First Technology Credit Union San Jose CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Technology at the San Jose Community Experience Center, located at 181 E Tasman Dr Ste 10, San Jose, CA 95134. Established in 1970, we take pride in serving our members with a strong commitment to financial wellness and community support. With over 708,434 members and $17,509,005,851 in total assets, our credit union stands as a pillar of strength and reliability. At First Technology, we believe that every member is part of our family. Our leadership team, led by CEO Greg Mitchell and Board President Jeff Hank, works tirelessly to create an inclusive environment where everyone can thrive. We provide a range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. While you can visit us at our branch for any inquiries or assistance, please note that official correspondence should be sent to our mailing address: PO Box 2100, Beaverton, OR 97075. Our friendly staff is here to help you navigate your financial journey with ease. With a robust total loan portfolio of 422,152 loans and leases and total deposits amounting to $972,860,827, we are well-equipped to meet your needs. Our net worth stands strong at $1,664,139,590, reflecting our dedication to maintaining financial stability for all our members. Whether you need help with everyday banking or planning for the future, we're here for you. Feel free to reach out at 408-863-6204 or visit us online at First Technology. Join us today and experience the personalized service that sets us apart!

Branch History & Mission

Commitment to Innovation

In an ever-changing digital world, we embrace technology as a means to enhance member experience. Our offerings include online banking, mobile payments, and personalized services designed with you in mind. We are also committed to accessibility with ADA-compliant facilities ensuring everyone can bank with ease.

Join Us

As we move forward into the future, we invite you to join the First Technology family. Experience firsthand how we can assist you with your financial journey while making a meaningful difference in your community. Visit us today or call us at 408-863-6204; let us help you turn your financial dreams into reality!

Our Mission

Our mission at First Technology is clear: We aim to provide exceptional financial services while fostering a sense of community among our members. We believe that everyone deserves access to quality banking solutions that empower them to achieve their dreams. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, we are here to help. We also understand the importance of giving back. Throughout our history, First Technology has been involved in numerous outreach efforts, partnering with local organizations to make a positive impact in San Jose and beyond. We strive not only to be a financial institution but also a pillar of support for those in need. While members can visit us at 181 E Tasman Dr Ste 10, official correspondence should be sent to PO Box 2100, Beaverton, OR 97075.

Branch Location & Accessibility

Banking Hours

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM PT and on Saturdays from 10:00 AM to 1:00 PM PT. Whether you're stopping by for personal banking needs or exploring business services, our friendly staff is here to assist you during these hours.

Convenient Access

At our San Jose Community Experience Center, parking is readily available, allowing for a stress-free visit. We also prioritize accessibility for all members. The branch features ADA-compliant entrances and ramps, ensuring that everyone can enjoy our services comfortably. While members can visit us at our San Jose address, please note that official correspondence should be sent to our mailing address: PO Box 2100, Beaverton, OR 97075.

Services Offered

At First Technology, we offer a range of financial services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to help you navigate your options. Although we don't have drive-thru banking available at this location, we do provide ATM services for quick cash withdrawals and balance checks. We invite you to come by or give us a call at 408-863-6204. Our knowledgeable team is eager to answer your questions and help you make the most of your banking experience. Visit us today and discover how we can support your financial journey!

Member Eligibility

Becoming a member of First Technology feels like joining a welcoming family that truly cares about your financial journey. At our branch located at 181 E Tasman Dr Ste 10 San Jose Ca 95134, we strive to create an inclusive environment for everyone. To become a member, you'll need to meet some friendly eligibility criteria, which generally include living or working in certain communities, or being affiliated with specific organizations. We believe that everyone deserves access to our exceptional services and support, so don't hesitate to check out the detailed eligibility requirements on our website at http://www.firsttechfed.com/discover/become-a-member . Joining us is simple! You can open an account online or visit us in person. Our dedicated team is here to guide you through the process and answer any questions you may have. If you're ready to take the next step towards better banking options, feel free to call us at (408) 863-6204. We're excited to welcome you into the First Technology community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $330 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,330,650,544, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business while seamlessly accepting payments from customers. Our merchant services are designed to simplify transactions and improve cash flow. By providing tools for easy payment processing, we help you focus on what matters most growing your business. Located at 181 E Tasman Dr Ste 10 San Jose Ca 95134 in San Jose, CA, we're ready to partner with you on your path to success. For more information or to get started, call us at (408) 863-6204. Let's build your vision together!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

If you're in the market for a new or used vehicle, our Auto Loans & Vehicle Financing options can help you drive away in style without breaking the bank. We work with you to create a financing plan that suits your budget. Plus, with competitive rates and flexible terms, buying a car has never been easier!

Business Banking Services

At First Technology, we also cater to small business owners with specialized Business Banking services. From Merchant Services that simplify payment processing to Business Loans that support growth initiatives, we are here to help your business thrive.

Convenient Access Anytime

We know life can get busy. That's why we offer ATM & Cash Withdrawal Services, making it easy for you to access your cash when needed. With convenient locations and basic ATM access for withdrawals and balance checks, managing your finances is always within reach. Our commitment to convenience extends beyond traditional banking hours too. With features like mobile payments and person-to-person transfers available through our digital platforms, banking with us is simple and efficient. Ready to experience all these great services? Contact us today at 408-863-6204 or visit us online at First Technology. Join us in creating a brighter financial future together!

Home Financing Made Easy

Thinking about buying a home? Our Mortgage Loans & Refinancing services provide various options to help you find the perfect fit for your financial situation. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we guide you through every step of the process.

Personal Banking Solutions

We understand that managing your money is important. That's why we offer Personal Banking services that include both checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds through our user-friendly Online & Mobile Banking platforms, allowing you to check balances, transfer money, and pay bills from anywhere.

Personal Loans and Credit Cards

For those unexpected expenses or projects around the house, our Personal Loans & Debt Consolidation services can give you the financial boost you need. And don't forget about our Credit Cards with Rewards program! Enjoy cashback and perks while making everyday purchases.

Digital & Online Banking

Accessibility and Ease-of-Use

Need to send money to a friend? With our person-to-person transfer service, it's simple and fast no need for cash or checks! You can also take advantage of mobile payments, making it easy to pay for purchases directly from your phone. In today's fast-paced world, having real-time control over your finances is essential. With First Technology, you can stay connected to your money whenever you need it. Our user-friendly interface ensures that even those new to online banking will feel comfortable navigating their accounts. Join us at First Technology and experience the future of banking today! Whether through our online platform or mobile app, we're here to support you every step of the way.

Key Features

With our online banking platform, accessible at https://www.firsttechfed.com/ , you can check balances, transfer funds, and pay bills anytime, anywhere. Enjoy the freedom of 24/7 access to your accounts with just a few clicks or taps. Plus, our mobile application makes banking even more convenient, allowing you to manage your finances right from your smartphone. We prioritize your security. Our electronic signature authorization feature ensures that your transactions are safe and straightforward. And if you prefer going paperless, our e-statements give you quick access to your account statements without the clutter of physical mail.

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand at 1,369,037, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, highlighting our dedication to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Technology is your trusted partner. Visit us at 181 E Tasman Dr Ste 10 San Jose Ca 95134 or call (408) 863-6204 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $3,062,558,454 in share certificates and $1,519,056,682 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,303,673,194, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $11,555,453 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,583 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $1,391,028,168 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $38,502 in used auto loans and $12,095,396,976 in total loans and leases.

Strong Foundation

With a net worth of $1,664,139,590, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Solutions

In addition to our auto and mortgage loans, we provide various financing options designed for different needs. If you're running a business, our outstanding commercial loans totaling $1,330,650,544 can provide the capital needed for growth and expansion. Plus, our total credit lines amounting to $6,622,942,232 offer additional flexibility for managing larger purchases or unexpected expenses.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $775,375,004 in used vehicle loans and $955,353,558 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can suit any budget. Whether you're considering a brand-new model or a reliable used vehicle, we have options available for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,036,583,801, make buying or refinancing simple. We aim to make the process as smooth as possible, offering guidance every step of the way.

Refinancing Options

If you're considering refinancing an existing loan, we encourage you to reach out. Our team will assist you in evaluating eligibility options that could lead to lower monthly payments or better interest rates. For more information about our loan offerings or to discuss how we can help you reach your financial goals, feel free to contact us at (408) 863-6204. Visit us at our branch located at 181 E Tasman Dr Ste 10 San Jose Ca 95134 in San Jose, CA, or explore our services online at https://www.firsttechfed.com/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward your financial future!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $416,209,583 in loans helping members manage their finances effectively. These cards can be a great way to build credit while enjoying rewards and benefits that fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers on LendMesh come from legitimate financial institutions. This sourcing ensures that every comparison is grounded in real-world offers, giving users confidence in their choices. No Sponsored Listings: Unlike many comparison tools that prioritize lenders based on paid promotions, LendMesh maintains a focus on unbiased results. Users can trust that they are seeing the best options available without any influence from advertising dollars. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. This immediacy can lead to better rates and savings over time. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness and reliability in navigating the often complex landscape of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FIRST TECHNOLOGY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us

Our Mission

Branch Location & Accessibility

Banking Hours

Convenient Access

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Business Banking Services

Convenient Access Anytime

Home Financing Made Easy

Personal Banking Solutions

Personal Loans and Credit Cards

Digital & Online Banking

Accessibility and Ease-of-Use

Key Features

Financial Strength

Growing Trust

Member-Centric Approach

Operational Efficiency

Reinvestment for Growth

Strong Foundation

Loan Offering

Additional Financing Solutions

Auto Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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