First Service Credit Union Hilliard OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Service, your trusted financial partner located at 2164 Hilliard Rome Rd, Hilliard, OH 43026. Since our establishment in 1956, we've dedicated ourselves to serving the community and fostering a sense of belonging among our 14,740 members. With total assets exceeding $214 million and over $31 million in deposits, we are committed to providing you with reliable banking solutions tailored to your needs. At First Service, we pride ourselves on our strong community impact. Under the leadership of CEO Jack Harper and Board President Jim Kozelek, our team of 42 employees is here to assist you with a range of services from checking and savings accounts to auto loans and personal financing options. We believe in building lasting relationships with our members while supporting their financial journeys. While members can visit us at our branch location, official correspondence should be sent to the same address: 2164 Hilliard Rome Rd, Hilliard, OH 43026. You can also reach us at 614-836-0100 for any questions or assistance. Our commitment goes beyond just numbers; it's about making a difference in the lives of those we serve. With a net worth of approximately $21 million, we have the financial strength to support both individual and business needs within our community. Whether you're looking for loans or simply want guidance on managing your finances, we're here for you every step of the way. We invite you to explore all that First Service has to offer by visiting our website at firstcu.com. Join us today and experience what it means to be part of a credit union that truly cares about its members. Your journey toward financial empowerment starts here!

Branch History & Mission

Community Engagement

First Service is more than just a credit union; we're an active member of the Hilliard community. We partner with local organizations to support various outreach programs and initiatives aimed at improving lives and creating opportunities for all residents. Your membership not only helps you achieve your financial goals but also contributes to the well-being of those around you. While members can visit us at 2164 Hilliard Rome Rd for all their banking needs, official correspondence should be sent to the same address. If you're interested in becoming part of a credit union that puts people first, we invite you to explore what First Service has to offer. Join us today and experience the benefits of being a member-driven institution focused on your success! For any inquiries or further information about our services, feel free to contact us at 614-836-0100 during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM, and Saturday from 8:30 AM to 1:00 PM. We look forward to welcoming you into our family!

Our Mission

Our mission at First Service is clear: we strive to provide exceptional financial services while fostering a sense of community. We believe that banking should be more than just transactions; it should build relationships and support local growth. This commitment drives us to offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We understand the importance of convenience in today's fast-paced world. That's why we are proud to offer online and mobile banking options alongside traditional ATM services and drive-thru banking. Whether you need quick access to your funds or want to manage your accounts from home, we've got you covered.

Branch Location & Accessibility

Welcome to First Service, your friendly neighborhood credit union located at 2164 Hilliard Rome Rd in Hilliard, Ohio. We take pride in being easily accessible for all our members in the Franklin County area. Whether you're coming from nearby landmarks like the Hilliard Library or the bustling shopping centers on Cemetery Rd, our branch is conveniently situated to meet your financial needs. Our location features ample parking and is designed with accessibility in mind, including ADA-compliant ramps and easy entry points. We want everyone to feel welcome when they visit us! At First Service, we offer a variety of services tailored to fit your banking needs. Our lobby is open Monday through Friday from 8:30 AM to 5:00 PM, making it simple for you to stop by after work or during your lunch break. Plus, we have Saturday hours from 8:30 AM to 1:00 PM at our drive-thru for those who prefer quick transactions without leaving their vehicles. Need cash? Our ATM is available for your convenience, providing easy access to withdrawals and balance checks. If you're part of another credit union, you'll be glad to know that we also participate in shared services, allowing you to conduct basic transactions right here at our branch. If you have any questions or need assistance, don't hesitate to give us a call at 614-836-0100. Our team is here to help! Come visit us today and discover how First Service can support your financial journey!

Member Eligibility

At First Service, we believe that becoming a member is like joining a caring community where your financial well-being is our priority. If you're interested in enjoying our range of personalized services, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in the Hilliard area. This inclusivity means that families and individuals can benefit from our unique offerings designed just for you. You can find all the specific eligibility details at http://firstcu.com/about-us/join-us to ensure you meet the criteria for membership. Opening an account with us is straightforward and welcoming. All you need to do is visit us at 2164 Hilliard Rome Rd Hilliard Oh 43026, or if you prefer, give us a call at (614) 836-0100 for assistance. Whether you're looking for savings options, loans, or other financial products, our dedicated team is here to guide you through the process. For more information on how to get started, check out our account opening details at http://firstcu.com/personal/youth-accounts/lets-get-started-youth-program . Join us today and experience the benefits of being part of First Service!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $153 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $54 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,888,550, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our loan offerings, we provide merchant services that can simplify your payment processing and enhance customer satisfaction. Picture this: a busy Saturday afternoon at your shop where customers are eager to make purchases, but their preferred payment method isn't accepted. Our solutions allow you to accept various forms of payment easily, making transactions smoother for both you and your clients. For more information about how our business banking services can support you, visit us at 2164 Hilliard Rome Rd Hilliard Oh 43026 in Hilliard, OH, or give us a call at (614) 836-0100. Let's grow together!

Comprehensive List Of Services

Additional Services

We also offer basic drive-thru banking for quick transactions such as deposits and withdrawals, along with shared branch transactions for partner credit union members. This means that even if you're away from home, accessing your funds is simple and straightforward. If you're interested in learning more about our offerings or would like assistance with opening an account, please don't hesitate to reach out! You can call us at (614) 836-0100 or visit us at our branch located at 2164 Hilliard Rome Rd Hilliard Oh 43026. At First Service, we're not just a credit union; we're your partners in financial success! Explore all that we have to offer today by visiting our website at Hilliard.

Business Banking Services

For entrepreneurs and business owners, First Service also offers robust business banking services, including merchant services and business loans. We understand the challenges of running a business, and we're here to support you with flexible financial solutions.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transfers, handling your finances has never been easier. Plus, our ATMs are available for cash withdrawals whenever you need them.

Flexible Loan Options

Life can sometimes throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options that can help ease financial pressure. Plus, with our credit cards with rewards, you can earn while you spend making every purchase more rewarding.

Personal Banking Solutions

Our personal banking services are designed with you in mind. You can easily open checking and savings accounts that suit your lifestyle, ensuring that your money works for you. If you're considering a new vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. For those looking to invest in a home, we offer competitive mortgage loans and refinancing solutions tailored to fit your budget.

Digital & Online Banking

Key Features

Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick no need for cash or checks. If you're out shopping, take advantage of our mobile payments option, allowing you to make purchases directly from your smartphone. And for those who prefer managing their accounts through an app, our mobile application is ready for download, putting all these tools right at your fingertips. Security is our top priority. While we currently do not offer electronic signature authorization for transactions, rest assured that every aspect of our online services is designed with safety in mind. Your information stays protected while you enjoy easy access to all your banking needs. With everything from e-statements to mobile payments available, First Service ensures that your banking experience is not just efficient but also tailored to fit into your busy lifestyle. Enjoy real-time account management and peace of mind knowing that help is just a call away at (614) 836-0100 whenever you need it. Join us today and experience the ease of digital banking!

Financial Strength

A Solid Foundation

With a net worth of $21,108,538, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

As of now, we have a total of 24,204 share and deposit accounts. This shows a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $758,921, further highlighting our ability to serve you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Service is your trusted partner. Visit us at 2164 Hilliard Rome Rd Hilliard Oh 43026 or call (614) 836-0100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $33,182,087 in share certificates and $17,440,163 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our impressive $1,164,781, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 39 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for You

With $17,958,054 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; with $1,967 in used auto loans and $133,777,905 in total loans and leases, we support our members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,213,762 in used vehicle loans and $14,209,965 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $17,888,550 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and are here to support you with tailored financing solutions.

Flexible Financing Options

We believe in making borrowing accessible and straightforward. If you're considering refinancing your current loans or exploring eligibility options, our team is ready to assist you every step of the way. We are committed to finding the right solution for your financial needs. For more information about our loan offerings or to speak with a representative, don't hesitate to reach out at (614) 836-0100. We're located at 2164 Hilliard Rome Rd Hilliard Oh 43026, Hilliard, OH, ready to serve you during our operating hours from 8:30 AM to 5:00 PM on weekdays and 8:30 AM to 1:00 PM on Saturdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and discover how First Service can help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,035,051, make buying or refinancing simple. We aim to streamline the process so you can focus on what matters most your future home.

Unsecured Credit Card Loans

Managing finances is crucial, which is why we also offer flexible terms on unsecured credit card loans. With a total of $2,437,954 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to funds when needed.

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FIRST SERVICE FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans