First Service Credit Union Houston TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to First Service, your trusted financial partner located at 9621 W Sam Houston Pkwy N, Houston, TX 77064. Since our establishment in 1977, we have been dedicated to serving our community with a strong commitment to member satisfaction and financial empowerment. With a robust membership base of 99,478 individuals, we pride ourselves on being more than just a credit union; we are a community that cares. At First Service, we understand the importance of sound financial decisions. That's why we offer a range of services tailored to meet your needs, from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our total assets stand at an impressive $1,357,838,759, reflecting our stability and reliability as a financial institution. Your funds are safe with us; we currently manage $62,516,034 in deposits and maintain a solid net worth of $155,298,256. Our team is ready to support you through every financial journey with over 278 dedicated employees, led by our CEO David Bleazard and Board President Doug Esmond. Together, they ensure that First Service remains a place where members can achieve their financial goals. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 941914, Houston, TX 77094. Whether you need assistance or have questions about our services, don't hesitate to reach out. You can contact us at 713-676-8990 during our lobby hours from Monday to Friday, 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. Join us today at First Service and experience the difference that comes with being part of a credit union that truly values its members! For more information about our services and offerings, visit us online at First Service Credit Union. Let's work together toward your financial success!

Branch History & Mission

Commitment to Accessibility

Our branch is equipped with essential features including an ATM for easy cash access, drive-thru banking for quick transactions, and a shared service center that allows members from partner credit unions to enjoy the same benefits as our own members. We strive for ADA compliance so all can access our services without barriers. While members can visit us at 9621 W Sam Houston Pkwy N Houston Tx 77064, official correspondence should be sent to PO Box 941914, Houston, TX 77094.

Join Us Today

As we continue on this journey together, we invite you to become part of the First Service family. Experience firsthand how we put our members first every day. Whether you're looking for a new loan or simply seeking advice on financial matters, our dedicated team is here for you. For more information or to get started with your membership today, call us at (713) 676-8990 or visit us online at First Service. Together, let's build a brighter financial future!

Our Mission

Our mission at First Service is straightforward yet profound: to provide exceptional financial services while fostering community growth and personal success. We believe that banking should not only meet your financial needs but also enhance the lives of those we serve. From checking and savings accounts to auto loans and mortgage financing, our products are tailored with you in mind. We prioritize accessibility and innovation, which is why we offer online banking, mobile payments, and e-statements all designed to make managing your finances easier than ever. We are not just a credit union; we are a community hub that cares about your well-being. Our partnerships with local organizations allow us to participate in various outreach efforts that uplift our neighbors and strengthen our community ties.

Branch Location & Accessibility

Convenient Access and Features

At First Service, we understand that accessibility matters. Our branch offers ample parking space, ensuring you can easily find a spot when you visit. We also feature ADA-compliant facilities to accommodate all our members, including ramps for those who need them. Whether you're stopping by for personal banking services or to discuss loans, we're here for you. Our operating hours are designed with your convenience in mind: we're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. This means you can pop in before work or during your lunch break!

Get in Touch!

If you have any questions or want more information about our services, feel free to give us a call at 713-676-8990. We'd love to help you! Whether you're a long-time member or considering joining us for the first time, stop by First Service at 9621 W Sam Houston Pkwy N today your financial well-being is our priority!

Services Tailored for You

We offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we've got you covered. Plus, our drive-thru service makes quick transactions even easier perfect for busy days when you just need to make a deposit or withdrawal without leaving your car. And if you're in need of an ATM, we have one available on-site for your convenience.

Member Eligibility

At First Service, we believe that everyone deserves to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Houston area, you're likely eligible to join us. We also welcome family members of current members, so you can easily share the benefits of membership with your loved ones. By joining First Service, you gain access to a range of financial products designed to help you thrive, including competitive rates on loans and savings accounts, personalized service, and convenient online banking options. To learn more about the eligibility criteria and see if you qualify, feel free to check out our detailed information at . If you're ready to take the next step towards opening an account or have any questions, don't hesitate to reach out to us at (713) 676-8990. Our friendly team at 9621 W Sam Houston Pkwy N Houston Tx 77064 is here to assist you every step of the way!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify transactions for your business. Imagine being able to accept payments quickly and securely whether in-store or online. This capability not only enhances customer satisfaction but also streamlines your operations. If you're in the Houston area and want personalized support for your business needs, visit us at 9621 W Sam Houston Pkwy N Houston Tx 77064, Houston, TX. Let's work together to take your business to the next level! For more information, call us at (713) 676-8990 or explore our services online at https://www.fscu.com/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $40 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $34,424,275, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide tailored banking solutions including merchant services and business loans. We know running a business requires reliable support, so we're here to assist with everything from daily transactions to significant financing needs.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your finances anytime, anywhere. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with our ATM services available 24/7 for cash withdrawals and balance checks, accessing your money has never been easier.

Credit Cards That Reward You

Don't forget about our credit cards! With rewards programs that give back to our members, using your card becomes even more beneficial. Enjoy earning points on every purchase while managing your spending effectively.

Friendly In-Person Service

If you prefer face-to-face interaction, our lobby hours offer personalized service where you can handle deposits, withdrawals, and simple transactions through our basic drive-thru banking services. Additionally, shared branch transactions allow members from partner credit unions to conduct essential banking activities without any hassle. No matter what financial service you need, First Service is here for you every step of the way. We invite you to visit us at 9621 W Sam Houston Pkwy N Houston Tx 77064 or call us at (713) 676-8990 if you have any questions or would like more information about how we can assist you. Together, let's build a brighter financial future!

Loans Made Easy

If you're looking to buy a home or refinance your current mortgage, our mortgage loans are designed with your best interests in mind. We understand that life can be unpredictable, which is why our personal loans and debt consolidation options offer quick access to funds when you need them most.

Personal Banking

Our personal banking services include checking and savings accounts that fit your lifestyle. Whether you want a simple checking account for everyday transactions or a high-yield savings account to help you save for the future, we have options that suit you perfectly. For those considering purchasing a vehicle, our auto loans and vehicle financing solutions provide competitive rates and flexible terms that can help you drive away in your dream car.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! We provide e-statements that help you keep track of your financial activities in a secure and environmentally-friendly way. Plus, our mobile application ensures you have everything you need right at your fingertips. Whether you're making mobile payments or sending money through person-to-person transfers, our app makes it fast and straightforward.

Online Banking Services

Our online banking platform, accessible at https://www.fscu.com/ , is available 24/7, allowing you to check your account balances, pay bills, and transfer funds without needing to visit a branch. You can also take advantage of our electronic signature authorization feature, making it simple and quick to sign documents from the comfort of your home.

Security and Accessibility

We prioritize your security with advanced measures that protect your personal information while you bank online. Our user-friendly interface means you can navigate through your accounts with ease, giving you real-time access to your finances whenever you need it. With all these features wrapped up in one convenient package at First Service, managing your money is stress-free and efficient. Join us today to explore how our digital banking services can enhance your banking experience!

Financial Strength

Commitment to Innovation

With $85,943,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $10,108 in used auto loans and a total of $1,032,586,386 in loans and leases.

Growing Member Base

Total Share Accounts stand at 200,269, showing a strong and growing member base that trusts us with their finances. With available funds for lending and investments at $395,090, our commitment to you is unwavering. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Service is your trusted partner. Visit us at 9621 W Sam Houston Pkwy N Houston Tx 77064 or call (713) 676-8990 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our ability to operate efficiently is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 267 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $429,913,433 in share certificates and $159,292,541 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,066,760, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $155,298,256, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,143 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $199,696,191 in used vehicle loans and $242,216,756 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is ready to assist you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $34,424,275 provide the capital needed to grow and expand. We are dedicated to supporting local businesses by offering tailored lending solutions that align with your goals.

Credit Lines

In addition to these offerings, we have credit lines available totaling $512,596,047. This gives our members the flexibility they need for various personal or business expenses without the hassle of applying for a new loan each time. If you're considering refinancing your existing loans or want to explore eligibility options for any of our products, feel free to reach out! Our experienced team at First Service, located at 9621 W Sam Houston Pkwy N Houston Tx 77064, Houston, TX, is here to guide you through the process and help you find the best solution tailored to your unique financial situation. For more information, give us a call at (713) 676-8990 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $83,337,942, make buying or refinancing simple. We aim to provide you with competitive rates and flexible terms to fit your budget and needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $35,912,610 in loans helping members manage their finances effectively. These credit cards come with added benefits that can help you save money while making purchases easy.

Loan Aggregator

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FIRST SERVICE CREDIT UNION