First Peoples Community Keyser WV Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to First Peoples Community, your trusted financial partner located at 71 Plaza Dr, Keyser, WV 26726. Since our establishment in 1959, we have been dedicated to serving our community and providing our members with the financial support they need. With a total membership of 33,498 and assets exceeding $593,424,413, we pride ourselves on being a pillar of strength in the community. At First Peoples Community, we believe in making banking accessible and straightforward. Our commitment to you is reflected in our comprehensive range of services, including personal banking, auto loans, mortgages, and business banking solutions. We also offer convenient online and mobile banking options to help you manage your finances wherever you are. While members can visit us at our Keyser branch for face-to-face assistance, official correspondence should be sent to our mailing address at PO Box 1377, Cumberland, MD 21501. This ensures that all communications are handled efficiently. Our leadership team, including CEO Randy Olsen and Board President Jeffrey McKenzie, is passionate about fostering strong relationships with our members. They work tirelessly to ensure that First Peoples Community remains financially sound with a net worth of $75,867,210 and cash reserves of $9,295,665 available to support your needs. We understand the importance of community impact. That's why we actively participate in local initiatives aimed at enhancing the quality of life for all residents. Our goal is not just to provide financial services but also to contribute positively to the communities we serve. Ready to take the next step? Whether you're looking for a new loan or simply want to discuss your financial goals, we invite you to visit us or give us a call at 301-784-3000. Experience the difference that comes with being part of a credit union that truly cares about its members! For more information on how to become a member or explore our services further, check out our website at First Peoples Community.

Branch History & Mission

Commitment to Innovation

In an ever-evolving world, First Peoples Community is committed to embracing innovation. We offer online and mobile banking options for your convenience and ensure ADA compliance so that all members can access our services easily. Whether you prefer using ATMs or taking advantage of our drive-thru banking services, we strive to make your banking experience smooth and efficient.

Community Engagement

We recognize that our success is intertwined with the well-being of our community. That's why we engage in various outreach efforts and partnerships aimed at supporting local initiatives. Our goal is not just about numbers; it's about making a meaningful impact where it matters most. As we continue this journey together, we invite you to join us at First Peoples Community. Experience firsthand how we can help you achieve your financial dreams while strengthening our beloved community. Together, let's build a brighter future!

Our Journey

First Peoples Community began with a vision: to provide reliable financial services that empower individuals and strengthen communities. Over the years, we have achieved significant milestones while staying true to this vision. Today, our total assets stand at an impressive $593,424,413, reflecting our commitment to responsible growth and member satisfaction. We understand the importance of being there for our community. That's why we offer a range of services designed to meet the diverse needs of our members. From personal banking options like checking and savings accounts to vehicle financing and mortgage loans, we are dedicated to providing solutions that foster financial wellness.

Our Mission

Our mission is simple yet profound: to enhance the quality of life for our members by offering accessible financial services and engaging with the community. We believe that everyone deserves the opportunity to achieve their financial goals. By prioritizing customer service and community support, we aim to create lasting relationships built on trust and respect. While members can visit us at 71 Plaza Dr Keyser Wv 26726, official correspondence should be sent to PO Box 1377, Cumberland, MD 21501. We encourage you to reach out with any questions or inquiries by calling us at (301) 784-3000.

Branch Location & Accessibility

Operating Hours

We understand that life can get busy, which is why we strive to make banking as convenient as possible. You can visit us Monday through Friday from 8 AM to 6 PM, and on Saturday from 8 AM to 3 PM. This way, you have plenty of options to fit your schedule.

Services Offered

At First Peoples Community, we provide a wide range of services designed with our members in mind. From checking and savings accounts to auto loans and mortgage refinancing, we have financial solutions tailored just for you. Need quick access to cash? We also have an ATM available right outside for your convenience. Plus, if you prefer the ease of drive-thru banking, we've got you covered there too! While our physical address is where you'll find us for all your in-person needs, please note that any official correspondence should be sent to PO Box 1377 in Cumberland, MD. Feel free to give us a call at (301) 784-3000 if you have any questions or need assistance before your visit. We look forward to welcoming you into our community!

Member Eligibility

At First Peoples Community, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're interested in enjoying the benefits of membership, you'll be pleased to know that eligibility is straightforward and welcoming! To qualify, you simply need to live, work, or worship in our community or be related to someone who does. This means that many individuals can easily join us and start taking advantage of our personalized banking services. We offer a range of products designed to meet your needs, from checking accounts to loans, all while providing exceptional customer service. For more detailed information on eligibility criteria, feel free to visit our website at http://www.firstpeoples.com/about/become-a-member/membership-requirements. Ready to take the next step? Opening an account with us is easy! You can find all the necessary details at https://firstpeoples.symapp.jhahosted.com/ or give us a call at (301) 784-3000 if you have any questions. We can't wait to welcome you into the First Peoples Community family at 71 Plaza Dr Keyser Wv 26726!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $217 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,772,438, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer comprehensive merchant services designed to make transactions easier for your business. Imagine a busy day at your shop where customers can effortlessly pay using their preferred method whether it's credit card, mobile payment, or cash. This not only enhances customer satisfaction but also streamlines your operations, allowing you to focus on what you do best: growing your business. Explore how First Peoples Community can partner with you to fuel your business ambitions. Reach out today or visit us at our Keyser location!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need quick access to cash? We have an ATM available at our branch for easy withdrawals and balance checks. For those who prefer face-to-face service, our basic drive-thru banking allows for hassle-free deposits, withdrawals, and other simple transactions without leaving your car. At First Peoples Community, we're more than just a credit union; we're part of your community. Our team is committed to offering personalized service tailored to meet the needs of every member who walks through our doors. Ready to explore how we can assist you further? Give us a call at 301-784-3000, or visit us at our location in Keyser. Join us today and experience the difference!

Business Banking

For our entrepreneurial members, we offer comprehensive business banking services including merchant services and business loans. We recognize the hard work that goes into running a business, and we aim to provide the financial tools necessary for success.

Credit Cards and Rewards

Looking for ways to earn while you spend? Our credit cards with rewards offer a great way to benefit from your everyday purchases. Imagine earning points every time you shop, which can be redeemed for exciting rewards or cash back!

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we have developed robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, everything is just a few taps away on your device.

Personal Banking

When it comes to managing your day-to-day finances, we offer various personal banking services designed for simplicity and accessibility. Whether you're opening a checking or savings account, our friendly staff is ready to assist you in choosing the right options that fit your lifestyle. For those looking to purchase a vehicle, our auto loans and vehicle financing make it easier than ever to drive away in the car you want. We also provide mortgage loans and refinancing solutions for those ready to invest in their dream home. If life throws unexpected expenses your way, our personal loans and debt consolidation services can help you regain control of your financial situation.

Digital & Online Banking

Accessible Banking Anytime

At First Peoples Community, we believe in providing accessible banking solutions tailored to fit your lifestyle. Whether you prefer using a desktop or a mobile device, our user-friendly interface ensures that you can handle all your banking needs effortlessly. Join us today and experience the ease of digital banking because managing your money should be simple and stress-free!

Key Features

Our online banking platform allows you to access your accounts with ease. You can view balances, make transfers, and even pay bills right from your computer or smartphone. Plus, with our mobile application, you have all these features at your fingertips, making it simple to stay on top of your finances while you're on the go. Need to send money to a friend? Our person-to-person transfer feature makes it effortless. Just a few taps on your screen, and the money is sent instantly! And if you're keen on going paperless, you'll be glad to know that e-statements are available for easy access to your account statements without the clutter.

Security You Can Trust

We prioritize your security. While we do not currently offer electronic signature authorization, our systems are designed with robust security measures to protect your personal information. Rest assured that when you use our online services, you're in safe hands. With features like mobile payments, managing expenses has never been easier. Whether you're at the store or out dining with friends, simply use your mobile device for quick and secure transactions.

Financial Strength

At First Peoples Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to provide a safe and reliable banking experience while empowering our community to achieve their financial goals. Our financial performance speaks volumes about our dedication to you. With a net worth of $75,867,210, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1278 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We understand that your savings need protection and growth. Members' funds are secured through $160,446,196 in share certificates and $7,957,015 in money market shares, which offer stable and rewarding financial growth opportunities tailored for your needs. At First Peoples Community, we prioritize our members over traditional banking practices. With non-member deposits at $0, we ensure that our resources are focused entirely on benefiting you through better loan rates, lower fees, and exclusive perks designed for our members. Our commitment to innovation is backed by $71,231,238 in undivided earnings, which allows us to reinvest in advanced banking tools and stronger lending options. We're here to serve you better each day. For those looking to finance their dreams or needs, our lending capacity is robust. We have extended $30,420,000 in used auto loans alongside a total of $453,175,159 in loans and leases, supporting diverse financial goals across various sectors. The efficiency of our operations is reflected in our impressive net income of $4,028,714, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 13 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team dedicated to your satisfaction. With total share accounts reaching 64,330, it's clear that more members trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Peoples Community is your trusted partner. Visit us at 71 Plaza Dr Keyser WV 26726 or call 301-784-3000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Information

If you're considering refinancing your current loans or exploring eligibility options for any of our products, our team is here to help you navigate these choices. We strive to make the lending process as straightforward as possible so that you can focus on what matters most. For more details about our loan offerings or if you have any questions, feel free to contact us at (301) 784-3000. Our branch is located at 71 Plaza Dr Keyser Wv 26726, and we invite you to visit us during our operating hours: Monday through Friday from 8 AM to 6 PM and Saturday from 8 AM to 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let First Peoples Community be your partner in achieving financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,510,885 in used vehicle loans and $43,002,199 in new vehicle loans already helping members get on the road. We offer competitive financing options whether you're purchasing a brand-new vehicle or a reliable used one.

Business Loans

For business owners, our outstanding commercial loans totaling $56,772,438 provide the capital needed to grow and expand. We understand that businesses need support to thrive in today's economy and are here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,455,873, make buying or refinancing simple. We can guide you through the process with various options to fit your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,235,465 in loans helping members manage their finances effectively. These cards can provide a great way to handle unexpected expenses or consolidate debt without needing collateral.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence ensures fair and transparent offers, allowing users to trust the information they receive.

FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION - Keyser, WV

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