First Service Credit Union Houston TX | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to First Service, your trusted partner in personal and business finance since 1977. Located at 910 Louisiana St, Houston, TX 77002, our Tunnels Branch is dedicated to serving our community with a commitment to excellence and member satisfaction. With over 99,478 members and total assets amounting to an impressive $1,357,838,759, we pride ourselves on being a cornerstone of financial support for individuals and families alike. Under the leadership of our CEO, David Bleazard, and Board President, Doug Esmond, we work tirelessly to provide accessible financial solutions tailored to your needs. From checking and savings accounts to auto loans and mortgages, our diverse range of services ensures that we have something for everyone. We understand that each member's journey is unique, which is why we focus on personalized service that builds lasting relationships. Whether you're looking to buy a new vehicle with one of our competitive auto loans or seeking advice on managing your savings effectively, our knowledgeable staff is here to assist you every step of the way. In addition to traditional banking services, we offer convenient online and mobile banking options so you can manage your finances anytime, anywhere. While you can always visit us at our branch address mentioned above for face-to-face assistance, please note that all official correspondence should be sent to the same location. Our dedicated team of 278 employees stands ready to serve you during regular business hours from 7 AM to 4 PM on weekdays. We invite you to explore how we can help you achieve your financial goals. For more information or assistance, don't hesitate to call us at 713-428-3200 or visit our website at First Service Credit Union. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Join Us Today!

As we look toward the future, First Service remains committed to innovation while staying grounded in our values. We invite you to experience the benefits of membership with us whether you're looking for reliable banking services or seeking a supportive community partner. Visit us at our Tunnels Branch or check out our website at First Service to learn more about how we can help you achieve your financial goals. Together, let's build a brighter tomorrow!

Our Journey

Since our inception, First Service has focused on providing exceptional financial services tailored to meet the needs of our diverse membership base. Our journey began with a small group of dedicated individuals who believed in the power of community-driven banking. As we evolved, we embraced technological advancements while remaining true to our mission of fostering strong relationships with our members. Our branch is designed not only for efficient banking but also to ensure accessibility. We offer ATM services for your convenience and maintain a shared service center for those who may need additional assistance. While we currently do not have a drive-thru service, we ensure that our lobby hours are convenient open Monday through Friday from 7 AM to 4 PM to accommodate your busy schedule.

Our Mission

At the heart of First Service is our mission: to provide personalized financial solutions that empower individuals and strengthen our community. We believe that banking should be more than just transactions; it should be about building trust and supporting one another. Our services range from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. We understand that every member's needs are unique, which is why we focus on offering flexible solutions that cater specifically to you. Additionally, we prioritize community engagement through outreach programs and partnerships aimed at enriching lives beyond traditional banking. If you need assistance or have questions about any of our services, don't hesitate to reach out! You can contact us at 713-428-3200 for personalized support.

Branch Location & Accessibility

Convenient Access and Features

Our branch boasts a welcoming environment with convenient parking options nearby. We are proud to comply with ADA accessibility standards, ensuring that everyone can comfortably access our facilities. If you need assistance, our friendly staff is always on hand to help. While you're here, take advantage of our wide range of services, including checking and savings accounts, auto loans, mortgage options, and more. We also offer basic shared branch transactions for members from partner credit unions. If you prefer digital banking, you can easily manage your finances online or via our mobile app.

Operating Hours

We're open Monday through Friday from 7 AM to 4 PM, making it easy for you to fit a visit into your schedule. Please note that we are closed on Saturdays, but our online services remain available around the clock. For those who need cash on the go, we have an ATM available right at our branch for your convenience. Unfortunately, we do not offer drive-thru banking at this location; however, our indoor service is designed to be quick and efficient.

Stay Connected

If you have any questions or need further assistance, feel free to give us a call at 713-428-3200. Our team is eager to assist you! We invite you to visit us at First Service's Tunnels Branch and discover how we can help you achieve your financial goals.

Member Eligibility

At First Service, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to be part of our community, the good news is that eligibility is quite straightforward! You can join us if you live, work, or worship in the Houston area, or if you have a family member who is already a member. We're here to help you thrive financially, offering a range of services designed with your needs in mind. By becoming a member of First Service, you'll gain access to competitive rates on loans and savings accounts, personalized service, and financial education resources. To learn more about the specific eligibility criteria and see if you qualify, feel free to check out our detailed information at . Ready to take the next step? Opening an account with us is easy and welcoming just give us a call at (713) 428-3200 or visit us at 910 Louisiana St Houston Tx 77002. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $40 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $34,424,275, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments seamlessly at your storefront or online without the hassle of complicated systems. Our services are designed to help you focus on what matters most running your business efficiently. For more information about how we can support your business at First Service, located at 910 Louisiana St Houston Tx 77002, feel free to reach out at (713) 428-3200. Let's work together to achieve your business goals!

Comprehensive List Of Services

Accessing Your Funds

We also understand the importance of having easy access to your money. That's why we offer ATM services for quick cash withdrawals and balance checks whenever you need them. Additionally, members of partner credit unions can take advantage of basic shared branch transactions right here at First Service.

Business Banking Services

For business owners, we have dedicated business banking services, including merchant services and business loans. Whether you're starting a new venture or looking to expand, we have the resources to support your goals. Our team understands the unique challenges businesses face and is ready to offer personalized advice.

Digital Banking Features

In addition to our in-branch services, we are committed to enhancing your banking experience with our robust online and mobile banking platforms. With features like online bill pay, mobile payments, and person-to-person transfers, managing your finances has never been easier. You can access your accounts anytime from anywhere using our secure online banking system or mobile app.

Get Started Today!

The next time you need reliable financial services in Houston, remember that First Service is just a phone call away at (713) 428-3200 or visit us at 910 Louisiana St Houston Tx 77002 during our operating hours from Monday to Friday, 7 AM - 4 PM. We look forward to helping you achieve your financial goals with ease and confidence! For more information about our services or to learn how you can become a member, please visit us online at Tunnels Branch.

Personal Banking Solutions

In today's fast-paced world, managing your finances shouldn't be complicated. At First Service, we offer personal banking services that include checking and savings accounts tailored to fit your lifestyle. Need funds for a new car? Our auto loans and vehicle financing options can help you get on the road without hassle. If you're considering purchasing a home or refinancing an existing mortgage, our knowledgeable staff will guide you through our competitive mortgage loans and refinancing options. We also recognize that life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation solutions to help you regain control over your finances. Plus, our credit cards come with rewards, making everyday purchases even more rewarding.

Digital & Online Banking

Key Features

Our mobile application makes banking even more convenient. With just a few taps, you can manage your accounts, make person-to-person transfers, and utilize our mobile payments feature to pay for purchases directly from your phone. Gone are the days of juggling cash or writing checks; now, payments are at your fingertips! Security is paramount in everything we do. Our online banking platform utilizes advanced security measures to protect your personal information and ensure safe transactions. Plus, with electronic signature authorization, signing documents has never been easier or more secure. Going paperless is simple with our e-statements. Enjoy the benefits of having your financial statements delivered directly to your inbox no more waiting for the mail! This not only keeps your information organized but also helps reduce clutter. At First Service, we're committed to making banking accessible and straightforward for all our members. Explore all these great features today by visiting https://www.fscu.com/ and take control of your finances with confidence!

Financial Strength

Commitment to Growth

With $85,943,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $10,108 in used auto loans and $1,032,586,386 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 200,269, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $395,090. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Service is your trusted partner. Visit us at 910 Louisiana St Houston Tx 77002 or call (713) 428-3200 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $429,913,433 in share certificates and $159,292,541 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,066,760, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 267 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $155,298,256, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,143 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $199,696,191 in used vehicle loans and $242,216,756 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $34,424,275 provide the capital needed to grow and expand your operations. We believe in supporting local businesses and are here to assist you every step of the way. If you're considering refinancing or want to explore eligibility options for any of these loan products, please don't hesitate to reach out! You can contact us at 713-428-3200 for more information or visit us at our branch located at 910 Louisiana St Houston Tx 77002. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At First Service Credit Union, we are committed to providing transparent and supportive lending solutions designed for you!

Credit Lines

In addition to auto and mortgage loans, our total credit lines amount to $512,596,047, offering members additional financial flexibility when they need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $83,337,942, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you'll make; therefore, we're dedicated to helping you navigate this journey smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $35,912,610 in loans helping members manage their finances effectively. These cards provide great benefits while allowing you to maintain control over your spending.

Loan Aggregator

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FIRST SERVICE CREDIT UNION