First Service Credit Union Katy TX | Affordable Auto Loans & Mortgage Financing

Introduction

Welcome to First Service, your trusted financial partner located at 23665 Katy Freeway, Katy, TX 77494. Since our establishment in 1977, we've been dedicated to serving our community with reliable banking solutions tailored to your needs. With a strong commitment to our members, we proudly support nearly 99,478 members and manage total assets of over $1.35 billion. At First Service, we understand the importance of financial security and growth. Our total deposits stand at an impressive $62,516,034, while our net worth reaches $155,298,256. With a cash reserve of $10,939,853, we ensure that your funds are safe and accessible whenever you need them. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 941914, Houston, TX 77094. We offer a variety of services including personal banking accounts, auto loans, mortgage loans, and business banking solutions all designed with you in mind. Our leadership team is here to guide you every step of the way. Under the direction of CEO David Bleazard and Board President Doug Esmond, our experienced staff of 278 employees is committed to providing exceptional service. Ready to take control of your financial future? Feel free to reach out to us at 713-676-5263 or visit our website at First Service for more information on how we can assist you today!

Branch History & Mission

Join Us Today

As we look towards the future, First Service remains committed to adapting and evolving alongside our members' needs. Whether you're looking for straightforward banking solutions or expert guidance on financial decisions, we're here for you every step of the way. If you're not yet part of our family, we invite you to join us at First Service. Experience firsthand how we can help you achieve your financial dreams while making a positive impact in your community. Together, let's build a brighter future! For more information or assistance, feel free to call us at 713-676-5263 or visit our website at fscu.com.

Our Evolution

First Service began its journey as a small credit union dedicated to providing accessible financial services. Through hard work and dedication, we have evolved into a robust institution that not only focuses on personal banking but also supports business needs with services like merchant banking and loans. We are proud to offer our members a variety of products, including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. We believe in the power of community. That's why we have established strong partnerships with local organizations and actively participate in outreach programs that support education and economic growth in Katy and beyond. Our commitment extends beyond just banking; we strive to uplift the communities we serve.

Our Mission

At First Service, our mission is simple yet profound: to provide our members with exceptional financial services while fostering a spirit of community support. We understand that each member has unique needs and goals, which is why we prioritize personalized service tailored to you. While members can visit us at 23665 Katy Freeway, official correspondence should be sent to PO Box 941914, Houston, TX 77094. Our doors are open from Monday to Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. If you prefer the convenience of drive-thru banking or need access to an ATM both are readily available for your convenience.

Branch Location & Accessibility

Comprehensive Services Right at Your Fingertips

We offer a range of personal and business banking services designed to fit your lifestyle. From checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Plus, if you need cash quickly, we have an ATM on-site for easy access. While members can visit us at 23665 Katy Freeway for in-person assistance, please note that official correspondence should be sent to PO Box 941914, Houston, TX 77094.

Easy Access and Nearby Landmarks

Our branch is situated near popular local spots, making it easy for you to stop by while running errands. If you're near the bustling Katy Mills Mall or enjoying a day out in the area, swing by and let us help with your banking needs. We ensure that our location is accessible to everyone. With ADA-compliant features and ample parking, we strive to make your visit comfortable and convenient.

Let’s Connect!

Have questions or need assistance? Don't hesitate to give us a call at 713-676-5263. Our team is ready to help you with whatever you need. We invite you to visit First Service today your friendly neighborhood credit union!

Operating Hours Tailored for You

At First Service, we value your time. Our lobby hours are Monday through Friday from 9 AM to 5 PM, and on Saturdays, we're open from 9 AM to 1 PM for your convenience. Need quick banking services? Our drive-thru is also available during these hours, allowing you to take care of deposits, withdrawals, and other simple transactions without leaving your car.

Member Eligibility

At First Service, we believe that everyone deserves a financial partner that truly cares, and becoming a member here is like joining a supportive community. If you live, work, or attend school in the area, you're likely eligible to join us! We welcome individuals from various backgrounds, making it easy for you to access our range of services designed to help you thrive financially. For more detailed eligibility information, check out our website at . Getting started is a breeze! Simply visit us at our branch located at 23665 Katy Freeway Katy Tx 77494, give us a call at (713) 676-5263, or explore the account opening process online. We're excited to have you as part of our family and look forward to helping you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $40 in commercial loans for our members, helping businesses scale and succeed. With these funds, local entrepreneurs have been able to invest in new equipment, hire additional staff, and enhance their offerings. Additionally, for those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to varying business requirements.

Merchant Services

In today's competitive market, having efficient payment solutions is crucial. Our merchant services streamline transactions for businesses of all sizes. Picture this: a local café using our point-of-sale system allows customers to pay quickly and easily, enhancing customer satisfaction while keeping operations smooth. With an outstanding commercial loan portfolio of $34,424,275, we continue to drive economic growth by financing new and expanding businesses in Katy, TX. Let us partner with you on your journey toward success! Visit us at 23665 Katy Freeway Katy Tx 77494 or call us at (713) 676-5263 to learn more about how we can support your business endeavors.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick access to cash? Our network includes ATMs conveniently located around town for easy cash withdrawals and balance checks. Plus, our drive-thru service allows for basic transactions without leaving your car perfect for those busy days! At First Service, we are here to support your financial journey every step of the way. If you're ready to take advantage of these services or have any questions about how we can assist you further, don't hesitate to reach out! Call us at (713) 676-5263, visit us at our branch in Katy, TX, or check out more details on our website here. Let us help you achieve your financial goals today!

Auto Loans & Vehicle Financing

When it comes to financing your next vehicle, look no further than our auto loans and vehicle financing services. We provide affordable loan options that make it easier for you to hit the road in style. Our team will guide you through the process, ensuring that you find the right plan that works within your budget.

Business Banking

Running a business comes with its own set of challenges. Our business banking services, including merchant services and business loans, are designed to support local entrepreneurs like you. We provide tailored solutions that help streamline operations and encourage growth so you can focus on what matters most your business.

Credit Cards with Rewards

For those who enjoy earning rewards while they spend, our credit cards with rewards program is perfect for you. Every purchase brings you closer to exciting rewards whether it's travel perks, cashback offers, or discounts at your favorite retailers.

Mortgage Loans & Refinancing

If buying a home is on your horizon, our mortgage loans and refinancing options offer a straightforward way to achieve homeownership. We work closely with you to explore various mortgage products that suit your needs, making the journey toward owning a home smooth and stress-free.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. From checking balances to transferring funds or paying bills, everything is just a few taps away on your device.

Personal Banking

We understand that managing your money is personal. That's why our personal banking options include checking and savings accounts tailored to fit your lifestyle. If you need extra funds for an unexpected expense, consider our personal loans or debt consolidation solutions. With flexible terms and competitive rates, you can take control of your finances with confidence.

Digital & Online Banking

Key Features

Our online platform is user-friendly and packed with features to make banking easier for you. You can enjoy electronic statements, which not only help you stay organized but also reduce paper clutter. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure. If you're always on the go, our mobile application lets you access your accounts right from your smartphone. Want to make payments quickly? Our mobile payments feature allows you to do just that, giving you the freedom to pay anyone in seconds. And if you need to send money to friends or family, our person-to-person transfer option makes it straightforward and hassle-free.

Security and Accessibility

Security is a top priority at First Service. We utilize advanced technology to keep your personal information safe while providing easy access to your financial data. You can trust that your transactions are secure as you navigate through our online services. With everything available at your fingertips whether on a computer or mobile device you'll find managing your finances more accessible than ever before. Explore all that we have to offer by visiting us at https://www.fscu.com/ , and see how we can simplify your banking experience today!

Financial Strength

A Committed Team

We also take pride in having 267 full-time employees and 11 part-time employees who are dedicated to serving you with knowledge and commitment. Our team is always ready to assist you with your banking needs.

Growing Together

Total Share and Deposit Accounts stand at 200,269, showing a strong and growing member base that trusts us with their finances. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for all our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Service is your trusted partner. Visit us at 23665 Katy Freeway Katy Tx 77494 or call (713) 676-5263 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $85,943,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: we offer $10,108 in used auto loans and have a total of $1,032,586,386 in loans and leases available to help support your financial goals across various sectors.

Member-Centric Savings

Your savings matter to us. Members' funds are secured through $429,913,433 in share certificates and $159,292,541 in money market shares, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,066,760, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $155,298,256, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,143 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $199,696,191 in used vehicle loans and $242,216,756 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that can fit your budget and lifestyle.

Business Solutions

For business owners, our outstanding commercial loans totaling $34,424,275 provide the capital needed to grow and expand your enterprise. We are committed to supporting local businesses with financing solutions designed to meet their specific needs.

Flexible Financing Options

If you're considering refinancing any existing loans or need help determining eligibility for one of our products, our dedicated team is here to assist you. We strive to make the lending process straightforward and stress-free so that you can focus on what matters most. Our commitment at First Service, located at 23665 Katy Freeway Katy Tx 77494, is to provide accessible financial solutions that empower our members. For more information about our loan offerings or to speak with one of our friendly representatives, please call us at (713) 676-5263. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $83,337,942, make buying or refinancing simple. We provide personalized service to guide you through each step of the process, ensuring you understand your options and feel confident in your decisions.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $35,912,610 in loans helping members manage their finances effectively. This option allows you to access funds when needed without the collateral requirements of traditional loans.

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FIRST SERVICE CREDIT UNION - Katy, TX