First Source Rome NY Credit Union | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to First Source, your trusted financial partner located at 1822 Black River Blvd N, Rome, NY 13440. Since our establishment in 1938, we've proudly served our community with dedication and integrity. At First Source Federal Credit Union, we understand the unique needs of our members, which is why we offer a wide range of services designed to support your financial goals. With a robust membership base of over 62,000 individuals and total assets exceeding $1.06 billion, we are committed to providing personalized banking solutions that make a difference in your life. Our impressive financial standing includes total deposits of $52,972,537 and a solid net worth of $100,478,065, demonstrating our stability and reliability as a credit union. Our leadership team, including CEO John Calabrese and Board President Raymond Philo, is dedicated to fostering an environment where members feel valued and empowered. We have a diverse workforce of 244 employees, all working together to ensure you receive exceptional service every time you visit us or contact us at 315-735-8571. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business loans, First Source has you covered. We even offer the convenience of online and mobile banking so you can manage your finances on the go. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1822 Black River Blvd N, Rome, NY 13440. Join us today and experience the difference that comes with being part of a community-focused credit union. Visit our website at First Source to learn more about how we can help you achieve your financial dreams!

Branch History & Mission

At First Source, our story is one of community, trust, and unwavering support. Established in 1938 in the heart of Rome, NY, we have been dedicated to providing exceptional financial services to our members for over 85 years. Our branch at 1822 Black River Blvd N has become a familiar landmark where members can access their banking needs while building lasting relationships with our team. From our humble beginnings, we have grown significantly, now proudly serving over 62,000 members with total assets reaching an impressive $1,063,820,676. This growth reflects not only our commitment to sound financial practices but also our dedication to the communities we serve. Our mission is clear: to empower our members by offering accessible financial services that enhance their lives. We strive to be more than just a credit union; we aim to be a trusted partner in your financial journey. At First Source, we understand the importance of adapting to the changing times. Our branch offers modern conveniences such as online and mobile banking, along with easy access to ATMs and drive-thru services for your convenience. We pride ourselves on being fully ADA compliant so that all members of our community can use our services comfortably and effectively. Our mission extends beyond financial transactions; it encompasses a commitment to community support and outreach. We actively participate in local events and initiatives aimed at improving the quality of life in Rome and surrounding areas. We believe that by investing in our community, we uplift everyone around us. While you can visit us at 1822 Black River Blvd N, official correspondence should be sent to the same address. For any inquiries or assistance, feel free to reach out at (315) 735-8571 during our operating hours: Monday through Wednesday from 9 AM to 4 PM, Thursday and Friday from 9 AM to 5 PM, and Saturday from 8 AM to 12 PM. We invite you to join First Source Federal Credit Union and experience firsthand how we can help you achieve your financial goals while becoming an integral part of a supportive community. Together, let's build a brighter future!

Branch Location & Accessibility

Get in Touch

If you have any questions or would like more information about what we offer, don't hesitate to give us a call at 315-735-8571. We're here to assist you! While members can visit us at 1822 Black River Blvd N Rome Ny 13440, official correspondence should be sent to 1822 Black River Blvd N, Rome, NY 13440. Come see how First Source can help you achieve your financial goals today!

Operating Hours

First Source is here for you during convenient hours! You can stop by Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday and Friday from 9:00 AM to 5:00 PM, and we also open our doors on Saturday from 8:00 AM to 12:00 PM. Whether you're looking to open an account or need assistance with a loan, our friendly staff is ready to help during these hours.

Parking and Accessibility

We understand that accessibility matters. That's why our branch offers ample parking space, so you can visit us without any hassle. Our facility is designed with ADA compliance in mind, featuring ramps and other accessibility features to ensure everyone feels welcome.

Services Offered

We offer a variety of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with our ATM available on-site and drive-thru services for quick deposits and withdrawals, banking has never been easier!

Member Eligibility

Welcome to First Source, where becoming a member means joining a caring community that prioritizes your financial well-being! If you're wondering whether you can become part of our family, it's quite simple. At First Source, we welcome individuals who live, work, worship, or attend school in our service areas. This includes those who have family members already with us it's all about connection and support! For more specific details on eligibility, feel free to check out our resource at http://www.fsource.org/become-a-member. Opening an account is just as easy and welcoming. You can start your journey by visiting us at 1822 Black River Blvd N Rome Ny 13440 or simply apply online through our website at http://www.fsource.org/apply-online. If you have any questions or need assistance, don't hesitate to give us a call at (315) 735-8571. We can't wait to help you take the next step toward a brighter financial future with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $581 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $80,094,645, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: a busy Saturday at your store where customers are eager to buy but face long lines due to slow transactions. Our efficient point-of-sale systems can speed up the checkout process, allowing you to serve more customers and increase sales without the hassle. Located at 1822 Black River Blvd N Rome Ny 13440 in Rome, NY, we invite you to visit us or call (315) 735-8571 to learn how our business banking solutions can empower your enterprise today!

Comprehensive List Of Services

Business Banking Services

For our local businesses, we provide robust Business Banking services that include Merchant Services and Business Loans. If you're looking to expand or need support managing day-to-day operations, we have tailored solutions designed just for you.

Convenient Access

Accessing your funds has never been easier with our ATM & Cash Withdrawal Services, available 24/7 for your convenience. Plus, if you prefer in-person service, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. To summarize, at First Source, we're dedicated to providing comprehensive financial services that meet the diverse needs of our members. Our commitment extends beyond banking; it's about building relationships within the community we serve. We invite you to explore all that First Source Federal Credit Union has to offer! For any questions or assistance, don't hesitate to reach out at (315) 735-8571. We're here for you!

Credit Options

Our Credit Cards with Rewards add extra value to your purchases while helping you build credit. Enjoy benefits like cash back or travel points as you shop! We also offer various personal loans for those times when you need quick cash without the hassle.

Home Financing

When it comes to home ownership, we provide comprehensive Mortgage Loans and Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we guide you every step of the way. It's all about making homeownership attainable and affordable.

Personal Banking Solutions

Starting with personal banking, we offer Checking and Savings Accounts tailored to fit various lifestyles. Imagine having the freedom to manage your money easily through our Online and Mobile Banking services. You can check balances, make transfers, and pay bills right from your smartphone or computer. We also understand that life can be unpredictable, which is why our Personal Loans and Debt Consolidation options are designed to help you handle unexpected expenses without stress.

Vehicle Financing

For those eyeing a new set of wheels, our Auto Loans and Vehicle Financing make purchasing or refinancing a vehicle a breeze. Picture driving off in the car of your dreams with flexible terms that suit your budget. Our team will work closely with you to find the best rates available.

Digital & Online Banking

Accessible Online Banking

Our 24/7 online banking service allows you to manage your accounts anytime, anywhere. Whether it's checking your balance, transferring funds, or reviewing your transaction history, everything is at your fingertips. Plus, with our mobile application available, you can take your banking on the go, making it easier than ever to stay on top of your financial goals.

Convenient Payment Options

Want to send money quickly? Our person-to-person transfer feature makes it simple to send funds to friends or family without any hassle. Additionally, if you're always on the move, our mobile payments option lets you make purchases directly from your phone just tap and go! At First Source, we strive to provide a user-friendly banking experience that fits seamlessly into your life. Join us today and discover how easy managing your finances can be!

Secure Transactions Made Easy

Your security is our priority. We use electronic signature authorization for safe transactions, ensuring that your sensitive information stays protected. You can also enjoy the peace of mind that comes with e-statements available through our online platform. No more worrying about paper clutter; get all your statements delivered securely right to your inbox!

Financial Strength

At First Source, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to serving our community, we are proud to showcase our financial health and reliability. With a net worth of $100,478,065, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $229,003,770 in share certificates and $204,366,331 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $63,148,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $100,478,065 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $12,749 in used auto loans and $996,423,118 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $2,068,540, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 229 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,864,264. Total Share and Deposit Accounts: 143,572, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Source is your trusted partner. Visit us at 1822 Black River Blvd N Rome Ny 13440 or call (315) 735-8571 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $218,933,981 in used vehicle loans and $117,924,294 in new vehicle loans already helping members get on the road. We provide financing options tailored to your needs whether it's for a brand-new vehicle or a reliable pre-owned option.

Business Financing

For business owners, our outstanding commercial loans totaling $80,094,645 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is ready to support your business aspirations.

Credit Lines and Personal Loans

For those looking for flexibility in managing everyday expenses or unexpected costs, we offer credit lines totaling $313,294,105. This allows you to borrow as needed while only paying interest on what you use. Additionally, we have personal loans available that can help consolidate debt or cover significant purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $85,491,526, make buying or refinancing simple. We guide you through every step of the process to ensure you feel confident in your investment.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better terms or lower payments, we can assist with that too! Our experts will work with you to evaluate your current situation and find the best options available. For more information about our loan offerings or eligibility requirements, please contact us at 315-735-8571 or visit our website at First Source. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take the next step toward financial success!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $26,493,086 in loans helping members manage their finances effectively. With rewards programs and low-interest rates, our credit cards are designed to fit seamlessly into your lifestyle.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence guarantees that the offers presented are fair and transparent. By focusing on compliance with established lending standards, LendMesh builds a foundation of trust with its users.

FIRST SOURCE FEDERAL CREDIT UNION - Rome, NY

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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