First Technology Credit Union Palo Alto CA | Top Auto Loans & Mobile Banking

Introduction

Welcome to First Technology, your trusted partner in financial well-being, located at 3000 El Camino Real, Palo Alto, CA 94306. Since our establishment in 1970, we have proudly served our community and built a strong foundation of trust with our members. With a total membership of 708,434, we strive to provide personalized banking solutions that meet the diverse needs of our community. At First Technology, we understand that financial decisions can be overwhelming. That's why we're here to guide you every step of the way. Whether you're looking for checking and savings accounts, auto loans, or business banking services, our dedicated team is ready to help you achieve your financial goals. Our assets total an impressive $17,509,005,851, demonstrating our commitment to sound financial management and growth. While members can visit us at our branch location, official correspondence should be sent to PO Box 2100, Beaverton, OR 97075. We believe in transparency and open communication; feel free to reach out with any inquiries at 650-845-4980. Under the leadership of our CEO Greg Mitchell and Board President Jeff Hank, we continuously strive for excellence and innovation in all that we do. Our team of over 1,587 employees is dedicated to providing top-notch service and support to help you navigate your financial journey successfully. With total loans amounting to 422,152 and deposits reaching $972,860,827, First Technology is not just a credit union; we're a community-focused institution committed to enhancing your financial future. Our net worth stands strong at $1,664,139,590, ensuring stability and reliability for all our members. Ready to take the next step? Visit us today or explore more about how we can serve you better by checking out our website at First Technology. Let's work together towards a brighter financial future!

Branch History & Mission

Community Commitment

Our commitment extends beyond individual banking needs; we actively participate in local initiatives and partnerships that uplift our community. From educational programs aimed at financial literacy to sponsorships of local events, we believe in giving back and supporting those around us. As technology advances, so do we. With features like online banking and mobile payments available, managing your finances has never been easier or more secure. We adhere to ADA compliance standards to ensure that all members can access our services without barriers. Join us at First Technology and experience the difference that comes from being part of a community-focused credit union. We invite you to explore how we can support your financial journey while contributing positively to the world around us. Together, let's build a brighter future!

Our Mission

At First Technology, we believe in more than just banking; we are dedicated to making a positive impact in the lives of those we serve. Our mission is simple yet profound: to deliver innovative financial solutions with a personal touch. We strive to create an environment where everyone feels welcome and valued. Whether you're opening your first savings account or seeking guidance on a business loan, we are here every step of the way. While members can visit us at 3000 El Camino Real, official correspondence should be sent to PO Box 2100 in Beaverton, Oregon. Our branch operates Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 1:00 PM PT. We are proud to offer ATM services for added convenience, ensuring that accessing your funds is as easy as possible.

Branch Location & Accessibility

Call-to-Action

We invite you to visit us soon! If you have any questions or want more information before stopping by, don't hesitate to give us a call at 650-845-4980. Our friendly staff is eager to assist you with all your banking needs. Experience the convenience and community-focused service at First Technology where your financial journey begins!

Operating Hours

At First Technology, we value your time. Our lobby hours are designed to accommodate your busy schedule. We're open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 10:00 AM to 1:00 PM. Feel free to stop by during these hours; we're here to help with everything from opening new accounts to discussing loan options.

Parking and Accessibility

We know how important it is for our members to have a hassle-free experience. That's why we offer ample parking right outside the branch, along with features that ensure everyone can access our services comfortably. Our facility meets ADA compliance standards, ensuring ramps and other accessibility features are in place for those who need them.

Services Offered

Inside our welcoming branch, you'll find a range of services tailored just for you. From personal banking like checking and savings accounts to auto loans and mortgages, we are dedicated to helping you achieve your financial goals. Need cash? You'll be pleased to know that we also have an ATM available for quick withdrawals or balance checks.

Member Eligibility

At First Technology, we believe that becoming a member is like joining a warm, welcoming family where your financial wellbeing is our top priority. If you're looking to join us, you'll be glad to know that eligibility is simple and inclusive. Generally, anyone who lives, works, or goes to school in the areas we serve can become a member. This means that if you're part of our community in Palo Alto or nearby areas, you're likely already eligible! We offer fantastic benefits like personalized service, competitive rates on loans and savings accounts, and access to a variety of financial products designed just for you. To get started on your membership journey at First Technology, check out the detailed eligibility criteria at http://www.firsttechfed.com/discover/become-a-member. You can easily open an account by visiting us at our branch located at 3000 El Camino Real Palo Alto Ca 94306, or feel free to give us a call at (650) 845-4980 for any questions you might have. We're here to help make your transition into membership smooth and enjoyable!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $330 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,330,650,544, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine effortlessly managing transactions while focusing on what you do best running your business. Our merchant services offer seamless payment processing solutions that make it easy for customers to pay, whether they are shopping online or in-store. This not only enhances customer satisfaction but also helps streamline your operations. Located at 3000 El Camino Real Palo Alto Ca 94306 in Palo Alto, CA, our team is dedicated to helping local businesses thrive. Reach out today at (650) 845-4980 to discover how we can assist you in taking your business to the next level!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, First Technology offers comprehensive business banking solutions. Our merchant services simplify payment processing, while our business loans give you the capital needed to grow your operations.

Call Us Today!

We are excited to serve you at First Technology! Whether you're interested in opening an account or have questions about any of our services, don't hesitate to reach out at 650-845-4980. Our friendly team is here Monday through Friday from 9:00 AM to 5:00 PM PT and Saturday from 10:00 AM to 1:00 PM PT. Let us help you take control of your financial journey today!

Credit Solutions

Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services are here to help. We provide flexible terms and competitive rates to ensure that you find a solution that fits your budget. Additionally, our credit cards with rewards allow you to earn while you spend, making every purchase count towards something special.

Digital Banking Convenience

In today's fast-paced world, having convenient access to your finances is crucial. That's why we offer robust online and mobile banking platforms that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills all from the palm of your hand. Plus, with our ATM services available for cash withdrawals and balance checks, accessing your funds has never been easier.

Personal Banking

Our personal banking services make it easy for members to manage their money effectively. With checking and savings accounts, you can keep your funds organized and accessible. If you're looking to buy a car, our auto loans and vehicle financing options will help you hit the road without breaking the bank. For those considering homeownership, we offer competitive mortgage loans and refinancing solutions tailored to your situation.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to clutter and hello to organization! With e-statements available at Yes, you can keep track of your account activity digitally. It's not just eco-friendly; it also simplifies your record-keeping. For those on the go, our mobile application brings banking directly to your pocket. You can make mobile payments easily thanks to our mobile payments feature, allowing you to pay friends or businesses with just a tap. Additionally, person-to-person transfers are straightforward send money quickly and securely without needing cash or checks.

Security You Can Trust

We prioritize your security as much as your convenience. Our online banking system incorporates advanced security measures so you can feel safe while managing your accounts. From encrypted logins to real-time alerts for any suspicious activity, we've got you covered. In summary, First Technology offers an array of user-friendly digital banking services that put you in control of your finances while ensuring top-notch security. Embrace the ease of modern banking today!

Financial Strength

Commitment to Growth

With $1,391,028,168 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $38,502 in used auto loans and $12,095,396,976 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $3,062,558,454 in share certificates and $1,519,056,682 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,303,673,194, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,664,139,590, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our $11,555,453 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,583 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Trusted Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 1,369,037, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Technology is your trusted partner. Visit us at 3000 El Camino Real Palo Alto Ca 94306 or call (650) 845-4980 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $775,375,004 in used vehicle loans and $955,353,558 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make the process easy and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $1,330,650,544 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to providing support through tailored loan options. At First Technology, we are dedicated to ensuring our members receive personalized service and valuable insights into their financial choices. Whether you need assistance with eligibility or refinancing options, our knowledgeable staff is ready to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions or would like more information about our loan offerings, feel free to reach us at (650) 845-4980. We're here to assist you!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $416,209,583 in loans helping members manage their finances effectively. If you're looking for personal loans or debt consolidation options, we have solutions tailored to fit your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,036,583,801, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our dedicated team is here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without unnecessary delays. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reinforces LendMesh's commitment to providing valuable insights into the borrowing process. Ready to find the best loan rates? Compare real-time loan offers today at LendMesh and discover options that suit your financial goals. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. By focusing on verified sources, LendMesh guarantees that the information presented is both accurate and trustworthy.

First Tech Federal Credit Union

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Call-to-Action

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Lending Solutions

Merchant Services

Comprehensive List Of Services

Business Banking

Call Us Today!

Credit Solutions

Digital Banking Convenience

Personal Banking

Digital & Online Banking

E-Statements and Mobile Features

Security You Can Trust

Financial Strength

Commitment to Growth

Member-Focused Savings

Solid Financial Health

Strong Operational Efficiency

Trusted Partnership

Loan Offering

Auto Loans

Business Loans

Credit Cards and Personal Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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