First Service Credit Union Groveport OH | Affordable Auto Loans & Personal Banking

Introduction

Welcome to First Service, your trusted credit union located at 100 Main St, Groveport, OH 43125. Since our establishment in 1956, we have been dedicated to serving our community and providing financial solutions that empower our members. With a total membership of 14,740 and assets amounting to an impressive $214,183,865, we pride ourselves on being a reliable partner for your banking needs. At First Service, we understand that every member has unique financial goals. Whether you're looking for personal banking options like checking and savings accounts, or you need assistance with auto loans and mortgages, we're here to help. Our commitment goes beyond transactions; it's about building lasting relationships. Under the leadership of our CEO, Jack Harper, and Board President, Jim Kozelek, we strive to create an environment where members feel valued and supported. While you can visit us at our branch for face-to-face services, please note that any official correspondence should be directed to our mailing address: 100 Main Street, Groveport, OH 43125-1198. We also offer modern conveniences such as online and mobile banking, making it easier than ever to manage your finances from anywhere. Our dedicated team of 42 employees is always ready to assist you with personalized service tailored to meet your individual needs. Join us today at First Service and experience the difference a community-focused credit union can make in your financial journey. For more information or inquiries, feel free to call us at 614-836-0100 or visit our website at firstcu.com. We look forward to welcoming you!

Branch History & Mission

At First Service, we take pride in our rich history and commitment to serving the community of Groveport, OH. Since opening our doors in 1956, we have grown from a small credit union into a vital financial partner for over 14,740 members. Our branch is located at 100 Main St, Groveport, OH 43125, right in the heart of the community. We invite everyone to come visit us and experience the welcoming atmosphere that has been nurtured through decades of dedicated service. Our mission at First Service is clear: we strive to provide exceptional financial services while fostering a sense of community support and belonging. We believe that everyone deserves access to quality financial solutions, which is why we offer a range of products including checking and savings accounts, auto loans, mortgages, and business banking services. Our total assets now stand at an impressive $214,183,865, allowing us to serve our members better than ever before. Over the years, we have embraced technology to make banking easier for our members. Our online and mobile banking services empower you to manage your finances anytime and anywhere. Additionally, with ATM availability and drive-thru banking options, convenience is always within reach. We recognize the importance of accessibility; hence our branch complies with ADA standards to ensure everyone can benefit from our services. Furthermore, our shared service center allows members of partnered credit unions to conduct transactions seamlessly at our location. Community engagement is at the core of what we do. From local sponsorships to educational workshops on financial literacy, we are committed to making a positive impact in Groveport and beyond. These initiatives help strengthen not just our credit union but also the neighborhoods where we live and work. While members can visit us at 100 Main St for all their banking needs, official correspondence should be sent to 100 Main Street, Groveport, OH 43125-1198 if it differs from our branch address. As we look ahead to the future, we remain focused on expanding our services while maintaining that personal touch that sets us apart. Join us today at First Service and discover how being part of a member-focused credit union can enhance your financial journey. Visit our website or call us at 614-836-0100 for more information about membership benefits or how you can get started!

Branch Location & Accessibility

Call to Action

Ready to take the next step? We invite you to visit us at our Groveport location or give us a call at 614-836-0100 if you have any questions about our services. At First Service, we're more than just a credit union; we're your partners in financial success!

Nearby Landmarks and Accessibility

If you're coming from the local parks or nearby shops, you'll appreciate how simple it is to drop by. Our branch is just a short drive from popular spots like the Groveport Recreation Center, making it an ideal pit stop for your banking needs. When you visit, you'll find ample parking available, ensuring that your experience with us starts off smoothly. Plus, we're committed to accessibility; our facilities are ADA compliant, featuring ramps and designated spaces for those who need them.

Operating Hours

We know that life can get busy, so we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Friday from 8:30 AM to 5:00 PM, and on Saturdays, our drive-thru service runs from 8:30 AM until 1:00 PM. Whether you're stopping by for a quick deposit or need assistance with a loan application, we're here for you during these hours.

Services Offered

At First Service, we provide a variety of services tailored to meet the diverse needs of our members. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're looking for personal loans or credit cards with rewards, we have those options too! For added convenience, we also offer ATM services and basic drive-thru banking for quick transactions.

Member Eligibility

Becoming a member of First Service is like joining a family that cares about your financial well-being. If you live, work, worship, or attend school in the area around 100 Main St Groveport Oh 43125, you're likely eligible to join us! We pride ourselves on creating an inclusive environment where everyone can thrive, and our members enjoy benefits like competitive rates on loans and savings accounts, personalized service, and a range of convenient banking options. Getting started is easy! Just check out the detailed eligibility criteria at http://firstcu.com/about-us/join-us for all the specifics. Once you're ready to take the next step, you can find information about opening an account by visiting http://firstcu.com/personal/youth-accounts/lets-get-started-youth-program. If you have any questions or need assistance, don't hesitate to give us a call at (614) 836-0100. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to access the funds you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $153 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $54 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,888,550, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to simplify your payment processes. Imagine processing payments seamlessly while managing your inventory all in one place. Our services help businesses like yours operate efficiently and focus on what you do best: serving your customers. Explore how First Service, located at 100 Main St Groveport Oh 43125 in Groveport, OH, can be your partner in success. Call us at (614) 836-0100 or visit us online for more information!

Comprehensive List Of Services

Additional Services

We also offer basic drive-thru banking for quick transactions like deposits and withdrawals. And if you're a member of another credit union, our shared branch transactions mean you can conduct basic deposits and withdrawals without any hassle. With all these services available under one roof at First Service, we're committed to making banking easier for you. If you'd like to learn more about how we can assist with your financial needs or if you're ready to take the next step in achieving your financial goals, don't hesitate to reach out! Call us today at (614) 836-0100, or visit us in person at our branch in Groveport, OH. Let us help you achieve financial success!

Business Banking

For entrepreneurs and small business owners, we recognize the unique challenges you face. That's why we provide comprehensive business banking solutions, including merchant services and business loans tailored to help your venture thrive.

Credit Cards and Rewards

To further enhance your spending power, we offer credit cards with rewards that allow you to earn points on everyday purchases. This means that every time you swipe your card, you're not just making a purchase you're working towards exciting rewards that can benefit you down the line.

Digital Banking Convenience

In today's fast-paced world, managing your finances should be convenient. That's why at Groveport, we offer robust online and mobile banking features. With just a few clicks or taps on your device, you can check balances, transfer funds, pay bills, and much more from anywhere at any time. Plus, our ATM services ensure that accessing cash is quick and hassle-free.

Personal Banking

For individuals seeking to manage their money effectively, our personal banking options are designed just for you. We offer checking and savings accounts that help you save for future goals while maintaining easy access to your funds. If you're thinking about purchasing a car, our auto loans and vehicle financing solutions make it simple and straightforward to get behind the wheel of your dream vehicle. Are you considering homeownership? Our mortgage loans and refinancing options are here to guide you through the process, ensuring you understand every step along the way. Additionally, if you find yourself needing extra cash for unexpected expenses or planning a big purchase, our personal loans and debt consolidation services can provide the financial relief you need.

Digital & Online Banking

Accessibility and Real-Time Management

Managing your account has never been easier. Whether you're making deposits or checking transaction history, our online banking platform provides real-time updates so you always know where your money stands. Our commitment to accessibility means that you can handle everything from bill payments to account transfers without having to visit a branch. With these robust digital tools at your fingertips, First Service is dedicated to providing a banking experience that's as smooth and efficient as possible. Join us today and discover how easy managing your finances can be!

Key Services

One of the standout features is our user-friendly mobile application, available for download on both Android and iOS devices. This app allows you to check your balances, transfer funds, and even make person-to-person payments with ease. If you're on the go, you'll appreciate our mobile payments feature that lets you pay using your smartphone at participating retailers. We also offer e-statements, making it easy to view your account activity without the clutter of paper statements. Plus, with electronic signature authorization not currently available, you can still feel confident knowing that we prioritize security in all transactions.

Financial Strength

Growing Membership Base

With a total of 24,204 share accounts, we boast a strong and growing member base that trusts us with their finances. This network enhances our ability to provide personalized service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Service is your trusted partner. Visit us at 100 Main St Groveport Oh 43125 or call (614) 836-0100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

We prioritize your savings with $33,182,087 in share certificates and $17,440,163 in money market shares. These options offer stable and rewarding financial growth opportunities tailored for our members. Unlike traditional banks, we focus our resources on benefiting you through better loan rates and exclusive perks. We currently have $0 in non-member deposits, which helps reinforce our commitment to serving your best interests.

Operational Efficiency

Our operational efficiency is reflected in our $429,685, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 39 full-time employees and 3 part-time employees who are always ready to assist you with knowledgeable service.

Reinvestment in Your Future

With $17,958,054 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is also impressive; with $1,967 in used auto loans and a total of $133,777,905 in loans and leases, we are well-equipped to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $21,108,538, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to you is backed by a robust net worth ratio of 9.85%, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,213,762 in used vehicle loans and $14,209,965 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make it easy for you.

Commercial Loans

For business owners, our outstanding commercial loans totaling $17,888,550 provide the capital needed to grow and expand. We understand the challenges small businesses face and are here to support your journey. If you're considering refinancing any of your existing loans or want more information on eligibility options, don't hesitate to reach out. Our team is here to assist you through every step of the process. For more details on how these loan products can benefit you or to explore eligibility requirements further, please contact us at 614-836-0100 or visit us at our branch located at 100 Main St Groveport OH 43125. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines

For those looking for additional flexibility in their borrowing options, we provide credit lines with a total amount of $18,603,525 available. This can be an excellent solution for unexpected expenses or planned projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,035,051, make buying or refinancing simple. We aim to provide affordable solutions that fit your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,437,954 in loans helping members manage their finances effectively. These cards are designed to give you the freedom to make purchases while providing features like rewards and low-interest rates.

Loan Aggregator

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FIRST SERVICE FEDERAL CREDIT UNION - Groveport, OH

Type of Loan Offerings

Vehicle Loans

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