First Service Credit Union Reynoldsburg OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Service, your trusted financial partner in Reynoldsburg, Ohio! Located at 7610 E Main St, Reynoldsburg, OH 43068, our credit union has been serving the community since 1956. With a proud membership of 14,740 and total assets exceeding $214 million, we are dedicated to helping you achieve your financial goals. At First Service, we understand that each member has unique needs. That's why we offer a wide range of services, from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. Our commitment to you goes beyond just transactions; we aim to build lasting relationships based on trust and transparency. Our leadership team is here to guide you. Under the direction of CEO Jack Harper and Board President Jim Kozelek, we strive to create a welcoming environment where your financial well-being is our top priority. Whether you're looking for competitive loan rates or personalized banking advice, our friendly staff of 42 employees is ready to assist you. While members can visit us at our main branch for all their banking needs, please note that official correspondence should be sent to the same address: 7610 E Main Street, Reynoldsburg, OH 43068. With total deposits reaching $31 million and a net worth of over $21 million, First Service stands strong in the community as a reliable choice for your banking needs. We also take pride in offering convenient features such as online banking and mobile payments to help you manage your finances easily. We invite you to join our growing family! For more information about our services or to become a member, feel free to call us at 614-836-0100 or visit our website at firstcu.com. Your financial future starts here with First Service!

Branch History & Mission

A Legacy of Service

First Service began its journey as a small credit union aimed at providing accessible financial services to local families. Over the years, we have evolved into a thriving institution committed to improving the financial well-being of our community. Our headquarters in Groveport, OH, supports our mission by ensuring that we remain rooted in values of trust and service. We have not only expanded our offerings but also enhanced our technology to meet the changing needs of our members. Today, we offer personal banking services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards.

Commitment to Excellence

We take pride in being ADA compliant and ensuring that everyone has access to our services. Our operating hours from 8:30 AM to 5:00 PM on weekdays and 8:30 AM to 1:00 PM on Saturdays cater to the diverse schedules of our members. Additionally, with shared service center availability and online banking options like mobile payments and person-to-person transfers, we've embraced digital advancements that make banking easier for you.

Join Us!

As we look toward the future, First Service invites you to become part of our family. Experience firsthand how we prioritize your financial health while actively contributing to the well-being of Reynoldsburg. Join us today by visiting our website or calling us at (614) 836-0100. Together, let's build a brighter financial future!

Our Mission

At First Service, our mission is simple yet profound: we strive to empower individuals and families in Reynoldsburg through sound financial practices while fostering a spirit of community support. We believe that by helping our members achieve their financial goals, we contribute to building a stronger community overall. Our commitment goes beyond just banking; we actively participate in community outreach programs and initiatives that uplift those around us. While members can visit us at 7610 E Main St for all their banking needs whether it's utilizing our ATM or drive-thru services official correspondence should be sent to the same address for ease and clarity.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by First Service in Reynoldsburg today! If you have any questions or need assistance before visiting, feel free to give us a call at 614-836-0100. We're excited to help you achieve your financial goals!

Convenient Access and Amenities

At First Service, we prioritize accessibility for all members. Our branch is equipped with ADA-compliant features and convenient parking options, ensuring that everyone can easily access our services. Plus, with our drive-thru banking available, you can quickly handle deposits and withdrawals from the comfort of your car. If you're looking for convenience on the go, we've got you covered with ATM availability right at our branch. You can withdraw cash or check your balance anytime during our operating hours 8:30 AM to 5:00 PM Monday through Friday and 8:30 AM to 1:00 PM on Saturdays.

Services Tailored for You

We offer a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgages, our team is ready to assist you with whatever you need. We also provide business banking options for local entrepreneurs looking to grow their ventures. Need more assistance? Our shared service center allows you to perform transactions like deposits and withdrawals if you're a member of a partner credit union. It's just one more way we make banking easier for you!

Member Eligibility

Welcome to the warm and inviting community of First Service! Becoming a member is an exciting step towards enjoying personalized financial services designed just for you. If you live, work, worship, or attend school in certain areas around Reynoldsburg or have family members who are already part of our credit union, you're likely eligible to join us. Our goal is to make banking accessible for everyone, so we encourage you to check out the detailed eligibility criteria at http://firstcu.com/about-us/join-us. Joining First Service comes with fantastic benefits including competitive loan rates, convenient online banking options, and a supportive team ready to help you achieve your financial goals. Plus, the account opening process is straightforward and welcoming just give us a call at (614) 836-0100, and we'll guide you through every step. You can also find more information on how to open an account by visiting http://firstcu.com/personal/youth-accounts/lets-get-started-youth-program. We can't wait to welcome you to our community at 7610 E Main St Reynoldsburg Oh 43068!

Business Banking & Commercial Services

Merchant Services that Work for You

Imagine having a reliable partner that simplifies how you accept payments. Our merchant services provide you with tools to process transactions smoothly, making it easier for your customers to pay while streamlining your operations. This means more time focusing on what truly matters growing your business. Located at 7610 E Main St Reynoldsburg Oh 43068 in Reynoldsburg, OH, we invite you to visit us or call (614) 836-0100 to learn more about how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $153 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $54 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,888,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

For those who prefer face-to-face interactions, we provide basic drive-thru banking for deposits, withdrawals, and simple transactions. Additionally, if you're a member of a partner credit union, our shared branch transactions allow you to perform deposits and withdrawals right here at our location. At First Service, we're not just about numbers; we're about people. We strive to create lasting relationships with our members by offering personalized service and support tailored just for you. Ready to take control of your financial future? Contact us today at (614) 836-0100 or visit us at 7610 E Main St Reynoldsburg Oh 43068 in Reynoldsburg, OH. Join the family at First Service, where your financial success is our priority!

Business Banking Services

If you're a business owner, First Service has you covered with specialized services. Our merchant services allow you to accept payments seamlessly, while our business loans provide the funding needed to grow your enterprise. We believe supporting local businesses is crucial for community growth.

Digital Banking Features

In today's fast-paced world, convenience matters more than ever. That's why we offer robust online and mobile banking platforms that let you manage your finances from anywhere. With features like ATM access for cash withdrawals, mobile payments for quick transactions, and person-to-person payment capabilities, banking on-the-go has never been easier.

Personal Banking Solutions

When it comes to managing your day-to-day finances, we offer a variety of options to make banking easy and accessible. Our checking and savings accounts cater to different lifestyles and preferences, ensuring you can save and spend according to your needs. If you're considering buying a new vehicle or refinancing an existing loan, our auto loans and vehicle financing programs provide flexible terms that fit your budget. For those looking to invest in a home, our mortgage loans and refinancing options are tailored to help you achieve your dream of homeownership. Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services can be a real lifesaver. Imagine having one manageable payment instead of juggling multiple debts we can help make that happen! Plus, with our credit cards featuring rewards, every purchase can bring you closer to earning exciting benefits.

Digital & Online Banking

Effortless Money Management

Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Just a few taps on your screen, and the money is on its way! Whether you're splitting a bill or sending a gift, it's never been easier to manage finances with those around you. At First Service, we strive to provide accessible and user-friendly services that empower you to take control of your finances. Experience the ease of modern banking today with our comprehensive digital offerings!

Key Features for Your Convenience

Our online banking offers 24/7 access, so you can check balances, transfer funds, and pay bills anytime. If you prefer using your smartphone, our mobile application provides all the functionality of online banking right in your pocket. Plus, with our mobile payments feature, making purchases is as easy as tapping your phone no cash or cards needed!

Security You Can Trust

We prioritize your security. Although we don't offer electronic signature authorization at this time, we ensure that your transactions and data are protected through robust security measures. You can feel confident knowing that your financial information is safe with us.

Stay Organized with E-Statements

Say goodbye to paper clutter! With e-statements available, you can easily track your spending and keep records organized all while helping the environment. Accessing your statements online means no more waiting for them to arrive in the mail; they're just a click away.

Financial Strength

At First Service, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's financial landscape, trust and reliability are paramount. That's why we are proud to share our robust financial health with you. With a net worth of $21,108,538, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 985% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $33,182,087 in share certificates and $17,440,163 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,958,054 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $33,777,905 in total loans and leases including $19,967 in used auto loans our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $1,164,781, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 39 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 24,204, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments are currently $758,921, further demonstrating our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Service is your trusted partner. Visit us at 7610 E Main St Reynoldsburg OH 43068 or call 614-836-0100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,213,762 in used vehicle loans and $14,209,965 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive off in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $17,888,550 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or working capital, we have solutions designed specifically for small businesses. If you're considering refinancing any existing loans or exploring eligibility options, please don't hesitate to ask our team for guidance. We are committed to helping you find the right financial solution that suits your unique situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At First Service, we're dedicated to empowering our members with the tools they need for financial success. Come visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,035,051, make buying or refinancing simple. We offer various plans tailored to fit your budget and lifestyle, ensuring that your path to homeownership is smooth and straightforward.

Unsecured Credit Card Loans

Managing finances effectively is crucial, which is why we also offer flexible terms on unsecured credit card loans. With a total of $2,437,954 in loans available, our credit cards come with features designed to help you manage expenses while providing rewards and benefits that suit your spending habits.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh helps users navigate the often complex landscape of loan options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to verified data guarantees that users receive fair and transparent offers tailored to their needs. One of the key benefits of using LendMesh is its reliance on verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This approach fosters an unbiased environment where users can trust the results they see. Real-time rate comparisons are another significant advantage. Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions about their borrowing options. Thousands of users have shared their positive experiences with LendMesh, including one member who said, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for a trustworthy way to compare loan offers, look no further. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FIRST SERVICE FEDERAL CREDIT UNION - Reynoldsburg, OH

Type of Loan Offerings

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Reynoldsburg, OH (43068)