First U.S. Community Auburn CA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to First U.S. Community, your trusted partner in financial growth since 1936. Located at 424 Grass Valley Hwy, Auburn, CA 95603, our branch is dedicated to serving the needs of our community with a personal touch. As a proud member of your neighborhood, we understand that banking is more than just numbers; it's about building relationships and supporting each other. With a robust membership of 28,463 and total assets exceeding $544 million, we are committed to providing a wide range of services tailored to fit every stage of life. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards that make every purchase count. Additionally, we support local businesses with merchant services and business loans, fostering economic growth right here in Auburn. Our leadership team, including CEO Shonna Shearson and Board President Dennis Cook, exemplifies our commitment to excellence and community values. Together with our dedicated team of 78 employees, we ensure that your banking experience is seamless and enjoyable. While members can visit us at 424 Grass Valley Hwy, official correspondence should be sent to the same address for convenience. We are here for you during our operating hours: Monday to Thursday from 9 am to 5:30 pm, Friday until 6:00 pm, and Saturday from 9 am to 2 pm. Feel free to reach out at 800-556-6768 or explore more about us online at firstus.org. Join us on this journey towards financial well-being because at First U.S. Community, you're not just a member; you're family!

Branch History & Mission

Welcome to First U.S. Community, your trusted financial partner in Auburn, California. Since our inception in 1936, we have proudly served our community by providing accessible and reliable financial services. Our branch is located at 424 Grass Valley Hwy, a spot that has become a familiar landmark for many residents. Over the years, First U.S. Community has grown and evolved alongside the needs of our members, now boasting a total membership of 28,463. With assets totaling over $544 million, we are committed to offering personal banking options that include checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our mission is simple yet profound: to empower individuals and families through financial education and support while fostering a sense of community. We strive to make banking accessible for everyone in Auburn and beyond. Whether you're looking for a loan or seeking advice on managing your finances, our dedicated team is here to guide you every step of the way. While members can visit us at our branch address of 424 Grass Valley Hwy, official correspondence should be sent to the same address as our mailing address. We operate Monday through Thursday from 9 am to 5:30 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 2 pm. Our facility offers ATM availability for your convenience; however, we do not have drive-thru service. First U.S. Community is proud of its commitment to digital advancements and accessibility. Our online banking services allow members to manage their accounts easily from anywhere while maintaining compliance with ADA standards. We also provide shared service center access so that members can conduct basic transactions at partner credit unions. Our history is rich with community partnerships and outreach efforts aimed at enhancing the lives of those we serve. From financial literacy programs in local schools to sponsoring events that bring people together, we believe in giving back to the community that supports us. Join us today at First U.S. Community! Experience firsthand how we can help you achieve your financial goals while being an integral part of this wonderful community. For inquiries or assistance, feel free to reach out at 800-556-6768. Together, let's build a brighter financial future!

Branch Location & Accessibility

Connect With Us

If you have any questions or would like more information about our services, feel free to give us a call at 800-556-6768. We invite you to come visit First U.S. Community in Auburn today your trusted partner in achieving financial wellness!

Easy Access and Parking

At First U.S. Community, we understand the importance of accessibility. Our branch is equipped with ADA-compliant features such as ramps and designated parking spaces for those who need them. Plus, ample parking is available right outside our doors, so you won't have to worry about finding a spot when you arrive.

Operating Hours

We are here for you during flexible hours: Monday through Thursday from 9 AM to 5:30 PM, and on Fridays from 9 AM to 6 PM. For those who prefer visiting us on weekends, our doors are open from 9 AM to 2 PM on Saturdays. We want to ensure that you have plenty of opportunities to meet with us!

Services Offered

Our Auburn branch offers a range of services tailored just for you! From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options, we've got what you need. We also provide online and mobile banking for your convenience. Plus, members can take advantage of our ATM availability right on-site. For those who require shared services or basic transactions like deposits and withdrawals from partner credit unions, we've got that covered too! While we don't currently offer drive-thru service, our dedicated staff is always ready to assist you inside the branch.

Member Eligibility

At First U.s. Community, we believe that everyone deserves a chance to be part of a caring community. Joining us is simple and welcoming! If you live, work, worship, or attend school in our service area, you're likely eligible to become a member. This means that if you're connected to our local community in any way, we'd love to have you on board! Being a member at First U.s. Community not only gives you access to a range of financial products tailored to meet your needs, but also connects you with a supportive network focused on your financial well-being. To learn more about the specific eligibility criteria and see if you qualify, feel free to visit us at https://firstus.org/about#join-us . We're here to help guide you through the process of opening an account, which is straightforward and hassle-free. Have questions? Don't hesitate to reach out at (800) 556-6768; our friendly staff is ready to assist you. Join us at our branch located at 424 Grass Valley Hwy Auburn Ca 95603, and let's take this exciting step together!

Business Banking & Commercial Services

At First U.s. Community, we understand that every business has unique needs and aspirations. Whether you're a small startup or an established company, our business banking and commercial services are designed to help you thrive. Imagine having access to funding that allows you to purchase new equipment, expand your operations, or manage cash flow effectively. This is where our commercial loans come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $56 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $24,148,972, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer tailored merchant services that simplify payment processing for your business. Picture this: you run a local café and want to provide your customers with quick and easy payment options. Our merchant services can help streamline transactions, allowing you to focus on what matters most delivering excellent service. Located at 424 Grass Valley Hwy Auburn Ca 95603 in Auburn, CA, we're here to empower your business journey. For inquiries or to learn more about how we can assist you, give us a call at (800) 556-6768. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Always Here for You

At First U.S. Community, we prioritize not just convenience but also security in every transaction you make through our digital platforms. Whether it's setting up mobile payments or using online banking features like e-statements and person-to-person transfers, we've got you covered. If you're ready to take the next step in managing your finances more effectively or have any questions about our services, don't hesitate to reach out! Give us a call at 800-556-6768 during our operating hours Monday through Thursday from 9 AM to 5:30 PM and Friday from 9 AM to 6 PM, or stop by the Auburn Branch today! Your financial well-being is just a conversation away at First U.S. Community!

Convenience at Your Fingertips

We pride ourselves on making banking convenient for everyone. With our ATM services, accessing cash is straightforward whether you're withdrawing money or checking balances all with minimal hassle. If you're a member of another partnering credit union, take advantage of our shared branch transactions for deposits and withdrawals.

Credit Cards and Business Solutions

Looking for a credit card that rewards you? Our credit cards with rewards can offer you great benefits as you spend on everyday purchases. For our business members, we offer comprehensive solutions including merchant services and business loans designed to help your enterprise thrive. Running a business involves many challenges; having a reliable banking partner makes all the difference.

Personal Banking Made Easy

Our personal banking services are designed with your everyday needs in mind. We offer checking and savings accounts that make it simple to manage your money. With our easy online and mobile banking options, you can check your balance, pay bills, or transfer funds anytime and anywhere. Imagine being able to access your accounts right from your phone while enjoying a cup of coffee! When it comes to financing your next vehicle, our auto loans and vehicle financing options can help you hit the road without breaking the bank. Plus, if you're dreaming of owning a home or refinancing your current mortgage, our mortgage loans are tailored for various budgets and situations. We also provide personal loans for debt consolidation or unexpected expenses think of us as your financial partner during those surprise moments.

Digital & Online Banking

Key Features

Our user-friendly mobile application allows you to handle your banking needs right from your smartphone. With features like mobile payments, making transactions is as simple as tapping your phone. You can also enjoy the convenience of person-to-person transfers, making it easy to send money to friends and family without any hassle. For those who prefer to sign documents digitally, we provide electronic signature authorization, enhancing the security of your transactions while saving you time. Our platform is built with top-notch security measures to ensure that your personal information remains safe. At First U.s. Community, we're committed to providing accessible and efficient banking solutions tailored to fit your lifestyle. Explore our full range of digital services today at https://firstus.org/ and take control of your financial future!

Financial Strength

Growing Member Base

We currently serve 28,463 members through our total share accounts of 58,398, showcasing a strong and growing member base that trusts us with their finances. Our net shares amount to $146,674, indicating the funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First U.S. Community is your trusted partner. Visit us at 424 Grass Valley Hwy Auburn CA 95603 or call us at 800-556-6768 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We have issued $44,846,238 in used auto loans and hold a total of $351,569,976 in loans and leases. This broad range of offerings ensures that whether you're purchasing a vehicle or need personal financing solutions, we have the resources available to assist you.

Member-Centric Savings

Members' savings are secured through $138,029,073 in share certificates and $94,821,322 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to maintain competitive loan rates and solid financial products for our members without compromising on quality service. We also take pride in having 77 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $55,326,979 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth allows us to support your financial goals effectively.

Solid Financial Health

With a net worth of $62,895,992, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1154 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,846,238 in used vehicle loans and $35,632,812 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive off with the best deal possible.

Business Loans

For business owners, our outstanding commercial loans totaling $24,148,972 provide the capital needed for growth and expansion. Whether you're starting a new venture or looking to scale your existing business operations, we have solutions that can meet your needs. We also offer refinancing options for most of our loan products. For more information on eligibility and how we can assist you in achieving your financial goals, visit us online at First U.S. Community or check out our eligibility page. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you find the right financial solution!

Credit Lines

Our total credit lines amounting to $139,410,306 are tailored for those who need access to funds without the hassle of traditional loans. These lines allow you to borrow what you need when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $24,214,868. Whether you are purchasing a new home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We offer flexible terms and currently have $5,486,513 in these loans helping members manage their finances effectively. This option provides a convenient way to cover unexpected costs while building your credit history.

Loan Aggregator

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FIRST U.S. COMMUNITY CREDIT UNION - Auburn, CA