First Trust La Porte IN Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to First Trust Credit Union, where community and financial wellbeing go hand in hand. Located at 402 J St, La Porte, IN 46350, we have been proudly serving our members since 1959. With a commitment to building strong relationships, our credit union has grown to support over 14,382 members and manage total assets of $172,804,158. At First Trust, we understand that your financial journey is unique. That's why we offer a range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our goal is not just to provide financial products but to help you achieve your dreams with the right support. While members can visit us at our branch location, official correspondence should be sent to 402 J St., La Porte, IN 46350. Our dedicated team of 41 employees, led by CEO Kim Kniola and Board President Robert Tillema, works diligently to ensure you receive top-notch service. Whether you're interested in opening a new account or need assistance with loans our friendly staff is here for you! With total deposits reaching $11,633,256 and a robust net worth of $20,512,855, we are financially sound and ready to help our members thrive. We also hold a significant amount of cash in hand $811,292 ensuring that we can meet your needs promptly. We invite you to explore what sets First Trust apart from other financial institutions. Visit us online at firsttrustcu.com or call us at (219) 324-4359 for more information about how we can assist you today!

Branch History & Mission

Community Commitment

Community outreach is at the heart of what we do. We partner with local organizations to support initiatives that uplift those around us. From sponsoring local events to providing educational resources about financial literacy, we are dedicated to making a positive impact in La Porte. With total assets reaching $172,804,158, we pride ourselves on being a strong institution capable of supporting our members' financial journeys. Our drive-thru service and ATM availability make banking even easier for those on the go. As we look ahead to the future, we invite you to join First Trust. Experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future! For more information or to get started with your membership today, visit us online at First Trust or call us at 219-324-4359. We look forward to welcoming you!

Our Journey

From humble beginnings, First Trust has grown significantly over the decades. We started with a vision of providing accessible financial services tailored to the needs of our community. Today, we are proud to report that we have amassed a total membership of 14,382 individuals who rely on us for their banking needs. Our journey has been marked by milestones that reflect our growth and the trust placed in us by our members. Located at 402 J St, La Porte, IN 46350, our branch is not just a place for transactions; it's a hub for community engagement and support. Whether you need personal banking services or business solutions, we are here to assist you every step of the way. While members can visit us at this address, official correspondence should be sent to 402 J St., La Porte, IN 46350 if needed.

Our Mission

At First Trust, our mission is clear: we strive to empower our members through comprehensive financial services while actively contributing to the well-being of our community. We believe in putting people first and making banking easy and accessible. Our offerings include checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. We also recognize the importance of adapting to modern needs. That's why we've invested in digital advancements like online banking and mobile payments, ensuring that our members can manage their finances conveniently from anywhere. Plus, with ADA compliance in mind, we make sure everyone can access our services comfortably.

Branch Location & Accessibility

Easy Access and Parking

We understand the importance of accessibility. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us comfortably. Ample parking is available nearby, so you won't have to worry about finding a spot when you arrive.

Operating Hours That Fit Your Schedule

At First Trust Credit Union, we strive to make banking as convenient as possible. Our lobby hours are Monday through Thursday from 8:00 AM to 5:30 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. This gives you plenty of time during the week and on weekends to take care of your banking needs.

Services Tailored for You

We offer a range of services designed with our members in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need to make a quick deposit or withdrawal? Enjoy the convenience of our drive-thru service, or use our ATM for easy cash access anytime.

Stay Connected

You can reach us at 219-324-4359 if you have any questions or need assistance. While members can visit us at 402 J St., official correspondence should be sent to the same address. We are also proud to offer shared services for partner credit union members. We invite you to stop by First Trust Credit Union in La Porte today. Our friendly staff is ready to assist you with all your banking needs!

Member Eligibility

At First Trust, we believe that everyone deserves a place to belong. Becoming a member is like joining a friendly neighborhood where you can access personalized financial services tailored just for you. If you're interested in membership, you'll be pleased to know that eligibility is open to individuals who live, work, worship, or attend school in our community. It's that simple! You can find more specific details about who qualifies by visiting our eligibility page at https://www.firsttrustcu.com/credit-union-difference-membership/ . Once you know you're eligible, opening an account with us is straightforward and welcoming. Just stop by our branch at 402 J St La Porte In 46350 or give us a call at (219) 324-4359 if you have any questions. We're here to help you every step of the way! For more information on how to get started with your new membership, check out our account opening guide at https://loans.itsme247.com/340 ?logouturl= https://firsttrustcu.com . Join us today and experience the benefits of being part of the First Trust family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $272,639, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify transactions for your business. Imagine being able to accept payments swiftly and securely, no matter where your customers are. Our tools help you manage sales efficiently, allowing you to focus on what matters most growing your business. Located at 402 J St La Porte In 46350 in La Porte, IN, our dedicated team is ready to assist you. For more information about how we can support your business goals, call us at (219) 324-4359 or visit our website at https://www.firsttrustcu.com/ .

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we've got you covered too! Our business banking services, including merchant services and business loans, are designed to help your venture thrive. We understand the unique challenges faced by businesses today and offer solutions tailored just for you.

Credit Cards with Rewards

Don't forget about our credit cards with rewards, which let you earn points on everyday purchases. These rewards can add up quickly, making them perfect for those who enjoy treating themselves while managing their spending wisely.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even pay bills all from your smartphone or computer. Our ATM and cash withdrawal services ensure that you have access to your money when you need it most. Plus, with basic drive-thru banking available for deposits, withdrawals, and simple transactions, we're here to make banking as easy as possible.

Get in Touch

With so many offerings designed with our members in mind, we invite you to explore how First Trust can support your financial goals. If you'd like more information or have any questions about our services, don't hesitate to reach out at (219) 324-4359 or visit us online at First Trust Credit Union. We're excited to help you take the next step towards achieving your financial dreams!

Personal Banking Solutions

Our personal banking services are designed to help you manage your finances effortlessly. We offer checking and savings accounts that fit various lifestyles and budgets. Whether you're saving for a dream vacation or managing everyday expenses, our accounts provide the flexibility you need. When it comes to financing your next vehicle, our auto loans and vehicle financing options make it easy to drive away in the car you want without breaking the bank. With competitive rates and personalized service, we ensure that your experience is smooth and satisfying. For those considering homeownership or wanting to refinance, our mortgage loans are crafted to help you navigate the housing market confidently. We also provide personal loans and debt consolidation options for when life throws unexpected expenses your way.

Shared Branch Transactions

As part of our commitment to accessibility, we also provide basic shared branch transactions for partner credit union members. This means if you're traveling or just out of town, you can still access your funds through participating locations.

Digital & Online Banking

Key Features

Enjoy the ease of electronic statements with Yes. This eco-friendly option not only saves paper but also allows you to access your financial records securely whenever you need them. If you're always on the move, you'll appreciate our mobile application that provides all the essential features right at your fingertips. Need to make a quick payment? Our mobile payments feature lets you pay for goods and services effortlessly using just your smartphone. Plus, if you want to send money to friends or family quickly, our person-to-person transfer option makes it easy and instant.

Security and Accessibility

At First Trust, we take security seriously. While we do not currently offer electronic signature authorization through our online platforms, rest assured that your personal information is protected with top-notch security measures. Our user-friendly interface ensures that even those who may not be tech-savvy can navigate their accounts confidently. We believe that managing your finances should be as simple as possible. With real-time account management and easy access to all of our digital tools, you'll find that banking with us is both convenient and efficient. Whether you're at home or out and about, First Trust is here to provide you with a reliable banking experience tailored to fit your lifestyle. Explore all these features today by visiting us at https://www.firsttrustcu.com/ !

Financial Strength

A Growing Community

Total Share and Deposit Accounts stand at 31,012, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $180,765, we have the capacity to support our community effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Trust is your trusted partner. Visit us at 402 J St La Porte In 46350 or call (219) 324-4359 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $20,646,219 in share certificates and $26,967,908 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 37 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Future

With $20,229,298 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us support your financial goals across various sectors. For instance, with $1,079 in used auto loans and $49,058,134 in total loans and leases, we're here to help you make those important purchases.

Solid Financial Health

With a net worth of $20,512,855, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,187 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $272,639 provide the capital needed to grow and expand your business. With various financing options available, we're dedicated to supporting local entrepreneurs. If you're considering refinancing any of these products or want to know about eligibility options, feel free to reach out. Our team is ready to assist you every step of the way. You can contact us at (219) 324-4359 during our operating hours: 8:00 AM to 5:30 PM from Monday to Thursday, 8:00 AM to 6:00 PM on Fridays, and 9:00 AM to 12:00 PM on Saturdays. Explore how First Trust can help you achieve your financial dreams today! For more information on membership eligibility and how to apply for a loan, visit us online at First Trust. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,150,463 in used vehicle loans and $3,623,089 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have financing solutions tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,265,436, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your dream home without the stress.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option provides convenience and peace of mind for unexpected costs or planned purchases.

Loan Aggregator

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FIRST TRUST CREDIT UNION - La Porte, IN