you achieve your financial goals. Our commitment to transparency means you can trust us with your finances; we maintain a healthy cash reserve of $2,126,172 for your peace of mind. We invite you to explore how First U.S. Community can empower you financially! For questions or assistance, please don't hesitate to call us at (916) 576-5700 or visit our website at firstus.org. Your future starts here!

Welcome to the First U.S. Community, located at 2150 Watt Ave in Sacramento, CA. Since our doors opened in 1936, we have been dedicated to serving our community with integrity and care. Over the decades, we have grown alongside our members, fostering relationships built on trust and support. Today, with a total membership of over 28,463 individuals, we proudly stand as a pillar of financial stability and community service. At First U.S. Community, our mission is simple yet profound: to provide accessible financial services while uplifting the communities we serve. We believe that everyone deserves the opportunity to achieve their financial goals, whether that's saving for a dream home or financing a new vehicle. With total assets exceeding $544 million, we have the resources necessary to help our members navigate their financial journeys. Our commitment to accessibility is reflected not only in our competitive offerings such as personal banking, auto loans, mortgage solutions, and business services but also in our modern banking conveniences. Our branch features an ATM and drive-thru services for your convenience, ensuring that banking is as easy and efficient as possible. In addition to traditional banking services, we prioritize community outreach and partnership initiatives that make a real impact. From financial education workshops to local sponsorships and charitable donations, we actively engage with our members and neighbors to create lasting positive change. While members can visit us at 2150 Watt Ave for all their banking needs, official correspondence should be sent to the same address: 2150 Watt Ave, Sacramento, CA 95825. As we continue our journey into the future, we are excited about embracing digital advancements while remaining committed to ADA compliance and customer-centric initiatives. This ensures that all of our members can access our services easily no matter how they choose to engage with us. We invite you to join First U.S. Community today! Experience firsthand the benefits of being part of a cooperative that genuinely cares about your financial well-being. Together, let's build a brighter financial future for you and our community. For more information or assistance, please call us at 916-576-5700 or visit us online at First U.S. Community.

At First U.s. Community, we believe that everyone deserves a place to call home in their financial journey, and becoming a member is as simple as stepping through our doors. If you live, work, or go to school in the Sacramento area, you're likely eligible to join our community! We welcome individuals from all walks of life, including those who may not have had access to traditional banking services before. To learn more about the specific eligibility criteria, feel free to visit us at https://firstus.org/about#join-us for the most up-to-date information. Joining First U.s. Community opens the door to a world of benefits designed just for you. From personalized financial advice to competitive rates on loans and savings accounts, our goal is to support your financial well-being every step of the way. Ready to take that first step? Opening an account is easy; just give us a call at (916) 576-5700 or stop by our branch located at 2150 Watt Ave Sacramento Ca 95825 during our convenient hours. We can't wait to welcome you into our community!

At First U.s. Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency and trust, we want to share how our strong financial foundation supports you. With a net worth of $62,895,992, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,154 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $138,029,073 in share certificates and $94,821,322 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $55,326,979 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $4,474 in used auto loans and $351,569,976 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 77 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $146,674. Total Share and Deposit Accounts: 58,398, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First U.s. Community is your trusted partner. Visit us at 2150 Watt Ave Sacramento Ca 95825 or call (916) 576-5700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.