First Peoples Community Everett PA Credit Union | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to First Peoples Community, your trusted partner in financial well-being, located at 30 Bedford Sq, Everett, PA 15537. Since our establishment in 1959, we have proudly served our community with a commitment to providing exceptional financial services and fostering strong relationships with our members. With a total membership of 33,498, we are dedicated to ensuring that every member feels valued and supported. At First Peoples Community, our financial strength speaks volumes. We currently hold total assets of $593,424,413 and total deposits of $26,706,043, showcasing our ability to effectively manage your money. Our net worth stands at an impressive $75,867,210, reflecting our stability and reliability. Additionally, we offer a variety of loans totaling 14,307, ensuring that you have the resources needed to achieve your financial goals. Our team is led by CEO Randy Olsen and Board President Jeffrey McKenzie, who together guide our mission of providing accessible banking solutions tailored to your needs. With a staff of 154 employees, we are here to assist you with everything from personal banking and auto loans to business services and online banking options. While members can visit us at the branch address above for all their banking needs, official correspondence should be directed to our mailing address: 153 Baltimore St, Cumberland, MD 21502. With features like ATM access and drive-thru service available during lobby hours from 9:00 AM to 5:30 PM, we strive to make your banking experience as convenient as possible. Whether you're looking for checking accounts, savings options, or loans our team is ready to help you navigate your financial journey. We invite you to reach out at 301-784-3000 or explore more about us on our website First Peoples Community. Join us today and discover how we can support your financial aspirations!

Branch History & Mission

At First Peoples Community in Everett, PA, we are proud to carry a rich legacy that began in 1959. Since our founding, we have dedicated ourselves to supporting our members and the local community through financial services tailored to their needs. Our branch, located at 30 Bedford Sq, Everett, PA 15537, has grown alongside our community, and today we proudly serve 33,498 members with total assets of over $593 million. Our mission is simple yet powerful: to provide reliable financial solutions while fostering a sense of community. We believe that everyone deserves access to affordable banking options. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking services, we're here to help you achieve your financial goals. Over the years, we've embraced changes in technology to improve member experience. We offer online and mobile banking features that make managing finances easier than ever. Members can enjoy the convenience of mobile payments and person-to-person transactions right from their phones. Additionally, our commitment to accessibility ensures that all members can utilize our services comfortably. While members can visit us at 30 Bedford Sq, official correspondence should be sent to 153 Baltimore St, Cumberland, MD 21502. Our operating hours are designed to fit your busy lifestyle; we are open Monday through Friday from 9:00 AM to 5:30 PM. For added convenience, we also offer ATM services and drive-thru banking for quick transactions. At First Peoples Community, community involvement is at the heart of what we do. We actively partner with local organizations and participate in outreach efforts aimed at enhancing the lives of those around us. We understand that when our community thrives, so do our members. As we look towards the future, we invite you to join us on this journey. Experience the benefits of membership at First Peoples Community where your financial well-being is our priority. Visit us today or learn more about becoming a member by calling us at 301-784-3000 or visiting our website here. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At First Peoples Community, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces for those who need them. No matter your needs, we strive to make your visit as smooth as possible.

Get in Touch!

Have questions? Don't hesitate to reach out! You can contact us at 301-784-3000. We invite you to visit us at 30 Bedford Sq and discover how we can support your financial journey. Your community credit union is just around the corner come see us today!

Operating Hours

We know that your time is valuable! That's why our lobby is open from 9:00 AM to 5:30 PM, Monday through Friday. Whether you're dropping in for a quick transaction or have questions about our services, our team is ready to assist you during these hours.

Services Offered

As a member of First Peoples Community, you gain access to a variety of financial services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we've got what you need to manage your finances effectively. Plus, enjoy the convenience of drive-thru banking for quick deposits and withdrawals without leaving your car. For those on the go, we also provide ATM services right at the branch, allowing easy access to cash whenever you need it.

Member Eligibility

Becoming a member of First Peoples Community is like joining a friendly neighborhood where everyone looks out for each other. If you live, work, worship, or attend school in the area around Everett, PA, you're already on your way to enjoying the perks of membership! This means you can unlock access to personalized financial services that really care about your needs. Whether it's checking and savings accounts, auto loans, or mortgage options, we're here to help you thrive. For those looking for detailed eligibility criteria, feel free to check out our website at http://www.firstpeoples.com/about/become-a-member/membership-requirements . Once you're ready to join us, opening an account is a breeze! Just head over to https://firstpeoples.symapp.jhahosted.com/ or give us a call at (301) 784-3000 if you have any questions. We can't wait to welcome you into our community at 30 Bedford Sq Everett Pa 15537!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $217 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,772,438, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy day at your store; our services ensure you can accept payments seamlessly whether customers pay by card or mobile app. This convenience not only improves customer satisfaction but also boosts your sales. Discover how First Peoples Community, located at 30 Bedford Sq Everett Pa 15537 in Everett, PA, can partner with you on your journey toward success. For more information, call us at (301) 784-3000 or visit our website!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

If you're looking to purchase a new car or refinance an existing auto loan, our auto loans and vehicle financing services make the process straightforward. We work with you to find the best rates that suit your budget. Imagine driving off in your new car without the stress of complicated financing!

Business Banking

For entrepreneurs and business owners, our business banking services, including merchant services and business loans, can help propel your venture forward. We understand that running a business comes with its own set of challenges, and we're here to support your growth every step of the way.

Convenient Access Points

We also offer essential ATM and cash withdrawal services, ensuring that you have easy access to your money whenever you need it. Plus, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. At First Peoples Community, we pride ourselves on creating financial solutions that fit seamlessly into your life. If you're interested in learning more about any of these services or how they can benefit you personally or professionally, don't hesitate to reach out! Call us at 301-784-3000 or visit us today at our Everett branch. We're here to help you achieve your financial goals!

Credit Cards with Rewards

Don't forget about our credit cards with rewards! These cards not only offer convenience but also allow you to earn points on everyday purchases. Whether it's groceries or gas, watch your rewards add up while enjoying the benefits of using your card.

Digital Banking Features

In today's fast-paced world, access to your finances anytime is crucial. That's why we provide robust online and mobile banking services. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, pay bills, and much more all from the comfort of your home or while on the go.

Home Ownership

For those considering home ownership or refinancing their current mortgage, we provide comprehensive mortgage loans and refinancing options. Our knowledgeable staff will guide you through the process, ensuring you understand each step along the way.

Personal Banking

When it comes to personal banking, we offer various checking and savings accounts designed to fit your lifestyle. Whether you're saving for a dream vacation or managing daily expenses, our accounts come with features that help you stay on track. Need a little extra cash? Our personal loans and debt consolidation options can assist you in managing unexpected expenses or consolidating existing debts into one manageable payment.

Digital & Online Banking

Key Features

Our online banking platform at https://www.firstpeoples.com/ is user-friendly and packed with features that make managing your accounts easy. Whether you want to check your balance, transfer funds, or pay bills, our 24/7 online banking services are here for you. You can also enjoy the benefits of e-statements, which allow you to receive your account statements electronically instead of waiting for them in the mail. For those on the go, our mobile application makes it even easier to keep track of your finances. You can set up mobile payments, making transactions quick and straightforward. Plus, our person-to-person transfer feature lets you send money directly to friends or family without any hassle.

Security & Accessibility

Your security is our top priority. We ensure that all transactions are protected so you can bank with peace of mind. Our electronic signature authorization system adds an extra layer of security for important documents. At First Peoples Community, we believe in making banking as accessible as possible. With our robust online and mobile banking features, you'll have real-time access to your accounts whenever you need it. Whether you're at home or out running errands, managing your finances has never been more convenient. Experience the ease of digital banking with us today! Visit https://www.firstpeoples.com/ to learn more about how we can help you take control of your financial journey.

Financial Strength

Commitment to Growth

With $71,231,238 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,042 in used auto loans and $453,175,159 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $160,446,196 in share certificates and $7,957,015 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $4,028,714 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $75,867,210, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,278 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

Total Share and Deposit Accounts: 64,330, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Peoples Community is your trusted partner. Visit us at 30 Bedford Sq Everett Pa 15537 or call (301) 784-3000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $54,510,885 in used vehicle loans and $43,002,199 in new vehicle loans already helping members get on the road, we can assist you in finding the right financing for your next vehicle. Whether you're interested in financing a brand-new model or a reliable used car, our terms are competitive and tailored to fit your budget.

Business Financing

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $56,772,438 are here to support your growth ambitions. We know how vital it is for businesses to have access to capital, and our team is dedicated to providing personalized service tailored to meet your business needs.

Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's where our flexible unsecured credit card loans come into play. With a total of $5,235,465 in these loans helping members manage their finances effectively, we provide solutions that offer convenience and ease when you need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $74,455,873. We simplify the process of buying or refinancing so you can focus on what matters most making your house a home. Our team is ready to guide you through every step, ensuring you understand your options and find the right fit for your financial situation.

Refinancing Options

If you're considering refinancing any existing loans for better rates or terms, we invite you to explore those options with us as well. Our knowledgeable staff can assist you in determining eligibility and finding solutions that could save you money over time. At First Peoples Community located at 30 Bedford Sq, Everett PA 15537, we're committed to serving our community with integrity and transparency. If you have any questions or want more details about our loan offerings, feel free to contact us at 301-784-3000 during our operating hours from 9:00 AM - 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals!

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FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION