First Service Credit Union Columbus OH | Best Auto Loans & Business Banking

Introduction

Welcome to First Service, your trusted financial partner located at 1660 Holt Rd, Columbus, OH 43228. Established in 1956, we have proudly served our community for over six decades. With a strong membership base of 14,740 individuals, we are dedicated to providing exceptional service and support to our members. At First Service, we understand that financial decisions can be daunting. That's why we strive to create an environment where you feel valued and understood. Our total assets of $214,183,865 reflect our commitment to stability and growth, ensuring that your money is safe with us. We offer a diverse range of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. Our expertise extends to business banking as well, providing essential support for local entrepreneurs. Under the leadership of CEO Jack Harper and Board President Jim Kozelek, our team of 42 employees is here to help you navigate your financial journey. We take pride in fostering a friendly atmosphere where questions are encouraged, and solutions are readily available. If you prefer in-person assistance or simply want to drop by for a chat, visit us at our Columbus branch during our operating hours from 8:30 AM to 5:00 PM on weekdays and 8:30 AM to 1:00 PM on Saturdays. Have questions? Feel free to call us at 614-836-0100. While members can visit us at 1660 Holt Rd, official correspondence should be sent to the same address. Join us today at First Service where your financial goals become our mission! For more information about what we offer or how you can become a member, check out our website at First Service.

Branch History & Mission

Community Engagement

We are deeply committed to giving back to the communities we serve. Through various outreach programs and partnerships with local organizations, we strive to uplift those around us. Whether it's supporting local schools or participating in community events, First Service aims to be more than just a financial institution; we want to be a pillar of support for our neighbors. With features like ATM availability and drive-thru banking services for added convenience, we cater to the diverse needs of our members while remaining ADA compliant. Our shared service center also allows members from partner credit unions access to essential banking services. We invite you to join First Service today! Experience the benefits of being part of a credit union that values you as an individual and understands your unique financial needs. Together, let's build a brighter future for you and your community! For more information or assistance, please call us at 614-836-0100 or visit us online at firstcu.com.

Our Mission

Our mission at First Service is simple yet powerful: to provide our members with accessible financial solutions while fostering community support and engagement. We believe in empowering individuals and families through services such as personal banking, auto loans, mortgages, and business loans. Our goal is not just to offer financial products but to build lasting relationships that contribute to the growth and well-being of our community. As we continue to innovate and adapt to the changing landscape of banking, we prioritize digital advancements that enhance our member experience. With online banking options, mobile payments, and e-statements available, we ensure that managing finances is both easy and efficient.

Branch Location & Accessibility

Comprehensive Services

First Service provides a range of financial solutions tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our ATM is always available for quick cash withdrawals or balance checks, while shared services enable members of partner credit unions to access their accounts easily. While members can visit us at 1660 Holt Rd, official correspondence should be sent to the same address. If you have any questions or need assistance before your visit, don't hesitate to call us at 614-836-0100. We invite you to stop by First Service today and discover how we can help support your financial journey!

Convenient Access

At First Service, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring that everyone can enjoy easy access. Ample parking is available right outside, so you won't have to worry about finding a spot when you arrive. If you prefer banking from your vehicle, our drive-thru service is ready to assist you with deposits, withdrawals, and other simple transactions.

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed with your convenience in mind: we're open Monday through Friday from 8:30 AM to 5:00 PM and offer drive-thru service on Saturdays from 8:30 AM to 1:00 PM. Whether you need assistance during the week or want to swing by on the weekend, we're here to help.

Member Eligibility

At First Service, we believe that everyone deserves a supportive financial community, and becoming a member is an easy step towards achieving your goals. To join us at our welcoming branch located at 1660 Holt Rd Columbus Oh 43228, you simply need to meet a few straightforward eligibility criteria. Whether you're a resident of the local area, work for one of our partner organizations, or have family members who are already part of our credit union, you could qualify for membership. It's all about building connections and supporting each other in our financial journeys! For more detailed information on eligibility, feel free to check out our website at http://firstcu.com/about-us/join-us . Once you're ready to take the plunge into membership, opening an account with First Service is simple and hassle-free. We offer various account types tailored to your needs, making it easy to find the right fit for you. If you have any questions or want to get started, don't hesitate to give us a call at (614) 836-0100. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to invest in new equipment, hire additional staff, or open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $153 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $54 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,888,550, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easy and efficient. Imagine accepting payments from customers effortlessly while keeping track of sales data in real-time. This means you can focus on what you do best growing your business while we handle the financial details. Located at 1660 Holt Rd Columbus Oh 43228 in Columbus, OH, our team is ready to partner with you on your journey. Contact us at (614) 836-0100 to learn how we can help your business succeed!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without stepping inside the branch. Additionally, our basic drive-thru banking lets you handle deposits and withdrawals efficiently while on the go. For members of partner credit unions, we also provide basic shared branch transactions where you can make deposits and withdrawals seamlessly.

Business Banking

If you're a business owner, you know how crucial it is to have reliable banking support. Our business banking services, including merchant services and business loans, are designed with your needs in mind. We aim to help local businesses thrive by providing flexible financing options that suit your operations.

Digital Banking Features

In today's fast-paced world, having access to your accounts on-the-go is essential. At First Service, we offer robust online and mobile banking features so you can check balances, transfer funds, and pay bills anytime from anywhere. Our mobile payments feature makes transactions even easier, allowing you to pay directly from your smartphone.

Get Started Today!

With so many services available at First Service, we're here to help simplify your financial journey. If you're ready to take control of your finances or want more information about any of our offerings, don't hesitate to reach out! Call us at 614-836-0100 or visit us at firstcu.com today! Your financial well-being is our priority.

Personal Banking Solutions

Navigating personal finances can sometimes feel overwhelming. That's why we offer various checking and savings accounts designed to help you save for the future while keeping your everyday spending manageable. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without the stress of complicated terms. We also provide mortgage loans and refinancing to help you find the perfect home or lower your current mortgage payments. For those unexpected expenses that life throws your way, our personal loans and debt consolidation services can offer relief and peace of mind. Plus, with our credit cards featuring rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Key Features for Our Members

Enjoy the ease of receiving e-statements instead of paper ones this not only helps the environment but also keeps your financial documents organized and easily accessible. You can set up e-statements through our online banking platform, making it simple to stay on top of your finances without clutter. Our mobile application brings even more convenience right to your fingertips. With this app, you can make mobile payments and perform person-to-person transfers with ease. Whether you're splitting a dinner bill or sending money to a friend, it's all just a tap away. Security is always a top priority for us. We use advanced technology to protect your personal information and transactions. While we currently do not offer electronic signature authorization, rest assured that every feature we provide is designed with your safety in mind. At First Service, we believe that managing your finances should be easy and efficient. Our digital banking services empower you with real-time account management right in your pocket. Experience the freedom of banking on your terms!

Financial Strength

Commitment to Innovation

With $17,958,054 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $1,967 in used auto loans and $133,777,905 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Trust

Total Share and Deposit Accounts stand at 24,204, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $758,921 provide further assurance of our capability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Service is your trusted partner. Visit us at 1660 Holt Rd Columbus Oh 43228 or call (614) 836-0100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $33,182,087 in share certificates and $17,440,163 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,164,781 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 39 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Foundation

With a net worth of $21,108,538, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,213,762 in used vehicle loans and $14,209,965 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, our team is here to assist you every step of the way.

Credit Lines

If you're looking for additional flexibility in managing your expenses, our credit lines amounting to $18,603,525 can provide the support you need. This product allows you to borrow what you need when you need it without the hassle of reapplying each time. For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $17,888,550 are designed with your needs in mind. We aim to empower local businesses by offering tailored solutions that foster growth. At First Service in Columbus, OH (1660 Holt Rd), we're committed to helping our members find the right financial products that align with their goals. If you're considering refinancing options or want to check eligibility for any of our offerings, please reach out at 614-836-0100 or visit us online at First Service. Our knowledgeable staff is ready to assist you during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 1:00 PM. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Your journey toward financial empowerment starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,035,051, make buying or refinancing simple. We provide personalized service to help you find the right mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,437,954 in loans helping members manage their finances effectively. These cards come with competitive interest rates and can be a great tool for building credit while enjoying convenient access to funds.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each loan comparison is backed by verified data, giving you confidence in the information presented.

FIRST SERVICE FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans