First Peoples Community Credit Union Meyersdale PA

Introduction

Welcome to First Peoples Community in Meyersdale, PA! Located at 7026 Mason Dixon Hwy, our branch has been serving the community since 1959. We pride ourselves on being more than just a financial institution; we are your neighbor, dedicated to helping you achieve your financial goals with trust and reliability. At First Peoples Community, we understand that each member's journey is unique. With a growing membership of 33,498, we have built a strong foundation based on support and understanding. Our total assets stand at an impressive $593,424,413, reflecting our commitment to providing valuable services tailored to your needs. Our leadership team, headed by CEO Randy Olsen and Board President Jeffrey McKenzie, works tirelessly to ensure that every member experiences exceptional service. We employ 154 dedicated professionals who are ready to assist you with all your banking needs. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with loans and mortgages, we're here for you. While members can visit us at our branch address, official correspondence should be sent to PO BOX 1377, CUMBERLAND, MD 21501-1377 if needed. With total deposits of $26,706,043 and a net worth of $75,867,210, we are proud of our solid financial standing. Our goal is to foster a community where members feel secure and empowered. We invite you to explore the various services we offer from auto loans and mortgage financing to online banking and mobile payment options. Ready to take the next step? Call us today at 301-784-3000 or visit our website at firstpeoples.com for more information. Join us as we continue building stronger financial futures together!

Branch History & Mission

A Legacy of Service

First Peoples Community began with a mission to empower individuals and families through accessible financial solutions. From our humble beginnings, we have evolved into a trusted partner for many in Meyersdale. Our branch is conveniently located at 7026 Mason Dixon Hwy, just a stone's throw from popular local landmarks, making it easy for members to access our services. As we've expanded, so too has our range of offerings. We provide personal banking services such as checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. Our goal has always been to meet the diverse needs of our members while fostering an inclusive environment where everyone feels valued.

Commitment to Accessibility

Accessibility is important to us. Our branch features ADA-compliant facilities and offers various services designed for all members. Enjoy the convenience of our drive-thru banking and ATM availability while receiving support from friendly staff who are always ready to assist you. While members can visit us at 7026 Mason Dixon Hwy, official correspondence should be sent to PO BOX 1377, CUMBERLAND, MD 21501-1377 if necessary.

Join Us Today!

As we continue our journey in Meyersdale and beyond, we invite you to join our family at First Peoples Community. Experience firsthand how we prioritize your financial well-being while actively contributing to the community's growth and success. Visit us during our operating hours Monday through Friday from 8 AM to 6 PM and Saturday from 8 AM to 3 PM or give us a call at 301-784-3000 today! Let's work together toward a brighter financial future!

Our Mission

At First Peoples Community, our mission goes beyond just banking; it's about building lasting relationships. We aim to enhance the quality of life for every member by offering personalized service and community engagement initiatives. We believe that when our members thrive, so does the entire community. Our leadership team, under CEO Randy Olsen and Board President Jeffrey McKenzie, works diligently to ensure that we remain committed to these principles. We continuously invest in digital advancements and customer-centric initiatives to enhance your banking experience. Whether it's through online banking or mobile payments, we strive to make managing your finances simple and efficient.

Branch Location & Accessibility

Accessibility Features

At First Peoples Community, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us comfortably. Plus, we offer ample parking space for both cars and those using mobility aids.

Operating Hours

We know that life can be busy, so we've made it easy for you to visit us. Our lobby hours are Monday through Friday from 8 AM to 6 PM and Saturday from 8 AM to 3 PM. Whether you're stopping by during your lunch break or on the weekend, we're here to help!

Services Offered

Our branch offers a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Enjoy the convenience of our ATM services available right on-site. For those who prefer a quick visit without leaving their car, our drive-thru banking service allows for easy deposits and withdrawals. We invite you to stop by or give us a call at 301-784-3000. The team at First Peoples Community is here to assist you with all your banking needs! Come see how we can help make your financial journey easier and more rewarding today!

Member Eligibility

At First Peoples Community, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward joining us. If you live, work, worship, or attend school in the area around 7026 Mason Dixon Hwy Meyersdale Pa 15552, you're likely eligible to become part of our family. We welcome individuals from various backgrounds and life stages, so whether you're just starting out or looking to enhance your financial journey, there's a place for you here. Plus, as a member, you'll enjoy exclusive benefits like competitive rates on loans and savings products that can help you achieve your financial goals. The process of becoming a member is simple and welcoming. Just visit our eligibility page at http://www.firstpeoples.com/about/become-a-member/membership-requirements to find out more about the specific criteria and see how easy it is to join. If you're ready to take the next step, you can open an account conveniently online through this link: https://firstpeoples.symapp.jhahosted.com/ . Should you have any questions or need assistance along the way, don't hesitate to reach out to us at (301) 784-3000. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In today's fast-paced environment, efficient payment processing is vital for success. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From point-of-sale systems to online payment solutions, we equip you with the tools needed to serve your customers effectively. Located at 7026 Mason Dixon Hwy Meyersdale Pa 15552 in Meyersdale, PA, our dedicated team is ready to help you find the right financial solutions tailored for your business needs. Contact us at (301) 784-3000 to learn more about how we can assist you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $217 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,772,438, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Services at Your Fingertips

For quick transactions like deposits or withdrawals, our drive-thru banking service is available to make things even easier. You can also use our basic ATM facilities for cash withdrawals and balance checks without stepping inside the branch. At First Peoples Community in Meyersdale, we strive to create a welcoming environment where all members feel valued. If you're looking for reliable financial solutions tailored just for you, give us a call at 301-784-3000 or visit us today! Let's work together towards achieving your financial goals because at First Peoples Community, your success is our mission!

Embracing Technology for Your Convenience

In today's fast-paced world, having access to your finances anytime and anywhere is crucial. Our online and mobile banking platforms make it easy for you to check balances, transfer funds, and pay bills right from your smartphone or computer. We also offer ATM and cash withdrawal services at various locations, ensuring you're never far from accessing your money.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances effectively. If you're planning to buy a car, our auto loans and vehicle financing options can make that dream a reality. For those considering homeownership or refinancing, our mortgage loans are designed with competitive rates and terms that fit your budget. Additionally, if you find yourself in need of extra funds for unexpected expenses or debt consolidation, our personal loans can provide the financial relief you need.

Rewards and Business Solutions

We understand that credit cards can be more than just a payment tool; they can also reward you for your spending. That's why we offer credit cards with rewards programs that allow you to earn points on your purchases. For our local business owners, we provide comprehensive business banking services including merchant services and business loans that help you grow and manage your operations efficiently.

Digital & Online Banking

Key Features

Our online banking service offers a range of features to simplify your banking experience. You can check balances, transfer funds, and pay bills all in one place, 24/7. For those who prefer using their smartphones, our mobile application is available for easy access on the go. You can even enjoy the convenience of mobile payments, making transactions faster than ever.

Real-Time Management

Keeping track of your money has never been easier. With e-statements available, you can view your account activity whenever it suits you. Our person-to-person transfer feature makes sending money to friends and family simple and quick. Whether it's splitting a bill or sending a gift, we've got you covered. At First Peoples Community, we strive to provide accessible and efficient banking solutions tailored for you. Dive into the world of online banking today and experience the freedom it brings!

Security and Support

We prioritize your security while using our digital services. Although we do not currently offer electronic signature authorization, rest assured that your information is protected with advanced security measures. Plus, if you have any questions or need assistance, our friendly team is just a phone call away at (301) 784-3000.

Financial Strength

Member Trust

Total Share and Deposit Accounts stand at 64,330, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $0, we focus entirely on fostering your growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Peoples Community is your trusted partner. Visit us at 7026 Mason Dixon Hwy Meyersdale Pa 15552 or call 301-784-3000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is evident with a reported net income of $4,028,714, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Your Benefit

With $71,231,238 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $30,410,885 in used auto loans and $453,175,159 in total loans and leases.

Secure Savings Options

Members' savings are secured through $160,446,196 in share certificates and $7,957,015 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $75,867,210, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1278 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,510,885 in used vehicle loans and $43,002,199 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable pre-owned vehicle, our flexible terms make it easy to get behind the wheel.

Commercial Loans

For business owners, our outstanding commercial loans totaling $56,772,438 provide the capital needed to grow and expand. We understand that every business has unique needs and are committed to working closely with you to find the right solution. At First Peoples Community, we pride ourselves on our member-focused approach and commitment to transparency. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and see how we can assist you in achieving your financial aspirations!

Credit Lines

Our total credit lines amount to $87,002,582, providing additional financial flexibility for various needs. Whether it's for personal use or business purposes, our credit lines are designed to support your financial goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $74,455,873. We strive to make buying or refinancing simple and straightforward for our members. If you're considering refinancing your current mortgage or exploring eligibility options, we're here to help guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,235,465 in loans helping members manage their finances effectively. This option is ideal for those looking to consolidate debt or cover unexpected expenses without tapping into savings.

Loan Aggregator

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FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION - Meyersdale, PA