First Unity Credit Union Mccomb MS | Best Auto Loans & Business Banking

Introduction

Welcome to First Unity, your trusted partner in personal and community banking located at 200 N Broadway St, McComb, MS 39648. Since our establishment in 2014, we have been dedicated to serving our members with integrity and transparency. With a proud membership of 3,983 individuals, we are not just a credit union; we are a vibrant part of the McComb community. At First Unity, we understand the importance of financial security and growth. That's why we proudly manage total assets amounting to $12,125,456, ensuring that your savings and investments are in capable hands. Our commitment to you is reflected in our total deposits of $1,392,599 and a robust net worth of $1,372,393. We aim to provide valuable services like auto loans, mortgage financing, and personal loans while ensuring that our members have access to over 1,941 loans and leases tailored for diverse needs. Led by our dedicated CEO, Samuel Hall, and Board President Freddie Deer, our team of 7 employees is here to assist you with all your banking requirements. Whether you're looking for checking accounts or business banking solutions, we strive to make every interaction positive and beneficial. While members can visit us at our branch address mentioned above for assistance, official correspondence should be sent to the same mailing address: 200 N Broadway St, McComb, MS 39648. We invite you to explore the various services we offer each designed with your financial well-being in mind. Ready to take the next step? Call us at 601-680-4419 or visit us today! Your journey toward financial empowerment starts here at First Unity.

Branch History & Mission

Community Commitment

Our mission statement embodies this spirit: "To foster financial wellness in our community through accessible services and genuine relationships." We believe that every member deserves personalized attention and resources tailored to their unique needs. Whether you're looking for assistance with debt consolidation or exploring options for your first home purchase, our team is here to guide you every step of the way. While members can visit us at 200 N Broadway St for all their banking needs, official correspondence should be sent to the same address. We pride ourselves on being ADA compliant and continuously seek ways to enhance accessibility for all members. Additionally, though we currently do not offer ATM services or drive-thru banking, our dedicated staff is always available during operating hours Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 5:00 PM to assist you.

Join Us

As First Unity continues on this journey of growth and community engagement, we invite you to become part of our family. Experience firsthand the benefits of membership that go beyond traditional banking; join us today! Together, let's build a brighter financial future for McComb and beyond. For more information or if you have any questions, feel free to reach out at 601-680-4419. Your journey towards financial empowerment starts here!

Our Journey

First Unity was founded with a clear vision: to provide quality financial services while fostering a sense of belonging among our members. Over the years, we have reached significant milestones, including amassing total assets of over $12 million. This growth reflects not only our dedication to sound financial practices but also the trust our members place in us. With each passing year, we've expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards that reward our loyal customers. As we evolved, so did our approach to community support. Our mission extends beyond just providing financial products; we strive to empower individuals and families by promoting financial literacy and responsible banking. Through various outreach initiatives and partnerships with local organizations, we aim to uplift the community that has supported us since day one.

Branch Location & Accessibility

Getting Here

Our branch is situated in a vibrant area, surrounded by shops and restaurants. Whether you're coming from work or home, reaching us is straightforward. We offer ample parking spaces for your convenience, and our facility is fully ADA compliant, ensuring accessibility for all members.

Operating Hours

At First Unity, we value your time. Our lobby hours are designed to fit your schedule: Monday through Thursday from 9:00 AM to 4:00 PM, and Friday from 9:00 AM to 5:00 PM. We invite you to stop by during these hours to discuss your banking needs or simply say hello!

Services Offered

As part of our dedication to providing exceptional service, we offer a range of banking solutions tailored just for you. From personal banking services like checking and savings accounts to auto loans and mortgage refinancing, we've got your back. Unfortunately, we do not currently have ATM services or drive-thru banking available at this location. However, our team is always ready to assist you inside the branch. While members can visit us at 200 N Broadway St Mccomb Ms 39648, official correspondence should be sent to the same address for consistency. If you need assistance or have questions about our services, don't hesitate to give us a call at (601) 680-4419. We look forward to welcoming you soon at First Unity!

Member Eligibility

At First Unity, we believe that everyone deserves a chance to thrive in a supportive community. Becoming a member is easy and welcoming, especially if you live, work, or worship in our area. If you're a resident of Pike County or have family members who are already part of our credit union, you qualify to join us! You'll enjoy the benefits of personalized service and a range of financial products designed just for you. To learn more about eligibility criteria and to see if you qualify, check out this helpful resource: . Opening an account at First Unity is straightforward just reach out to us at (601) 680-4419 or stop by our branch located at 200 N Broadway St Mccomb Ms 39648. Our friendly team is ready to assist you with the application process and answer any questions you might have. We can't wait to welcome you into our growing family!

Business Banking & Commercial Services

Lending Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services make transactions easier for you and your customers. Imagine the convenience of accepting payments seamlessly whether in-store or online allowing you to focus on what matters most: growing your business. Located at 200 N Broadway St Mccomb Ms 39648 in Mccomb, MS, we're here to partner with you on your journey toward success. Contact us at (601) 680-4419 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a car? Our auto loans and vehicle financing options are designed with you in mind. We understand that purchasing a vehicle is a significant decision, which is why we provide flexible terms and competitive rates. Whether you're eyeing a new ride or a reliable used car, our team can guide you through the financing process, making it straightforward and stress-free.

Business Banking Services

For business owners, we provide essential business banking services, including merchant services and business loans. Whether you're starting out or expanding an existing venture, we understand the challenges small businesses face and offer tailored solutions to help you succeed.

Credit Cards with Rewards

With our credit cards offering rewards, you can earn points on everyday purchases! Imagine getting something back just for using your card for groceries or gas it's like being rewarded for living your life. Our credit cards come with various benefits designed to make managing expenses more rewarding.

Mortgage Loans & Refinancing

Your home is one of the most important investments you'll make in your lifetime. At First Unity, we offer mortgage loans and refinancing options that suit various budgets and lifestyles. Our experienced loan officers will work closely with you to find the right mortgage solution, ensuring that you feel confident in your decision. Plus, if you're considering refinancing, we can help lower your payments or tap into your home's equity.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features such as online and mobile banking. With these tools at your fingertips, managing your accounts from anywhere is easy whether it's checking balances on the go or transferring funds between accounts at home. If you're ready to explore all these services and how they can enhance your financial journey, don't hesitate to reach out! Call us at (601) 680-4419 or visit us at 200 N Broadway St Mccomb Ms 39648 during our lobby hours from Monday through Friday. Your path to better banking starts here at First Unity!

Personal Banking

Our personal banking services cater to individuals and families alike. We offer a variety of checking and savings accounts tailored to help you manage your finances effectively. Imagine having an account that not only simplifies your day-to-day transactions but also helps you save for future goals. With our competitive interest rates and user-friendly online banking options, accessing your funds has never been easier.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses our way. That's where our personal loans come into play. If you're looking to consolidate debt or cover unforeseen costs, our loans can provide the financial relief you need without overwhelming monthly payments. Our team will help you explore options that fit within your budget while addressing any concerns you might have.

Digital & Online Banking

Accessibility and Ease-of-Use

Even though our online banking services are currently unavailable 24/7, our dedicated team at First Unity is here during regular business hours to assist with any questions or concerns you may have. We aim to provide a user-friendly experience that allows you to manage your accounts effectively without unnecessary complications. In summary, while we may not have all the digital bells and whistles right now, First Unity is focused on providing reliable service where it counts. We're here for you every step of the way on your financial journey.

Key Features

With our platform, you can take advantage of features like electronic signature authorization, which simplifies document signing no more printing or mailing forms. Although e-statements aren't available at this time, we encourage you to keep track of your transactions in a way that works best for you. If you're looking for modern payment options, while mobile payments and a dedicated mobile application are not yet offered, we're continuously exploring ways to enhance your experience. This includes potential features such as person-to-person transfers, allowing you to easily send money to friends or family when needed.

Financial Strength

At First Unity, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing a solid foundation for your financial needs is evident in our robust financial health. With a net worth of $1,372,393, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of $1,132 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,400,362 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,372,393 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,151 in used auto loans and $10,441,211 in total loans and leases. Our performance insights reflect our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 4,337, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Unity is your trusted partner. Visit us at 200 N Broadway St Mccomb Ms 39648 or call (601) 680-4419 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,157,051 in used vehicle loans and $168,826 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure you find an option that works for your budget.

Business Financing

For business owners looking for growth opportunities, while we currently have no outstanding commercial loans available, our focus remains on providing valuable resources and guidance for future endeavors. If you're considering refinancing or want more information about eligibility options for any of our loan products, don't hesitate to reach out. Our knowledgeable staff is here to help you navigate the process and find solutions that fit your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At First Unity, we're dedicated to supporting our community with competitive lending solutions that empower you towards financial success.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While our current total for these loans stands at $0, we aim to provide options that help members manage their finances effectively when the time comes.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team can guide you through other available mortgage options tailored to suit your situation.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can make decisions based on their needs, not marketing tactics. Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature helps them make informed choices that could save them money over time. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

First Unity