First Street Credit Union Deridder LA | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Street Federal Credit Union, your trusted financial partner since 1970. Located at 709 W 1St St, Deridder, LA 70634, we have proudly served our community for over five decades, helping individuals and families achieve their financial goals. With a membership of 3,291 and total assets reaching an impressive $54,349,526, we are dedicated to providing personalized banking solutions tailored to your needs. At First Street, we understand the importance of community. Our commitment goes beyond banking; we aim to uplift those around us by offering competitive rates on loans and savings accounts. Our members enjoy access to a variety of services including personal loans, auto financing, and mortgage options, all designed with your success in mind. With total deposits amounting to $5,129,602 and a net worth of $8,576,215, we maintain a strong financial foundation that benefits our members every day. Led by our CEO Kathy Powell and Board President George Fontenot, our team of 9 employees is here to assist you with friendly service and expert advice. We pride ourselves on fostering lasting relationships within the community while ensuring that your banking experience is seamless and rewarding. While members can visit us at 709 W 1St St, official correspondence should be sent to 709 W FIRST STREET, DERIDDER, LA 70634. We invite you to reach out by calling us at 337-463-7529 during our lobby hours from Monday through Friday, 8:00 AM to 5:00 PM. Join us at First Street Federal Credit Union where your financial wellbeing is our top priority! For more information about our services or to become a member today, visit our website at 1stfcu.com.

Branch History & Mission

At First Street, we take pride in our rich legacy and commitment to the community of Deridder, Louisiana. Founded in 1970, First Street Federal Credit Union has grown from a small institution to a trusted financial partner for over 3,291 members. Our branch is located at 709 W 1St St, Deridder, LA 70634, a place where personal connections are valued and financial dreams are nurtured. Since our inception, we have been dedicated to providing exceptional financial services tailored to meet the unique needs of our members. With total assets exceeding $54 million, we have built a strong foundation that allows us to offer a variety of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking options. Our mission is simple yet powerful: to enhance the financial well-being of our members while contributing positively to the communities we serve. Over the years, First Street has embraced digital advancements to better serve our members. We offer online banking, mobile payments, and e-statements for added convenience. Our commitment to accessibility ensures that everyone can engage with us effortlessly. We also prioritize ADA compliance in our facilities to ensure everyone feels welcome. In addition to providing outstanding financial products, First Street actively participates in community outreach efforts. We believe in giving back through partnerships with local organizations and supporting initiatives that uplift our neighbors. Whether it's sponsoring local events or participating in educational programs, we strive to make a difference beyond just banking. While you can visit us at 709 W 1St St, official correspondence should be sent to 709 W FIRST STREET, DERIDDER, LA 70634 if different addresses apply. Our doors are open Monday through Friday from 8:00 AM to 5:00 PM, ready to assist you with any financial needs you may have. We invite you to become part of our vibrant community at First Street Federal Credit Union. Join us today and experience how we can support your financial journey while being an active participant in making Deridder a better place for all. For more information or inquiries, feel free to reach out at 337-463-7529 or visit our website at First Street FCU. Together, let's achieve great things!

Branch Location & Accessibility

Welcome to the First Street Federal Credit Union, conveniently located at 709 W 1St St in beautiful Deridder, LA! Our branch is designed to be accessible and welcoming, making it easy for you to manage your banking needs. Whether you're a longtime member or looking to join our community, we are here to provide friendly service and support. You can find us right in the heart of town, close to local shops and eateries. This prime location means you can stop by easily while running errands or enjoying a day out. While visiting, you'll appreciate our dedicated parking area, which ensures that you have a hassle-free experience when coming into the branch. We also adhere to ADA compliance, so anyone who needs assistance will find that we are fully equipped with ramps and accessible features. Our lobby hours are designed with your schedule in mind: we're open Monday through Friday from 8:00 AM to 5:00 PM. We know how busy life can get, and we want to make sure you have ample time to visit us during the week. Unfortunately, we do not offer drive-thru banking or ATM services at this location; however, our staff is always ready to assist you with any transactions you need inside the branch. If you prefer digital services, First Street Federal Credit Union offers online and mobile banking options for your convenience. From checking accounts to auto loans and personal loans, our range of services is tailored to help meet your financial needs. While members can visit us at 709 W 1St St Deridder La 70634, official correspondence should be sent to our mailing address at 709 W FIRST STREET, DERIDDER, LA 70634. If you have any questions or need assistance before your visit, feel free to give us a call at (337) 463-7529. We invite you to come by and discover how First Street Federal Credit Union can help make your banking experience better!

Member Eligibility

At First Street, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards enjoying the many benefits we offer. If you live, work, worship, or attend school in the area around 709 W 1St St Deridder La 70634, you're already eligible to join us! We welcome individuals from all walks of life, making it easy for you to access our personal banking services tailored just for you. Plus, as a member, you'll enjoy competitive rates on loans and savings accounts, along with personalized service from our friendly team. Ready to take the leap? Opening an account is a simple process that can be done in person or by giving us a call at (337) 463-7529. We're here to guide you every step of the way! For more detailed information about eligibility criteria, feel free to check out our resource at . We can't wait to welcome you into the First Street family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine a bustling café or retail shop where every sale is quick and easy. Our merchant services help streamline payment processes, allowing you to focus on what matters most delivering great service to your customers. From credit card processing to mobile payments, we provide the tools you need to manage transactions efficiently. Located at 709 W 1St St Deridder La 70634 in Deridder, LA, we're here to support your business journey. Connect with us today at (337) 463-7529 and discover how we can partner with you for success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new car? Our auto loans make it easy to finance the vehicle of your dreams. We provide flexible terms and competitive rates that cater to different budgets. Picture yourself driving off in that new ride without the stress of complicated loan processes our team is here to guide you every step of the way.

Business Banking

For entrepreneurs, our business banking services include merchant services and business loans tailored to meet the specific needs of local businesses. We aim to support growth by providing accessible financing options so you can focus on what you do best running your business.

Credit Cards with Rewards

Take advantage of our credit cards that come with rewards! Whether you want cash back on everyday purchases or travel benefits for your next vacation, we have options that fit various lifestyles. With no hidden fees and straightforward terms, you'll enjoy using your card without worries.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With features like person-to-person payments, electronic statements, and mobile payments, managing your finances has never been easier. At First Street, we pride ourselves on being more than just a financial institution; we're part of the community. Whether you're interested in opening an account or exploring loan options, we invite you to visit us or contact us today! Let's work together towards achieving your financial goals. For more information about our services, feel free to check out our website at https://www.1stfcu.com/ !

Mortgage Loans & Refinancing

Looking to buy a home or refinance your existing mortgage? At First Street, we offer mortgage loans that can help turn your dream home into reality. Our refinancing options might also lower your monthly payments, putting more money back in your pocket for what matters most.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a big purchase or just managing daily expenses, we offer competitive interest rates and features designed for convenience. Imagine easily checking your balance or transferring funds right from your mobile device with our online banking platform.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and our personal loans are designed to help you navigate through those times. Additionally, if you're juggling multiple debts, our debt consolidation options can simplify your finances by combining them into one manageable payment.

Digital & Online Banking

E-Statements and Mobile Payments

Say goodbye to paper clutter! We offer e-statements so you can access your account statements securely online whenever you need them. This not only saves trees but also makes it easier for you to keep track of your financial history. If you're on the go, our mobile payments feature will help you make purchases effortlessly. Whether it's paying for lunch or splitting a bill with friends, all it takes is a few taps on your phone. In today's fast-paced world, managing your finances should be simple and efficient. At First Street, we're committed to providing user-friendly digital banking solutions that empower you to take charge of your money whenever and wherever you want. Explore all these features and more by visiting us at https://www.1stfcu.com/ your financial freedom is just a click away!

Key Services

Our online banking platform allows you to check your account balances, transfer funds, and pay bills with ease. Need to send money to a friend? Our person-to-person transfer feature lets you do just that in a flash, making it easier than ever to share expenses or help someone out. Plus, with our mobile application, you can manage your finances right from your smartphone. It's like having the bank in your pocket! Security is always a top priority for us. That's why we use electronic signature authorization for transactions, ensuring that your information remains protected. You can feel confident when you log in and conduct business with us online.

Financial Strength

Community Trust

Total Share Accounts stand at 4,762, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Street is your trusted partner. Visit us at 709 W 1St St Deridder La 70634 or call (337) 463-7529 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $7,845,823 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to offer $533 in used auto loans and $30,062,827 in total loans and leases supports our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $8,576,215, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,578 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Our auto loan options are tailored for both new and used vehicles. We offer competitive rates that can make financing your next vehicle more affordable. With $1,066 total auto loans issued, you can trust that many of our members have benefited from our flexible terms and personalized service.

Credit Lines and Personal Loans

For those looking to manage personal finances, we provide credit lines with a total of $3,000,000 available. These credit lines can be an excellent solution for unexpected expenses or larger purchases. Additionally, our unsecured credit card loans stand at $0, allowing members to handle their finances effectively without the need for collateral. If you're considering refinancing options or want to know about eligibility requirements, our team is here to help guide you through the process. We encourage you to reach out via phone at (337) 463-7529, or visit us at our location: 709 W 1St St Deridder La 70634, Deridder, LA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore these offerings and see how they can benefit you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, providing you with the support needed to secure a place you'll love.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, which fosters trust among users. Additionally, LendMesh does not prioritize lenders based on paid promotions ensuring that all results are unbiased and based solely on user needs. The platform provides real-time rate comparisons across multiple institutions, allowing users to easily assess their options without confusion. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the positive impact LendMesh has had on its users' financial decisions. Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. Each listing is updated regularly to reflect current market conditions, making it easier for borrowers to find the best available rates.

FIRST STREET FEDERAL CREDIT UNION - Deridder, LA